Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 15500
per

Your estimated
City
free-cash

Andorra , Andorra
-₽15823
-₽18979
-₽15363
-₽13963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
social contributions
-
-
-
3 411
income
-
-
-
-
total
-
-
-
3 411
Employee
29 853
-
13 421
-
social contributions
1 940
-
872
-
income
-
-
-
-
total
1 940
-
872
-
Employer
29 853
-
13 421
-
social contributions
4 627
-
2 079
-
total
4 627
-
2 079
-
Corporate
-
15 500
-
-
income
-
1 551
-
-
total
-
1 551
-
-
Dividends
-
13 949
-
-
total
-
-
-
-
Income
15 500
15 500
15 500
15 500
Total tax
6 567
1 551
2 951
3 411
After tax
8 933
13 949
12 549
12 089
Living cost
27 912
27 912
27 912
27 912
Free-cash
-18 979
-13 963
-15 363
-15 823

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
-₽23935
-₽37654
-₽27013
-₽35088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
1 186
chamber of commerce
-
-
-
62
pensions
-
-
-
2 867
income
-
-
-
-
total
-
-
-
9 810
Employee
40 590
37 005
37 005
-
unemployment
1 218
1 110
315
-
other
405
370
106
-
income
3 616
2 730
4 266
-
pensions
4 157
3 789
1 078
-
health
1 570
1 433
407
-
total
10 966
9 432
6 172
-
Employer
40 590
37 005
37 005
-
pensions
5 094
4 645
1 322
-
surtax
-
-
-
-
payroll
1 218
1 110
1 110
-
other
1 928
1 757
1 533
-
health
1 535
1 399
398
-
accident
527
481
137
-
unemployment
1 218
1 110
315
-
chamber of commerce
162
148
148
-
total
11 682
10 650
4 963
-
Corporate
3 524
3 524
7 012
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

881
881
1 753
-
total
881
881
1 753
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
15 500
15 500
15 500
15 500
Total tax
23 529
20 963
12 888
9 810
After tax
-8 029
-5 463
2 612
5 690
Living cost
29 625
29 625
29 625
29 625
Free-cash
-37 654
-35 088
-27 013
-23 935

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
-₽27212
-₽45322
-₽30207
-₽38365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
1 186
chamber of commerce
-
-
-
62
pensions
-
-
-
2 867
income
-
-
-
-
total
-
-
-
9 993
Employee
46 406
37 005
37 005
-
unemployment
1 392
1 110
312
-
other
463
370
104
-
income
5 283
2 730
4 277
-
pensions
4 752
3 789
1 063
-
health
1 796
1 433
402
-
total
13 686
9 432
6 158
-
Employer
46 406
37 005
37 005
-
pensions
5 824
4 645
1 302
-
surtax
183
183
183
-
payroll
1 392
1 110
1 110
-
other
2 204
1 757
1 531
-
health
1 753
1 399
393
-
accident
603
481
136
-
unemployment
1 392
1 110
312
-
chamber of commerce
185
148
148
-
total
13 536
10 833
5 115
-
Corporate
3 524
3 524
6 860
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

881
881
1 715
-
total
881
881
1 715
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
15 500
15 500
15 500
15 500
Total tax
28 103
21 146
12 988
9 993
After tax
-12 603
-5 646
2 512
5 507
Living cost
32 719
32 719
32 719
32 719
Free-cash
-45 322
-38 365
-30 207
-27 212

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽26540
-₽70256
-₽26652
-₽24883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
national
-
-
-
2 652
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
636
social contributions
-
-
-
4 895
total
-
-
-
8 183
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
12 007
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
104
-
national
20 420
-
2 610
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
626
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
900
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
564
-
total
32 565
-
4 804
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
12 007
-
surtax
7 531
-
1 360
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
1 064
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
738
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
155
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
174
-
total
19 334
-
3 491
-
Corporate
-
15 500
-
-
income
-
3 100
-
-
surtax
-
62
-
-
total
-
3 162
-
-
Dividends
-
12 339
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
3 364
-
-
total
-
3 364
-
-
Income
15 500
15 500
15 500
15 500
Total tax
51 899
6 526
8 295
8 183
After tax
-36 399
8 974
7 205
7 317
Living cost
33 857
33 857
33 857
33 857
Free-cash
-70 256
-24 883
-26 652
-26 540

