Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽117303
₽113831
₽107806
₽111607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
income
-
-
-
23 400
unemployment
-
-
-
131
health
-
-
-
3 754
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 832
total
-
-
-
32 117
Employee
21 289
-
149 595
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 869
-
2 866
-
income
2 129
-
14 960
-
health
979
-
1 502
-
total
5 211
-
19 687
-
Employer
21 289
-
149 595
-
health
1 469
-
2 253
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 346
-
3 597
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
unemployment
128
-
196
-
total
4 177
-
6 405
-
Corporate
130 534
156 000
-
-
income
13 054
15 600
-
-
total
13 054
15 600
-
-
Dividends
117 481
140 400
-
-
withholding
5 874
7 020
-
-
total
5 874
7 020
-
-
Income
156 000
156 000
156 000
156 000
Total tax
28 316
22 620
26 092
32 117
After tax
127 684
133 380
129 908
123 883
Living cost
16 077
16 077
16 077
16 077
Free-cash
111 607
117 303
113 831
107 806

Estimated living cost  is ₽16077 per week

₽10633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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