Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 155000
per

Your estimated
City
free-cash

Andorra , Andorra
₽86538
₽108470
₽90655
₽111588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
social contributions
-
-
-
34 099
income
-
-
-
6 451
total
-
-
-
40 550
Employee
29 853
-
134 200
-
social contributions
1 940
-
8 724
-
income
-
-
6 909
-
total
1 940
-
15 633
-
Employer
29 853
-
134 200
-
social contributions
4 627
-
20 800
-
total
4 627
-
20 800
-
Corporate
120 520
155 000
-
-
income
12 051
15 500
-
-
total
12 051
15 500
-
-
Dividends
108 469
139 500
-
-
total
-
-
-
-
Income
155 000
155 000
155 000
155 000
Total tax
18 618
15 500
36 433
40 550
After tax
136 382
139 500
118 567
114 450
Living cost
27 912
27 912
27 912
27 912
Free-cash
108 470
111 588
90 655
86 538

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽50088
₽55858
₽11467
₽56318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
620
pensions
-
-
-
20 069
income
-
-
-
40 605
total
-
-
-
75 287
Employee
40 590
37 005
122 739
-
unemployment
1 218
1 110
3 255
-
other
405
370
1 085
-
income
3 616
2 730
32 198
-
pensions
4 157
3 789
11 108
-
health
1 570
1 433
4 197
-
total
10 966
9 432
51 843
-
Employer
40 590
37 005
122 739
-
pensions
5 094
4 645
13 614
-
surtax
-
-
-
-
payroll
1 218
1 110
3 683
-
other
1 928
1 757
5 708
-
health
1 535
1 399
4 100
-
accident
527
481
1 410
-
unemployment
1 218
1 110
3 255
-
chamber of commerce
162
148
492
-
total
11 682
10 650
32 262
-
Corporate
102 728
107 345
119 215
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 681
26 836
29 803
-
total
25 681
26 836
29 803
-
Dividends
77 047
80 509
-
-
withholding
21 188
22 139
-
-
total
21 188
22 139
-
-
Income
155 000
155 000
155 000
155 000
Total tax
69 517
69 057
113 908
75 287
After tax
85 483
85 943
41 092
79 713
Living cost
29 625
29 625
29 625
29 625
Free-cash
55 858
56 318
11 467
50 088

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽46811
₽51689
₽8318
₽53124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
620
pensions
-
-
-
20 069
income
-
-
-
40 605
total
-
-
-
75 470
Employee
46 406
37 005
122 568
-
unemployment
1 392
1 110
3 255
-
other
463
370
1 085
-
income
5 283
2 730
32 125
-
pensions
4 752
3 789
11 108
-
health
1 796
1 433
4 197
-
total
13 686
9 432
51 770
-
Employer
46 406
37 005
122 568
-
pensions
5 824
4 645
13 614
-
surtax
183
183
183
-
payroll
1 392
1 110
3 678
-
other
2 204
1 757
5 702
-
health
1 753
1 399
4 100
-
accident
603
481
1 410
-
unemployment
1 392
1 110
3 255
-
chamber of commerce
185
148
490
-
total
13 536
10 833
32 432
-
Corporate
95 058
107 162
119 044
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 764
26 790
29 761
-
total
23 764
26 790
29 761
-
Dividends
71 293
80 372
-
-
withholding
19 606
22 102
-
-
total
19 606
22 102
-
-
Income
155 000
155 000
155 000
155 000
Total tax
70 592
69 157
113 963
75 470
After tax
84 408
85 843
41 037
79 530
Living cost
32 719
32 719
32 719
32 719
Free-cash
51 689
53 124
8 318
46 811

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽33287
₽38920
₽21194
₽52849
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
national
-
-
-
56 795
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 910
social contributions
-
-
-
23 151
total
-
-
-
87 856
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
120 053
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
1 045
-
national
20 420
-
43 051
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
6 261
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
9 005
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
5 642
-
total
32 565
-
65 004
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
120 053
-
surtax
7 531
-
13 614
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
10 636
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
7 383
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 559
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 753
-
total
19 334
-
34 945
-
Corporate
69 245
155 000
-
-
income
13 849
30 999
-
-
surtax
277
620
-
-
total
14 126
31 619
-
-
Dividends
55 119
123 380
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