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
-₽6939
-₽9804
-₽6189
-₽2723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
unemployment
-
-
-
62
health
-
-
-
1 782
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 294
income
-
-
-
2 325
total
-
-
-
6 463
Employee
21 155
-
12 958
-
accident

We are using the highest rate at 1.1%.

232
-
142
-
income
2 116
-
1 296
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
1 138
-
health
973
-
596
-
total
5 178
-
3 172
-
Employer
21 155
-
12 958
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
1 428
-
health
1 460
-
894
-
accident

We are using the highest rate at 1.1%.

232
-
142
-
unemployment
127
-
77
-
total
4 150
-
2 541
-
Corporate
-
15 500
-
-
income
-
1 550
-
-
total
-
1 550
-
-
Dividends
-
13 950
-
-
withholding
-
697
-
-
total
-
697
-
-
Income
15 500
15 500
15 500
15 500
Total tax
9 328
2 247
5 713
6 463
After tax
6 172
13 253
9 787
9 037
Living cost
15 976
15 976
15 976
15 976
Free-cash
-9 804
-2 723
-6 189
-6 939

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
-₽3139
-₽3788
-₽2389
₽1077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
unemployment
-
-
-
62
health
-
-
-
1 782
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 294
income
-
-
-
2 325
total
-
-
-
6 463
Employee
16 123
-
12 958
-
accident

We are using the highest rate at 1.1%.

178
-
142
-
income
1 612
-
1 296
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
1 138
-
health
742
-
596
-
total
3 948
-
3 172
-
Employer
16 123
-
12 958
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
1 428
-
health
1 113
-
894
-
accident

We are using the highest rate at 1.1%.

178
-
142
-
unemployment
96
-
77
-
total
3 164
-
2 541
-
Corporate
-
15 500
-
-
income
-
1 550
-
-
total
-
1 550
-
-
Dividends
-
13 950
-
-
withholding
-
697
-
-
total
-
697
-
-
Income
15 500
15 500
15 500
15 500
Total tax
7 112
2 247
5 713
6 463
After tax
8 388
13 253
9 787
9 037
Living cost
12 176
12 176
12 176
12 176
Free-cash
-3 788
1 077
-2 389
-3 139

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
-₽12406
-₽20328
-₽18878
-₽26997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 300
health
-
-
-
900
social contributions
-
-
-
5 507
income
-
-
-
-
total
-
-
-
6 407
Employee
71 403
71 403
71 403
-
income
7 775
6 610
8 028
-
social contributions
2 700
5 926
1 998
-
health
553
1 214
409
-
total
11 028
13 750
10 435
-
Employer
71 403
71 403
71 403
-
social contributions
2 700
5 926
1 998
-
health
601
1 322
446
-
total
3 301
7 248
2 444
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
15 500
15 500
15 500
15 500
Total tax
14 329
20 998
12 879
6 407
After tax
1 171
-5 498
2 621
9 093
Living cost
21 499
21 499
21 499
21 499
Free-cash
-20 328
-26 997
-18 878
-12 406

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
-₽21025
-₽30540
-₽27497
-₽35616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 300
health
-
-
-
900
social contributions
-
-
-
5 507
income
-
-
-
-
total
-
-
-
6 407
Employee
71 403
71 403
71 403
-
income
7 498
6 610
8 028
-
social contributions
3 470
5 926
1 998
-
health
710
1 214
409
-
total
11 678
13 750
10 435
-
Employer
71 403
71 403
71 403
-
social contributions
3 470
5 926
1 998
-
health
774
1 322
446
-
total
4 244
7 248
2 444
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
15 500
15 500
15 500
15 500
Total tax
15 922
20 998
12 879
6 407
After tax
-422
-5 498
2 621
9 093
Living cost
30 118
30 118
30 118
30 118
Free-cash
-30 540
-35 616
-27 497
-21 025

