Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 154000
per

Your estimated
City
free-cash

Andorra , Andorra
₽86370
₽108316
₽90462
₽111360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
social contributions
-
-
-
33 882
income
-
-
-
6 509
total
-
-
-
40 391
Employee
29 132
-
133 332
-
social contributions
1 893
-
8 667
-
income
-
-
6 964
-
total
1 893
-
15 631
-
Employer
29 132
-
133 332
-
social contributions
4 516
-
20 668
-
total
4 516
-
20 668
-
Corporate
120 352
154 000
-
-
income
12 036
15 401
-
-
total
12 036
15 401
-
-
Dividends
108 317
138 599
-
-
total
-
-
-
-
Income
154 000
154 000
154 000
154 000
Total tax
18 445
15 401
36 299
40 391
After tax
135 555
138 599
117 701
113 609
Living cost
27 239
27 239
27 239
27 239
Free-cash
108 316
111 360
90 462
86 370

Estimated living cost  is ₽27239 per week

₽17612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2053
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽50292
₽56000
₽12031
₽56451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
surtax
-
-
-
-
unemployment
-
-
-
5 558
health
-
-
-
8 098
chamber of commerce
-
-
-
616
pensions
-
-
-
19 585
income
-
-
-
40 941
total
-
-
-
74 798
Employee
39 611
36 112
122 332
-
unemployment
1 188
1 083
3 176
-
other
396
361
1 059
-
income
3 529
2 664
32 494
-
pensions
4 057
3 697
10 840
-
health
1 532
1 398
4 096
-
total
10 702
9 203
51 665
-
Employer
39 611
36 112
122 332
-
pensions
4 971
4 533
13 286
-
surtax
-
-
-
-
payroll
1 188
1 083
3 670
-
other
1 881
1 714
5 670
-
health
1 498
1 365
4 002
-
accident
514
469
1 376
-
unemployment
1 188
1 083
3 176
-
chamber of commerce
158
144
490
-
total
11 398
10 391
31 670
-
Corporate
102 990
107 495
118 892
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 748
26 874
29 724
-
total
25 748
26 874
29 724
-
Dividends
77 242
80 621
-
-
withholding
21 242
22 171
-
-
total
21 242
22 171
-
-
Income
154 000
154 000
154 000
154 000
Total tax
69 090
68 639
113 059
74 798
After tax
84 910
85 361
40 941
79 202
Living cost
28 910
28 910
28 910
28 910
Free-cash
56 000
56 451
12 031
50 292

Estimated living cost  is ₽28910 per week

₽17342
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽47093
₽51931
₽8959
₽53335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
surtax
-
-
-
179
unemployment
-
-
-
5 558
health
-
-
-
8 098
chamber of commerce
-
-
-
616
pensions
-
-
-
19 585
income
-
-
-
40 941
total
-
-
-
74 977
Employee
45 286
36 112
122 165
-
unemployment
1 358
1 083
3 176
-
other
452
361
1 059
-
income
5 155
2 664
32 423
-
pensions
4 638
3 697
10 840
-
health
1 752
1 398
4 096
-
total
13 355
9 203
51 594
-
Employer
45 286
36 112
122 165
-
pensions
5 683
4 533
13 286
-
surtax
179
179
179
-
payroll
1 358
1 083
3 664
-
other
2 151
1 714
5 664
-
health
1 711
1 365
4 002
-
accident
588
469
1 376
-
unemployment
1 358
1 083
3 176
-
chamber of commerce
181
144
488
-
total
13 209
10 570
31 835
-
Corporate
95 504
107 316
118 726
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 877
26 829
29 682
-
total
23 877
26 829
29 682
-
Dividends
71 627
80 487
-
-
withholding
19 698
22 133
-
-
total
19 698
22 133
-
-
Income
154 000
154 000
154 000
154 000
Total tax
70 139
68 735
113 111
74 977
After tax
83 861
85 265
40 889
79 023
Living cost
31 930
31 930
31 930
31 930
Free-cash
51 931
53 335
8 959
47 093

Estimated living cost  is ₽31930 per week

₽21296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2724
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽33689
₽39507
₽21493
₽53099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
national
-
-
-
56 795
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 884
social contributions
-
-
-
22 592
total
-
-
-
87 271
Employee

The minimum management director salary is set at €45,000 per year.

