Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 154500
per

Your estimated
City
free-cash

Andorra , Andorra
₽86668
₽108691
₽90773
₽111742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
33 990
income
-
-
-
6 534
total
-
-
-
40 524
Employee
29 206
-
133 768
-
social contributions
1 898
-
8 696
-
income
-
-
6 991
-
total
1 898
-
15 687
-
Employer
29 206
-
133 768
-
social contributions
4 527
-
20 732
-
total
4 527
-
20 732
-
Corporate
120 767
154 500
-
-
income
12 076
15 450
-
-
total
12 076
15 450
-
-
Dividends
108 690
139 050
-
-
total
-
-
-
-
Income
154 500
154 500
154 500
154 500
Total tax
18 501
15 450
36 419
40 524
After tax
135 999
139 050
118 081
113 976
Living cost
27 308
27 308
27 308
27 308
Free-cash
108 691
111 742
90 773
86 668

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽50478
₽56200
₽12094
₽56650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
617
pensions
-
-
-
19 634
income
-
-
-
41 098
total
-
-
-
75 039
Employee
39 711
36 203
122 743
-
unemployment
1 191
1 086
3 184
-
other
397
362
1 062
-
income
3 538
2 670
32 623
-
pensions
4 067
3 707
10 868
-
health
1 536
1 402
4 107
-
total
10 729
9 227
51 844
-
Employer
39 711
36 203
122 743
-
pensions
4 984
4 544
13 319
-
surtax
-
-
-
-
payroll
1 191
1 086
3 682
-
other
1 886
1 719
5 689
-
health
1 502
1 369
4 012
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
491
-
total
11 428
10 420
31 756
-
Corporate
103 360
107 877
119 295
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 841
26 970
29 823
-
total
25 841
26 970
29 823
-
Dividends
77 520
80 907
-
-
withholding
21 319
22 250
-
-
total
21 319
22 250
-
-
Income
154 500
154 500
154 500
154 500
Total tax
69 317
68 867
113 423
75 039
After tax
85 183
85 633
41 077
79 461
Living cost
28 983
28 983
28 983
28 983
Free-cash
56 200
56 650
12 094
50 478

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽47271
₽52121
₽9015
₽53526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
617
pensions
-
-
-
19 634
income
-
-
-
41 098
total
-
-
-
75 218
Employee
45 401
36 203
122 577
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
32 549
-
pensions
4 650
3 707
10 868
-
health
1 757
1 402
4 107
-
total
13 390
9 227
51 770
-
Employer
45 401
36 203
122 577
-
pensions
5 698
4 544
13 319
-
surtax
179
179
179
-
payroll
1 362
1 086
3 677
-
other
2 157
1 719
5 682
-
health
1 715
1 369
4 012
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
490
-
total
13 244
10 599
31 922
-
Corporate
95 856
107 698
119 129
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 963
26 925
29 782
-
total
23 963
26 925
29 782
-
Dividends
71 893
80 773
-
-
withholding
19 771
22 212
-
-
total
19 771
22 212
-
-
Income
154 500
154 500
154 500
154 500
Total tax
70 368
68 963
113 474
75 218
After tax
84 132
85 537
41 026
79 282
Living cost
32 011
32 011
32 011
32 011
Free-cash
52 121
53 526
9 015
47 271

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽33823
₽39670
₽21581
₽53295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
national
-
-
-
56 993
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 911
social contributions
-
-
-
22 649
total
-
-
-
87 553
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
119 665
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 041
-
national
19 978
-
43 080
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
6 241
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
8 975
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 624
-
total
31 859
-
64 961
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
119 665
-
surtax
7 368
-
13 571
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
10 602
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
7 360
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 555
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 746
-
total
18 915
-
34 834
-
Corporate
70 602
154 500
-
-
income
14 121
30 900
-
-
surtax
283
617
-
-
total
14 404
31 517
-
-
Dividends
56 198
122 982
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

