Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 153500
per

Your estimated
City
free-cash

Andorra , Andorra
₽85965
₽107791
₽90043
₽110842
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
social contributions
-
-
-
33 771
income
-
-
-
6 456
total
-
-
-
40 227
Employee
29 206
-
132 900
-
social contributions
1 898
-
8 639
-
income
-
-
6 910
-
total
1 898
-
15 549
-
Employer
29 206
-
132 900
-
social contributions
4 527
-
20 600
-
total
4 527
-
20 600
-
Corporate
119 767
153 500
-
-
income
11 976
15 350
-
-
total
11 976
15 350
-
-
Dividends
107 790
138 150
-
-
total
-
-
-
-
Income
153 500
153 500
153 500
153 500
Total tax
18 401
15 350
36 149
40 227
After tax
135 099
138 150
117 351
113 273
Living cost
27 308
27 308
27 308
27 308
Free-cash
107 791
110 842
90 043
85 965

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽49962
₽55657
₽11790
₽56107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
614
pensions
-
-
-
19 634
income
-
-
-
40 617
total
-
-
-
74 555
Employee
39 711
36 203
121 810
-
unemployment
1 191
1 086
3 184
-
other
397
362
1 062
-
income
3 538
2 670
32 226
-
pensions
4 067
3 707
10 868
-
health
1 536
1 402
4 107
-
total
10 729
9 227
51 447
-
Employer
39 711
36 203
121 810
-
pensions
4 984
4 544
13 319
-
surtax
-
-
-
-
payroll
1 191
1 086
3 655
-
other
1 886
1 719
5 653
-
health
1 502
1 369
4 012
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
488
-
total
11 428
10 420
31 690
-
Corporate
102 360
106 877
118 362
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 591
26 720
29 590
-
total
25 591
26 720
29 590
-
Dividends
76 770
80 157
-
-
withholding
21 112
22 043
-
-
total
21 112
22 043
-
-
Income
153 500
153 500
153 500
153 500
Total tax
68 860
68 410
112 727
74 555
After tax
84 640
85 090
40 773
78 945
Living cost
28 983
28 983
28 983
28 983
Free-cash
55 657
56 107
11 790
49 962

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽46755
₽51578
₽8707
₽52981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
614
pensions
-
-
-
19 634
income
-
-
-
40 617
total
-
-
-
74 734
Employee
45 401
36 203
121 644
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
32 157
-
pensions
4 650
3 707
10 868
-
health
1 757
1 402
4 107
-
total
13 390
9 227
51 378
-
Employer
45 401
36 203
121 644
-
pensions
5 698
4 544
13 319
-
surtax
179
179
179
-
payroll
1 362
1 086
3 650
-
other
2 157
1 719
5 646
-
health
1 715
1 369
4 012
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
486
-
total
13 244
10 599
31 855
-
Corporate
94 856
106 698
118 196
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 713
26 675
29 549
-
total
23 713
26 675
29 549
-
Dividends
71 143
80 023
-
-
withholding
19 564
22 007
-
-
total
19 564
22 007
-
-
Income
153 500
153 500
153 500
153 500
Total tax
69 911
68 508
112 782
74 734
After tax
83 589
84 992
40 718
78 766
Living cost
32 011
32 011
32 011
32 011
Free-cash
51 578
52 981
8 707
46 755

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽33383
₽39112
₽21285
₽52738
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
national
-
-
-
56 493
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 851
social contributions
-
-
-
22 649
total
-
-
-
86 993
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
118 890
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 034
-
national
19 978
-
42 744
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
6 201
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
8 916
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 587
-
total
31 859
-
64 482
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
118 890
-
surtax
7 368
-
13 481
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
10 533
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
7 313
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 546
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 736
-
total
18 915
-
34 609
-
Corporate
69 602
153 500
-
-
income
13 921
30 700
-
-
surtax
279
614
-
-
total
14 200
31 314
-
-
Dividends
55 402
122 186
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

