Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 152500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽108485
₽102784
₽112983
₽106818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
152 500
income
-
-
-
22 875
health
-
-
-
4 064
unemployment
-
-
-
141
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 231
total
-
-
-
32 311
Employee
23 047
-
145 566
-
income
2 305
-
14 557
-
accident

We are using the highest rate at 1.1%.

253
-
389
-
health
1 060
-
1 626
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 023
-
3 103
-
total
5 641
-
19 675
-
Employer
23 047
-
145 566
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 540
-
3 895
-
health
1 590
-
2 439
-
accident

We are using the highest rate at 1.1%.

253
-
389
-
total
4 521
-
6 935
-
Corporate
124 931
152 500
-
-
income
12 493
15 250
-
-
total
12 493
15 250
-
-
Dividends
112 437
137 250
-
-
withholding
5 622
6 862
-
-
total
5 622
6 862
-
-
Income
152 500
152 500
152 500
152 500
Total tax
28 277
22 112
26 610
32 311
After tax
124 223
130 388
125 890
120 189
Living cost
17 405
17 405
17 405
17 405
Free-cash
106 818
112 983
108 485
102 784

Estimated living cost  is ₽17405 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽996
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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