16 528
36 564
-
-
total
16 528
36 564
-
-
Income
154 500
154 500
154 500
154 500
Total tax
81 706
68 081
99 795
87 553
After tax
72 794
86 419
54 705
66 947
Living cost
33 124
33 124
33 124
33 124
Free-cash
39 670
53 295
21 581
33 823

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽107263
₽110968
₽113265
₽116494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
23 175
total
-
-
-
31 634
Employee
20 661
-
148 284
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
14 828
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
19 416
-
Employer
20 661
-
148 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
129 786
154 500
-
-
income
12 978
15 450
-
-
total
12 978
15 450
-
-
Dividends
116 807
139 050
-
-
withholding
5 840
6 953
-
-
total
5 840
6 953
-
-
Income
154 500
154 500
154 500
154 500
Total tax
27 929
22 403
25 632
31 634
After tax
126 571
132 097
128 868
122 866
Living cost
15 603
15 603
15 603
15 603
Free-cash
110 968
116 494
113 265
107 263

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽110974
₽115993
₽116976
₽120205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
23 175
total
-
-
-
31 634
Employee
15 747
-
148 284
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
14 828
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
19 416
-
Employer
15 747
-
148 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
135 663
154 500
-
-
income
13 566
15 450
-
-
total
13 566
15 450
-
-
Dividends
122 097
139 050
-
-
withholding
6 105
6 953
-
-
total
6 105
6 953
-
-
Income
154 500
154 500
154 500
154 500
Total tax
26 615
22 403
25 632
31 634
After tax
127 885
132 097
128 868
122 866
Living cost
11 892
11 892
11 892
11 892
Free-cash
115 993
120 205
116 976
110 974

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽84844
₽86752
₽83470
₽91692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
health
-
-
-
3 939
social contributions
-
-
-
14 699
income
-
-
-
29 985
total
-
-
-
48 623
Employee
69 856
69 856
144 017
-
income
7 606
6 467
29 245
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
2 448
-
total
10 788
13 453
39 513
-
Employer
69 856
69 856
144 017
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
2 664
-
total
3 229
7 091
10 484
-
Corporate
119 449
77 553
-
-
income
14 931
9 694
-
-
total
14 931
9 694
-
-
Dividends
104 518
67 859
-
-
withholding
17 767
11 537
-
-
total
17 767
11 537
-
-
Income
154 500
154 500
154 500
154 500
Total tax
46 715
41 775
49 997
48 623
After tax
107 785
112 725
104 503
105 877
Living cost
21 033
21 033
21 033
21 033
Free-cash
86 752
91 692
83 470
84 844

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽76411
₽79494
₽75037
₽83259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
health
-
-
-
3 939
social contributions
-
-
-
14 699
income
-
-
-
29 985
total
-
-
-
48 623
Employee
69 856
69 856
144 017
-
income
7 336
6 467
29 245
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
2 448
-
total
11 426
13 453
39 513
-
Employer
69 856
69 856
144 017
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
2 664
-
total
4 152
7 091
10 484
-
Corporate
109 458
77 553
-
-
income
13 681
9 694
-
-
total
13 681
9 694
-
-
Dividends
95 777
67 859
-
-
withholding
16 281
11 537
-
-
total
16 281
11 537
-
-
Income
154 500
154 500
154 500
154 500
Total tax
45 540
41 775
49 997
48 623
After tax
108 960
112 725
104 503
105 877
Living cost
29 466
29 466
29 466
29 466
Free-cash
79 494
83 259
75 037
76 411