16 290
36 324
-
-
total
16 290
36 324
-
-
Income
153 500
153 500
153 500
153 500
Total tax
81 264
67 638
99 091
86 993
After tax
72 236
85 862
54 409
66 507
Living cost
33 124
33 124
33 124
33 124
Free-cash
39 112
52 738
21 285
33 383

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽106413
₽110112
₽112365
₽115639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
23 025
total
-
-
-
31 484
Employee
20 661
-
147 284
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
14 728
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
19 316
-
Employer
20 661
-
147 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
128 786
153 500
-
-
income
12 879
15 350
-
-
total
12 879
15 350
-
-
Dividends
115 907
138 150
-
-
withholding
5 795
6 908
-
-
total
5 795
6 908
-
-
Income
153 500
153 500
153 500
153 500
Total tax
27 785
22 258
25 532
31 484
After tax
125 715
131 242
127 968
122 016
Living cost
15 603
15 603
15 603
15 603
Free-cash
110 112
115 639
112 365
106 413

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽110124
₽115138
₽116076
₽119350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
23 025
total
-
-
-
31 484
Employee
15 747
-
147 284
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
14 728
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
19 316
-
Employer
15 747
-
147 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
134 663
153 500
-
-
income
13 466
15 350
-
-
total
13 466
15 350
-
-
Dividends
121 197
138 150
-
-
withholding
6 060
6 908
-
-
total
6 060
6 908
-
-
Income
153 500
153 500
153 500
153 500
Total tax
26 470
22 258
25 532
31 484
After tax
127 030
131 242
127 968
122 016
Living cost
11 892
11 892
11 892
11 892
Free-cash
115 138
119 350
116 076
110 124

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽84211
₽86026
₽82842
₽90966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
health
-
-
-
3 913
social contributions
-
-
-
14 699
income
-
-
-
29 644
total
-
-
-
48 256
Employee
69 856
69 856
143 034
-
income
7 606
6 467
28 908
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
2 431
-
total
10 788
13 453
39 159
-
Employer
69 856
69 856
143 034
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
2 646
-
total
3 229
7 091
10 466
-
Corporate
118 449
76 553
-
-
income
14 805
9 570
-
-
total
14 805
9 570
-
-
Dividends
103 644
66 983
-
-
withholding
17 619
11 387
-
-
total
17 619
11 387
-
-
Income
153 500
153 500
153 500
153 500
Total tax
46 441
41 501
49 625
48 256
After tax
107 059
111 999
103 875
105 244
Living cost
21 033
21 033
21 033
21 033
Free-cash
86 026
90 966
82 842
84 211

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽75778
₽78766
₽74409
₽82533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
health
-
-
-
3 913
social contributions
-
-
-
14 699
income
-
-
-
29 644
total
-
-
-
48 256
Employee
69 856
69 856
143 034
-
income
7 336
6 467
28 908
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
2 431
-
total
11 426
13 453
39 159
-
Employer
69 856
69 856
143 034
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
2 646
-
total
4 152
7 091
10 466
-
Corporate
108 458
76 553
-
-
income
13 557
9 570
-
-
total
13 557
9 570
-
-
Dividends
94 901
66 983
-
-
withholding
16 133
11 387
-
-
total
16 133
11 387
-
-
Income
153 500
153 500
153 500
153 500
Total tax
45 268
41 501
49 625
48 256
After tax
108 232
111 999
103 875
105 244
Living cost
29 466
29 466
29 466
29 466
Free-cash
78 766
82 533
74 409
75 778

