Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 155500
per

Your estimated
City
free-cash

Andorra , Andorra
₽86888
₽108919
₽91020
₽112037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
social contributions
-
-
-
34 210
income
-
-
-
6 490
total
-
-
-
40 700
Employee
29 853
-
134 633
-
social contributions
1 940
-
8 751
-
income
-
-
6 950
-
total
1 940
-
15 701
-
Employer
29 853
-
134 633
-
social contributions
4 627
-
20 867
-
total
4 627
-
20 867
-
Corporate
121 020
155 500
-
-
income
12 102
15 551
-
-
total
12 102
15 551
-
-
Dividends
108 918
139 949
-
-
total
-
-
-
-
Income
155 500
155 500
155 500
155 500
Total tax
18 669
15 551
36 568
40 700
After tax
136 831
139 949
118 932
114 800
Living cost
27 912
27 912
27 912
27 912
Free-cash
108 919
112 037
91 020
86 888

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽50346
₽56129
₽11622
₽56589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
622
pensions
-
-
-
20 069
income
-
-
-
40 845
total
-
-
-
75 529
Employee
40 590
37 005
123 204
-
unemployment
1 218
1 110
3 255
-
other
405
370
1 085
-
income
3 616
2 730
32 393
-
pensions
4 157
3 789
11 108
-
health
1 570
1 433
4 197
-
total
10 966
9 432
52 038
-
Employer
40 590
37 005
123 204
-
pensions
5 094
4 645
13 614
-
surtax
-
-
-
-
payroll
1 218
1 110
3 697
-
other
1 928
1 757
5 727
-
health
1 535
1 399
4 100
-
accident
527
481
1 410
-
unemployment
1 218
1 110
3 255
-
chamber of commerce
162
148
493
-
total
11 682
10 650
32 296
-
Corporate
103 228
107 845
119 679
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 806
26 961
29 919
-
total
25 806
26 961
29 919
-
Dividends
77 422
80 884
-
-
withholding
21 292
22 243
-
-
total
21 292
22 243
-
-
Income
155 500
155 500
155 500
155 500
Total tax
69 746
69 286
114 253
75 529
After tax
85 754
86 214
41 247
79 971
Living cost
29 625
29 625
29 625
29 625
Free-cash
56 129
56 589
11 622
50 346

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽47069
₽51961
₽8472
₽53396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
622
pensions
-
-
-
20 069
income
-
-
-
40 845
total
-
-
-
75 712
Employee
46 406
37 005
123 034
-
unemployment
1 392
1 110
3 255
-
other
463
370
1 085
-
income
5 283
2 730
32 321
-
pensions
4 752
3 789
11 108
-
health
1 796
1 433
4 197
-
total
13 686
9 432
51 966
-
Employer
46 406
37 005
123 034
-
pensions
5 824
4 645
13 614
-
surtax
183
183
183
-
payroll
1 392
1 110
3 692
-
other
2 204
1 757
5 720
-
health
1 753
1 399
4 100
-
accident
603
481
1 410
-
unemployment
1 392
1 110
3 255
-
chamber of commerce
185
148
492
-
total
13 536
10 833
32 466
-
Corporate
95 558
107 662
119 510
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 889
26 915
29 877
-
total
23 889
26 915
29 877
-
Dividends
71 668
80 747
-
-
withholding
19 709
22 205
-
-
total
19 709
22 205
-
-
Income
155 500
155 500
155 500
155 500
Total tax
70 820
69 385
114 309
75 712
After tax
84 680
86 115
41 191
79 788
Living cost
32 719
32 719
32 719
32 719
Free-cash
51 961
53 396
8 472
47 069

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽33506
₽39200
₽21342
₽53126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
national
-
-
-
57 046
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 940
social contributions
-
-
-
23 151
total
-
-
-
88 137
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
120 441
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
1 048
-
national
20 420
-
43 220
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
6 282
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
9 033
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
5 660
-
total
32 565
-
65 243
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
120 441
-
surtax
7 531
-
13 657
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
10 671
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
7 406
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 565
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 759
-
total
19 334
-
35 058
-
Corporate
69 745
155 500
-
-
income
13 949
31 100
-
-
surtax
278
622
-
-
total
14 227
31 722
-
-
Dividends
55 517
123 778
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

