Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 154500
per

Your estimated
City
free-cash

Andorra , Andorra
₽114110
₽92661
₽88558
₽111323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
33 989
income
-
-
-
7 013
total
-
-
-
41 002
Employee
26 673
-
133 766
-
social contributions
1 733
-
8 696
-
income
-
-
7 469
-
total
1 733
-
16 165
-
Employer
26 673
-
133 766
-
social contributions
4 135
-
20 734
-
total
4 135
-
20 734
-
Corporate
123 692
154 500
-
-
income
12 369
15 450
-
-
total
12 369
15 450
-
-
Dividends
111 324
139 050
-
-
total
-
-
-
-
Income
154 500
154 500
154 500
154 500
Total tax
18 237
15 450
36 899
41 002
After tax
136 263
139 050
117 601
113 498
Living cost
24 940
24 940
24 940
24 940
Free-cash
111 323
114 110
92 661
88 558

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽59025
₽14417
₽53013
₽58615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
chamber of commerce
-
-
-
619
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
43 965
surtax
-
-
-
-
total
-
-
-
75 018
Employee
36 267
33 064
124 585
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
35 787
-
total
9 798
8 427
53 340
-
Employer
36 267
33 064
124 585
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 738
-
chamber of commerce
145
132
499
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 682
-
total
10 437
9 516
29 915
-
Corporate
107 796
111 920
121 436
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 948
27 980
30 359
-
total
26 948
27 980
30 359
-
Dividends
80 847
83 941
-
-
withholding
22 233
23 083
-
-
total
22 233
23 083
-
-
Income
154 500
154 500
154 500
154 500
Total tax
69 416
69 006
113 614
75 018
After tax
85 084
85 494
40 886
79 482
Living cost
26 469
26 469
26 469
26 469
Free-cash
58 615
59 025
14 417
53 013

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽56170
₽11610
₽50084
₽54888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
chamber of commerce
-
-
-
619
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
43 965
surtax
-
-
-
164
total
-
-
-
75 182
Employee
41 463
33 064
124 434
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
35 715
-
total
12 228
8 427
53 268
-
Employer
41 463
33 064
124 434
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 733
-
chamber of commerce
165
132
498
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 676
-
total
12 096
9 680
30 067
-
Corporate
100 942
111 757
121 285
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 235
27 939
30 321
-
total
25 235
27 939
30 321
-
Dividends
75 706
83 818
-
-
withholding
20 819
23 050
-
-
total
20 819
23 050
-
-
Income
154 500
154 500
154 500
154 500
Total tax
70 378
69 096
113 656
75 182
After tax
84 122
85 404
40 844
79 318
Living cost
29 234
29 234
29 234
29 234
Free-cash
54 888
56 170
11 610
50 084

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽56138
₽23679
₽36785
₽43695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
8 028
national
-
-
-
58 751
total
-
-
-
87 464
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
119 667
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 624
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
8 974
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
6 241
-
national
18 246
-
43 856
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
1 041
-
total
29 096
-
65 736
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
119 667
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 556
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 748
-
surtax
6 729
-
13 569
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
7 359
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
10 602
-
total
17 275
-
34 834
-
Corporate
77 878
154 500
-
-
surtax
312
619
-
-
income
15 576
30 900
-
-
total
15 888
31 519
-
-
Dividends
61 990
122 981
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

18 295
36 592
-
-
total
18 295
36 592
-
-
Income
154 500
154 500
154 500
154 500
Total tax
80 554
68 111
100 570
87 464
After tax
73 946
86 389
53 930
67 036
Living cost
30 251
30 251
30 251
30 251
Free-cash
43 695
56 138
23 679
36 785

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽117834
₽115478
₽109329
₽112781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
23 175
total
-
-
-
30 908
Employee
18 887
-
148 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
14 882
-
total
4 624
-
19 076
-
Employer
18 887
-
148 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
131 907
154 500
-
-
income
13 191
15 450
-
-
total
13 191
15 450
-
-
Dividends
118 717
139 050
-
-
withholding
5 936
6 953
-
-
total
5 936
6 953
-
-
Income
154 500
154 500
154 500
154 500
Total tax
27 456
22 403
24 759
30 908
After tax
127 044
132 097
129 741
123 592
Living cost
14 263
14 263
14 263
14 263
Free-cash
112 781
117 834
115 478
109 329