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
-₽13927
-₽26822
-₽13612
-₽10805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
health
-
-
-
2 092
social contributions
-
-
-
4 526
income
-
-
-
1 332
solidarity contribution
-
-
-
-
total
-
-
-
7 950
Employee
31 583
-
11 567
-
income
3 790
-
1 388
-
social contributions
2 053
-
752
-
health
4 264
-
1 562
-
solidarity contribution
-
-
-
-
total
10 107
-
3 702
-
Employer
31 583
-
11 567
-
social contributions
7 896
-
2 892
-
health
2 842
-
1 041
-
total
10 738
-
3 933
-
Corporate
-
15 500
-
-
income
-
2 945
-
-
total
-
2 945
-
-
Dividends
-
12 555
-
-
withholding
-
1 883
-
-
total
-
1 883
-
-
Income
15 500
15 500
15 500
15 500
Total tax
20 845
4 828
7 635
7 950
After tax
-5 345
10 672
7 865
7 550
Living cost
21 477
21 477
21 477
21 477
Free-cash
-26 822
-10 805
-13 612
-13 927

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
-₽18915
-₽36652
-₽18600
-₽15793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
health
-
-
-
2 092
social contributions
-
-
-
4 526
income
-
-
-
1 332
solidarity contribution
-
-
-
-
total
-
-
-
7 950
Employee
38 919
-
11 567
-
income
4 670
-
1 388
-
social contributions
2 530
-
752
-
health
5 254
-
1 562
-
solidarity contribution
-
-
-
-
total
12 454
-
3 702
-
Employer
38 919
-
11 567
-
social contributions
9 730
-
2 892
-
health
3 503
-
1 041
-
total
13 233
-
3 933
-
Corporate
-
15 500
-
-
income
-
2 945
-
-
total
-
2 945
-
-
Dividends
-
12 555
-
-
withholding
-
1 883
-
-
total
-
1 883
-
-
Income
15 500
15 500
15 500
15 500
Total tax
25 687
4 828
7 635
7 950
After tax
-10 187
10 672
7 865
7 550
Living cost
26 465
26 465
26 465
26 465
Free-cash
-36 652
-15 793
-18 600
-18 915

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
-₽32336
-₽187366
-₽187366
-₽187366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
national
-
-
-
461
pensions
-
-
-
807
municipal
-
-
-
551
labour market
-
-
-
1 175
total
-
-
-
2 994
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
15 500
15 500
15 500
15 500
Total tax
158 024
158 024
158 024
2 994
After tax
-142 524
-142 524
-142 524
12 506
Living cost
44 842
44 842
44 842
44 842
Free-cash
-187 366
-187 366
-187 366
-32 336

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
-₽12042
-₽19746
-₽11379
-₽10028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
health
-
-
-
2 014
pensions
-
-
-
3 100
income
-
-
-
-
total
-
-
-
5 114
Employee
26 342
-
11 583
-
unemployment
421
-
185
-
income
2 966
-
118
-
pensions
527
-
231
-
total
3 914
-
534
-
Employer
26 342
-
11 583
-
pensions
5 269
-
2 317
-
health
3 424
-
1 507
-
unemployment
211
-
93
-
total
8 904
-
3 917
-
Corporate
-
15 500
-
-
income
-
3 100
-
-
total
-
3 100
-
-
Dividends
-
12 400
-
-
total
-
-
-
-
Income
15 500
15 500
15 500
15 500
Total tax
12 818
3 100
4 451
5 114
After tax
2 682
12 400
11 049
10 386
Living cost
22 428
22 428
22 428
22 428
Free-cash
-19 746
-10 028
-11 379
-12 042