16 317
36 795
-
-
total
16 317
36 795
-
-
Income
155 500
155 500
155 500
155 500
Total tax
82 443
68 517
100 301
88 137
After tax
73 057
86 983
55 199
67 363
Living cost
33 857
33 857
33 857
33 857
Free-cash
39 200
53 126
21 342
33 506

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽107537
₽111318
₽113549
₽116977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
23 325
total
-
-
-
31 987
Employee
21 155
-
149 135
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
14 913
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
19 610
-
Employer
21 155
-
149 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
130 195
155 500
-
-
income
13 019
15 550
-
-
total
13 019
15 550
-
-
Dividends
117 176
139 950
-
-
withholding
5 859
6 997
-
-
total
5 859
6 997
-
-
Income
155 500
155 500
155 500
155 500
Total tax
28 206
22 547
25 975
31 987
After tax
127 294
132 953
129 525
123 513
Living cost
15 976
15 976
15 976
15 976
Free-cash
111 318
116 977
113 549
107 537

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽111337
₽116462
₽117348
₽120776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
23 325
total
-
-
-
31 987
Employee
16 123
-
149 135
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
14 913
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
19 610
-
Employer
16 123
-
149 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
136 213
155 500
-
-
income
13 621
15 550
-
-
total
13 621
15 550
-
-
Dividends
122 592
139 950
-
-
withholding
6 129
6 997
-
-
total
6 129
6 997
-
-
Income
155 500
155 500
155 500
155 500
Total tax
26 862
22 547
25 975
31 987
After tax
128 638
132 953
129 525
123 513
Living cost
12 176
12 176
12 176
12 176
Free-cash
116 462
120 776
117 348
111 337

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽85190
₽86912
₽83802
₽91967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
health
-
-
-
3 965
social contributions
-
-
-
15 024
income
-
-
-
29 822
total
-
-
-
48 811
Employee
71 403
71 403
144 827
-
income
7 775
6 610
29 073
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
2 462
-
total
11 028
13 750
39 528
-
Employer
71 403
71 403
144 827
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
2 678
-
total
3 301
7 248
10 671
-
Corporate
119 673
76 850
-
-
income
14 959
9 605
-
-
total
14 959
9 605
-
-
Dividends
104 714
67 244
-
-
withholding
17 801
11 431
-
-
total
17 801
11 431
-
-
Income
155 500
155 500
155 500
155 500
Total tax
47 089
42 034
50 199
48 811
After tax
108 411
113 466
105 301
106 689
Living cost
21 499
21 499
21 499
21 499
Free-cash
86 912
91 967
83 802
85 190

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽76571
₽79495
₽75183
₽83348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
health
-
-
-
3 965
social contributions
-
-
-
15 024
income
-
-
-
29 822
total
-
-
-
48 811
Employee
71 403
71 403
144 827
-
income
7 498
6 610
29 073
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
2 462
-
total
11 678
13 750
39 528
-
Employer
71 403
71 403
144 827
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
2 678
-
total
4 244
7 248
10 671
-
Corporate
109 461
76 850
-
-
income
13 683
9 605
-
-
total
13 683
9 605
-
-
Dividends
95 778
67 244
-
-
withholding
16 282
11 431
-
-
total
16 282
11 431
-
-
Income
155 500
155 500
155 500
155 500
Total tax
45 887
42 034
50 199
48 811
After tax
109 613
113 466
105 301
106 689
Living cost
30 118
30 118
30 118
30 118
Free-cash
79 495
83 348
75 183
76 571