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽121226
₽118870
₽112721
₽117375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
23 175
total
-
-
-
30 908
Employee
14 395
-
148 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
14 882
-
total
3 523
-
19 076
-
Employer
14 395
-
148 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
137 280
154 500
-
-
income
13 728
15 450
-
-
total
13 728
15 450
-
-
Dividends
123 552
139 050
-
-
withholding
6 178
6 953
-
-
total
6 178
6 953
-
-
Income
154 500
154 500
154 500
154 500
Total tax
26 254
22 403
24 759
30 908
After tax
128 246
132 097
129 741
123 592
Living cost
10 871
10 871
10 871
10 871
Free-cash
117 375
121 226
118 870
112 721

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽93473
₽84637
₽85974
₽88957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
13 424
health
-
-
-
3 939
income
-
-
-
31 954
total
-
-
-
49 317
Employee
63 798
63 798
144 682
-
health
494
1 085
2 459
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
31 234
-
total
9 853
12 286
40 835
-
Employer
63 798
63 798
144 682
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 677
-
total
2 949
6 476
9 819
-
Corporate
122 489
84 227
-
-
income
15 312
10 528
-
-
total
15 312
10 528
-
-
Dividends
107 177
73 698
-
-
withholding
18 220
12 528
-
-
total
18 220
12 528
-
-
Income
154 500
154 500
154 500
154 500
Total tax
46 334
41 818
50 654
49 317
After tax
108 166
112 682
103 846
105 183
Living cost
19 209
19 209
19 209
19 209
Free-cash
88 957
93 473
84 637
85 974

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽85772
₽76936
₽78273
₽82333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
13 424
health
-
-
-
3 939
income
-
-
-
31 954
total
-
-
-
49 317
Employee
63 798
63 798
144 682
-
health
635
1 085
2 459
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
31 234
-
total
10 434
12 286
40 835
-
Employer
63 798
63 798
144 682
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 677
-
total
3 791
6 476
9 819
-
Corporate
113 364
84 227
-
-
income
14 170
10 528
-
-
total
14 170
10 528
-
-
Dividends
99 194
73 698
-
-
withholding
16 862
12 528
-
-
total
16 862
12 528
-
-
Income
154 500
154 500
154 500
154 500
Total tax
45 257
41 818
50 654
49 317
After tax
109 243
112 682
103 846
105 183
Living cost
26 910
26 910
26 910
26 910
Free-cash
82 333
85 772
76 936
78 273

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽86850
₽63080
₽69541
₽79886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
28 093
health
-
-
-
20 857
solidarity contribution
-
-
-
654
income
-
-
-
15 832
total
-
-
-
65 436
Employee
28 710
-
119 677
-
health
3 876
-
16 156
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
74
-
income
3 445
-
14 590
-
total
9 187
-
37 074
-
Employer
28 710
-
119 677
-
social contributions
7 178
-
24 052
-
health
2 584
-
10 771
-
total
9 762
-
34 823
-
Corporate
116 028
154 500
-
-
income
22 045
29 355
-
-
total
22 045
29 355
-
-
Dividends
93 983
125 145
-
-
withholding
14 097
18 772
-
-
total
14 097
18 772
-
-
Income
154 500
154 500
154 500
154 500
Total tax
55 091
48 127
71 897
65 436
After tax
99 409
106 373
82 603
89 064
Living cost
19 523
19 523
19 523
19 523
Free-cash
79 886
86 850
63 080
69 541

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽82316
₽58546
₽65007
₽73733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
28 093
health
-
-
-
20 857
solidarity contribution
-
-
-
654
income
-
-
-
15 832
total
-
-
-
65 436
Employee
35 378
-
119 677
-
health
4 776
-
16 156
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
74
-
income
4 245
-
14 590
-
total
11 321
-
37 074
-
Employer
35 378
-
119 677
-
social contributions
8 845
-
24 052
-
health
3 184
-
10 771
-
total
12 029
-
34 823
-
Corporate
107 093
154 500
-
-
income
20 348
29 355
-
-
total
20 348
29 355
-
-
Dividends
86 745
125 145
-
-
withholding
13 012
18 772
-
-
total
13 012
18 772
-
-
Income
154 500
154 500
154 500
154 500
Total tax
56 710
48 127
71 897
65 436
After tax
97 790
106 373
82 603
89 064
Living cost
24 057
24 057
24 057
24 057
Free-cash
73 733
82 316
58 546
65 007

