Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 156000
per

Your estimated
City
free-cash

Andorra , Andorra
₽87720
₽110041
₽91869
₽113092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
social contributions
-
-
-
34 321
income
-
-
-
6 651
total
-
-
-
40 972
Employee
29 206
-
135 066
-
social contributions
1 898
-
8 778
-
income
-
-
7 111
-
total
1 898
-
15 889
-
Employer
29 206
-
135 066
-
social contributions
4 527
-
20 934
-
total
4 527
-
20 934
-
Corporate
122 267
156 000
-
-
income
12 226
15 600
-
-
total
12 226
15 600
-
-
Dividends
110 040
140 400
-
-
total
-
-
-
-
Income
156 000
156 000
156 000
156 000
Total tax
18 651
15 600
36 823
40 972
After tax
137 349
140 400
119 177
115 028
Living cost
27 308
27 308
27 308
27 308
Free-cash
110 041
113 092
91 869
87 720

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽51252
₽57018
₽12470
₽57466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
624
pensions
-
-
-
19 634
income
-
-
-
41 817
total
-
-
-
75 765
Employee
39 711
36 203
124 143
-
unemployment
1 191
1 086
3 184
-
other
397
362
1 062
-
income
3 538
2 670
33 295
-
pensions
4 067
3 707
10 868
-
health
1 536
1 402
4 107
-
total
10 729
9 227
52 516
-
Employer
39 711
36 203
124 143
-
pensions
4 984
4 544
13 319
-
surtax
-
-
-
-
payroll
1 191
1 086
3 724
-
other
1 886
1 719
5 743
-
health
1 502
1 369
4 012
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
497
-
total
11 428
10 420
31 858
-
Corporate
104 860
109 377
120 695
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 215
27 344
30 173
-
total
26 215
27 344
30 173
-
Dividends
78 646
82 033
-
-
withholding
21 627
22 560
-
-
total
21 627
22 560
-
-
Income
156 000
156 000
156 000
156 000
Total tax
69 999
69 551
114 547
75 765
After tax
86 001
86 449
41 453
80 235
Living cost
28 983
28 983
28 983
28 983
Free-cash
57 018
57 466
12 470
51 252

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽48045
₽52937
₽9396
₽54342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
624
pensions
-
-
-
19 634
income
-
-
-
41 817
total
-
-
-
75 944
Employee
45 401
36 203
123 974
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
33 214
-
pensions
4 650
3 707
10 868
-
health
1 757
1 402
4 107
-
total
13 390
9 227
52 435
-
Employer
45 401
36 203
123 974
-
pensions
5 698
4 544
13 319
-
surtax
179
179
179
-
payroll
1 362
1 086
3 719
-
other
2 157
1 719
5 737
-
health
1 715
1 369
4 012
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
497
-
total
13 244
10 599
32 026
-
Corporate
97 356
109 198
120 526
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 339
27 299
30 132
-
total
24 339
27 299
30 132
-
Dividends
73 017
81 898
-
-
withholding
20 079
22 522
-
-
total
20 079
22 522
-
-
Income
156 000
156 000
156 000
156 000
Total tax
71 052
69 647
114 593
75 944
After tax
84 948
86 353
41 407
80 056
Living cost
32 011
32 011
32 011
32 011
Free-cash
52 937
54 342
9 396
48 045

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽34483
₽40507
₽22021
₽54130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
national
-
-
-
57 743
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 001
social contributions
-
-
-
22 649
total
-
-
-
88 393
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
120 828
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 052
-
national
19 978
-
43 585
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
6 303
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
9 063
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 679
-
total
31 859
-
65 682
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
120 828
-
surtax
7 368
-
13 702
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
10 706
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
7 430
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 571
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 764
-
total
18 915
-
35 173
-
Corporate
72 102
156 000
-
-
income
14 421
31 200
-
-
surtax
288
624
-
-
total
14 709
31 824
-
-
Dividends
57 393
124 175
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