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽66586
₽77923
₽59719
₽85585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
health
-
-
-
20 992
social contributions
-
-
-
30 904
income
-
-
-
15 541
solidarity contribution
-
-
-
-
total
-
-
-
67 437
Employee
31 583
-
118 386
-
income
3 790
-
14 329
-
social contributions
2 053
-
6 879
-
health
4 264
-
15 982
-
solidarity contribution
-
-
-
-
total
10 107
-
37 190
-
Employer
31 583
-
118 386
-
social contributions
7 896
-
26 459
-
health
2 842
-
10 655
-
total
10 738
-
37 114
-
Corporate
113 179
155 500
-
-
income
21 504
29 545
-
-
total
21 504
29 545
-
-
Dividends
91 675
125 955
-
-
withholding
13 751
18 893
-
-
total
13 751
18 893
-
-
Income
155 500
155 500
155 500
155 500
Total tax
56 100
48 438
74 304
67 437
After tax
99 400
107 062
81 196
88 063
Living cost
21 477
21 477
21 477
21 477
Free-cash
77 923
85 585
59 719
66 586

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽61598
₽71155
₽54731
₽80597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
health
-
-
-
20 992
social contributions
-
-
-
30 904
income
-
-
-
15 541
solidarity contribution
-
-
-
-
total
-
-
-
67 437
Employee
38 919
-
118 386
-
income
4 670
-
14 329
-
social contributions
2 530
-
6 879
-
health
5 254
-
15 982
-
solidarity contribution
-
-
-
-
total
12 454
-
37 190
-
Employer
38 919
-
118 386
-
social contributions
9 730
-
26 459
-
health
3 503
-
10 655
-
total
13 233
-
37 114
-
Corporate
103 349
155 500
-
-
income
19 636
29 545
-
-
total
19 636
29 545
-
-
Dividends
83 713
125 955
-
-
withholding
12 557
18 893
-
-
total
12 557
18 893
-
-
Income
155 500
155 500
155 500
155 500
Total tax
57 880
48 438
74 304
67 437
After tax
97 620
107 062
81 196
88 063
Living cost
26 465
26 465
26 465
26 465
Free-cash
71 155
80 597
54 731
61 598

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽47360
-₽47366
-₽47366
-₽47366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
national
-
-
-
17 977
pensions
-
-
-
807
municipal
-
-
-
32 139
labour market
-
-
-
12 375
total
-
-
-
63 298
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
155 500
155 500
155 500
155 500
Total tax
158 024
158 024
158 024
63 298
After tax
-2 524
-2 524
-2 524
92 202
Living cost
44 842
44 842
44 842
44 842
Free-cash
-47 366
-47 366
-47 366
47 360

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽60920
₽96203
₽67200
₽101972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
health
-
-
-
20 215
pensions
-
-
-
31 100
income
-
-
-
20 837
total
-
-
-
72 152
Employee
26 342
-
116 217
-
unemployment
421
-
1 859
-
income
2 966
-
22 407
-
pensions
527
-
2 324
-
total
3 914
-
26 590
-
Employer
26 342
-
116 217
-
pensions
5 269
-
23 243
-
health
3 424
-
15 109
-
unemployment
211
-
930
-
total
8 904
-
39 282
-
Corporate
120 254
155 500
-
-
income
24 051
31 100
-
-
total
24 051
31 100
-
-
Dividends
96 202
124 400
-
-
total
-
-
-
-
Income
155 500
155 500
155 500
155 500
Total tax
36 869
31 100
65 872
72 152
After tax
118 631
124 400
89 628
83 348
Living cost
22 428
22 428
22 428
22 428
Free-cash
96 203
101 972
67 200
60 920

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽65819
₽64431
₽46436
₽62290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
155 500
national
-
-
-
24 395
health
-
-
-
2 007
municipal
-
-
-
27 629
total
-
-
-
54 031
Employee
48 854
-
130 814
-
unemployment
733
-
1 963
-
municipal
8 002
-
21 311
-
national
807
-
14 999
-
pensions
3 297
-
8 830
-
health
365
-
1 626
-
total
13 204
-
48 729
-
Employer
48 854
-
130 814
-
pensions
8 476
-
22 696
-
health
375
-
1 008
-
accident
49
-
130
-
unemployment
317
-
851
-
total
9 217
-
24 685
-
Corporate
97 428
155 500
-
-
income
19 486
31 100
-
-
total
19 486
31 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