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽26754
-₽26754
₽50596
-₽26754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
labour market
-
-
-
12 302
municipal
-
-
-
32 420
pensions
-
-
-
721
national
-
-
-
18 396
total
-
-
-
63 839
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
154 500
154 500
154 500
154 500
Total tax
141 189
141 189
141 189
63 839
After tax
13 311
13 311
13 311
90 661
Living cost
40 065
40 065
40 065
40 065
Free-cash
-26 754
-26 754
-26 754
50 596

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽103560
₽69011
₽62772
₽98406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
health
-
-
-
20 085
pensions
-
-
-
30 900
income
-
-
-
20 703
total
-
-
-
71 688
Employee
23 536
-
115 471
-
pensions
471
-
2 310
-
unemployment
376
-
1 847
-
income
2 650
-
22 263
-
total
3 497
-
26 420
-
Employer
23 536
-
115 471
-
pensions
4 708
-
23 094
-
unemployment
189
-
924
-
health
3 059
-
15 011
-
total
7 956
-
39 029
-
Corporate
123 008
154 500
-
-
income
24 601
30 900
-
-
total
24 601
30 900
-
-
Dividends
98 407
123 600
-
-
total
-
-
-
-
Income
154 500
154 500
154 500
154 500
Total tax
36 054
30 900
65 449
71 688
After tax
118 446
123 600
89 051
82 812
Living cost
20 040
20 040
20 040
20 040
Free-cash
98 406
103 560
69 011
62 772

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽64440
₽48666
₽66583
₽66727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
154 500
health
-
-
-
2 033
municipal
-
-
-
27 444
national
-
-
-
26 587
total
-
-
-
56 064
Employee
43 651
-
129 972
-
health
326
-
1 655
-
municipal
7 150
-
21 167
-
pensions
2 946
-
8 773
-
national
721
-
15 911
-
unemployment
655
-
1 949
-
total
11 798
-
49 455
-
Employer
43 651
-
129 972
-
accident
44
-
131
-
unemployment
283
-
845
-
health
335
-
1 001
-
pensions
7 573
-
22 549
-
total
8 235
-
24 526
-
Corporate
102 613
154 500
-
-
income
20 523
30 900
-
-
total
20 523
30 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

61 568
92 700
-
-
municipal
11 083
16 686
-
-
national
4 281
10 621
-
-
total
15 364
27 307
-
-
Income
154 500
154 500
154 500
154 500
Total tax
55 920
58 207
73 981
56 064
After tax
98 580
96 293
80 519
98 436
Living cost
31 853
31 853
31 853
31 853
Free-cash
66 727
64 440
48 666
66 583

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽52295
₽58378
₽61357
₽56906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
4 402
health
-
-
-
6 794
pensions
-
-
-
26 753
other
-
-
-
4 789
income
-
-
-
24 832
surtax
-
-
-
-
total
-
-
-
67 570
Employee
31 696
-
119 251
-
income
1 634
-
23 479
-
social contributions
904
-
3 398
-
pensions
3 585
-
8 425
-
surtax
-
-
-
-
total
6 123
-
35 302
-
Employer
31 696
-
119 251
-
pensions
5 208
-
14 161
-
social contributions
94
-
357
-
unemployment
1 283
-
4 830
-
health
2 218
-
11 191
-
other
1 094
-
4 708
-
total
9 897
-
35 247
-
Corporate
112 905
154 500
-
-
surtax
-
-
-
-
income
31 614
43 260
-
-
total
31 614
43 260
-
-
Dividends
81 291
111 240
-
-
surtax
-
-
-
-
withholding
10 406
14 239
-
-
social contributions
13 981
19 133
-
-
total
24 387
33 372
-
-
Income
154 500
154 500
154 500
154 500
Total tax
72 021
76 632
70 549
67 570
After tax
82 479
77 868
83 951
86 930
Living cost
25 573
25 573
25 573
25 573
Free-cash
56 906
52 295
58 378
61 357