16 198
36 675
-
-
total
16 198
36 675
-
-
Income
155 000
155 000
155 000
155 000
Total tax
82 223
68 294
99 949
87 856
After tax
72 777
86 706
55 051
67 144
Living cost
33 857
33 857
33 857
33 857
Free-cash
38 920
52 849
21 194
33 287

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽107112
₽110890
₽113098
₽116549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
23 250
total
-
-
-
31 912
Employee
21 155
-
148 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
14 864
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
19 561
-
Employer
21 155
-
148 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
129 695
155 000
-
-
income
12 970
15 500
-
-
total
12 970
15 500
-
-
Dividends
116 725
139 500
-
-
withholding
5 836
6 975
-
-
total
5 836
6 975
-
-
Income
155 000
155 000
155 000
155 000
Total tax
28 134
22 475
25 926
31 912
After tax
126 866
132 525
129 074
123 088
Living cost
15 976
15 976
15 976
15 976
Free-cash
110 890
116 549
113 098
107 112

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽110911
₽116032
₽116898
₽120348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
23 250
total
-
-
-
31 912
Employee
16 123
-
148 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
14 864
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
19 561
-
Employer
16 123
-
148 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
135 713
155 000
-
-
income
13 572
15 500
-
-
total
13 572
15 500
-
-
Dividends
122 141
139 500
-
-
withholding
6 107
6 975
-
-
total
6 107
6 975
-
-
Income
155 000
155 000
155 000
155 000
Total tax
26 791
22 475
25 926
31 912
After tax
128 209
132 525
129 074
123 088
Living cost
12 176
12 176
12 176
12 176
Free-cash
116 032
120 348
116 898
110 911

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽84874
₽86548
₽83486
₽91602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
health
-
-
-
3 952
social contributions
-
-
-
15 024
income
-
-
-
29 651
total
-
-
-
48 627
Employee
71 403
71 403
144 337
-
income
7 775
6 610
28 906
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
2 453
-
total
11 028
13 750
39 352
-
Employer
71 403
71 403
144 337
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
2 670
-
total
3 301
7 248
10 663
-
Corporate
119 173
76 350
-
-
income
14 897
9 544
-
-
total
14 897
9 544
-
-
Dividends
104 276
66 806
-
-
withholding
17 727
11 357
-
-
total
17 727
11 357
-
-
Income
155 000
155 000
155 000
155 000
Total tax
46 953
41 899
50 015
48 627
After tax
108 047
113 101
104 985
106 373
Living cost
21 499
21 499
21 499
21 499
Free-cash
86 548
91 602
83 486
84 874

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽76255
₽79132
₽74867
₽82983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
health
-
-
-
3 952
social contributions
-
-
-
15 024
income
-
-
-
29 651
total
-
-
-
48 627
Employee
71 403
71 403
144 337
-
income
7 498
6 610
28 906
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
2 453
-
total
11 678
13 750
39 352
-
Employer
71 403
71 403
144 337
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
2 670
-
total
4 244
7 248
10 663
-
Corporate
108 961
76 350
-
-
income
13 620
9 544
-
-
total
13 620
9 544
-
-
Dividends
95 341
66 806
-
-
withholding
16 208
11 357
-
-
total
16 208
11 357
-
-
Income
155 000
155 000
155 000
155 000
Total tax
45 750
41 899
50 015
48 627
After tax
109 250
113 101
104 985
106 373
Living cost
30 118
30 118
30 118
30 118
Free-cash
79 132
82 983
74 867
76 255