16 886
36 922
-
-
total
16 886
36 922
-
-
Income
156 000
156 000
156 000
156 000
Total tax
82 369
68 746
100 855
88 393
After tax
73 631
87 254
55 145
67 607
Living cost
33 124
33 124
33 124
33 124
Free-cash
40 507
54 130
22 021
34 483

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽108538
₽112249
₽114614
₽117777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
23 400
total
-
-
-
31 859
Employee
20 661
-
149 784
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
14 979
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
19 567
-
Employer
20 661
-
149 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
131 286
156 000
-
-
income
13 129
15 600
-
-
total
13 129
15 600
-
-
Dividends
118 157
140 400
-
-
withholding
5 908
7 020
-
-
total
5 908
7 020
-
-
Income
156 000
156 000
156 000
156 000
Total tax
28 148
22 620
25 783
31 859
After tax
127 852
133 380
130 217
124 141
Living cost
15 603
15 603
15 603
15 603
Free-cash
112 249
117 777
114 614
108 538

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽112249
₽117276
₽118325
₽121488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
23 400
total
-
-
-
31 859
Employee
15 747
-
149 784
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
14 979
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
19 567
-
Employer
15 747
-
149 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
137 163
156 000
-
-
income
13 716
15 600
-
-
total
13 716
15 600
-
-
Dividends
123 447
140 400
-
-
withholding
6 172
7 020
-
-
total
6 172
7 020
-
-
Income
156 000
156 000
156 000
156 000
Total tax
26 832
22 620
25 783
31 859
After tax
129 168
133 380
130 217
124 141
Living cost
11 892
11 892
11 892
11 892
Free-cash
117 276
121 488
118 325
112 249

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽85796
₽87840
₽84411
₽92782
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
health
-
-
-
3 977
social contributions
-
-
-
14 699
income
-
-
-
30 495
total
-
-
-
49 171
Employee
69 856
69 856
145 489
-
income
7 606
6 467
29 751
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
2 474
-
total
10 788
13 453
40 045
-
Employer
69 856
69 856
145 489
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
2 691
-
total
3 229
7 091
10 511
-
Corporate
120 949
79 053
-
-
income
15 119
9 882
-
-
total
15 119
9 882
-
-
Dividends
105 830
69 171
-
-
withholding
17 991
11 759
-
-
total
17 991
11 759
-
-
Income
156 000
156 000
156 000
156 000
Total tax
47 127
42 185
50 556
49 171
After tax
108 873
113 815
105 444
106 829
Living cost
21 033
21 033
21 033
21 033
Free-cash
87 840
92 782
84 411
85 796

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽77363
₽80582
₽75978
₽84349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
health
-
-
-
3 977
social contributions
-
-
-
14 699
income
-
-
-
30 495
total
-
-
-
49 171
Employee
69 856
69 856
145 489
-
income
7 336
6 467
29 751
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
2 474
-
total
11 426
13 453
40 045
-
Employer
69 856
69 856
145 489
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
2 691
-
total
4 152
7 091
10 511
-
Corporate
110 958
79 053
-
-
income
13 869
9 882
-
-
total
13 869
9 882
-
-
Dividends
97 089
69 171
-
-
withholding
16 505
11 759
-
-
total
16 505
11 759
-
-
Income
156 000
156 000
156 000
156 000
Total tax
45 952
42 185
50 556
49 171
After tax
110 048
113 815
105 444
106 829
Living cost
29 466
29 466
29 466
29 466
Free-cash
80 582
84 349
75 978
77 363