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽49482
₽55565
₽58544
₽54383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
4 402
health
-
-
-
6 794
pensions
-
-
-
26 753
other
-
-
-
4 789
income
-
-
-
24 832
surtax
-
-
-
-
total
-
-
-
67 570
Employee
35 509
-
119 251
-
income
2 096
-
23 479
-
social contributions
1 012
-
3 398
-
pensions
4 015
-
8 425
-
surtax
-
-
-
-
total
7 123
-
35 302
-
Employer
35 509
-
119 251
-
pensions
5 833
-
14 161
-
social contributions
107
-
357
-
unemployment
1 437
-
4 830
-
health
2 486
-
11 191
-
other
1 225
-
4 708
-
total
11 088
-
35 247
-
Corporate
107 902
154 500
-
-
surtax
-
-
-
-
income
30 212
43 260
-
-
total
30 212
43 260
-
-
Dividends
77 690
111 240
-
-
surtax
-
-
-
-
withholding
9 944
14 239
-
-
social contributions
13 364
19 133
-
-
total
23 308
33 372
-
-
Income
154 500
154 500
154 500
154 500
Total tax
71 731
76 632
70 549
67 570
After tax
82 769
77 868
83 951
86 930
Living cost
28 386
28 386
28 386
28 386
Free-cash
54 383
49 482
55 565
58 544

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽37796
₽43879
₽46858
₽43501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
4 402
health
-
-
-
6 794
pensions
-
-
-
26 753
other
-
-
-
4 789
income
-
-
-
24 832
surtax
-
-
-
-
total
-
-
-
67 570
Employee
51 964
-
119 251
-
income
4 534
-
23 479
-
social contributions
1 480
-
3 398
-
pensions
5 877
-
8 425
-
surtax
-
-
-
-
total
11 891
-
35 302
-
Employer
51 964
-
119 251
-
pensions
8 538
-
14 161
-
social contributions
156
-
357
-
unemployment
2 105
-
4 830
-
health
3 637
-
11 191
-
other
1 793
-
4 708
-
total
16 229
-
35 247
-
Corporate
86 307
154 500
-
-
surtax
-
-
-
-
income
24 166
43 260
-
-
total
24 166
43 260
-
-
Dividends
62 140
111 240
-
-
surtax
-
-
-
-
withholding
7 954
14 239
-
-
social contributions
10 687
19 133
-
-
total
18 641
33 372
-
-
Income
154 500
154 500
154 500
154 500
Total tax
70 927
76 632
70 549
67 570
After tax
83 573
77 868
83 951
86 930
Living cost
40 072
40 072
40 072
40 072
Free-cash
43 501
37 796
43 879
46 858

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽140918
₽117743
₽147098
₽139820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
154 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 545
total
-
-
-
1 545
Employee
7 321
-
154 500
-
income
1 464
-
30 900
-
total
1 464
-
30 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

147 179
154 500
-
-
total
-
-
-
-
Dividends
147 179
154 500
-
-
withholding
7 359
7 725
-
-
total
7 359
7 725
-
-
Income
154 500
154 500
154 500
154 500
Total tax
8 823
7 725
30 900
1 545
After tax
145 677
146 775
123 600
152 955
Living cost
5 857
5 857
5 857
5 857
Free-cash
139 820
140 918
117 743
147 098

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽137648
₽114473
₽143828
₽135937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
154 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 545
total
-
-
-
1 545
Employee
11 409
-
154 500
-
income
2 282
-
30 900
-
total
2 282
-
30 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

143 091
154 500
-
-
total
-
-
-
-
Dividends
143 091
154 500
-
-
withholding
7 154
7 725
-
-
total
7 154
7 725
-
-
Income
154 500
154 500
154 500
154 500
Total tax
9 436
7 725
30 900
1 545
After tax
145 064
146 775
123 600
152 955
Living cost
9 127
9 127
9 127
9 127
Free-cash
135 937
137 648
114 473
143 828

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽47469
₽65439
₽48803
₽58324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 636
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 684
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 678
total
-
-
-
73 666
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
154 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 678
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
48 684
-
total
9 250
-
57 030
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
113 219
154 500
-
-
trade
16 247
22 171
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

934
1 275
-
-
chamber of commerce
291
353
-
-
income
16 982
23 174
-
-
total
34 454
46 973
-
-
Dividends
78 765
107 526
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 066
1 461
-
-
withholding
19 375
26 566
-
-
total
20 441
28 027
-
-
Income
154 500
154 500
154 500
154 500
Total tax
64 145
75 000
57 030
73 666
After tax
90 355
79 500
97 470
80 834
Living cost
32 031
32 031
32 031
32 031
Free-cash
58 324
47 469
65 439
48 803

