Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 154000
per

Your estimated
City
free-cash

Valencia , Spain
-₽25062
-₽7447
-₽44224
-₽29391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
154 000
pensions
-
-
-
43 585
other
-
-
-
154
unemployment
-
-
-
1 080
accident
-
-
-
1 389
income
-
-
-
21 071
total
-
-
-
67 279
Employee
150 307
-
110 724
-
pensions
7 066
-
6 380
-
other
147
-
139
-
unemployment
2 330
-
2 106
-
income
28 978
-
19 706
-
total
38 521
-
28 331
-
Employer
150 307
-
110 724
-
pensions
35 469
-
32 037
-
other
1 203
-
1 088
-
unemployment
8 270
-
7 467
-
accident
2 978
-
2 685
-
total
47 920
-
43 277
-
Corporate
-
154 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
23 104
-
-
total
-
23 104
-
-
Dividends
-
130 896
-
-
withholding
-
26 560
-
-
total
-
26 560
-
-
Income
154 000
154 000
154 000
154 000
Total tax
86 441
49 664
71 608
67 279
After tax
67 559
104 336
82 392
86 721
Living cost
111 783
111 783
111 783
111 783
Free-cash
-44 224
-7 447
-29 391
-25 062

Estimated living cost  is ₽111783 per month

₽75452
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10746
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1959
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23628
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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