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽67848
₽78854
₽60967
₽86362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
health
-
-
-
21 060
social contributions
-
-
-
30 282
income
-
-
-
15 699
solidarity contribution
-
-
-
67
total
-
-
-
67 108
Employee
30 948
-
119 334
-
income
3 714
-
14 472
-
social contributions
2 012
-
6 741
-
health
4 178
-
16 110
-
solidarity contribution
-
-
-
-
total
9 904
-
37 323
-
Employer
30 948
-
119 334
-
social contributions
7 737
-
25 926
-
health
2 785
-
10 740
-
total
10 522
-
36 666
-
Corporate
114 530
156 000
-
-
income
21 761
29 640
-
-
total
21 761
29 640
-
-
Dividends
92 769
126 360
-
-
withholding
13 915
18 954
-
-
total
13 915
18 954
-
-
Income
156 000
156 000
156 000
156 000
Total tax
56 102
48 594
73 989
67 108
After tax
99 898
107 406
82 011
88 892
Living cost
21 044
21 044
21 044
21 044
Free-cash
78 854
86 362
60 967
67 848

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽62960
₽72223
₽56079
₽81474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
health
-
-
-
21 060
social contributions
-
-
-
30 282
income
-
-
-
15 699
solidarity contribution
-
-
-
67
total
-
-
-
67 108
Employee
38 135
-
119 334
-
income
4 576
-
14 472
-
social contributions
2 479
-
6 741
-
health
5 148
-
16 110
-
solidarity contribution
-
-
-
-
total
12 203
-
37 323
-
Employer
38 135
-
119 334
-
social contributions
9 534
-
25 926
-
health
3 432
-
10 740
-
total
12 966
-
36 666
-
Corporate
104 899
156 000
-
-
income
19 931
29 640
-
-
total
19 931
29 640
-
-
Dividends
84 968
126 360
-
-
withholding
12 745
18 954
-
-
total
12 745
18 954
-
-
Income
156 000
156 000
156 000
156 000
Total tax
57 845
48 594
73 989
67 108
After tax
98 155
107 406
82 011
88 892
Living cost
25 932
25 932
25 932
25 932
Free-cash
72 223
81 474
56 079
62 960

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽48387
-₽42495
-₽42495
-₽42495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
national
-
-
-
18 167
pensions
-
-
-
790
municipal
-
-
-
32 363
labour market
-
-
-
12 417
total
-
-
-
63 737
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
156 000
156 000
156 000
156 000
Total tax
154 619
154 619
154 619
63 737
After tax
1 381
1 381
1 381
92 263
Living cost
43 876
43 876
43 876
43 876
Free-cash
-42 495
-42 495
-42 495
48 387

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽61673
₽97214
₽67972
₽102857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
health
-
-
-
20 281
pensions
-
-
-
31 200
income
-
-
-
20 903
total
-
-
-
72 384
Employee
25 772
-
116 592
-
unemployment
412
-
1 865
-
income
2 901
-
22 479
-
pensions
515
-
2 333
-
total
3 828
-
26 677
-
Employer
25 772
-
116 592
-
pensions
5 155
-
23 318
-
health
3 350
-
15 157
-
unemployment
207
-
933
-
total
8 712
-
39 408
-
Corporate
121 517
156 000
-
-
income
24 303
31 200
-
-
total
24 303
31 200
-
-
Dividends
97 214
124 800
-
-
total
-
-
-
-
Income
156 000
156 000
156 000
156 000
Total tax
36 843
31 200
66 085
72 384
After tax
119 157
124 800
89 915
83 616
Living cost
21 943
21 943
21 943
21 943
Free-cash
97 214
102 857
67 972
61 673

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽66324
₽65309
₽47214
₽63124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
156 000
national
-
-
-
25 058
health
-
-
-
2 024
municipal
-
-
-
27 716
total
-
-
-
54 798
Employee
47 796
-
131 235
-
unemployment
717
-
1 969
-
municipal
7 829
-
21 379
-
national
790
-
15 298
-
pensions
3 226
-
8 858
-
health
357
-
1 641
-
total
12 919
-
49 145
-
Employer
47 796
-
131 235
-
pensions
8 292
-
22 769
-
health
367
-
1 010
-
accident
48
-
131
-
unemployment
310
-
853
-
total
9 017
-
24 763
-
Corporate
99 186
156 000
-
-
income
19 838
31 200
-
-
total
19 838
31 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