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
-₽22939
-₽42571
-₽25840
-₽24924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
15 500
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
2 789
total
-
-
-
2 789
Employee
48 854
-
13 040
-
unemployment
733
-
196
-
municipal
8 002
-
2 153
-
national
807
-
-
-
pensions
3 297
-
881
-
health
365
-
-
-
total
13 204
-
3 230
-
Employer
48 854
-
13 040
-
pensions
8 476
-
2 263
-
health
375
-
100
-
accident
49
-
12
-
unemployment
317
-
85
-
total
9 217
-
2 460
-
Corporate
-
15 500
-
-
income
-
3 100
-
-
total
-
3 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
9 300
-
-
municipal
-
1 674
-
-
national
-
-
-
-
total
-
1 674
-
-
Income
15 500
15 500
15 500
15 500
Total tax
22 421
4 774
5 690
2 789
After tax
-6 921
10 726
9 810
12 711
Living cost
35 650
35 650
35 650
35 650
Free-cash
-42 571
-24 924
-25 840
-22 939

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
-₽19785
-₽31053
-₽18481
-₽20812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
surtax
-
-
-
-
health
-
-
-
247
pensions
-
-
-
5 494
social contributions
-
-
-
441
income
-
-
-
-
other
-
-
-
481
total
-
-
-
6 663
Employee
35 475
-
11 814
-
income
1 829
-
-
-
surtax
-
-
-
-
social contributions
1 011
-
337
-
pensions
4 012
-
1 337
-
total
6 852
-
1 674
-
Employer
35 475
-
11 814
-
pensions
5 829
-
1 938
-
social contributions
106
-
35
-
other
1 225
-
407
-
health
2 483
-
826
-
unemployment
1 436
-
479
-
total
11 079
-
3 685
-
Corporate
-
15 500
-
-
income
-
4 340
-
-
surtax
-
-
-
-
total
-
4 340
-
-
Dividends
-
11 160
-
-
withholding
-
1 429
-
-
social contributions
-
1 921
-
-
surtax
-
-
-
-
total
-
3 350
-
-
Income
15 500
15 500
15 500
15 500
Total tax
17 931
7 690
5 359
6 663
After tax
-2 431
7 810
10 141
8 837
Living cost
28 622
28 622
28 622
28 622
Free-cash
-31 053
-20 812
-18 481
-19 785

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
-₽22932
-₽36651
-₽21628
-₽23959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
surtax
-
-
-
-
health
-
-
-
247
pensions
-
-
-
5 494
social contributions
-
-
-
441
income
-
-
-
-
other
-
-
-
481
total
-
-
-
6 663
Employee
39 741
-
11 814
-
income
2 345
-
-
-
surtax
-
-
-
-
social contributions
1 133
-
337
-
pensions
4 493
-
1 337
-
total
7 971
-
1 674
-
Employer
39 741
-
11 814
-
pensions
6 529
-
1 938
-
social contributions
120
-
35
-
other
1 371
-
407
-
health
2 782
-
826
-
unemployment
1 609
-
479
-
total
12 411
-
3 685
-
Corporate
-
15 500
-
-
income
-
4 340
-
-
surtax
-
-
-
-
total
-
4 340
-
-
Dividends
-
11 160
-
-
withholding
-
1 429
-
-
social contributions
-
1 921
-
-
surtax
-
-
-
-
total
-
3 350
-
-
Income
15 500
15 500
15 500
15 500
Total tax
20 382
7 690
5 359
6 663
After tax
-4 882
7 810
10 141
8 837
Living cost
31 769
31 769
31 769
31 769
Free-cash
-36 651
-23 959
-21 628
-22 932