64 818
-
119 276
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
1 037
-
national
19 928
-
42 935
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 381
-
6 222
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 861
-
8 945
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 045
-
5 606
-
total
31 779
-
64 745
-
Employer

The minimum management director salary is set at €45,000 per year.

64 818
-
119 276
-
surtax
7 350
-
13 526
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 744
-
10 567
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 986
-
7 336
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

843
-
1 551
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

946
-
1 742
-
total
18 869
-
34 722
-
Corporate
70 314
154 000
-
-
income
14 063
30 800
-
-
surtax
282
616
-
-
total
14 345
31 416
-
-
Dividends
55 969
122 584
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

16 460
36 445
-
-
total
16 460
36 445
-
-
Income
154 000
154 000
154 000
154 000
Total tax
81 453
67 861
99 467
87 271
After tax
72 547
86 139
54 533
66 729
Living cost
33 040
33 040
33 040
33 040
Free-cash
39 507
53 099
21 493
33 689

Estimated living cost  is ₽33040 per week

₽21282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽106872
₽110567
₽112851
₽116089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 682
income
-
-
-
23 100
total
-
-
-
31 547
Employee
20 632
-
147 793
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 064
-
14 780
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 778
-
health
949
-
1 455
-
total
5 051
-
19 361
-
Employer
20 632
-
147 793
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 486
-
health
1 424
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 049
-
6 207
-
Corporate
129 320
154 000
-
-
income
12 932
15 400
-
-
total
12 932
15 400
-
-
Dividends
116 388
138 600
-
-
withholding
5 820
6 930
-
-
total
5 820
6 930
-
-
Income
154 000
154 000
154 000
154 000
Total tax
27 852
22 330
25 568
31 547
After tax
126 148
131 670
128 432
122 453
Living cost
15 581
15 581
15 581
15 581
Free-cash
110 567
116 089
112 851
106 872

Estimated living cost  is ₽15581 per week

₽10305
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽110577
₽115588
₽116556
₽119794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 682
income
-
-
-
23 100
total
-
-
-
31 547
Employee
15 725
-
147 793
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
14 780
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 778
-
health
723
-
1 455
-
total
3 849
-
19 361
-
Employer
15 725
-
147 793
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
135 189
154 000
-
-
income
13 519
15 400
-
-
total
13 519
15 400
-
-
Dividends
121 670
138 600
-
-
withholding
6 083
6 930
-
-
total
6 083
6 930
-
-
Income
154 000
154 000
154 000
154 000
Total tax
26 536
22 330
25 568
31 547
After tax
127 464
131 670
128 432
122 453
Living cost
11 876
11 876
11 876
11 876
Free-cash
115 588
119 794
116 556
110 577

Estimated living cost  is ₽11876 per week

₽6933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3780
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽84560
₽86452
₽83191
₽91383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
health
-
-
-
3 928
social contributions
-
-
-
14 661
income
-
-
-
29 871
total
-
-
-
48 460
Employee
69 680
69 680
143 545
-
income
7 587
6 450
29 134
-
social contributions
2 634
5 783
7 800
-
health
540
1 185
2 440
-
total
10 761
13 418
39 374
-
Employer
69 680
69 680
143 545
-
social contributions
2 634
5 783
7 800
-
health
586
1 290
2 655
-
total
3 220
7 073
10 455
-
Corporate
119 038
77 248
-
-
income
14 880
9 656
-
-
total
14 880
9 656
-
-
Dividends
104 158
67 592
-
-
withholding
17 707
11 490
-
-
total
17 707
11 490
-
-
Income
154 000
154 000
154 000
154 000
Total tax
46 568
41 637
49 829
48 460
After tax
107 432
112 363
104 171
105 540
Living cost
20 980
20 980
20 980
20 980
Free-cash
86 452
91 383
83 191
84 560