59 511
93 600
-
-
municipal
10 713
16 848
-
-
national
3 326
9 950
-
-
total
14 039
26 798
-
-
Income
156 000
156 000
156 000
156 000
Total tax
55 813
57 998
73 908
54 798
After tax
100 187
98 002
82 092
101 202
Living cost
34 878
34 878
34 878
34 878
Free-cash
65 309
63 124
47 214
66 324

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽59974
₽55668
₽58163
₽50623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
surtax
-
-
-
-
health
-
-
-
6 470
pensions
-
-
-
28 199
social contributions
-
-
-
4 446
income
-
-
-
24 073
other
-
-
-
4 836
total
-
-
-
68 024
Employee
34 706
-
121 105
-
income
1 789
-
23 223
-
surtax
-
-
-
-
social contributions
990
-
3 450
-
pensions
3 925
-
8 266
-
total
6 704
-
34 939
-
Employer
34 706
-
121 105
-
pensions
5 703
-
13 946
-
social contributions
103
-
364
-
other
1 198
-
4 659
-
health
2 429
-
11 022
-
unemployment
1 405
-
4 905
-
total
10 838
-
34 896
-
Corporate
110 455
156 000
-
-
income
30 928
43 680
-
-
surtax
-
-
-
-
total
30 928
43 680
-
-
Dividends
79 527
112 320
-
-
withholding
10 180
14 376
-
-
social contributions
13 680
19 319
-
-
surtax
-
-
-
-
total
23 860
33 695
-
-
Income
156 000
156 000
156 000
156 000
Total tax
72 330
77 375
69 835
68 024
After tax
83 670
78 625
86 165
87 976
Living cost
28 002
28 002
28 002
28 002
Free-cash
55 668
50 623
58 163
59 974

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽56895
₽52909
₽55084
₽47544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
surtax
-
-
-
-
health
-
-
-
6 470
pensions
-
-
-
28 199
social contributions
-
-
-
4 446
income
-
-
-
24 073
other
-
-
-
4 836
total
-
-
-
68 024
Employee
38 881
-
121 105
-
income
2 295
-
23 223
-
surtax
-
-
-
-
social contributions
1 109
-
3 450
-
pensions
4 396
-
8 266
-
total
7 800
-
34 939
-
Employer
38 881
-
121 105
-
pensions
6 387
-
13 946
-
social contributions
117
-
364
-
other
1 341
-
4 659
-
health
2 722
-
11 022
-
unemployment
1 574
-
4 905
-
total
12 141
-
34 896
-
Corporate
104 977
156 000
-
-
income
29 394
43 680
-
-
surtax
-
-
-
-
total
29 394
43 680
-
-
Dividends
75 584
112 320
-
-
withholding
9 675
14 376
-
-
social contributions
13 000
19 319
-
-
surtax
-
-
-
-
total
22 675
33 695
-
-
Income
156 000
156 000
156 000
156 000
Total tax
72 010
77 375
69 835
68 024
After tax
83 990
78 625
86 165
87 976
Living cost
31 081
31 081
31 081
31 081
Free-cash
52 909
47 544
55 084
56 895

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽44099
₽40989
₽42288
₽34748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
surtax
-
-
-
-
health
-
-
-
6 470
pensions
-
-
-
28 199
social contributions
-
-
-
4 446
income
-
-
-
24 073
other
-
-
-
4 836
total
-
-
-
68 024
Employee
56 899
-
121 105
-
income
4 965
-
23 223
-
surtax
-
-
-
-
social contributions
1 621
-
3 450
-
pensions
6 436
-
8 266
-
total
13 022
-
34 939
-
Employer
56 899
-
121 105
-
pensions
9 349
-
13 946
-
social contributions
171
-
364
-
other
1 964
-
4 659
-
health
3 982
-
11 022
-
unemployment
2 305
-
4 905
-
total
17 771
-
34 896
-
Corporate
81 331
156 000
-
-
income
22 772
43 680
-
-
surtax
-
-
-
-
total
22 772
43 680
-
-
Dividends
58 559
112 320
-
-
withholding
7 496
14 376
-
-
social contributions
10 073
19 319
-
-
surtax
-
-
-
-
total
17 569
33 695
-
-
Income
156 000
156 000
156 000
156 000
Total tax
71 134
77 375
69 835
68 024
After tax
84 866
78 625
86 165
87 976
Living cost
43 877
43 877
43 877
43 877
Free-cash
40 989
34 748
42 288
44 099