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
-₽36012
-₽60821
-₽34708
-₽37039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
surtax
-
-
-
-
health
-
-
-
247
pensions
-
-
-
5 494
social contributions
-
-
-
441
income
-
-
-
-
other
-
-
-
481
total
-
-
-
6 663
Employee
58 158
-
11 814
-
income
5 074
-
-
-
surtax
-
-
-
-
social contributions
1 656
-
337
-
pensions
6 578
-
1 337
-
total
13 308
-
1 674
-
Employer
58 158
-
11 814
-
pensions
9 556
-
1 938
-
social contributions
174
-
35
-
other
2 007
-
407
-
health
4 071
-
826
-
unemployment
2 356
-
479
-
total
18 164
-
3 685
-
Corporate
-
15 500
-
-
income
-
4 340
-
-
surtax
-
-
-
-
total
-
4 340
-
-
Dividends
-
11 160
-
-
withholding
-
1 429
-
-
social contributions
-
1 921
-
-
surtax
-
-
-
-
total
-
3 350
-
-
Income
15 500
15 500
15 500
15 500
Total tax
31 472
7 690
5 359
6 663
After tax
-15 972
7 810
10 141
8 837
Living cost
44 849
44 849
44 849
44 849
Free-cash
-60 821
-37 039
-34 708
-36 012

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₽9396
₽7661
₽6451
₽8776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
15 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
155
total
-
-
-
155
Employee
7 436
-
15 500
-
income
1 487
-
3 100
-
total
1 487
-
3 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

8 064
15 500
-
-
total
-
-
-
-
Dividends
8 064
15 500
-
-
withholding
403
775
-
-
total
403
775
-
-
Income
15 500
15 500
15 500
15 500
Total tax
1 890
775
3 100
155
After tax
13 610
14 725
12 400
15 345
Living cost
5 949
5 949
5 949
5 949
Free-cash
7 661
8 776
6 451
9 396

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
₽6075
₽3717
₽3130
₽5455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
15 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
155
total
-
-
-
155
Employee
11 588
-
15 500
-
income
2 318
-
3 100
-
total
2 318
-
3 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

3 912
15 500
-
-
total
-
-
-
-
Dividends
3 912
15 500
-
-
withholding
195
775
-
-
total
195
775
-
-
Income
15 500
15 500
15 500
15 500
Total tax
2 513
775
3 100
155
After tax
12 987
14 725
12 400
15 345
Living cost
9 270
9 270
9 270
9 270
Free-cash
3 717
5 455
3 130
6 075

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
-₽26694
-₽30703
-₽26694
-₽27630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
15 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 344
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
15 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
6 344
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
15 500
-
-
trade
-
2 224
-
-
income
-
2 324
-
-
chamber of commerce
-
164
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
129
-
-
total
-
4 841
-
-
Dividends
-
10 659
-
-
withholding
-
2 312
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
127
-
-
total
-
2 439
-
-
Income
15 500
15 500
15 500
15 500
Total tax
10 353
7 280
6 344
6 344
After tax
5 147
8 220
9 156
9 156
Living cost
35 850
35 850
35 850
35 850
Free-cash
-30 703
-27 630
-26 694
-26 694

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
-₽18970
-₽20017
-₽18970
-₽20064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
15 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 344
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
15 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
6 344
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
15 500
-
-
trade
-
2 441
-
-
income
-
2 324
-
-
chamber of commerce
-
164
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
129
-
-
total
-
5 058
-
-
Dividends
-
10 443
-
-
withholding
-
2 257
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
123
-
-
total
-
2 380
-
-
Income
15 500
15 500
15 500
15 500
Total tax
7 391
7 438
6 344
6 344
After tax
8 109
8 062
9 156
9 156
Living cost
28 126
28 126
28 126
28 126
Free-cash
-20 017
-20 064
-18 970
-18 970

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
-₽27322
-₽31590
-₽27322
-₽28499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
15 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 344
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
15 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
6 344
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
15 500
-
-
trade
-
2 550
-
-
income
-
2 324
-
-
chamber of commerce
-
164
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
129
-
-
total
-
5 167
-
-
Dividends
-
10 333
-
-
withholding
-
2 231
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
123
-
-
total
-
2 354
-
-
Income
15 500
15 500
15 500
15 500
Total tax
10 612
7 521
6 344
6 344
After tax
4 888
7 979
9 156
9 156
Living cost
36 478
36 478
36 478
36 478
Free-cash
-31 590
-28 499
-27 322
-27 322

