Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 151500
per

Your estimated
City
free-cash

Andorra , Andorra
₽111411
₽90476
₽86452
₽108622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
social contributions
-
-
-
33 330
income
-
-
-
6 778
total
-
-
-
40 108
Employee
26 673
-
131 169
-
social contributions
1 733
-
8 526
-
income
-
-
7 227
-
total
1 733
-
15 753
-
Employer
26 673
-
131 169
-
social contributions
4 135
-
20 331
-
total
4 135
-
20 331
-
Corporate
120 692
151 500
-
-
income
12 070
15 149
-
-
total
12 070
15 149
-
-
Dividends
108 623
136 351
-
-
total
-
-
-
-
Income
151 500
151 500
151 500
151 500
Total tax
17 938
15 149
36 084
40 108
After tax
133 562
136 351
115 416
111 392
Living cost
24 940
24 940
24 940
24 940
Free-cash
108 622
111 411
90 476
86 452

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽57394
₽13661
₽51467
₽56983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
chamber of commerce
-
-
-
606
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
42 524
surtax
-
-
-
-
total
-
-
-
73 564
Employee
36 267
33 064
121 790
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
34 446
-
total
9 798
8 427
51 999
-
Employer
36 267
33 064
121 790
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 654
-
chamber of commerce
145
132
487
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 574
-
total
10 437
9 516
29 711
-
Corporate
104 796
108 920
118 641
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

26 199
27 230
29 660
-
total
26 199
27 230
29 660
-
Dividends
78 597
81 690
-
-
withholding
21 614
22 464
-
-
total
21 614
22 464
-
-
Income
151 500
151 500
151 500
151 500
Total tax
68 048
67 637
111 370
73 564
After tax
83 452
83 863
40 130
77 936
Living cost
26 469
26 469
26 469
26 469
Free-cash
56 983
57 394
13 661
51 467

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽54539
₽10853
₽48538
₽53256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
chamber of commerce
-
-
-
606
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
42 524
surtax
-
-
-
164
total
-
-
-
73 728
Employee
41 463
33 064
121 637
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
34 374
-
total
12 228
8 427
51 927
-
Employer
41 463
33 064
121 637
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 650
-
chamber of commerce
165
132
487
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 567
-
total
12 096
9 680
29 864
-
Corporate
97 942
108 757
118 488
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 486
27 189
29 622
-
total
24 486
27 189
29 622
-
Dividends
73 456
81 567
-
-
withholding
20 200
22 431
-
-
total
20 200
22 431
-
-
Income
151 500
151 500
151 500
151 500
Total tax
69 010
67 727
111 413
73 728
After tax
82 490
83 773
40 087
77 772
Living cost
29 234
29 234
29 234
29 234
Free-cash
53 256
54 539
10 853
48 538

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽54467
₽22789
₽35465
₽42024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 849
national
-
-
-
57 250
total
-
-
-
85 784
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
117 342
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 515
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
8 801
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
6 120
-
national
18 246
-
42 846
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
1 020
-
total
29 096
-
64 302
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
117 342
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 526
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 713
-
surtax
6 729
-
13 307
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
7 216
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
10 396
-
total
17 275
-
34 158
-
Corporate
74 878
151 500
-
-
surtax
299
606
-
-
income
14 976
30 300
-
-
total
15 275
30 906
-
-
Dividends
59 603
120 593
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

17 579
35 876
-
-
total
17 579
35 876
-
-
Income
151 500
151 500
151 500
151 500
Total tax
79 225
66 782
98 460
85 784
After tax
72 275
84 718
53 040
65 716
Living cost
30 251
30 251
30 251
30 251
Free-cash
42 024
54 467
22 789
35 465

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽115270
₽112778
₽106779
₽110216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
22 725
total
-
-
-
30 458
Employee
18 887
-
145 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
14 582
-
total
4 624
-
18 776
-
Employer
18 887
-
145 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
128 907
151 500
-
-
income
12 891
15 150
-
-
total
12 891
15 150
-
-
Dividends
116 017
136 350
-
-
withholding
5 801
6 817
-
-
total
5 801
6 817
-
-
Income
151 500
151 500
151 500
151 500
Total tax
27 021
21 967
24 459
30 458
After tax
124 479
129 533
127 041
121 042
Living cost
14 263
14 263
14 263
14 263
Free-cash
110 216
115 270
112 778
106 779