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽148597
₽141262
₽118957
₽142357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
156 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 560
total
-
-
-
1 560
Employee
7 303
-
156 000
-
income
1 460
-
31 200
-
total
1 460
-
31 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

148 697
156 000
-
-
total
-
-
-
-
Dividends
148 697
156 000
-
-
withholding
7 435
7 800
-
-
total
7 435
7 800
-
-
Income
156 000
156 000
156 000
156 000
Total tax
8 895
7 800
31 200
1 560
After tax
147 105
148 200
124 800
154 440
Living cost
5 843
5 843
5 843
5 843
Free-cash
141 262
142 357
118 957
148 597

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽145335
₽137388
₽115695
₽139095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
156 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 560
total
-
-
-
1 560
Employee
11 381
-
156 000
-
income
2 276
-
31 200
-
total
2 276
-
31 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

144 619
156 000
-
-
total
-
-
-
-
Dividends
144 619
156 000
-
-
withholding
7 231
7 800
-
-
total
7 231
7 800
-
-
Income
156 000
156 000
156 000
156 000
Total tax
9 507
7 800
31 200
1 560
After tax
146 493
148 200
124 800
154 440
Living cost
9 105
9 105
9 105
9 105
Free-cash
137 388
139 095
115 695
145 335

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽47995
₽57104
₽64319
₽45219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
156 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 627
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 775
trade
-
-
-
16 324
total
-
-
-
72 932
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
156 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
47 775
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 627
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
56 608
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
110 799
156 000
-
-
trade
15 900
22 386
-
-
income
16 619
23 399
-
-
chamber of commerce
300
367
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

914
1 288
-
-
total
33 733
47 440
-
-
Dividends
77 066
108 560
-
-
withholding
18 921
26 794
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 041
1 474
-
-
total
19 962
28 268
-
-
Income
156 000
156 000
156 000
156 000
Total tax
63 823
75 708
56 608
72 932
After tax
92 177
80 292
99 392
83 068
Living cost
35 073
35 073
35 073
35 073
Free-cash
57 104
45 219
64 319
47 995

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽53959
₽61220
₽71876
₽51173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
156 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 627
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 775
trade
-
-
-
17 917
total
-
-
-
74 525
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
156 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
47 775
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 627
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
56 608
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
121 253
156 000
-
-
trade
19 098
24 570
-
-
income
18 188
23 399
-
-
chamber of commerce
312
362
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 000
1 288
-
-
total
38 598
49 619
-
-
Dividends
82 655
106 381
-
-
withholding
20 319
26 249
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 117
1 443
-
-
total
21 436
27 692
-
-
Income
156 000
156 000
156 000
156 000
Total tax
67 264
77 311
56 608
74 525
After tax
88 736
78 689
99 392
81 475
Living cost
27 516
27 516
27 516
27 516
Free-cash
61 220
51 173
71 876
53 959

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽44990
₽54963
₽63704
₽42198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
156 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 627
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 775
trade
-
-
-
18 714
total
-
-
-
75 322
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
156 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
47 775
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 627
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
56 608
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
109 930
156 000
-
-
trade
18 083
25 661
-
-
income
16 490
23 399
-
-
chamber of commerce
295
360
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