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽52782
₽72340
₽54081
₽61958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
18 259
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 684
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 678
total
-
-
-
75 289
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
154 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 678
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
48 684
-
total
6 603
-
57 030
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
122 767
154 500
-
-
trade
19 336
24 333
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 012
1 275
-
-
chamber of commerce
302
348
-
-
income
18 415
23 174
-
-
total
39 065
49 130
-
-
Dividends
83 701
105 369
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 134
1 431
-
-
withholding
20 610
26 027
-
-
total
21 744
27 458
-
-
Income
154 500
154 500
154 500
154 500
Total tax
67 412
76 588
57 030
75 289
After tax
87 088
77 912
97 470
79 211
Living cost
25 130
25 130
25 130
25 130
Free-cash
61 958
52 782
72 340
54 081

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽44523
₽64877
₽45807
₽56181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
19 070
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 684
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 678
total
-
-
-
76 100
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
154 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 678
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
48 684
-
total
9 481
-
57 030
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
112 426
154 500
-
-
trade
18 494
25 415
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

927
1 275
-
-
chamber of commerce
287
346
-
-
income
16 864
23 174
-
-
total
36 572
50 210
-
-
Dividends
75 854
104 289
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 025
1 417
-
-
withholding
18 648
25 757
-
-
total
19 673
27 174
-
-
Income
154 500
154 500
154 500
154 500
Total tax
65 726
77 384
57 030
76 100
After tax
88 774
77 116
97 470
78 400
Living cost
32 593
32 593
32 593
32 593
Free-cash
56 181
44 523
64 877
45 807

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽38315
₽59462
₽39581
₽51767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
19 881
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
48 684
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 678
total
-
-
-
76 911
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
154 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 678
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
48 684
-
total
11 854
-
57 030
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
104 638
154 500
-
-
trade
17 946
26 497
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

863
1 275
-
-
chamber of commerce
274
343
-
-
income
15 696
23 174
-
-
total
34 779
51 289
-
-
Dividends
69 860
103 211
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

943
1 401
-
-
withholding
17 149
25 487
-
-
total
18 092
26 888
-
-
Income
154 500
154 500
154 500
154 500
Total tax
64 725
78 177
57 030
76 911
After tax
89 775
76 323
97 470
77 589
Living cost
38 008
38 008
38 008
38 008
Free-cash
51 767
38 315
59 462
39 581

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽78545
₽49293
₽54366
₽75908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
44 286
surtax
-
-
-
7 017
total
-
-
-
81 499
Employee
27 940
-
131 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
6 024
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
39 324
-
total
9 304
-
63 264
-
Employer
27 940
-
131 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
120 677
154 500
-
-
income
31 376
40 171
-
-
total
31 376
40 171
-
-
Dividends
89 302
114 329
-
-
withholding
13 395
17 149
-
-
total
13 395
17 149
-
-
Income
154 500
154 500
154 500
154 500
Total tax
59 957
57 320
86 572
81 499
After tax
94 543
97 180
67 928
73 001
Living cost
18 635
18 635
18 635
18 635
Free-cash
75 908
78 545
49 293
54 366

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽78872
₽49620
₽54693
₽76289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
44 286
surtax
-
-
-
7 017
total
-
-
-
81 499
Employee
27 437
-
131 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
6 024
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
39 324
-
total
9 130
-
63 264
-
Employer
27 437
-
131 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
121 288
154 500
-
-
income
31 535
40 171
-
-
total
31 535
40 171
-
-
Dividends
89 753
114 329
-
-
withholding
13 463
17 149
-
-
total
13 463
17 149
-
-
Income
154 500
154 500
154 500
154 500
Total tax
59 903
57 320
86 572
81 499
After tax
94 597
97 180
67 928
73 001
Living cost
18 308
18 308
18 308
18 308
Free-cash
76 289
78 872
49 620
54 693