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽66077
₽77132
₽59280
₽84641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
health
-
-
-
20 723
social contributions
-
-
-
30 282
income
-
-
-
15 374
solidarity contribution
-
-
-
-
total
-
-
-
66 379
Employee
30 948
-
117 040
-
income
3 714
-
14 175
-
social contributions
2 012
-
6 741
-
health
4 178
-
15 800
-
solidarity contribution
-
-
-
-
total
9 904
-
36 716
-
Employer
30 948
-
117 040
-
social contributions
7 737
-
25 926
-
health
2 785
-
10 534
-
total
10 522
-
36 460
-
Corporate
112 030
153 500
-
-
income
21 286
29 165
-
-
total
21 286
29 165
-
-
Dividends
90 744
124 335
-
-
withholding
13 612
18 650
-
-
total
13 612
18 650
-
-
Income
153 500
153 500
153 500
153 500
Total tax
55 324
47 815
73 176
66 379
After tax
98 176
105 685
80 324
87 121
Living cost
21 044
21 044
21 044
21 044
Free-cash
77 132
84 641
59 280
66 077

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽61189
₽70502
₽54392
₽79753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
health
-
-
-
20 723
social contributions
-
-
-
30 282
income
-
-
-
15 374
solidarity contribution
-
-
-
-
total
-
-
-
66 379
Employee
38 135
-
117 040
-
income
4 576
-
14 175
-
social contributions
2 479
-
6 741
-
health
5 148
-
15 800
-
solidarity contribution
-
-
-
-
total
12 203
-
36 716
-
Employer
38 135
-
117 040
-
social contributions
9 534
-
25 926
-
health
3 432
-
10 534
-
total
12 966
-
36 460
-
Corporate
102 399
153 500
-
-
income
19 456
29 165
-
-
total
19 456
29 165
-
-
Dividends
82 943
124 335
-
-
withholding
12 441
18 650
-
-
total
12 441
18 650
-
-
Income
153 500
153 500
153 500
153 500
Total tax
57 066
47 815
73 176
66 379
After tax
96 434
105 685
80 324
87 121
Living cost
25 932
25 932
25 932
25 932
Free-cash
70 502
79 753
54 392
61 189

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽47057
-₽44995
-₽44995
-₽44995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
national
-
-
-
17 792
pensions
-
-
-
790
municipal
-
-
-
31 768
labour market
-
-
-
12 217
total
-
-
-
62 567
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
153 500
153 500
153 500
153 500
Total tax
154 619
154 619
154 619
62 567
After tax
-1 119
-1 119
-1 119
90 933
Living cost
43 876
43 876
43 876
43 876
Free-cash
-44 995
-44 995
-44 995
47 057

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽60333
₽95214
₽66532
₽100857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
health
-
-
-
19 955
pensions
-
-
-
30 700
income
-
-
-
20 569
total
-
-
-
71 224
Employee
25 772
-
114 724
-
unemployment
412
-
1 836
-
income
2 901
-
22 119
-
pensions
515
-
2 295
-
total
3 828
-
26 250
-
Employer
25 772
-
114 724
-
pensions
5 155
-
22 944
-
health
3 350
-
14 914
-
unemployment
207
-
917
-
total
8 712
-
38 775
-
Corporate
119 017
153 500
-
-
income
23 803
30 700
-
-
total
23 803
30 700
-
-
Dividends
95 214
122 800
-
-
total
-
-
-
-
Income
153 500
153 500
153 500
153 500
Total tax
36 343
30 700
65 025
71 224
After tax
117 157
122 800
88 475
82 276
Living cost
21 943
21 943
21 943
21 943
Free-cash
95 214
100 857
66 532
60 333

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽65076
₽63839
₽46058
₽61713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
153 500
national
-
-
-
24 289
health
-
-
-
1 984
municipal
-
-
-
27 273
total
-
-
-
53 546
Employee
47 796
-
129 132
-
unemployment
717
-
1 938
-
municipal
7 829
-
21 036
-
national
790
-
14 895
-
pensions
3 226
-
8 716
-
health
357
-
1 610
-
total
12 919
-
48 195
-
Employer
47 796
-
129 132
-
pensions
8 292
-
22 405
-
health
367
-
995
-
accident
48
-
129
-
unemployment
310
-
840
-
total
9 017
-
24 369
-
Corporate
96 686
153 500
-
-
income
19 338
30 700
-
-
total
19 338
30 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