907
1 288
-
-
total
35 775
50 708
-
-
Dividends
74 156
105 291
-
-
withholding
18 193
25 977
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 000
1 429
-
-
total
19 193
27 406
-
-
Income
156 000
156 000
156 000
156 000
Total tax
65 349
78 114
56 608
75 322
After tax
90 651
77 886
99 392
80 678
Living cost
35 688
35 688
35 688
35 688
Free-cash
54 963
42 198
63 704
44 990

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽38265
₽50197
₽57775
₽35467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
156 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 627
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 775
trade
-
-
-
19 510
total
-
-
-
76 118
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
156 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
47 775
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 627
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
56 608
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
101 403
156 000
-
-
trade
17 391
26 754
-
-
income
15 211
23 399
-
-
chamber of commerce
281
357
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

836
1 288
-
-
total
33 719
51 798
-
-
Dividends
67 684
104 202
-
-
withholding
16 576
25 704
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

912
1 414
-
-
total
17 488
27 118
-
-
Income
156 000
156 000
156 000
156 000
Total tax
64 186
78 916
56 608
76 118
After tax
91 814
77 084
99 392
79 882
Living cost
41 617
41 617
41 617
41 617
Free-cash
50 197
35 467
57 775
38 265

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽53470
₽74827
₽47896
₽77719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
surtax
-
-
-
6 498
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
42 563
other
-
-
-
-
total
-
-
-
82 125
Employee
30 594
-
130 478
-
unemployment
2 129
-
8 439
-
other
-
-
-
-
income
5 129
-
37 131
-
surtax
109
-
5 429
-
pensions
2 041
-
8 087
-
health
781
-
3 091
-
total
10 189
-
62 177
-
Employer
30 594
-
130 478
-
pensions
4 079
-
16 162
-
other
-
-
-
-
health
1 391
-
5 517
-
unemployment
971
-
3 843
-
total
6 441
-
25 522
-
Corporate
118 966
156 000
-
-
income
30 932
40 560
-
-
total
30 932
40 560
-
-
Dividends
88 034
115 440
-
-
withholding
13 206
17 316
-
-
total
13 206
17 316
-
-
Income
156 000
156 000
156 000
156 000
Total tax
60 768
57 876
87 699
82 125
After tax
95 232
98 124
68 301
73 875
Living cost
20 405
20 405
20 405
20 405
Free-cash
74 827
77 719
47 896
53 470

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽53828
₽75248
₽48254
₽78077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
surtax
-
-
-
6 498
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
42 563
other
-
-
-
-
total
-
-
-
82 125
Employee
30 042
-
130 478
-
unemployment
2 091
-
8 439
-
other
-
-
-
-
income
5 036
-
37 131
-
surtax
98
-
5 429
-
pensions
2 003
-
8 087
-
health
767
-
3 091
-
total
9 995
-
62 177
-
Employer
30 042
-
130 478
-
pensions
4 005
-
16 162
-
other
-
-
-
-
health
1 367
-
5 517
-
unemployment
952
-
3 843
-
total
6 324
-
25 522
-
Corporate
119 634
156 000
-
-
income
31 106
40 560
-
-
total
31 106
40 560
-
-
Dividends
88 529
115 440
-
-
withholding
13 280
17 316
-
-
total
13 280
17 316
-
-
Income
156 000
156 000
156 000
156 000
Total tax
60 705
57 876
87 699
82 125
After tax
95 295
98 124
68 301
73 875
Living cost
20 047
20 047
20 047
20 047
Free-cash
75 248
78 077
48 254
53 828

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽89881
₽69865
₽72247
₽69488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
unemployment
-
-
-
2 340
health
-
-
-
10 920
pensions
-
-
-
15 600
income
-
-
-
19 071
total
-
-
-
47 931
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
130 544
-
unemployment
394
157
1 958
-
income
3 210
1 277
15 959
-
pensions
2 626
1 045
13 054
-
health
1 838
731
9 138
-
total
8 068
3 210
40 109
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
130 544
-
pensions
5 120
2 038
25 456
-
total
5 120
2 038
25 456
-
Corporate
124 625
143 513
-
-
income
11 216
12 916
-
-
total
11 216
12 916
-
-
Dividends
113 409
130 597
-
-
withholding
21 548
24 813
-
-
social contributions
21 995
25 347
-
-
total
43 543
50 160
-
-
Income
156 000
156 000
156 000
156 000
Total tax
67 947
68 324
65 565
47 931
After tax
88 053
87 676
90 435
108 069
Living cost
18 188
18 188
18 188
18 188
Free-cash
69 865
69 488
72 247
89 881