Estimated living cost  is ₽20980 per week

₽12574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5885
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽76149
₽79212
₽74780
₽82972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
health
-
-
-
3 928
social contributions
-
-
-
14 661
income
-
-
-
29 871
total
-
-
-
48 460
Employee
69 680
69 680
143 545
-
income
7 317
6 450
29 134
-
social contributions
3 386
5 783
7 800
-
health
693
1 185
2 440
-
total
11 396
13 418
39 374
-
Employer
69 680
69 680
143 545
-
social contributions
3 386
5 783
7 800
-
health
755
1 290
2 655
-
total
4 141
7 073
10 455
-
Corporate
109 072
77 248
-
-
income
13 635
9 656
-
-
total
13 635
9 656
-
-
Dividends
95 437
67 592
-
-
withholding
16 225
11 490
-
-
total
16 225
11 490
-
-
Income
154 000
154 000
154 000
154 000
Total tax
45 397
41 637
49 829
48 460
After tax
108 603
112 363
104 171
105 540
Living cost
29 391
29 391
29 391
29 391
Free-cash
79 212
82 972
74 780
76 149

Estimated living cost  is ₽29391 per week

₽20092
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽66674
₽77618
₽59835
₽85088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
health
-
-
-
20 790
social contributions
-
-
-
30 133
income
-
-
-
15 462
solidarity contribution
-
-
-
-
total
-
-
-
66 385
Employee
30 795
-
117 616
-
income
3 695
-
14 254
-
social contributions
2 002
-
6 708
-
health
4 157
-
15 878
-
solidarity contribution
-
-
-
-
total
9 854
-
36 840
-
Employer
30 795
-
117 616
-
social contributions
7 699
-
25 799
-
health
2 772
-
10 585
-
total
10 471
-
36 384
-
Corporate
112 734
154 000
-
-
income
21 419
29 260
-
-
total
21 419
29 260
-
-
Dividends
91 315
124 740
-
-
withholding
13 697
18 711
-
-
total
13 697
18 711
-
-
Income
154 000
154 000
154 000
154 000
Total tax
55 441
47 971
73 224
66 385
After tax
98 559
106 029
80 776
87 615
Living cost
20 941
20 941
20 941
20 941
Free-cash
77 618
85 088
59 835
66 674

Estimated living cost  is ₽20941 per week

₽14546
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4494
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽61810
₽71018
₽54971
₽80224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
health
-
-
-
20 790
social contributions
-
-
-
30 133
income
-
-
-
15 462
solidarity contribution
-
-
-
-
total
-
-
-
66 385
Employee
37 948
-
117 616
-
income
4 554
-
14 254
-
social contributions
2 467
-
6 708
-
health
5 123
-
15 878
-
solidarity contribution
-
-
-
-
total
12 144
-
36 840
-
Employer
37 948
-
117 616
-
social contributions
9 487
-
25 799
-
health
3 415
-
10 585
-
total
12 902
-
36 384
-
Corporate
103 150
154 000
-
-
income
19 598
29 260
-
-
total
19 598
29 260
-
-
Dividends
83 551
124 740
-
-
withholding
12 533
18 711
-
-
total
12 533
18 711
-
-
Income
154 000
154 000
154 000
154 000
Total tax
57 177
47 971
73 224
66 385
After tax
96 823
106 029
80 776
87 615
Living cost
25 805
25 805
25 805
25 805
Free-cash
71 018
80 224
54 971
61 810