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
-₽33382
-₽40305
-₽33382
-₽34638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
15 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 344
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
15 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
6 344
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
15 500
-
-
trade
-
2 659
-
-
income
-
2 324
-
-
chamber of commerce
-
162
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
129
-
-
total
-
5 274
-
-
Dividends
-
10 226
-
-
withholding
-
2 204
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
122
-
-
total
-
2 326
-
-
Income
15 500
15 500
15 500
15 500
Total tax
13 267
7 600
6 344
6 344
After tax
2 233
7 900
9 156
9 156
Living cost
42 538
42 538
42 538
42 538
Free-cash
-40 305
-34 638
-33 382
-33 382

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
-₽11987
-₽22353
-₽12271
-₽11107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
surtax
-
-
-
-
unemployment
-
-
-
211
health
-
-
-
1 100
pensions
-
-
-
3 100
income
-
-
-
2 219
other
-
-
-
-
total
-
-
-
6 630
Employee
31 271
-
12 806
-
unemployment
2 176
-
892
-
other
-
-
-
-
income
5 242
-
2 146
-
surtax
111
-
-
-
pensions
2 086
-
855
-
health
798
-
326
-
total
10 413
-
4 219
-
Employer
31 271
-
12 806
-
pensions
4 169
-
1 708
-
other
-
-
-
-
health
1 422
-
582
-
unemployment
992
-
405
-
total
6 583
-
2 695
-
Corporate
-
15 500
-
-
income
-
4 030
-
-
total
-
4 030
-
-
Dividends
-
11 470
-
-
withholding
-
1 720
-
-
total
-
1 720
-
-
Income
15 500
15 500
15 500
15 500
Total tax
16 996
5 750
6 914
6 630
After tax
-1 496
9 750
8 586
8 870
Living cost
20 857
20 857
20 857
20 857
Free-cash
-22 353
-11 107
-12 271
-11 987

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
-₽11620
-₽21669
-₽11904
-₽10740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
surtax
-
-
-
-
unemployment
-
-
-
211
health
-
-
-
1 100
pensions
-
-
-
3 100
income
-
-
-
2 219
other
-
-
-
-
total
-
-
-
6 630
Employee
30 707
-
12 806
-
unemployment
2 137
-
892
-
other
-
-
-
-
income
5 147
-
2 146
-
surtax
100
-
-
-
pensions
2 048
-
855
-
health
784
-
326
-
total
10 216
-
4 219
-
Employer
30 707
-
12 806
-
pensions
4 093
-
1 708
-
other
-
-
-
-
health
1 397
-
582
-
unemployment
973
-
405
-
total
6 463
-
2 695
-
Corporate
-
15 500
-
-
income
-
4 030
-
-
total
-
4 030
-
-
Dividends
-
11 470
-
-
withholding
-
1 720
-
-
total
-
1 720
-
-
Income
15 500
15 500
15 500
15 500
Total tax
16 679
5 750
6 914
6 630
After tax
-1 179
9 750
8 586
8 870
Living cost
20 490
20 490
20 490
20 490
Free-cash
-21 669
-10 740
-11 904
-11 620