58 011
92 100
-
-
municipal
10 442
16 578
-
-
national
3 067
9 631
-
-
total
13 509
26 209
-
-
Income
153 500
153 500
153 500
153 500
Total tax
54 783
56 909
72 564
53 546
After tax
98 717
96 591
80 936
99 954
Living cost
34 878
34 878
34 878
34 878
Free-cash
63 839
61 713
46 058
65 076

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽58604
₽54411
₽57068
₽49361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
surtax
-
-
-
-
health
-
-
-
6 287
pensions
-
-
-
27 993
social contributions
-
-
-
4 374
income
-
-
-
23 482
other
-
-
-
4 758
total
-
-
-
66 894
Employee
34 706
-
119 307
-
income
1 789
-
22 751
-
surtax
-
-
-
-
social contributions
990
-
3 400
-
pensions
3 925
-
8 085
-
total
6 704
-
34 236
-
Employer
34 706
-
119 307
-
pensions
5 703
-
13 649
-
social contributions
103
-
359
-
other
1 198
-
4 564
-
health
2 429
-
10 790
-
unemployment
1 405
-
4 832
-
total
10 838
-
34 194
-
Corporate
107 955
153 500
-
-
income
30 228
42 980
-
-
surtax
-
-
-
-
total
30 228
42 980
-
-
Dividends
77 727
110 520
-
-
withholding
9 949
14 147
-
-
social contributions
13 368
19 010
-
-
surtax
-
-
-
-
total
23 317
33 157
-
-
Income
153 500
153 500
153 500
153 500
Total tax
71 087
76 137
68 430
66 894
After tax
82 413
77 363
85 070
86 606
Living cost
28 002
28 002
28 002
28 002
Free-cash
54 411
49 361
57 068
58 604

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽55525
₽51650
₽53989
₽46282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
surtax
-
-
-
-
health
-
-
-
6 287
pensions
-
-
-
27 993
social contributions
-
-
-
4 374
income
-
-
-
23 482
other
-
-
-
4 758
total
-
-
-
66 894
Employee
38 881
-
119 307
-
income
2 295
-
22 751
-
surtax
-
-
-
-
social contributions
1 109
-
3 400
-
pensions
4 396
-
8 085
-
total
7 800
-
34 236
-
Employer
38 881
-
119 307
-
pensions
6 387
-
13 649
-
social contributions
117
-
359
-
other
1 341
-
4 564
-
health
2 722
-
10 790
-
unemployment
1 574
-
4 832
-
total
12 141
-
34 194
-
Corporate
102 477
153 500
-
-
income
28 694
42 980
-
-
surtax
-
-
-
-
total
28 694
42 980
-
-
Dividends
73 784
110 520
-
-
withholding
9 444
14 147
-
-
social contributions
12 690
19 010
-
-
surtax
-
-
-
-
total
22 134
33 157
-
-
Income
153 500
153 500
153 500
153 500
Total tax
70 769
76 137
68 430
66 894
After tax
82 731
77 363
85 070
86 606
Living cost
31 081
31 081
31 081
31 081
Free-cash
51 650
46 282
53 989
55 525

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽42729
₽39730
₽41193
₽33486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
surtax
-
-
-
-
health
-
-
-
6 287
pensions
-
-
-
27 993
social contributions
-
-
-
4 374
income
-
-
-
23 482
other
-
-
-
4 758
total
-
-
-
66 894
Employee
56 899
-
119 307
-
income
4 965
-
22 751
-
surtax
-
-
-
-
social contributions
1 621
-
3 400
-
pensions
6 436
-
8 085
-
total
13 022
-
34 236
-
Employer
56 899
-
119 307
-
pensions
9 349
-
13 649
-
social contributions
171
-
359
-
other
1 964
-
4 564
-
health
3 982
-
10 790
-
unemployment
2 305
-
4 832
-
total
17 771
-
34 194
-
Corporate
78 831
153 500
-
-
income
22 072
42 980
-
-
surtax
-
-
-
-
total
22 072
42 980
-
-
Dividends
56 759
110 520
-
-
withholding
7 265
14 147
-
-
social contributions
9 763
19 010
-
-
surtax
-
-
-
-
total
17 028
33 157
-
-
Income
153 500
153 500
153 500
153 500
Total tax
69 893
76 137
68 430
66 894
After tax
83 607
77 363
85 070
86 606
Living cost
43 877
43 877
43 877
43 877
Free-cash
39 730
33 486
41 193
42 729