Estimated living cost  is ₽25805 per week

₽19190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1430
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽47409
-₽44009
-₽44009
-₽44009
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
national
-
-
-
17 880
pensions
-
-
-
788
municipal
-
-
-
31 898
labour market
-
-
-
12 257
total
-
-
-
62 823
Employee
184 735
184 735
184 735
-
municipal
39 338
39 338
39 338
-
national
22 569
22 569
22 569
-
pensions
263
263
263
-
labour market
14 758
14 758
14 758
-
total
76 928
76 928
76 928
-
Employer
184 735
184 735
184 735
-
pensions
525
525
525
-
labour market
14 779
14 779
14 779
-
municipal
39 401
39 401
39 401
-
national
22 608
22 608
22 608
-
total
77 313
77 313
77 313
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
154 000
154 000
154 000
154 000
Total tax
154 241
154 241
154 241
62 823
After tax
-241
-241
-241
91 177
Living cost
43 768
43 768
43 768
43 768
Free-cash
-44 009
-44 009
-44 009
47 409

Estimated living cost  is ₽43768 per week

₽29955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽60658
₽95683
₽66875
₽101313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
health
-
-
-
20 020
pensions
-
-
-
30 800
income
-
-
-
20 635
total
-
-
-
71 455
Employee
25 706
-
115 099
-
unemployment
411
-
1 842
-
income
2 894
-
22 192
-
pensions
514
-
2 303
-
total
3 819
-
26 337
-
Employer
25 706
-
115 099
-
pensions
5 142
-
23 019
-
health
3 341
-
14 962
-
unemployment
206
-
920
-
total
8 689
-
38 901
-
Corporate
119 604
154 000
-
-
income
23 922
30 800
-
-
total
23 922
30 800
-
-
Dividends
95 683
123 200
-
-
total
-
-
-
-
Income
154 000
154 000
154 000
154 000
Total tax
36 430
30 800
65 238
71 455
After tax
117 570
123 200
88 762
82 545
Living cost
21 887
21 887
21 887
21 887
Free-cash
95 683
101 313
66 875
60 658

Estimated living cost  is ₽21887 per week

₽15012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1303
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5131
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽65355
₽64202
₽46356
₽62057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
154 000
national
-
-
-
24 501
health
-
-
-
1 993
municipal
-
-
-
27 361
total
-
-
-
53 855
Employee
47 675
-
129 554
-
unemployment
715
-
1 943
-
municipal
7 809
-
21 105
-
national
788
-
15 000
-
pensions
3 217
-
8 744
-
health
356
-
1 616
-
total
12 885
-
48 408
-
Employer
47 675
-
129 554
-
pensions
8 271
-
22 477
-
health
366
-
997
-
accident
48
-
129
-
unemployment
310
-
843
-
total
8 995
-
24 446
-
Corporate
97 330
154 000
-
-
income
19 466
30 800
-
-
total
19 466
30 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

58 398
92 400
-
-
municipal
10 512
16 632
-
-
national
3 150
9 721
-
-
total
13 662
26 353
-
-
Income
154 000
154 000
154 000
154 000
Total tax
55 008
57 153
72 854
53 855
After tax
98 992
96 847
81 146
100 145
Living cost
34 790
34 790
34 790
34 790
Free-cash
64 202
62 057
46 356
65 355

Estimated living cost  is ₽34790 per week

₽22725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3346
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8166
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽58942
₽54722
₽57311
₽49687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
surtax
-
-
-
-
health
-
-
-
6 337
pensions
-
-
-
27 996
social contributions
-
-
-
4 388
income
-
-
-
23 632
other
-
-
-
4 774
total
-
-
-
67 127
Employee
34 619
-
119 644
-
income
1 785
-
22 862
-
surtax
-
-
-
-
social contributions
987
-
3 410
-
pensions
3 916
-
8 129
-
total
6 688
-
34 401
-
Employer
34 619
-
119 644
-
pensions
5 688
-
13 720
-
social contributions
103
-
359
-
other
1 195
-
4 587
-
health
2 423
-
10 845
-
unemployment
1 401
-
4 846
-
total
10 810
-
34 357
-
Corporate
108 570
154 000
-
-
income
30 399
43 119
-
-
surtax
-
-
-
-
total
30 399
43 119
-
-
Dividends
78 171
110 881
-
-
withholding
10 006
14 192
-
-
social contributions
13 444
19 071
-
-
surtax
-
-
-
-
total
23 450
33 263
-
-
Income
154 000
154 000
154 000
154 000
Total tax
71 347
76 382
68 758
67 127
After tax
82 653
77 618
85 242
86 873
Living cost
27 931
27 931
27 931
27 931
Free-cash
54 722
49 687
57 311
58 942