58 457
93 300
-
-
municipal
10 522
16 793
-
-
national
2 990
9 667
-
-
total
13 512
26 460
-
-
Income
155 500
155 500
155 500
155 500
Total tax
55 419
57 560
73 414
54 031
After tax
100 081
97 940
82 086
101 469
Living cost
35 650
35 650
35 650
35 650
Free-cash
64 431
62 290
46 436
65 819

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽59136
₽54909
₽57723
₽49749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
surtax
-
-
-
-
health
-
-
-
6 323
pensions
-
-
-
28 496
social contributions
-
-
-
4 432
income
-
-
-
23 670
other
-
-
-
4 821
total
-
-
-
67 742
Employee
35 475
-
120 945
-
income
1 829
-
22 990
-
surtax
-
-
-
-
social contributions
1 011
-
3 445
-
pensions
4 012
-
8 164
-
total
6 852
-
34 599
-
Employer
35 475
-
120 945
-
pensions
5 829
-
13 784
-
social contributions
106
-
363
-
other
1 225
-
4 612
-
health
2 483
-
10 898
-
unemployment
1 436
-
4 899
-
total
11 079
-
34 556
-
Corporate
108 947
155 500
-
-
income
30 504
43 541
-
-
surtax
-
-
-
-
total
30 504
43 541
-
-
Dividends
78 442
111 959
-
-
withholding
10 041
14 331
-
-
social contributions
13 493
19 257
-
-
surtax
-
-
-
-
total
23 534
33 588
-
-
Income
155 500
155 500
155 500
155 500
Total tax
71 969
77 129
69 155
67 742
After tax
83 531
78 371
86 345
87 758
Living cost
28 622
28 622
28 622
28 622
Free-cash
54 909
49 749
57 723
59 136

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽55989
₽52089
₽54576
₽46602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
surtax
-
-
-
-
health
-
-
-
6 323
pensions
-
-
-
28 496
social contributions
-
-
-
4 432
income
-
-
-
23 670
other
-
-
-
4 821
total
-
-
-
67 742
Employee
39 741
-
120 945
-
income
2 345
-
22 990
-
surtax
-
-
-
-
social contributions
1 133
-
3 445
-
pensions
4 493
-
8 164
-
total
7 971
-
34 599
-
Employer
39 741
-
120 945
-
pensions
6 529
-
13 784
-
social contributions
120
-
363
-
other
1 371
-
4 612
-
health
2 782
-
10 898
-
unemployment
1 609
-
4 899
-
total
12 411
-
34 556
-
Corporate
103 348
155 500
-
-
income
28 938
43 541
-
-
surtax
-
-
-
-
total
28 938
43 541
-
-
Dividends
74 410
111 959
-
-
withholding
9 524
14 331
-
-
social contributions
12 798
19 257
-
-
surtax
-
-
-
-
total
22 322
33 588
-
-
Income
155 500
155 500
155 500
155 500
Total tax
71 642
77 129
69 155
67 742
After tax
83 858
78 371
86 345
87 758
Living cost
31 769
31 769
31 769
31 769
Free-cash
52 089
46 602
54 576
55 989