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽66218
₽77579
₽59382
₽85241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
health
-
-
-
20 925
social contributions
-
-
-
30 904
income
-
-
-
15 476
solidarity contribution
-
-
-
-
total
-
-
-
67 305
Employee
31 583
-
117 928
-
income
3 790
-
14 269
-
social contributions
2 053
-
6 879
-
health
4 264
-
15 920
-
solidarity contribution
-
-
-
-
total
10 107
-
37 068
-
Employer
31 583
-
117 928
-
social contributions
7 896
-
26 459
-
health
2 842
-
10 614
-
total
10 738
-
37 073
-
Corporate
112 679
155 000
-
-
income
21 409
29 450
-
-
total
21 409
29 450
-
-
Dividends
91 270
125 550
-
-
withholding
13 690
18 832
-
-
total
13 690
18 832
-
-
Income
155 000
155 000
155 000
155 000
Total tax
55 944
48 282
74 141
67 305
After tax
99 056
106 718
80 859
87 695
Living cost
21 477
21 477
21 477
21 477
Free-cash
77 579
85 241
59 382
66 218

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽61230
₽70811
₽54394
₽80253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
health
-
-
-
20 925
social contributions
-
-
-
30 904
income
-
-
-
15 476
solidarity contribution
-
-
-
-
total
-
-
-
67 305
Employee
38 919
-
117 928
-
income
4 670
-
14 269
-
social contributions
2 530
-
6 879
-
health
5 254
-
15 920
-
solidarity contribution
-
-
-
-
total
12 454
-
37 068
-
Employer
38 919
-
117 928
-
social contributions
9 730
-
26 459
-
health
3 503
-
10 614
-
total
13 233
-
37 073
-
Corporate
102 849
155 000
-
-
income
19 541
29 450
-
-
total
19 541
29 450
-
-
Dividends
83 308
125 550
-
-
withholding
12 496
18 832
-
-
total
12 496
18 832
-
-
Income
155 000
155 000
155 000
155 000
Total tax
57 724
48 282
74 141
67 305
After tax
97 276
106 718
80 859
87 695
Living cost
26 465
26 465
26 465
26 465
Free-cash
70 811
80 253
54 394
61 230

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽47093
-₽47866
-₽47866
-₽47866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
national
-
-
-
17 902
pensions
-
-
-
807
municipal
-
-
-
32 020
labour market
-
-
-
12 336
total
-
-
-
63 065
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
155 000
155 000
155 000
155 000
Total tax
158 024
158 024
158 024
63 065
After tax
-3 024
-3 024
-3 024
91 935
Living cost
44 842
44 842
44 842
44 842
Free-cash
-47 866
-47 866
-47 866
47 093

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽60653
₽95803
₽66911
₽101573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
health
-
-
-
20 150
pensions
-
-
-
30 999
income
-
-
-
20 770
total
-
-
-
71 919
Employee
26 342
-
115 844
-
unemployment
421
-
1 854
-
income
2 966
-
22 335
-
pensions
527
-
2 317
-
total
3 914
-
26 506
-
Employer
26 342
-
115 844
-
pensions
5 269
-
23 169
-
health
3 424
-
15 059
-
unemployment
211
-
927
-
total
8 904
-
39 155
-
Corporate
119 754
155 000
-
-
income
23 951
30 999
-
-
total
23 951
30 999
-
-
Dividends
95 803
124 001
-
-
total
-
-
-
-
Income
155 000
155 000
155 000
155 000
Total tax
36 769
30 999
65 661
71 919
After tax
118 231
124 001
89 339
83 081
Living cost
22 428
22 428
22 428
22 428
Free-cash
95 803
101 573
66 911
60 653

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽65568
₽64138
₽46204
₽62010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
155 000
national
-
-
-
24 242
health
-
-
-
2 000
municipal
-
-
-
27 540
total
-
-
-
53 782
Employee
48 854
-
130 394
-
unemployment
733
-
1 956
-
municipal
8 002
-
21 243
-
national
807
-
14 918
-
pensions
3 297
-
8 802
-
health
365
-
1 621
-
total
13 204
-
48 540
-
Employer
48 854
-
130 394
-
pensions
8 476
-
22 624
-
health
375
-
1 004
-
accident
49
-
130
-
unemployment
317
-
848
-
total
9 217
-
24 606
-
Corporate
96 928
155 000
-
-
income
19 385
30 999
-
-
total
19 385
30 999
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