Estimated living cost  is ₽27931 per week

₽16199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8366
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽55870
₽51962
₽54239
₽46615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
surtax
-
-
-
-
health
-
-
-
6 337
pensions
-
-
-
27 996
social contributions
-
-
-
4 388
income
-
-
-
23 632
other
-
-
-
4 774
total
-
-
-
67 127
Employee
38 782
-
119 644
-
income
2 289
-
22 862
-
surtax
-
-
-
-
social contributions
1 106
-
3 410
-
pensions
4 385
-
8 129
-
total
7 780
-
34 401
-
Employer
38 782
-
119 644
-
pensions
6 371
-
13 720
-
social contributions
117
-
359
-
other
1 338
-
4 587
-
health
2 715
-
10 845
-
unemployment
1 570
-
4 846
-
total
12 111
-
34 357
-
Corporate
103 106
154 000
-
-
income
28 871
43 119
-
-
surtax
-
-
-
-
total
28 871
43 119
-
-
Dividends
74 236
110 881
-
-
withholding
9 503
14 192
-
-
social contributions
12 770
19 071
-
-
surtax
-
-
-
-
total
22 273
33 263
-
-
Income
154 000
154 000
154 000
154 000
Total tax
71 035
76 382
68 758
67 127
After tax
82 965
77 618
85 242
86 873
Living cost
31 003
31 003
31 003
31 003
Free-cash
51 962
46 615
54 239
55 870

Estimated living cost  is ₽31003 per week

₽19549
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽43107
₽40080
₽41476
₽33852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
surtax
-
-
-
-
health
-
-
-
6 337
pensions
-
-
-
27 996
social contributions
-
-
-
4 388
income
-
-
-
23 632
other
-
-
-
4 774
total
-
-
-
67 127
Employee
56 755
-
119 644
-
income
4 952
-
22 862
-
surtax
-
-
-
-
social contributions
1 616
-
3 410
-
pensions
6 419
-
8 129
-
total
12 987
-
34 401
-
Employer
56 755
-
119 644
-
pensions
9 325
-
13 720
-
social contributions
170
-
359
-
other
1 959
-
4 587
-
health
3 972
-
10 845
-
unemployment
2 299
-
4 846
-
total
17 725
-
34 357
-
Corporate
79 520
154 000
-
-
income
22 266
43 119
-
-
surtax
-
-
-
-
total
22 266
43 119
-
-
Dividends
57 254
110 881
-
-
withholding
7 329
14 192
-
-
social contributions
9 847
19 071
-
-
surtax
-
-
-
-
total
17 176
33 263
-
-
Income
154 000
154 000
154 000
154 000
Total tax
70 154
76 382
68 758
67 127
After tax
83 846
77 618
85 242
86 873
Living cost
43 766
43 766
43 766
43 766
Free-cash
40 080
33 852
41 476
43 107

Estimated living cost  is ₽43766 per week

₽29620
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽146612
₽139356
₽117352
₽140452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
154 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 540
total
-
-
-
1 540
Employee
7 310
-
154 000
-
income
1 462
-
30 800
-
total
1 462
-
30 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

146 690
154 000
-
-
total
-
-
-
-
Dividends
146 690
154 000
-
-
withholding
7 334
7 700
-
-
total
7 334
7 700
-
-
Income
154 000
154 000
154 000
154 000
Total tax
8 796
7 700
30 800
1 540
After tax
145 204
146 300
123 200
152 460
Living cost
5 848
5 848
5 848
5 848
Free-cash
139 356
140 452
117 352
146 612