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽42909
₽39908
₽41496
₽33522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
surtax
-
-
-
-
health
-
-
-
6 323
pensions
-
-
-
28 496
social contributions
-
-
-
4 432
income
-
-
-
23 670
other
-
-
-
4 821
total
-
-
-
67 742
Employee
58 158
-
120 945
-
income
5 074
-
22 990
-
surtax
-
-
-
-
social contributions
1 656
-
3 445
-
pensions
6 578
-
8 164
-
total
13 308
-
34 599
-
Employer
58 158
-
120 945
-
pensions
9 556
-
13 784
-
social contributions
174
-
363
-
other
2 007
-
4 612
-
health
4 071
-
10 898
-
unemployment
2 356
-
4 899
-
total
18 164
-
34 556
-
Corporate
79 178
155 500
-
-
income
22 169
43 541
-
-
surtax
-
-
-
-
total
22 169
43 541
-
-
Dividends
57 008
111 959
-
-
withholding
7 297
14 331
-
-
social contributions
9 805
19 257
-
-
surtax
-
-
-
-
total
17 102
33 588
-
-
Income
155 500
155 500
155 500
155 500
Total tax
70 743
77 129
69 155
67 742
After tax
84 757
78 371
86 345
87 758
Living cost
44 849
44 849
44 849
44 849
Free-cash
39 908
33 522
41 496
42 909

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽147996
₽140661
₽118451
₽141776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
155 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 555
total
-
-
-
1 555
Employee
7 436
-
155 500
-
income
1 487
-
31 100
-
total
1 487
-
31 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

148 064
155 500
-
-
total
-
-
-
-
Dividends
148 064
155 500
-
-
withholding
7 403
7 775
-
-
total
7 403
7 775
-
-
Income
155 500
155 500
155 500
155 500
Total tax
8 890
7 775
31 100
1 555
After tax
146 610
147 725
124 400
153 945
Living cost
5 949
5 949
5 949
5 949
Free-cash
140 661
141 776
118 451
147 996

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽144675
₽136717
₽115130
₽138455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
155 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 555
total
-
-
-
1 555
Employee
11 588
-
155 500
-
income
2 318
-
31 100
-
total
2 318
-
31 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

143 912
155 500
-
-
total
-
-
-
-
Dividends
143 912
155 500
-
-
withholding
7 195
7 775
-
-
total
7 195
7 775
-
-
Income
155 500
155 500
155 500
155 500
Total tax
9 513
7 775
31 100
1 555
After tax
145 987
147 725
124 400
153 945
Living cost
9 270
9 270
9 270
9 270
Free-cash
136 717
138 455
115 130
144 675

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽47422
₽56338
₽63540
₽44192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
155 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 594
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 172
trade
-
-
-
16 118
total
-
-
-
72 228
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
155 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
47 172
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
2 594
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
56 110
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
109 298
155 500
-
-
trade
15 685
22 314
-
-
income
16 395
23 325
-
-
chamber of commerce
301
368
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

902
1 283
-
-
total
33 283
47 290
-
-
Dividends
76 015
108 210
-
-
withholding
18 650
26 700
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 026
1 468
-
-
total
19 676
28 168
-
-
Income
155 500
155 500
155 500
155 500
Total tax
63 312
75 458
56 110
72 228
After tax
92 188
80 042
99 390
83 272
Living cost
35 850
35 850
35 850
35 850
Free-cash
56 338
44 192
63 540
47 422

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽53572
₽60585
₽71264
₽50316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
155 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 594
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 172
trade
-
-
-
17 692
total
-
-
-
73 802
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
155 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
47 172
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
2 594
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
56 110
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 984
155 500
-
-
trade
18 897
24 492
-
-
income
17 998
23 325
-
-
chamber of commerce
314
365
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

990
1 283
-
-
total
38 199
49 465
-
-
Dividends
81 784
106 035
-
-
withholding
20 094
26 155
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 105
1 438
-
-
total
21 199
27 593
-
-
Income
155 500
155 500
155 500
155 500
Total tax
66 789
77 058
56 110
73 802
After tax
88 711
78 442
99 390
81 698
Living cost
28 126
28 126
28 126
28 126
Free-cash
60 585
50 316
71 264
53 572

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽44434
₽54210
₽62912
₽41164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
155 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 594
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 172
trade
-
-
-
18 478
total
-
-
-
74 588
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
155 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
47 172
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
2 594
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
56 110
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
108 410
155 500
-
-
trade
17 833
25 579
-
-
income
16 261
23 325
-
-
chamber of commerce
294
363
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

895
1 283
-
-
total
35 283
50 550
-
-
Dividends
73 127
104 950
-
-
withholding
17 930
25 884
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