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽66813
₽77821
₽59955
₽85329
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
health
-
-
-
20 857
social contributions
-
-
-
30 282
income
-
-
-
15 504
solidarity contribution
-
-
-
-
total
-
-
-
66 643
Employee
30 948
-
117 957
-
income
3 714
-
14 294
-
social contributions
2 012
-
6 741
-
health
4 178
-
15 924
-
solidarity contribution
-
-
-
-
total
9 904
-
36 959
-
Employer
30 948
-
117 957
-
social contributions
7 737
-
25 926
-
health
2 785
-
10 616
-
total
10 522
-
36 542
-
Corporate
113 030
154 500
-
-
income
21 476
29 355
-
-
total
21 476
29 355
-
-
Dividends
91 555
125 145
-
-
withholding
13 733
18 772
-
-
total
13 733
18 772
-
-
Income
154 500
154 500
154 500
154 500
Total tax
55 635
48 127
73 501
66 643
After tax
98 865
106 373
80 999
87 857
Living cost
21 044
21 044
21 044
21 044
Free-cash
77 821
85 329
59 955
66 813

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽61925
₽71190
₽55067
₽80441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
health
-
-
-
20 857
social contributions
-
-
-
30 282
income
-
-
-
15 504
solidarity contribution
-
-
-
-
total
-
-
-
66 643
Employee
38 135
-
117 957
-
income
4 576
-
14 294
-
social contributions
2 479
-
6 741
-
health
5 148
-
15 924
-
solidarity contribution
-
-
-
-
total
12 203
-
36 959
-
Employer
38 135
-
117 957
-
social contributions
9 534
-
25 926
-
health
3 432
-
10 616
-
total
12 966
-
36 542
-
Corporate
103 399
154 500
-
-
income
19 646
29 355
-
-
total
19 646
29 355
-
-
Dividends
83 753
125 145
-
-
withholding
12 563
18 772
-
-
total
12 563
18 772
-
-
Income
154 500
154 500
154 500
154 500
Total tax
57 378
48 127
73 501
66 643
After tax
97 122
106 373
80 999
87 857
Living cost
25 932
25 932
25 932
25 932
Free-cash
71 190
80 441
55 067
61 925

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽47589
-₽43995
-₽43995
-₽43995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
national
-
-
-
17 942
pensions
-
-
-
790
municipal
-
-
-
32 006
labour market
-
-
-
12 297
total
-
-
-
63 035
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
154 500
154 500
154 500
154 500
Total tax
154 619
154 619
154 619
63 035
After tax
-119
-119
-119
91 465
Living cost
43 876
43 876
43 876
43 876
Free-cash
-43 995
-43 995
-43 995
47 589

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽60870
₽96014
₽67107
₽101657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
health
-
-
-
20 084
pensions
-
-
-
30 900
income
-
-
-
20 703
total
-
-
-
71 687
Employee
25 772
-
115 471
-
unemployment
412
-
1 848
-
income
2 901
-
22 263
-
pensions
515
-
2 310
-
total
3 828
-
26 421
-
Employer
25 772
-
115 471
-
pensions
5 155
-
23 094
-
health
3 350
-
15 011
-
unemployment
207
-
924
-
total
8 712
-
39 029
-
Corporate
120 017
154 500
-
-
income
24 003
30 900
-
-
total
24 003
30 900
-
-
Dividends
96 014
123 600
-
-
total
-
-
-
-
Income
154 500
154 500
154 500
154 500
Total tax
36 543
30 900
65 450
71 687
After tax
117 957
123 600
89 050
82 813
Living cost
21 943
21 943
21 943
21 943
Free-cash
96 014
101 657
67 107
60 870

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽65575
₽64427
₽46522
₽62277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
154 500
national
-
-
-
24 596
health
-
-
-
2 000
municipal
-
-
-
27 451
total
-
-
-
54 047
Employee
47 796
-
129 973
-
unemployment
717
-
1 950
-
municipal
7 829
-
21 174
-
national
790
-
15 055
-
pensions
3 226
-
8 773
-
health
357
-
1 622
-
total
12 919
-
48 574
-
Employer
47 796
-
129 973
-
pensions
8 292
-
22 550
-
health
367
-
1 002
-
accident
48
-
129
-
unemployment
310
-
845
-
total
9 017
-
24 526
-
Corporate
97 686
154 500
-
-
income
19 538
30 900
-
-
total
19 538
30 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