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽146122
₽138887
₽116957
₽139982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
153 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 535
total
-
-
-
1 535
Employee
7 303
-
153 500
-
income
1 460
-
30 700
-
total
1 460
-
30 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

146 197
153 500
-
-
total
-
-
-
-
Dividends
146 197
153 500
-
-
withholding
7 310
7 675
-
-
total
7 310
7 675
-
-
Income
153 500
153 500
153 500
153 500
Total tax
8 770
7 675
30 700
1 535
After tax
144 730
145 825
122 800
151 965
Living cost
5 843
5 843
5 843
5 843
Free-cash
138 887
139 982
116 957
146 122

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽142860
₽135013
₽113695
₽136720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
153 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 535
total
-
-
-
1 535
Employee
11 381
-
153 500
-
income
2 276
-
30 700
-
total
2 276
-
30 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

142 119
153 500
-
-
total
-
-
-
-
Dividends
142 119
153 500
-
-
withholding
7 106
7 675
-
-
total
7 106
7 675
-
-
Income
153 500
153 500
153 500
153 500
Total tax
9 382
7 675
30 700
1 535
After tax
144 118
145 825
122 800
151 965
Living cost
9 105
9 105
9 105
9 105
Free-cash
135 013
136 720
113 695
142 860

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽46960
₽55819
₽62926
₽43934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
153 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 570
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 725
trade
-
-
-
15 966
total
-
-
-
71 467
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
153 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
46 725
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 570
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
55 501
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
108 299
153 500
-
-
trade
15 542
22 027
-
-
income
16 245
23 025
-
-
chamber of commerce
297
364
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

893
1 267
-
-
total
32 977
46 683
-
-
Dividends
75 322
106 817
-
-
withholding
18 486
26 360
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 017
1 450
-
-
total
19 503
27 810
-
-
Income
153 500
153 500
153 500
153 500
Total tax
62 608
74 493
55 501
71 467
After tax
90 892
79 007
97 999
82 033
Living cost
35 073
35 073
35 073
35 073
Free-cash
55 819
43 934
62 926
46 960

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽52959
₽59963
₽70483
₽49912
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
153 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 570
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 725
trade
-
-
-
17 524
total
-
-
-
73 025
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
153 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
46 725
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 570
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
55 501
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
118 753
153 500
-
-
trade
18 703
24 177
-
-
income
17 814
23 025
-
-
chamber of commerce
309
359
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

979
1 267
-
-
total
37 805
48 828
-
-
Dividends
80 948
104 672
-
-
withholding
19 891
25 823
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 095
1 421
-
-
total
20 986
27 244
-
-
Income
153 500
153 500
153 500
153 500
Total tax
66 021
76 072
55 501
73 025
After tax
87 479
77 428
97 999
80 475
Living cost
27 516
27 516
27 516
27 516
Free-cash
59 963
49 912
70 483
52 959

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽44008
₽53720
₽62311
₽40953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
153 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 570
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 725
trade
-
-
-
18 303
total
-
-
-
73 804
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
153 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
46 725
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 570
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
55 501
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
107 430
153 500
-
-
trade
17 672
25 251
-
-
income
16 114
23 025
-
-
chamber of commerce
291
357
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

886
1 267
-
-
total
34 963
49 900
-
-
Dividends
72 466
103 600
-
-
withholding
17 771
25 554
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