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽70524
₽73292
₽90757
₽70862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
unemployment
-
-
-
2 317
health
-
-
-
10 815
pensions
-
-
-
15 450
income
-
-
-
18 888
total
-
-
-
47 470
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
129 289
-
health
1 644
654
9 050
-
pensions
2 349
935
12 929
-
unemployment
352
140
1 939
-
income
2 872
1 143
15 806
-
total
7 217
2 872
39 724
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
129 289
-
pensions
4 581
1 823
25 211
-
total
4 581
1 823
25 211
-
Corporate
126 429
143 328
-
-
income
11 379
12 900
-
-
total
11 379
12 900
-
-
Dividends
115 050
130 428
-
-
withholding
21 860
24 781
-
-
social contributions
22 328
25 327
-
-
total
44 188
50 108
-
-
Income
154 500
154 500
154 500
154 500
Total tax
67 365
67 703
64 935
47 470
After tax
87 135
86 797
89 565
107 030
Living cost
16 273
16 273
16 273
16 273
Free-cash
70 862
70 524
73 292
90 757

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽54525
₽49232
₽48403
₽53828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
1 661
municipal
-
-
-
16 989
pensions
-
-
-
18 540
national
-
-
-
27 024
total
-
-
-
64 214
Employee
64 927
-
133 564
-
municipal
8 020
-
17 587
-
pensions
2 597
-
5 343
-
national
12 427
-
28 334
-
total
23 044
-
51 264
-
Employer
64 927
-
133 564
-
social contributions
698
-
1 436
-
pensions
5 194
-
10 685
-
total
5 892
-
12 121
-
Corporate
79 396
154 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

15 879
30 900
-
-
total
15 879
30 900
-
-
Dividends
63 517
123 600
-
-
withholding
13 974
27 192
-
-
total
13 974
27 192
-
-
Income
154 500
154 500
154 500
154 500
Total tax
58 789
58 092
63 385
64 214
After tax
95 711
96 408
91 115
90 286
Living cost
41 883
41 883
41 883
41 883
Free-cash
53 828
54 525
49 232
48 403

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽60888
₽33182
₽33182
₽62719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
social contributions
-
-
-
25 969
income
-
-
-
48 087
total
-
-
-
74 056
Employee
64 899
-
154 500
-
social contributions
5 392
-
25 969
-
income
12 246
-
48 087
-
total
17 638
-
74 056
-
Employer
64 899
-
154 500
-
total
-
-
-
-
Corporate
89 601
154 500
-
-
income
11 201
19 312
-
-
total
11 201
19 312
-
-
Dividends
78 401
135 188
-
-
withholding
15 680
27 038
-
-
total
15 680
27 038
-
-
Income
154 500
154 500
154 500
154 500
Total tax
44 519
46 350
74 056
74 056
After tax
109 981
108 150
80 444
80 444
Living cost
47 262
47 262
47 262
47 262
Free-cash
62 719
60 888
33 182
33 182

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽47424
₽31363
₽38342
₽43091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
regional
-
-
-
1 832
social contributions
-
-
-
39 738
municipal
-
-
-
918
national
-
-
-
38 661
total
-
-
-
81 149
Employee
73 736
-
154 500
-
regional
696
-
1 619
-
municipal
390
-
819
-
social contributions
24 864
-
52 097
-
national
12 777
-
33 593
-
total
38 727
-
88 128
-
Employer
73 736
-
154 500
-
total
-
-
-
-
Corporate
80 764
154 500
-
-
nationa
19 383
37 080
-
-
municipal
3 150
6 025
-
-
total
22 533
43 105
-
-
Dividends
58 230
111 395
-
-
withholding
15 140
28 962
-
-
total
15 140
28 962
-
-
Income
154 500
154 500
154 500
154 500
Total tax
76 400
72 067
88 128
81 149
After tax
78 100
82 433
66 372
73 351
Living cost
35 009
35 009
35 009
35 009
Free-cash
43 091
47 424
31 363
38 342

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽58859
₽43562
₽50504
₽57017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 500
regional
-
-
-
2 329
social contributions
-
-
-
39 738
municipal
-
-
-
918
national
-
-
-
38 661
total
-
-
-
81 646
Employee
46 023
-
154 500
-
regional
620
-
2 079
-
municipal
244
-
819
-
social contributions
15 519
-
52 097
-
national
7 291
-
33 593
-
total
23 674
-
88 588
-
Employer
46 023
-
154 500
-
total
-
-
-
-
Corporate
108 477
154 500
-
-