58 611
92 700
-
-
municipal
10 551
16 686
-
-
national
3 170
9 759
-
-
total
13 721
26 445
-
-
Income
154 500
154 500
154 500
154 500
Total tax
55 195
57 345
73 100
54 047
After tax
99 305
97 155
81 400
100 453
Living cost
34 878
34 878
34 878
34 878
Free-cash
64 427
62 277
46 522
65 575

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽59154
₽54913
₽57509
₽49867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
surtax
-
-
-
-
health
-
-
-
6 361
pensions
-
-
-
28 075
social contributions
-
-
-
4 401
income
-
-
-
23 718
other
-
-
-
4 789
total
-
-
-
67 344
Employee
34 706
-
120 027
-
income
1 789
-
22 940
-
surtax
-
-
-
-
social contributions
990
-
3 420
-
pensions
3 925
-
8 156
-
total
6 704
-
34 516
-
Employer
34 706
-
120 027
-
pensions
5 703
-
13 766
-
social contributions
103
-
360
-
other
1 198
-
4 602
-
health
2 429
-
10 883
-
unemployment
1 405
-
4 862
-
total
10 838
-
34 473
-
Corporate
108 955
154 500
-
-
income
30 507
43 260
-
-
surtax
-
-
-
-
total
30 507
43 260
-
-
Dividends
78 448
111 240
-
-
withholding
10 042
14 238
-
-
social contributions
13 494
19 133
-
-
surtax
-
-
-
-
total
23 536
33 371
-
-
Income
154 500
154 500
154 500
154 500
Total tax
71 585
76 631
68 989
67 344
After tax
82 915
77 869
85 511
87 156
Living cost
28 002
28 002
28 002
28 002
Free-cash
54 913
49 867
57 509
59 154

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽56075
₽52154
₽54430
₽46788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
surtax
-
-
-
-
health
-
-
-
6 361
pensions
-
-
-
28 075
social contributions
-
-
-
4 401
income
-
-
-
23 718
other
-
-
-
4 789
total
-
-
-
67 344
Employee
38 881
-
120 027
-
income
2 295
-
22 940
-
surtax
-
-
-
-
social contributions
1 109
-
3 420
-
pensions
4 396
-
8 156
-
total
7 800
-
34 516
-
Employer
38 881
-
120 027
-
pensions
6 387
-
13 766
-
social contributions
117
-
360
-
other
1 341
-
4 602
-
health
2 722
-
10 883
-
unemployment
1 574
-
4 862
-
total
12 141
-
34 473
-
Corporate
103 477
154 500
-
-
income
28 973
43 260
-
-
surtax
-
-
-
-
total
28 973
43 260
-
-
Dividends
74 504
111 240
-
-
withholding
9 537
14 238
-
-
social contributions
12 814
19 133
-
-
surtax
-
-
-
-
total
22 351
33 371
-
-
Income
154 500
154 500
154 500
154 500
Total tax
71 265
76 631
68 989
67 344
After tax
83 235
77 869
85 511
87 156
Living cost
31 081
31 081
31 081
31 081
Free-cash
52 154
46 788
54 430
56 075

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽43279
₽40232
₽41634
₽33992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
surtax
-
-
-
-
health
-
-
-
6 361
pensions
-
-
-
28 075
social contributions
-
-
-
4 401
income
-
-
-
23 718
other
-
-
-
4 789
total
-
-
-
67 344
Employee
56 899
-
120 027
-
income
4 965
-
22 940
-
surtax
-
-
-
-
social contributions
1 621
-
3 420
-
pensions
6 436
-
8 156
-
total
13 022
-
34 516
-
Employer
56 899
-
120 027
-
pensions
9 349
-
13 766
-
social contributions
171
-
360
-
other
1 964
-
4 602
-
health
3 982
-
10 883
-
unemployment
2 305
-
4 862
-
total
17 771
-
34 473
-
Corporate
79 831
154 500
-
-
income
22 353
43 260
-
-
surtax
-
-
-
-
total
22 353
43 260
-
-
Dividends
57 478
111 240
-
-
withholding
7 358
14 238
-
-
social contributions
9 887
19 133
-
-
surtax
-
-
-
-
total
17 245
33 371
-
-
Income
154 500
154 500
154 500
154 500
Total tax
70 391
76 631
68 989
67 344
After tax
84 109
77 869
85 511
87 156
Living cost
43 877
43 877
43 877
43 877
Free-cash
40 232
33 992
41 634
43 279

