Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 154000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽109923
₽115612
₽112062
₽106136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
health
-
-
-
3 750
income
-
-
-
23 100
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 826
unemployment
-
-
-
130
total
-
-
-
31 806
Employee
21 264
-
147 603
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 867
-
2 863
-
income
2 127
-
14 760
-
health
978
-
1 500
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
total
5 206
-
19 482
-
Employer
21 264
-
147 603
-
health
1 467
-
2 250
-
unemployment
128
-
196
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 343
-
3 593
-
total
4 172
-
6 398
-
Corporate
128 565
154 000
-
-
income
12 856
15 400
-
-
total
12 856
15 400
-
-
Dividends
115 708
138 600
-
-
withholding
5 785
6 930
-
-
total
5 785
6 930
-
-
Income
154 000
154 000
154 000
154 000
Total tax
28 019
22 330
25 880
31 806
After tax
125 981
131 670
128 120
122 194
Living cost
16 058
16 058
16 058
16 058
Free-cash
109 923
115 612
112 062
106 136

Estimated living cost  is ₽16058 per week

₽10621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4136
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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