Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 154000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽114656
₽110483
₽104662
₽108628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
unemployment
-
-
-
138
health
-
-
-
3 973
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 113
income
-
-
-
23 100
total
-
-
-
32 324
Employee
22 530
-
147 222
-
accident

We are using the highest rate at 1.1%.

248
-
380
-
health
1 036
-
1 589
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 978
-
3 034
-
income
2 253
-
14 722
-
total
5 515
-
19 725
-
Employer
22 530
-
147 222
-
accident

We are using the highest rate at 1.1%.

248
-
380
-
unemployment
135
-
207
-
health
1 555
-
2 384
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 483
-
3 807
-
total
4 421
-
6 778
-
Corporate
127 050
154 000
-
-
income
12 705
15 400
-
-
total
12 705
15 400
-
-
Dividends
114 345
138 600
-
-
withholding
5 717
6 930
-
-
total
5 717
6 930
-
-
Income
154 000
154 000
154 000
154 000
Total tax
28 358
22 330
26 503
32 324
After tax
125 642
131 670
127 497
121 676
Living cost
17 014
17 014
17 014
17 014
Free-cash
108 628
114 656
110 483
104 662

Estimated living cost  is ₽17014 per week

₽11253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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