977
1 405
-
-
total
18 748
26 959
-
-
Income
153 500
153 500
153 500
153 500
Total tax
64 092
76 859
55 501
73 804
After tax
89 408
76 641
97 999
79 696
Living cost
35 688
35 688
35 688
35 688
Free-cash
53 720
40 953
62 311
44 008

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽37301
₽48965
₽56382
₽34235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
153 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 570
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 725
trade
-
-
-
19 081
total
-
-
-
74 582
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
153 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
46 725
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 570
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
55 501
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
98 903
153 500
-
-
trade
16 962
26 325
-
-
income
14 835
23 025
-
-
chamber of commerce
278
353
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

815
1 267
-
-
total
32 890
50 970
-
-
Dividends
66 013
102 529
-
-
withholding
16 159
25 287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

890
1 391
-
-
total
17 049
26 678
-
-
Income
153 500
153 500
153 500
153 500
Total tax
62 918
77 648
55 501
74 582
After tax
90 582
75 852
97 999
78 918
Living cost
41 617
41 617
41 617
41 617
Free-cash
48 965
34 235
56 382
37 301

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽52320
₽73255
₽46710
₽76147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
surtax
-
-
-
6 272
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
41 439
other
-
-
-
-
total
-
-
-
80 775
Employee
30 594
-
127 978
-
unemployment
2 129
-
8 439
-
other
-
-
-
-
income
5 129
-
36 005
-
surtax
109
-
5 241
-
pensions
2 041
-
8 087
-
health
781
-
3 091
-
total
10 189
-
60 863
-
Employer
30 594
-
127 978
-
pensions
4 079
-
16 162
-
other
-
-
-
-
health
1 391
-
5 517
-
unemployment
971
-
3 843
-
total
6 441
-
25 522
-
Corporate
116 466
153 500
-
-
income
30 282
39 910
-
-
total
30 282
39 910
-
-
Dividends
86 184
113 590
-
-
withholding
12 928
17 038
-
-
total
12 928
17 038
-
-
Income
153 500
153 500
153 500
153 500
Total tax
59 840
56 948
86 385
80 775
After tax
93 660
96 552
67 115
72 725
Living cost
20 405
20 405
20 405
20 405
Free-cash
73 255
76 147
46 710
52 320

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽52678
₽73676
₽47068
₽76505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
surtax
-
-
-
6 272
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
41 439
other
-
-
-
-
total
-
-
-
80 775
Employee
30 042
-
127 978
-
unemployment
2 091
-
8 439
-
other
-
-
-
-
income
5 036
-
36 005
-
surtax
98
-
5 241
-
pensions
2 003
-
8 087
-
health
767
-
3 091
-
total
9 995
-
60 863
-
Employer
30 042
-
127 978
-
pensions
4 005
-
16 162
-
other
-
-
-
-
health
1 367
-
5 517
-
unemployment
952
-
3 843
-
total
6 324
-
25 522
-
Corporate
117 134
153 500
-
-
income
30 456
39 910
-
-
total
30 456
39 910
-
-
Dividends
86 679
113 590
-
-
withholding
13 002
17 038
-
-
total
13 002
17 038
-
-
Income
153 500
153 500
153 500
153 500
Total tax
59 777
56 948
86 385
80 775
After tax
93 723
96 552
67 115
72 725
Living cost
20 047
20 047
20 047
20 047
Free-cash
73 676
76 505
47 068
52 678

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽88149
₽68466
₽70797
₽68089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
unemployment
-
-
-
2 303
health
-
-
-
10 745
pensions
-
-
-
15 350
income
-
-
-
18 765
total
-
-
-
47 163
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
128 452
-
unemployment
394
157
1 927
-
income
3 210
1 277
15 703
-
pensions
2 626
1 045
12 845
-
health
1 838
731
8 992
-
total
8 068
3 210
39 467
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
128 452
-
pensions
5 120
2 038
25 048
-
total
5 120
2 038
25 048
-
Corporate
122 125
141 013
-
-
income
10 991
12 691
-
-
total
10 991
12 691
-
-
Dividends
111 134
128 322
-
-
withholding
21 115
24 381
-
-
social contributions
21 552
24 903
-
-
total
42 667
49 284
-
-
Income
153 500
153 500
153 500
153 500
Total tax
66 846
67 223
64 515
47 163
After tax
86 654
86 277
88 985
106 337
Living cost
18 188
18 188
18 188
18 188
Free-cash
68 466
68 089
70 797
88 149