Estimated living cost  is ₽5848 per week

₽3624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽143347
₽135479
₽114087
₽137187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
154 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 540
total
-
-
-
1 540
Employee
11 391
-
154 000
-
income
2 278
-
30 800
-
total
2 278
-
30 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

142 609
154 000
-
-
total
-
-
-
-
Dividends
142 609
154 000
-
-
withholding
7 130
7 700
-
-
total
7 130
7 700
-
-
Income
154 000
154 000
154 000
154 000
Total tax
9 408
7 700
30 800
1 540
After tax
144 592
146 300
123 200
152 460
Living cost
9 113
9 113
9 113
9 113
Free-cash
135 479
137 187
114 087
143 347

Estimated living cost  is ₽9113 per week

₽6167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽47207
₽56135
₽63260
₽44280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 585
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 191
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 980
trade
-
-
-
16 053
total
-
-
-
71 809
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 087
-
154 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 707
-
46 980
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 585
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 191
-
6 191
-
total
10 103
-
55 756
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
108 913
154 000
-
-
trade
15 630
22 099
-
-
income
16 336
23 100
-
-
chamber of commerce
297
363
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

898
1 271
-
-
total
33 161
46 833
-
-
Dividends
75 752
107 168
-
-
withholding
18 594
26 448
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 023
1 455
-
-
total
19 617
27 903
-
-
Income
154 000
154 000
154 000
154 000
Total tax
62 881
74 736
55 756
71 809
After tax
91 119
79 264
98 244
82 191
Living cost
34 984
34 984
34 984
34 984
Free-cash
56 135
44 280
63 260
47 207

Estimated living cost  is ₽34984 per week

₽24133
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽53178
₽60259
₽70797
₽50233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 585
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 191
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 980
trade
-
-
-
17 619
total
-
-
-
73 375
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 659
-
154 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

968
-
46 980
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 585
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 191
-
6 191
-
total
7 212
-
55 756
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 341
154 000
-
-
trade
18 795
24 255
-
-
income
17 901
23 100
-
-
chamber of commerce
310
359
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

985
1 271
-
-
total
37 991
48 985
-
-
Dividends
81 350
105 015
-
-
withholding
19 992
25 909
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 099
1 426
-
-
total
21 091
27 335
-
-
Income
154 000
154 000
154 000
154 000
Total tax
66 294
76 320
55 756
73 375
After tax
87 706
77 680
98 244
80 625
Living cost
27 447
27 447
27 447
27 447
Free-cash
60 259
50 233
70 797
53 178

Estimated living cost  is ₽27447 per week

₽17265
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3200
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽44243
₽54022
₽62646
₽41291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 585
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 191
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 980
trade
-
-
-
18 403
total
-
-
-
74 159
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 953
-
154 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 948
-
46 980
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 585
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 191
-
6 191
-
total
10 356
-
55 756
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
108 047
154 000
-
-
trade
17 774
25 333
-
-
income
16 207
23 100
-
-
chamber of commerce
291
356
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

891
1 271
-
-
total
35 163
50 060
-
-
Dividends
72 884
103 940
-
-
withholding
17 877
25 641
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

984
1 410
-
-
total
18 861
27 051
-
-
Income
154 000
154 000
154 000
154 000
Total tax
64 380
77 111
55 756
74 159
After tax
89 620
76 889
98 244
79 841
Living cost
35 598
35 598
35 598
35 598
Free-cash
54 022
41 291
62 646
44 243

Estimated living cost  is ₽35598 per week

₽23808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽37546
₽49279
₽56732
₽34585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
154 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 585
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 191
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 980
trade
-
-
-
19 186
total
-
-
-
74 942
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 459
-
154 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 404
-
46 980
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 585
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 191
-
6 191
-
total
12 948
-
55 756
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 541
154 000
-
-
trade
17 071
26 412
-
-
income
14 931
23 100
-
-
chamber of commerce
277
354
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

822
1 271
-
-
total
33 101
51 137
-
-
Dividends
66 440
102 864
-
-
withholding
16 266
25 371
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