58 157
93 000
-
-
municipal
10 469
16 740
-
-
national
2 937
9 601
-
-
total
13 406
26 341
-
-
Income
155 000
155 000
155 000
155 000
Total tax
55 212
57 340
73 146
53 782
After tax
99 788
97 660
81 854
101 218
Living cost
35 650
35 650
35 650
35 650
Free-cash
64 138
62 010
46 204
65 568

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽58864
₽54656
₽57506
₽49495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
surtax
-
-
-
-
health
-
-
-
6 287
pensions
-
-
-
28 454
social contributions
-
-
-
4 416
income
-
-
-
23 552
other
-
-
-
4 805
total
-
-
-
67 514
Employee
35 475
-
120 584
-
income
1 829
-
22 897
-
surtax
-
-
-
-
social contributions
1 011
-
3 436
-
pensions
4 012
-
8 125
-
total
6 852
-
34 458
-
Employer
35 475
-
120 584
-
pensions
5 829
-
13 726
-
social contributions
106
-
361
-
other
1 225
-
4 593
-
health
2 483
-
10 851
-
unemployment
1 436
-
4 883
-
total
11 079
-
34 414
-
Corporate
108 447
155 000
-
-
income
30 365
43 400
-
-
surtax
-
-
-
-
total
30 365
43 400
-
-
Dividends
78 082
111 600
-
-
withholding
9 995
14 286
-
-
social contributions
13 431
19 197
-
-
surtax
-
-
-
-
total
23 426
33 483
-
-
Income
155 000
155 000
155 000
155 000
Total tax
71 722
76 883
68 872
67 514
After tax
83 278
78 117
86 128
87 486
Living cost
28 622
28 622
28 622
28 622
Free-cash
54 656
49 495
57 506
58 864

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽55717
₽51836
₽54359
₽46348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
surtax
-
-
-
-
health
-
-
-
6 287
pensions
-
-
-
28 454
social contributions
-
-
-
4 416
income
-
-
-
23 552
other
-
-
-
4 805
total
-
-
-
67 514
Employee
39 741
-
120 584
-
income
2 345
-
22 897
-
surtax
-
-
-
-
social contributions
1 133
-
3 436
-
pensions
4 493
-
8 125
-
total
7 971
-
34 458
-
Employer
39 741
-
120 584
-
pensions
6 529
-
13 726
-
social contributions
120
-
361
-
other
1 371
-
4 593
-
health
2 782
-
10 851
-
unemployment
1 609
-
4 883
-
total
12 411
-
34 414
-
Corporate
102 848
155 000
-
-
income
28 797
43 400
-
-
surtax
-
-
-
-
total
28 797
43 400
-
-
Dividends
74 051
111 600
-
-
withholding
9 479
14 286
-
-
social contributions
12 737
19 197
-
-
surtax
-
-
-
-
total
22 216
33 483
-
-
Income
155 000
155 000
155 000
155 000
Total tax
71 395
76 883
68 872
67 514
After tax
83 605
78 117
86 128
87 486
Living cost
31 769
31 769
31 769
31 769
Free-cash
51 836
46 348
54 359
55 717

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽42637
₽39653
₽41279
₽33268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
surtax
-
-
-
-
health
-
-
-
6 287
pensions
-
-
-
28 454
social contributions
-
-
-
4 416
income
-
-
-
23 552
other
-
-
-
4 805
total
-
-
-
67 514
Employee
58 158
-
120 584
-
income
5 074
-
22 897
-
surtax
-
-
-
-
social contributions
1 656
-
3 436
-
pensions
6 578
-
8 125
-
total
13 308
-
34 458
-
Employer
58 158
-
120 584
-
pensions
9 556
-
13 726
-
social contributions
174
-
361
-
other
2 007
-
4 593
-
health
4 071
-
10 851
-
unemployment
2 356
-
4 883
-
total
18 164
-
34 414
-
Corporate
78 678
155 000
-
-
income
22 030
43 400
-
-
surtax
-
-
-
-
total
22 030
43 400
-
-
Dividends
56 648
111 600
-
-
withholding
7 251
14 286
-
-
social contributions
9 745
19 197
-
-
surtax
-
-
-
-
total
16 996
33 483
-
-
Income
155 000
155 000
155 000
155 000
Total tax
70 498
76 883
68 872
67 514
After tax
84 502
78 117
86 128
87 486
Living cost
44 849
44 849
44 849
44 849
Free-cash
39 653
33 268
41 279
42 637