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽147112
₽139837
₽117757
₽140932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
154 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 545
total
-
-
-
1 545
Employee
7 303
-
154 500
-
income
1 460
-
30 900
-
total
1 460
-
30 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

147 197
154 500
-
-
total
-
-
-
-
Dividends
147 197
154 500
-
-
withholding
7 360
7 725
-
-
total
7 360
7 725
-
-
Income
154 500
154 500
154 500
154 500
Total tax
8 820
7 725
30 900
1 545
After tax
145 680
146 775
123 600
152 955
Living cost
5 843
5 843
5 843
5 843
Free-cash
139 837
140 932
117 757
147 112

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽143850
₽135963
₽114495
₽137670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
154 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 545
total
-
-
-
1 545
Employee
11 381
-
154 500
-
income
2 276
-
30 900
-
total
2 276
-
30 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

143 119
154 500
-
-
total
-
-
-
-
Dividends
143 119
154 500
-
-
withholding
7 156
7 725
-
-
total
7 156
7 725
-
-
Income
154 500
154 500
154 500
154 500
Total tax
9 432
7 725
30 900
1 545
After tax
145 068
146 775
123 600
152 955
Living cost
9 105
9 105
9 105
9 105
Free-cash
135 963
137 670
114 495
143 850

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽47372
₽56333
₽63483
₽44450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 593
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 145
trade
-
-
-
16 111
total
-
-
-
72 055
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
154 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
47 145
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 593
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
55 944
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
109 299
154 500
-
-
trade
15 685
22 170
-
-
income
16 395
23 175
-
-
chamber of commerce
298
364
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

902
1 274
-
-
total
33 280
46 983
-
-
Dividends
76 019
107 517
-
-
withholding
18 660
26 534
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 026
1 460
-
-
total
19 686
27 994
-
-
Income
154 500
154 500
154 500
154 500
Total tax
63 094
74 977
55 944
72 055
After tax
91 406
79 523
98 556
82 445
Living cost
35 073
35 073
35 073
35 073
Free-cash
56 333
44 450
63 483
47 372

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽53359
₽60465
₽71040
₽50418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 593
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 145
trade
-
-
-
17 681
total
-
-
-
73 625
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
154 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
47 145
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 593
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
55 944
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 753
154 500
-
-
trade
18 862
24 334
-
-
income
17 964
23 175
-
-
chamber of commerce
310
360
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

988
1 274
-
-
total
38 124
49 143
-
-
Dividends
81 629
105 356
-
-
withholding
20 062
25 994
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 103
1 429
-
-
total
21 165
27 423
-
-
Income
154 500
154 500
154 500
154 500
Total tax
66 519
76 566
55 944
73 625
After tax
87 981
77 934
98 556
80 875
Living cost
27 516
27 516
27 516
27 516
Free-cash
60 465
50 418
71 040
53 359

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽44401
₽54218
₽62868
₽41451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 593
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 145
trade
-
-
-
18 467
total
-
-
-
74 411
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
154 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
47 145
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 593
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
55 944
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
108 430
154 500
-
-
trade
17 836
25 415
-
-
income
16 264
23 175
-
-
chamber of commerce
291
357
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

895
1 274
-
-
total
35 286
50 221
-
-
Dividends
73 144
104 279
-
-
withholding
17 941
25 725
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