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
-₽7832
-₽16532
-₽9584
-₽9518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
unemployment
-
-
-
232
health
-
-
-
1 085
pensions
-
-
-
1 550
income
-
-
-
1 895
total
-
-
-
4 762
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
12 971
-
unemployment
402
160
195
-
income
3 277
1 304
1 586
-
pensions
2 681
1 067
1 297
-
health
1 876
747
908
-
total
8 236
3 278
3 986
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
12 971
-
pensions
5 227
2 080
2 529
-
total
5 227
2 080
2 529
-
Corporate
-
2 752
-
-
income
-
248
-
-
total
-
248
-
-
Dividends
-
2 504
-
-
withholding
-
476
-
-
social contributions
-
366
-
-
total
-
842
-
-
Income
15 500
15 500
15 500
15 500
Total tax
13 463
6 448
6 515
4 762
After tax
2 037
9 052
8 985
10 738
Living cost
18 570
18 570
18 570
18 570
Free-cash
-16 532
-9 518
-9 584
-7 832

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
-₽33163
-₽60319
-₽33041
-₽35169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
national
-
-
-
1 091
pensions
-
-
-
1 860
social contributions
-
-
-
167
municipal
-
-
-
704
total
-
-
-
3 822
Employee
69 511
-
13 400
-
municipal
8 586
-
764
-
national
13 304
-
1 184
-
pensions
2 780
-
536
-
total
24 670
-
2 484
-
Employer
69 511
-
13 400
-
pensions
5 561
-
1 072
-
social contributions
747
-
144
-
total
6 308
-
1 216
-
Corporate
-
15 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
3 100
-
-
total
-
3 100
-
-
Dividends
-
12 400
-
-
withholding
-
2 728
-
-
total
-
2 728
-
-
Income
15 500
15 500
15 500
15 500
Total tax
30 978
5 828
3 700
3 822
After tax
-15 478
9 672
11 800
11 678
Living cost
44 841
44 841
44 841
44 841
Free-cash
-60 319
-35 169
-33 041
-33 163

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
-₽37855
-₽57135
-₽37855
-₽42045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
social contributions
-
-
-
268
income
-
-
-
192
total
-
-
-
460
Employee
72 635
-
15 500
-
social contributions
6 034
-
268
-
income
13 706
-
192
-
total
19 740
-
460
-
Employer
72 635
-
15 500
-
total
-
-
-
-
Corporate
-
15 500
-
-
income
-
1 938
-
-
total
-
1 938
-
-
Dividends
-
13 562
-
-
withholding
-
2 712
-
-
total
-
2 712
-
-
Income
15 500
15 500
15 500
15 500
Total tax
19 740
4 650
460
460
After tax
-4 240
10 850
15 040
15 040
Living cost
52 895
52 895
52 895
52 895
Free-cash
-57 135
-42 045
-37 855
-37 855

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
-₽32958
-₽67026
-₽34635
-₽30912
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
national
-
-
-
1 910
regional
-
-
-
102
social contributions
-
-
-
7 197
municipal
-
-
-
67
total
-
-
-
9 276
Employee
82 526
-
15 500
-
municipal
437
-
49
-
national
14 300
-
1 396
-
social contributions
27 828
-
9 434
-
regional
779
-
74
-
total
43 344
-
10 953
-
Employer
82 526
-
15 500
-
total
-
-
-
-
Corporate
-
15 500
-
-
nationa
-
3 720
-
-
municipal
-
604
-
-
total
-
4 324
-
-
Dividends
-
11 176
-
-
withholding
-
2 906
-
-
total
-
2 906
-
-
Income
15 500
15 500
15 500
15 500
Total tax
43 344
7 230
10 953
9 276
After tax
-27 844
8 270
4 547
6 224
Living cost
39 182
39 182
39 182
39 182
Free-cash
-67 026
-30 912
-34 635
-32 958

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
-₽18857
-₽36009
-₽20516
-₽16867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
national
-
-
-
1 910
regional
-
-
-
169
social contributions
-
-
-
7 197
municipal
-
-
-
67
total
-
-
-
9 343
Employee
51 509
-
15 500
-
municipal
273
-
49
-
national
8 160
-
1 396
-
social contributions
17 369
-
9 434
-
regional
693
-
123
-
total
26 495
-
11 002
-
Employer
51 509
-
15 500
-
total
-
-
-
-
Corporate
-
15 500
-
-
nationa
-
3 720
-
-