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽47717
₽52618
₽48554
₽53350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
national
-
-
-
26 780
pensions
-
-
-
18 720
social contributions
-
-
-
1 677
municipal
-
-
-
17 112
total
-
-
-
64 289
Employee
68 198
-
134 861
-
municipal
8 424
-
17 716
-
national
13 053
-
28 103
-
pensions
2 728
-
5 394
-
total
24 205
-
51 213
-
Employer
68 198
-
134 861
-
pensions
5 456
-
10 789
-
social contributions
733
-
1 450
-
total
6 189
-
12 239
-
Corporate
77 111
156 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

15 422
31 200
-
-
total
15 422
31 200
-
-
Dividends
61 689
124 800
-
-
withholding
13 572
27 456
-
-
total
13 572
27 456
-
-
Income
156 000
156 000
156 000
156 000
Total tax
59 388
58 656
63 452
64 289
After tax
96 612
97 344
92 548
91 711
Living cost
43 994
43 994
43 994
43 994
Free-cash
52 618
53 350
48 554
47 717

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽30933
₽59455
₽30933
₽57449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
social contributions
-
-
-
25 934
income
-
-
-
47 383
total
-
-
-
73 317
Employee
71 062
-
156 000
-
social contributions
5 904
-
25 934
-
income
13 409
-
47 383
-
total
19 313
-
73 317
-
Employer
71 062
-
156 000
-
total
-
-
-
-
Corporate
84 938
156 000
-
-
income
10 618
19 500
-
-
total
10 618
19 500
-
-
Dividends
74 320
136 500
-
-
withholding
14 864
27 301
-
-
total
14 864
27 301
-
-
Income
156 000
156 000
156 000
156 000
Total tax
44 795
46 801
73 317
73 317
After tax
111 205
109 199
82 683
82 683
Living cost
51 750
51 750
51 750
51 750
Free-cash
59 455
57 449
30 933
30 933

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽36458
₽40154
₽29409
₽44898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
national
-
-
-
38 320
regional
-
-
-
1 837
social contributions
-
-
-
40 124
municipal
-
-
-
927
total
-
-
-
81 208
Employee
80 738
-
156 000
-
municipal
428
-
828
-
national
13 990
-
33 204
-
social contributions
27 225
-
52 604
-
regional
762
-
1 621
-
total
42 405
-
88 257
-
Employer
80 738
-
156 000
-
total
-
-
-
-
Corporate
75 262
156 000
-
-
nationa
18 062
37 440
-
-
municipal
2 936
6 084
-
-
total
20 998
43 524
-
-
Dividends
54 264
112 477
-
-
withholding
14 109
29 244
-
-
total
14 109
29 244
-
-
Income
156 000
156 000
156 000
156 000
Total tax
77 512
72 768
88 257
81 208
After tax
78 488
83 232
67 743
74 792
Living cost
38 334
38 334
38 334
38 334
Free-cash
40 154
44 898
29 409
36 458

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽49805
₽55508
₽42793
₽57526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
156 000
national
-
-
-
38 320
regional
-
-
-
2 352
social contributions
-
-
-
40 124
municipal
-
-
-
927
total
-
-
-
81 723
Employee
50 394
-
156 000
-
municipal
267
-
828
-
national
7 984
-
33 204
-
social contributions
16 993
-
52 604
-
regional
678
-
2 099
-
total
25 922
-
88 735
-
Employer
50 394
-
156 000
-
total
-
-
-
-
Corporate
105 606
156 000
-
-