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽147501
₽140186
₽118051
₽141301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
155 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 550
total
-
-
-
1 550
Employee
7 436
-
155 000
-
income
1 487
-
31 000
-
total
1 487
-
31 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

147 564
155 000
-
-
total
-
-
-
-
Dividends
147 564
155 000
-
-
withholding
7 378
7 750
-
-
total
7 378
7 750
-
-
Income
155 000
155 000
155 000
155 000
Total tax
8 865
7 750
31 000
1 550
After tax
146 135
147 250
124 000
153 450
Living cost
5 949
5 949
5 949
5 949
Free-cash
140 186
141 301
118 051
147 501

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽144180
₽136241
₽114730
₽137980
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
155 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 550
total
-
-
-
1 550
Employee
11 588
-
155 000
-
income
2 318
-
31 000
-
total
2 318
-
31 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

143 412
155 000
-
-
total
-
-
-
-
Dividends
143 412
155 000
-
-
withholding
7 171
7 750
-
-
total
7 171
7 750
-
-
Income
155 000
155 000
155 000
155 000
Total tax
9 489
7 750
31 000
1 550
After tax
145 511
147 250
124 000
153 450
Living cost
9 270
9 270
9 270
9 270
Free-cash
136 241
137 980
114 730
144 180

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽47212
₽56083
₽63260
₽43935
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
155 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 583
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 963
trade
-
-
-
16 048
total
-
-
-
71 938
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
155 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
46 963
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
2 583
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
55 890
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
108 798
155 000
-
-
trade
15 613
22 242
-
-
income
16 319
23 250
-
-
chamber of commerce
301
368
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

897
1 279
-
-
total
33 130
47 139
-
-
Dividends
75 668
107 861
-
-
withholding
18 564
26 612
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 020
1 464
-
-
total
19 584
28 076
-
-
Income
155 000
155 000
155 000
155 000
Total tax
63 067
75 215
55 890
71 938
After tax
91 933
79 785
99 110
83 062
Living cost
35 850
35 850
35 850
35 850
Free-cash
56 083
43 935
63 260
47 212

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽53371
₽60333
₽70984
₽50064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
155 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 583
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 963
trade
-
-
-
17 613
total
-
-
-
73 503
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
155 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
46 963
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
2 583
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
55 890
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 484
155 000
-
-
trade
18 820
24 413
-
-
income
17 923
23 250
-
-
chamber of commerce
312
363
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

985
1 279
-
-
total
38 040
49 305
-
-
Dividends
81 445
105 695
-
-
withholding
20 009
26 071
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 101
1 434
-
-
total
21 110
27 505
-
-
Income
155 000
155 000
155 000
155 000
Total tax
66 541
76 810
55 890
73 503
After tax
88 459
78 190
99 110
81 497
Living cost
28 126
28 126
28 126
28 126
Free-cash
60 333
50 064
70 984
53 371

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽44237
₽53962
₽62632
₽40916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
155 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 583
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 963
trade
-
-
-
18 395
total
-
-
-
74 285
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
155 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
46 963
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
2 583
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
55 890
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
107 910
155 000
-
-
trade
17 752
25 498
-
-
income
16 187
23 250
-
-
chamber of commerce
294
361
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

890
1 279
-
-
total
35 123
50 388
-
-
Dividends
72 787
104 612
-
-
withholding
17 843
25 799
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