986
1 415
-
-
total
18 927
27 140
-
-
Income
154 500
154 500
154 500
154 500
Total tax
64 594
77 361
55 944
74 411
After tax
89 906
77 139
98 556
80 089
Living cost
35 688
35 688
35 688
35 688
Free-cash
54 218
41 451
62 868
44 401

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽37686
₽49459
₽56939
₽34728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 593
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 145
trade
-
-
-
19 253
total
-
-
-
75 197
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
154 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
47 145
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 593
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
55 944
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 903
154 500
-
-
trade
17 133
26 497
-
-
income
14 985
23 175
-
-
chamber of commerce
279
355
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

824
1 274
-
-
total
33 221
51 301
-
-
Dividends
66 682
103 198
-
-
withholding
16 326
25 454
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

898
1 400
-
-
total
17 224
26 854
-
-
Income
154 500
154 500
154 500
154 500
Total tax
63 424
78 155
55 944
75 197
After tax
91 076
76 345
98 556
79 303
Living cost
41 617
41 617
41 617
41 617
Free-cash
49 459
34 728
56 939
37 686

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽52779
₽73885
₽47184
₽76775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
surtax
-
-
-
6 363
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
41 889
other
-
-
-
-
total
-
-
-
81 316
Employee
30 594
-
128 978
-
unemployment
2 129
-
8 439
-
other
-
-
-
-
income
5 129
-
36 455
-
surtax
109
-
5 317
-
pensions
2 041
-
8 087
-
health
781
-
3 091
-
total
10 189
-
61 389
-
Employer
30 594
-
128 978
-
pensions
4 079
-
16 162
-
other
-
-
-
-
health
1 391
-
5 517
-
unemployment
971
-
3 843
-
total
6 441
-
25 522
-
Corporate
117 466
154 500
-
-
income
30 542
40 170
-
-
total
30 542
40 170
-
-
Dividends
86 924
114 330
-
-
withholding
13 038
17 150
-
-
total
13 038
17 150
-
-
Income
154 500
154 500
154 500
154 500
Total tax
60 210
57 320
86 911
81 316
After tax
94 290
97 180
67 589
73 184
Living cost
20 405
20 405
20 405
20 405
Free-cash
73 885
76 775
47 184
52 779

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽53137
₽74307
₽47542
₽77133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
surtax
-
-
-
6 363
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
41 889
other
-
-
-
-
total
-
-
-
81 316
Employee
30 042
-
128 978
-
unemployment
2 091
-
8 439
-
other
-
-
-
-
income
5 036
-
36 455
-
surtax
98
-
5 317
-
pensions
2 003
-
8 087
-
health
767
-
3 091
-
total
9 995
-
61 389
-
Employer
30 042
-
128 978
-
pensions
4 005
-
16 162
-
other
-
-
-
-
health
1 367
-
5 517
-
unemployment
952
-
3 843
-
total
6 324
-
25 522
-
Corporate
118 134
154 500
-
-
income
30 714
40 170
-
-
total
30 714
40 170
-
-
Dividends
87 420
114 330
-
-
withholding
13 113
17 150
-
-
total
13 113
17 150
-
-
Income
154 500
154 500
154 500
154 500
Total tax
60 146
57 320
86 911
81 316
After tax
94 354
97 180
67 589
73 184
Living cost
20 047
20 047
20 047
20 047
Free-cash
74 307
77 133
47 542
53 137

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽88842
₽69026
₽71377
₽68648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
unemployment
-
-
-
2 317
health
-
-
-
10 815
pensions
-
-
-
15 450
income
-
-
-
18 888
total
-
-
-
47 470
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
129 289
-
unemployment
394
157
1 939
-
income
3 210
1 277
15 806
-
pensions
2 626
1 045
12 929
-
health
1 838
731
9 050
-
total
8 068
3 210
39 724
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
129 289
-
pensions
5 120
2 038
25 211
-
total
5 120
2 038
25 211
-
Corporate
123 125
142 013
-
-
income
11 081
12 781
-
-
total
11 081
12 781
-
-
Dividends
112 044
129 232
-
-
withholding
21 288
24 554
-
-
social contributions
21 729
25 081
-
-
total
43 017
49 635
-
-
Income
154 500
154 500
154 500
154 500
Total tax
67 286
67 664
64 935
47 470
After tax
87 214
86 836
89 565
107 030
Living cost
18 188
18 188
18 188
18 188
Free-cash
69 026
68 648
71 377
88 842

