Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156000
per

Your estimated
City
free-cash

Andorra , Andorra
₽111490
₽90591
₽86444
₽108260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
income
-
-
-
6 327
social contributions
-
-
-
34 320
total
-
-
-
40 647
Employee
30 918
-
135 063
-
income
-
-
6 789
-
social contributions
2 009
-
8 778
-
total
2 009
-
15 567
-
Employer
30 918
-
135 063
-
social contributions
4 793
-
20 933
-
total
4 793
-
20 933
-
Corporate
120 289
156 000
-
-
income
12 029
15 601
-
-
total
12 029
15 601
-
-
Dividends
108 260
140 399
-
-
total
-
-
-
-
Income
156 000
156 000
156 000
156 000
Total tax
18 831
15 601
36 500
40 647
After tax
137 169
140 399
119 500
115 353
Living cost
28 909
28 909
28 909
28 909
Free-cash
108 260
111 490
90 591
86 444

Estimated living cost  is ₽28909 per week

₽18692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2179
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7494
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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