Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽111479
₽117208
₽113675
₽107661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
health
-
-
-
3 776
income
-
-
-
23 400
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 860
unemployment
-
-
-
131
total
-
-
-
32 167
Employee
21 415
-
149 557
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 880
-
2 883
-
income
2 142
-
14 955
-
health
985
-
1 511
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
total
5 242
-
19 710
-
Employer
21 415
-
149 557
-
health
1 478
-
2 266
-
unemployment
129
-
197
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 360
-
3 619
-
total
4 202
-
6 443
-
Corporate
130 384
156 000
-
-
income
13 038
15 600
-
-
total
13 038
15 600
-
-
Dividends
117 346
140 400
-
-
withholding
5 867
7 020
-
-
total
5 867
7 020
-
-
Income
156 000
156 000
156 000
156 000
Total tax
28 349
22 620
26 153
32 167
After tax
127 651
133 380
129 847
123 833
Living cost
16 172
16 172
16 172
16 172
Free-cash
111 479
117 208
113 675
107 661

Estimated living cost  is ₽16172 per week

₽10696
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4165
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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