Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 154000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽110254
₽115856
₽112466
₽106513
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
unemployment
-
-
-
128
income
-
-
-
23 100
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 752
health
-
-
-
3 693
total
-
-
-
31 673
Employee
20 940
-
147 700
-
accident

We are using the highest rate at 1.1%.

230
-
353
-
health
963
-
1 477
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 838
-
2 820
-
income
2 094
-
14 770
-
total
5 125
-
19 420
-
Employer
20 940
-
147 700
-
accident

We are using the highest rate at 1.1%.

230
-
353
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 308
-
3 538
-
unemployment
126
-
193
-
health
1 445
-
2 216
-
total
4 109
-
6 300
-
Corporate
128 951
154 000
-
-
income
12 895
15 400
-
-
total
12 895
15 400
-
-
Dividends
116 056
138 600
-
-
withholding
5 803
6 930
-
-
total
5 803
6 930
-
-
Income
154 000
154 000
154 000
154 000
Total tax
27 932
22 330
25 720
31 673
After tax
126 068
131 670
128 280
122 327
Living cost
15 814
15 814
15 814
15 814
Free-cash
110 254
115 856
112 466
106 513

Estimated living cost  is ₽15814 per week

₽10459
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽905
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4073
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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