982
1 419
-
-
total
18 825
27 218
-
-
Income
155 000
155 000
155 000
155 000
Total tax
64 560
77 606
55 890
74 285
After tax
90 440
77 394
99 110
80 715
Living cost
36 478
36 478
36 478
36 478
Free-cash
53 962
40 916
62 632
44 237

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽37393
₽49115
₽56572
₽34058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
155 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 583
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 963
trade
-
-
-
19 179
total
-
-
-
75 069
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
155 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
46 963
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
2 583
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
55 890
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 195
155 000
-
-
trade
17 012
26 582
-
-
income
14 879
23 250
-
-
chamber of commerce
280
359
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

818
1 279
-
-
total
32 989
51 470
-
-
Dividends
66 206
103 530
-
-
withholding
16 199
25 530
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

892
1 404
-
-
total
17 091
26 934
-
-
Income
155 000
155 000
155 000
155 000
Total tax
63 347
78 404
55 890
75 069
After tax
91 653
76 596
99 110
79 931
Living cost
42 538
42 538
42 538
42 538
Free-cash
49 115
34 058
56 572
37 393

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽52606
₽73685
₽46842
₽76638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
surtax
-
-
-
6 240
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
41 502
other
-
-
-
-
total
-
-
-
81 537
Employee
31 271
-
128 913
-
unemployment
2 176
-
8 626
-
other
-
-
-
-
income
5 242
-
35 948
-
surtax
111
-
5 214
-
pensions
2 086
-
8 266
-
health
798
-
3 160
-
total
10 413
-
61 214
-
Employer
31 271
-
128 913
-
pensions
4 169
-
16 520
-
other
-
-
-
-
health
1 422
-
5 639
-
unemployment
992
-
3 928
-
total
6 583
-
26 087
-
Corporate
117 146
155 000
-
-
income
30 459
40 300
-
-
total
30 459
40 300
-
-
Dividends
86 687
114 700
-
-
withholding
13 003
17 205
-
-
total
13 003
17 205
-
-
Income
155 000
155 000
155 000
155 000
Total tax
60 458
57 505
87 301
81 537
After tax
94 542
97 495
67 699
73 463
Living cost
20 857
20 857
20 857
20 857
Free-cash
73 685
76 638
46 842
52 606

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽52973
₽74116
₽47209
₽77005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
surtax
-
-
-
6 240
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
41 502
other
-
-
-
-
total
-
-
-
81 537
Employee
30 707
-
128 913
-
unemployment
2 137
-
8 626
-
other
-
-
-
-
income
5 147
-
35 948
-
surtax
100
-
5 214
-
pensions
2 048
-
8 266
-
health
784
-
3 160
-
total
10 216
-
61 214
-
Employer
30 707
-
128 913
-
pensions
4 093
-
16 520
-
other
-
-
-
-
health
1 397
-
5 639
-
unemployment
973
-
3 928
-
total
6 463
-
26 087
-
Corporate
117 829
155 000
-
-
income
30 636
40 300
-
-
total
30 636
40 300
-
-
Dividends
87 193
114 700
-
-
withholding
13 079
17 205
-
-
total
13 079
17 205
-
-
Income
155 000
155 000
155 000
155 000
Total tax
60 394
57 505
87 301
81 537
After tax
94 606
97 495
67 699
73 463
Living cost
20 490
20 490
20 490
20 490
Free-cash
74 116
77 005
47 209
52 973

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽88807
₽68940
₽71285
₽68554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
unemployment
-
-
-
2 325
health
-
-
-
10 850
pensions
-
-
-
15 500
income
-
-
-
18 949
total
-
-
-
47 624
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
129 707
-
unemployment
402
160
1 946
-
income
3 277
1 304
15 857
-
pensions
2 681
1 067
12 971
-
health
1 876
747
9 079
-
total
8 236
3 278
39 853
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
129 707
-
pensions
5 227
2 080
25 293
-
total
5 227
2 080
25 293
-
Corporate
122 967
142 252
-
-
income
11 067
12 803
-
-
total
11 067
12 803
-
-
Dividends
111 900
129 449
-
-
withholding
21 261
24 595
-
-
social contributions
21 699
25 121
-
-
total
42 960
49 716
-
-
Income
155 000
155 000
155 000
155 000
Total tax
67 490
67 877
65 146
47 624
After tax
87 510
87 123
89 854
107 376
Living cost
18 570
18 570
18 570
18 570
Free-cash
68 940
68 554
71 285
88 807