987
1 424
-
-
total
18 917
27 308
-
-
Income
155 500
155 500
155 500
155 500
Total tax
64 812
77 858
56 110
74 588
After tax
90 688
77 642
99 390
80 912
Living cost
36 478
36 478
36 478
36 478
Free-cash
54 210
41 164
62 912
44 434

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽37588
₽49362
₽56852
₽34306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
155 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 594
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 172
trade
-
-
-
19 264
total
-
-
-
75 374
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
155 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
47 172
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
2 594
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
56 110
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 695
155 500
-
-
trade
17 098
26 668
-
-
income
14 953
23 325
-
-
chamber of commerce
282
359
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

823
1 283
-
-
total
33 156
51 635
-
-
Dividends
66 538
103 864
-
-
withholding
16 282
25 613
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

895
1 408
-
-
total
17 177
27 021
-
-
Income
155 500
155 500
155 500
155 500
Total tax
63 600
78 656
56 110
75 374
After tax
91 900
76 844
99 390
80 126
Living cost
42 538
42 538
42 538
42 538
Free-cash
49 362
34 306
56 852
37 588

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽52835
₽74001
₽47078
₽76953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
surtax
-
-
-
6 286
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
41 727
other
-
-
-
-
total
-
-
-
81 808
Employee
31 271
-
129 413
-
unemployment
2 176
-
8 626
-
other
-
-
-
-
income
5 242
-
36 173
-
surtax
111
-
5 253
-
pensions
2 086
-
8 266
-
health
798
-
3 160
-
total
10 413
-
61 478
-
Employer
31 271
-
129 413
-
pensions
4 169
-
16 520
-
other
-
-
-
-
health
1 422
-
5 639
-
unemployment
992
-
3 928
-
total
6 583
-
26 087
-
Corporate
117 646
155 500
-
-
income
30 587
40 430
-
-
total
30 587
40 430
-
-
Dividends
87 059
115 070
-
-
withholding
13 059
17 260
-
-
total
13 059
17 260
-
-
Income
155 500
155 500
155 500
155 500
Total tax
60 642
57 690
87 565
81 808
After tax
94 858
97 810
67 935
73 692
Living cost
20 857
20 857
20 857
20 857
Free-cash
74 001
76 953
47 078
52 835

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽53202
₽74431
₽47445
₽77320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
surtax
-
-
-
6 286
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
41 727
other
-
-
-
-
total
-
-
-
81 808
Employee
30 707
-
129 413
-
unemployment
2 137
-
8 626
-
other
-
-
-
-
income
5 147
-
36 173
-
surtax
100
-
5 253
-
pensions
2 048
-
8 266
-
health
784
-
3 160
-
total
10 216
-
61 478
-
Employer
30 707
-
129 413
-
pensions
4 093
-
16 520
-
other
-
-
-
-
health
1 397
-
5 639
-
unemployment
973
-
3 928
-
total
6 463
-
26 087
-
Corporate
118 329
155 500
-
-
income
30 765
40 430
-
-
total
30 765
40 430
-
-
Dividends
87 564
115 070
-
-
withholding
13 135
17 260
-
-
total
13 135
17 260
-
-
Income
155 500
155 500
155 500
155 500
Total tax
60 579
57 690
87 565
81 808
After tax
94 921
97 810
67 935
73 692
Living cost
20 490
20 490
20 490
20 490
Free-cash
74 431
77 320
47 445
53 202

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽89153
₽69220
₽71575
₽68834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
unemployment
-
-
-
2 333
health
-
-
-
10 885
pensions
-
-
-
15 550
income
-
-
-
19 010
total
-
-
-
47 778
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
130 126
-
unemployment
402
160
1 952
-
income
3 277
1 304
15 908
-
pensions
2 681
1 067
13 013
-
health
1 876
747
9 109
-
total
8 236
3 278
39 982
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
130 126
-
pensions
5 227
2 080
25 374
-
total
5 227
2 080
25 374
-
Corporate
123 467
142 752
-
-
income
11 112
12 848
-
-
total
11 112
12 848
-
-
Dividends
112 355
129 904
-
-
withholding
21 348
24 682
-
-
social contributions
21 787
25 209
-
-
total
43 135
49 891
-
-
Income
155 500
155 500
155 500
155 500
Total tax
67 710
68 097
65 356
47 778
After tax
87 790
87 403
90 144
107 722
Living cost
18 570
18 570
18 570
18 570
Free-cash
69 220
68 834
71 575
89 153