894
1 395
-
-
total
17 160
26 766
-
-
Income
154 000
154 000
154 000
154 000
Total tax
63 209
77 903
55 756
74 942
After tax
90 791
76 097
98 244
79 058
Living cost
41 512
41 512
41 512
41 512
Free-cash
49 279
34 585
56 732
37 546

Estimated living cost  is ₽41512 per week

₽30318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3321
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7334
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽52597
₽73631
₽47014
₽76513
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
surtax
-
-
-
6 337
unemployment
-
-
-
206
health
-
-
-
8 586
pensions
-
-
-
24 188
income
-
-
-
41 733
other
-
-
-
-
total
-
-
-
81 050
Employee
30 516
-
128 543
-
unemployment
2 124
-
8 418
-
other
-
-
-
-
income
5 116
-
36 313
-
surtax
108
-
5 295
-
pensions
2 036
-
8 067
-
health
779
-
3 083
-
total
10 163
-
61 176
-
Employer
30 516
-
128 543
-
pensions
4 069
-
16 121
-
other
-
-
-
-
health
1 388
-
5 503
-
unemployment
968
-
3 833
-
total
6 425
-
25 457
-
Corporate
117 059
154 000
-
-
income
30 435
40 039
-
-
total
30 435
40 039
-
-
Dividends
86 624
113 961
-
-
withholding
12 993
17 095
-
-
total
12 993
17 095
-
-
Income
154 000
154 000
154 000
154 000
Total tax
60 016
57 134
86 633
81 050
After tax
93 984
96 866
67 367
72 950
Living cost
20 353
20 353
20 353
20 353
Free-cash
73 631
76 513
47 014
52 597

Estimated living cost  is ₽20353 per week

₽12288
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽52954
₽74050
₽47371
₽76870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
surtax
-
-
-
6 337
unemployment
-
-
-
206
health
-
-
-
8 586
pensions
-
-
-
24 188
income
-
-
-
41 733
other
-
-
-
-
total
-
-
-
81 050
Employee
29 966
-
128 543
-
unemployment
2 086
-
8 418
-
other
-
-
-
-
income
5 023
-
36 313
-
surtax
98
-
5 295
-
pensions
1 998
-
8 067
-
health
765
-
3 083
-
total
9 970
-
61 176
-
Employer
29 966
-
128 543
-
pensions
3 995
-
16 121
-
other
-
-
-
-
health
1 364
-
5 503
-
unemployment
949
-
3 833
-
total
6 308
-
25 457
-
Corporate
117 726
154 000
-
-
income
30 609
40 039
-
-
total
30 609
40 039
-
-
Dividends
87 117
113 961
-
-
withholding
13 067
17 095
-
-
total
13 067
17 095
-
-
Income
154 000
154 000
154 000
154 000
Total tax
59 954
57 134
86 633
81 050
After tax
94 046
96 866
67 367
72 950
Living cost
19 996
19 996
19 996
19 996
Free-cash
74 050
76 870
47 371
52 954

Estimated living cost  is ₽19996 per week

₽12226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽88550
₽68799
₽71142
₽68422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
unemployment
-
-
-
2 310
health
-
-
-
10 780
pensions
-
-
-
15 400
income
-
-
-
18 827
total
-
-
-
47 317
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 175
10 417
128 870
-
unemployment
393
156
1 933
-
income
3 200
1 274
15 754
-
pensions
2 618
1 042
12 887
-
health
1 832
729
9 021
-
total
8 043
3 201
39 595
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 175
10 417
128 870
-
pensions
5 104
2 031
25 130
-
total
5 104
2 031
25 130
-
Corporate
122 721
141 551
-
-
income
11 045
12 740
-
-
total
11 045
12 740
-
-
Dividends
111 676
128 812
-
-
withholding
21 218
24 474
-
-
social contributions
21 658
24 999
-
-
total
42 876
49 473
-
-
Income
154 000
154 000
154 000
154 000
Total tax
67 068
67 445
64 725
47 317
After tax
86 932
86 555
89 275
106 683
Living cost
18 133
18 133
18 133
18 133
Free-cash
68 799
68 422
71 142
88 550