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽46474
₽51058
₽47297
₽51790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
national
-
-
-
26 142
pensions
-
-
-
18 420
social contributions
-
-
-
1 650
municipal
-
-
-
16 820
total
-
-
-
63 032
Employee
68 198
-
132 699
-
municipal
8 424
-
17 415
-
national
13 053
-
27 443
-
pensions
2 728
-
5 308
-
total
24 205
-
50 166
-
Employer
68 198
-
132 699
-
pensions
5 456
-
10 616
-
social contributions
733
-
1 427
-
total
6 189
-
12 043
-
Corporate
74 611
153 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

14 922
30 700
-
-
total
14 922
30 700
-
-
Dividends
59 689
122 800
-
-
withholding
13 132
27 016
-
-
total
13 132
27 016
-
-
Income
153 500
153 500
153 500
153 500
Total tax
58 448
57 716
62 209
63 032
After tax
95 052
95 784
91 291
90 468
Living cost
43 994
43 994
43 994
43 994
Free-cash
51 058
51 790
47 297
46 474

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽29908
₽57707
₽29908
₽55699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
social contributions
-
-
-
25 459
income
-
-
-
46 383
total
-
-
-
71 842
Employee
71 062
-
153 500
-
social contributions
5 904
-
25 459
-
income
13 409
-
46 383
-
total
19 313
-
71 842
-
Employer
71 062
-
153 500
-
total
-
-
-
-
Corporate
82 438
153 500
-
-
income
10 304
19 188
-
-
total
10 304
19 188
-
-
Dividends
72 134
134 312
-
-
withholding
14 426
26 863
-
-
total
14 426
26 863
-
-
Income
153 500
153 500
153 500
153 500
Total tax
44 043
46 051
71 842
71 842
After tax
109 457
107 449
81 658
81 658
Living cost
51 750
51 750
51 750
51 750
Free-cash
57 707
55 699
29 908
29 908

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽35409
₽38821
₽28475
₽43564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
national
-
-
-
37 558
regional
-
-
-
1 806
social contributions
-
-
-
39 481
municipal
-
-
-
912
total
-
-
-
79 757
Employee
80 738
-
153 500
-
municipal
428
-
814
-
national
13 990
-
32 524
-
social contributions
27 225
-
51 761
-
regional
762
-
1 592
-
total
42 405
-
86 691
-
Employer
80 738
-
153 500
-
total
-
-
-
-
Corporate
72 762
153 500
-
-
nationa
17 462
36 840
-
-
municipal
2 838
5 987
-
-
total
20 300
42 827
-
-
Dividends
52 462
110 673
-
-
withholding
13 640
28 775
-
-
total
13 640
28 775
-
-
Income
153 500
153 500
153 500
153 500
Total tax
76 345
71 602
86 691
79 757
After tax
77 155
81 898
66 809
73 743
Living cost
38 334
38 334
38 334
38 334
Free-cash
38 821
43 564
28 475
35 409

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽48763
₽54195
₽41865
₽56210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
153 500
national
-
-
-
37 558
regional
-
-
-
2 314
social contributions
-
-
-
39 481
municipal
-
-
-
912
total
-
-
-
80 265
Employee
50 394
-
153 500
-
municipal
267
-
814
-
national
7 984
-
32 524
-
social contributions
16 993
-
51 761
-
regional
678
-
2 064
-
total
25 922
-
87 163
-
Employer
50 394
-
153 500
-
total
-
-
-
-
Corporate
103 106
153 500
-
-