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽46971
₽51682
₽47800
₽52414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
national
-
-
-
26 397
pensions
-
-
-
18 540
social contributions
-
-
-
1 661
municipal
-
-
-
16 937
total
-
-
-
63 535
Employee
68 198
-
133 564
-
municipal
8 424
-
17 535
-
national
13 053
-
27 707
-
pensions
2 728
-
5 343
-
total
24 205
-
50 585
-
Employer
68 198
-
133 564
-
pensions
5 456
-
10 685
-
social contributions
733
-
1 436
-
total
6 189
-
12 121
-
Corporate
75 611
154 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

15 122
30 900
-
-
total
15 122
30 900
-
-
Dividends
60 489
123 600
-
-
withholding
13 308
27 192
-
-
total
13 308
27 192
-
-
Income
154 500
154 500
154 500
154 500
Total tax
58 824
58 092
62 706
63 535
After tax
95 676
96 408
91 794
90 965
Living cost
43 994
43 994
43 994
43 994
Free-cash
51 682
52 414
47 800
46 971

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽30319
₽58405
₽30319
₽56401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
25 648
income
-
-
-
46 783
total
-
-
-
72 431
Employee
71 062
-
154 500
-
social contributions
5 904
-
25 648
-
income
13 409
-
46 783
-
total
19 313
-
72 431
-
Employer
71 062
-
154 500
-
total
-
-
-
-
Corporate
83 438
154 500
-
-
income
10 430
19 312
-
-
total
10 430
19 312
-
-
Dividends
73 008
135 188
-
-
withholding
14 602
27 037
-
-
total
14 602
27 037
-
-
Income
154 500
154 500
154 500
154 500
Total tax
44 345
46 349
72 431
72 431
After tax
110 155
108 151
82 069
82 069
Living cost
51 750
51 750
51 750
51 750
Free-cash
58 405
56 401
30 319
30 319

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽35827
₽39355
₽28849
₽44099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
national
-
-
-
37 864
regional
-
-
-
1 818
social contributions
-
-
-
39 738
municipal
-
-
-
919
total
-
-
-
80 339
Employee
80 738
-
154 500
-
municipal
428
-
819
-
national
13 990
-
32 797
-
social contributions
27 225
-
52 097
-
regional
762
-
1 604
-
total
42 405
-
87 317
-
Employer
80 738
-
154 500
-
total
-
-
-
-
Corporate
73 762
154 500
-
-
nationa
17 703
37 079
-
-
municipal
2 877
6 025
-
-
total
20 580
43 104
-
-
Dividends
53 181
111 396
-
-
withholding
13 826
28 963
-
-
total
13 826
28 963
-
-
Income
154 500
154 500
154 500
154 500
Total tax
76 811
72 067
87 317
80 339
After tax
77 689
82 433
67 183
74 161
Living cost
38 334
38 334
38 334
38 334
Free-cash
39 355
44 099
28 849
35 827

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽49177
₽54720
₽42237
₽56737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
national
-
-
-
37 864
regional
-
-
-
2 330
social contributions
-
-
-
39 738
municipal
-
-
-
919
total
-
-
-
80 851
Employee
50 394
-
154 500
-
municipal
267
-
819
-
national
7 984
-
32 797
-
social contributions
16 993
-
52 097
-
regional
678
-
2 078
-
total
25 922
-
87 791
-
Employer
50 394
-
154 500
-
total
-
-
-
-
Corporate
104 106
154 500
-
-