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽46616
₽51134
₽47477
₽51879
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
national
-
-
-
26 303
pensions
-
-
-
18 600
social contributions
-
-
-
1 666
municipal
-
-
-
16 974
total
-
-
-
63 543
Employee
69 511
-
133 996
-
municipal
8 586
-
17 574
-
national
13 304
-
27 588
-
pensions
2 780
-
5 360
-
total
24 670
-
50 522
-
Employer
69 511
-
133 996
-
pensions
5 561
-
10 720
-
social contributions
747
-
1 440
-
total
6 308
-
12 160
-
Corporate
74 593
155 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

14 919
31 000
-
-
total
14 919
31 000
-
-
Dividends
59 674
124 000
-
-
withholding
13 128
27 280
-
-
total
13 128
27 280
-
-
Income
155 000
155 000
155 000
155 000
Total tax
59 025
58 280
62 682
63 543
After tax
95 975
96 720
92 318
91 457
Living cost
44 841
44 841
44 841
44 841
Free-cash
51 134
51 879
47 477
46 616

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽29791
₽57655
₽29791
₽55605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
social contributions
-
-
-
25 661
income
-
-
-
46 653
total
-
-
-
72 314
Employee
72 635
-
155 000
-
social contributions
6 034
-
25 661
-
income
13 706
-
46 653
-
total
19 740
-
72 314
-
Employer
72 635
-
155 000
-
total
-
-
-
-
Corporate
82 365
155 000
-
-
income
10 296
19 375
-
-
total
10 296
19 375
-
-
Dividends
72 069
135 625
-
-
withholding
14 414
27 125
-
-
total
14 414
27 125
-
-
Income
155 000
155 000
155 000
155 000
Total tax
44 450
46 500
72 314
72 314
After tax
110 550
108 500
82 686
82 686
Living cost
52 895
52 895
52 895
52 895
Free-cash
57 655
55 605
29 791
29 791

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽35396
₽38668
₽28396
₽43518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
national
-
-
-
37 812
regional
-
-
-
1 821
social contributions
-
-
-
39 867
municipal
-
-
-
922
total
-
-
-
80 422
Employee
82 526
-
155 000
-
municipal
437
-
821
-
national
14 300
-
32 728
-
social contributions
27 828
-
52 267
-
regional
779
-
1 606
-
total
43 344
-
87 422
-
Employer
82 526
-
155 000
-
total
-
-
-
-
Corporate
72 474
155 000
-
-
nationa
17 394
37 200
-
-
municipal
2 826
6 044
-
-
total
20 220
43 244
-
-
Dividends
52 254
111 755
-
-
withholding
13 586
29 056
-
-
total
13 586
29 056
-
-
Income
155 000
155 000
155 000
155 000
Total tax
77 150
72 300
87 422
80 422
After tax
77 850
82 700
67 578
74 578
Living cost
39 182
39 182
39 182
39 182
Free-cash
38 668
43 518
28 396
35 396

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽49048
₽54398
₽42085
₽56458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
155 000
national
-
-
-
37 812
regional
-
-
-
2 337
social contributions
-
-
-
39 867
municipal
-
-
-
922
total
-
-
-
80 938
Employee
51 509
-
155 000
-
municipal
273
-
821
-
national
8 160
-
32 728
-
social contributions
17 369
-
52 267
-
regional
693
-
2 085
-
total
26 495
-
87 901
-
Employer
51 509
-
155 000
-
total
-
-
-
-
Corporate
103 491
155 000
-
-