Estimated living cost  is ₽18133 per week

₽12374
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3913
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽46890
₽51623
₽47718
₽52351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
national
-
-
-
26 344
pensions
-
-
-
18 480
social contributions
-
-
-
1 656
municipal
-
-
-
16 885
total
-
-
-
63 365
Employee
67 812
-
133 132
-
municipal
8 376
-
17 481
-
national
12 979
-
27 649
-
pensions
2 713
-
5 325
-
total
24 068
-
50 455
-
Employer
67 812
-
133 132
-
pensions
5 425
-
10 651
-
social contributions
729
-
1 431
-
total
6 154
-
12 082
-
Corporate
75 558
154 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

15 112
30 800
-
-
total
15 112
30 800
-
-
Dividends
60 446
123 200
-
-
withholding
13 298
27 104
-
-
total
13 298
27 104
-
-
Income
154 000
154 000
154 000
154 000
Total tax
58 632
57 904
62 537
63 365
After tax
95 368
96 096
91 463
90 635
Living cost
43 745
43 745
43 745
43 745
Free-cash
51 623
52 351
47 718
46 890

Estimated living cost  is ₽43745 per week

₽29733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4066
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽655
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽30197
₽58181
₽30197
₽56182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
social contributions
-
-
-
25 562
income
-
-
-
46 622
total
-
-
-
72 184
Employee
70 882
-
154 000
-
social contributions
5 889
-
25 562
-
income
13 375
-
46 622
-
total
19 264
-
72 184
-
Employer
70 882
-
154 000
-
total
-
-
-
-
Corporate
83 118
154 000
-
-
income
10 390
19 249
-
-
total
10 390
19 249
-
-
Dividends
72 728
134 751
-
-
withholding
14 546
26 950
-
-
total
14 546
26 950
-
-
Income
154 000
154 000
154 000
154 000
Total tax
44 200
46 199
72 184
72 184
After tax
109 800
107 801
81 816
81 816
Living cost
51 619
51 619
51 619
51 619
Free-cash
58 181
56 182
30 197
30 197

Estimated living cost  is ₽51619 per week

₽39271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4206
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7649
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽35692
₽39198
₽28736
₽43927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
national
-
-
-
37 735
regional
-
-
-
1 811
social contributions
-
-
-
39 610
municipal
-
-
-
915
total
-
-
-
80 071
Employee
80 534
-
154 000
-
municipal
426
-
817
-
national
13 955
-
32 683
-
social contributions
27 156
-
51 929
-
regional
760
-
1 598
-
total
42 297
-
87 027
-
Employer
80 534
-
154 000
-
total
-
-
-
-
Corporate
73 466
154 000
-
-
nationa
17 631
36 960
-
-
municipal
2 865
6 007
-
-
total
20 496
42 967
-
-
Dividends
52 970
111 034
-
-
withholding
13 772
28 869
-
-
total
13 772
28 869
-
-
Income
154 000
154 000
154 000
154 000
Total tax
76 565
71 836
87 027
80 071
After tax
77 435
82 164
66 973
73 929
Living cost
38 237
38 237
38 237
38 237
Free-cash
39 198
43 927
28 736
35 692

Estimated living cost  is ₽38237 per week

₽26654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8488
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽49008
₽54524
₽42090
₽56535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
national
-
-
-
37 735
regional
-
-
-
2 322
social contributions
-
-
-
39 610
municipal
-
-
-
915
total
-
-
-
80 582
Employee
50 266
-
154 000
-
municipal
267
-
817
-
national
7 964
-
32 683
-
social contributions
16 950
-
51 929
-
regional
677
-
2 071
-
total
25 858
-
87 500
-
Employer
50 266
-
154 000
-
total
-
-
-
-
Corporate
103 734
154 000
-
-