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽46893
₽51446
₽47728
₽52191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
national
-
-
-
26 401
pensions
-
-
-
18 660
social contributions
-
-
-
1 672
municipal
-
-
-
17 033
total
-
-
-
63 766
Employee
69 511
-
134 428
-
municipal
8 586
-
17 635
-
national
13 304
-
27 720
-
pensions
2 780
-
5 377
-
total
24 670
-
50 732
-
Employer
69 511
-
134 428
-
pensions
5 561
-
10 754
-
social contributions
747
-
1 445
-
total
6 308
-
12 199
-
Corporate
75 093
155 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

15 019
31 100
-
-
total
15 019
31 100
-
-
Dividends
60 074
124 400
-
-
withholding
13 216
27 368
-
-
total
13 216
27 368
-
-
Income
155 500
155 500
155 500
155 500
Total tax
59 213
58 468
62 931
63 766
After tax
96 287
97 032
92 569
91 734
Living cost
44 841
44 841
44 841
44 841
Free-cash
51 446
52 191
47 728
46 893

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽29996
₽58006
₽29996
₽55954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
social contributions
-
-
-
25 757
income
-
-
-
46 852
total
-
-
-
72 609
Employee
72 635
-
155 500
-
social contributions
6 034
-
25 757
-
income
13 706
-
46 852
-
total
19 740
-
72 609
-
Employer
72 635
-
155 500
-
total
-
-
-
-
Corporate
82 865
155 500
-
-
income
10 358
19 438
-
-
total
10 358
19 438
-
-
Dividends
72 507
136 062
-
-
withholding
14 501
27 213
-
-
total
14 501
27 213
-
-
Income
155 500
155 500
155 500
155 500
Total tax
44 599
46 651
72 609
72 609
After tax
110 901
108 849
82 891
82 891
Living cost
52 895
52 895
52 895
52 895
Free-cash
58 006
55 954
29 996
29 996

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽35609
₽38935
₽28582
₽43784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
national
-
-
-
37 965
regional
-
-
-
1 826
social contributions
-
-
-
39 995
municipal
-
-
-
923
total
-
-
-
80 709
Employee
82 526
-
155 500
-
municipal
437
-
825
-
national
14 300
-
32 866
-
social contributions
27 828
-
52 434
-
regional
779
-
1 611
-
total
43 344
-
87 736
-
Employer
82 526
-
155 500
-
total
-
-
-
-
Corporate
72 974
155 500
-
-
nationa
17 514
37 320
-
-
municipal
2 846
6 065
-
-
total
20 360
43 385
-
-
Dividends
52 615
112 114
-
-
withholding
13 679
29 149
-
-
total
13 679
29 149
-
-
Income
155 500
155 500
155 500
155 500
Total tax
77 383
72 534
87 736
80 709
After tax
78 117
82 966
67 764
74 791
Living cost
39 182
39 182
39 182
39 182
Free-cash
38 935
43 784
28 582
35 609

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽49258
₽54660
₽42268
₽56719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 500
national
-
-
-
37 965
regional
-
-
-
2 345
social contributions
-
-
-
39 995
municipal
-
-
-
923
total
-
-
-
81 228
Employee
51 509
-
155 500
-
municipal
273
-
825
-
national
8 160
-
32 866
-
social contributions
17 369
-
52 434
-
regional
693
-
2 093
-
total
26 495
-
88 218
-
Employer
51 509
-
155 500
-
total
-
-
-
-
Corporate
103 991
155 500
-
-