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽118662
₽116170
₽110171
₽114810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
22 725
total
-
-
-
30 458
Employee
14 395
-
145 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
14 582
-
total
3 523
-
18 776
-
Employer
14 395
-
145 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
134 280
151 500
-
-
income
13 428
15 150
-
-
total
13 428
15 150
-
-
Dividends
120 852
136 350
-
-
withholding
6 043
6 817
-
-
total
6 043
6 817
-
-
Income
151 500
151 500
151 500
151 500
Total tax
25 819
21 967
24 459
30 458
After tax
125 681
129 533
127 041
121 042
Living cost
10 871
10 871
10 871
10 871
Free-cash
114 810
118 662
116 170
110 171

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽91293
₽82755
₽84073
₽86778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
social contributions
-
-
-
13 424
health
-
-
-
3 864
income
-
-
-
30 930
total
-
-
-
48 218
Employee
63 798
63 798
141 737
-
health
494
1 085
2 409
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
30 222
-
total
9 853
12 286
39 773
-
Employer
63 798
63 798
141 737
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 621
-
total
2 949
6 476
9 763
-
Corporate
119 489
81 227
-
-
income
14 937
10 154
-
-
total
14 937
10 154
-
-
Dividends
104 552
71 073
-
-
withholding
17 774
12 082
-
-
total
17 774
12 082
-
-
Income
151 500
151 500
151 500
151 500
Total tax
45 513
40 998
49 536
48 218
After tax
105 987
110 502
101 964
103 282
Living cost
19 209
19 209
19 209
19 209
Free-cash
86 778
91 293
82 755
84 073

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽83592
₽75054
₽76372
₽80153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
social contributions
-
-
-
13 424
health
-
-
-
3 864
income
-
-
-
30 930
total
-
-
-
48 218
Employee
63 798
63 798
141 737
-
health
635
1 085
2 409
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
30 222
-
total
10 434
12 286
39 773
-
Employer
63 798
63 798
141 737
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 621
-
total
3 791
6 476
9 763
-
Corporate
110 364
81 227
-
-
income
13 795
10 154
-
-
total
13 795
10 154
-
-
Dividends
96 569
71 073
-
-
withholding
16 417
12 082
-
-
total
16 417
12 082
-
-
Income
151 500
151 500
151 500
151 500
Total tax
44 437
40 998
49 536
48 218
After tax
107 063
110 502
101 964
103 282
Living cost
26 910
26 910
26 910
26 910
Free-cash
80 153
83 592
75 054
76 372

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽84785
₽61130
₽67517
₽77820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
social contributions
-
-
-
28 093
health
-
-
-
20 452
solidarity contribution
-
-
-
472
income
-
-
-
15 443
total
-
-
-
64 460
Employee
28 710
-
116 925
-
health
3 876
-
15 785
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
14 233
-
total
9 187
-
36 272
-
Employer
28 710
-
116 925
-
social contributions
7 178
-
24 052
-
health
2 584
-
10 523
-
total
9 762
-
34 575
-
Corporate
113 028
151 500
-
-
income
21 475
28 785
-
-
total
21 475
28 785
-
-
Dividends
91 553
122 715
-
-
withholding
13 733
18 407
-
-
total
13 733
18 407
-
-
Income
151 500
151 500
151 500
151 500
Total tax
54 157
47 192
70 847
64 460
After tax
97 343
104 308
80 653
87 040
Living cost
19 523
19 523
19 523
19 523
Free-cash
77 820
84 785
61 130
67 517

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽80251
₽56596
₽62983
₽71668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
social contributions
-
-
-
28 093
health
-
-
-
20 452
solidarity contribution
-
-
-
472
income
-
-
-
15 443
total
-
-
-
64 460
Employee
35 378
-
116 925
-
health
4 776
-
15 785
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
14 233
-
total
11 321
-
36 272
-
Employer
35 378
-
116 925
-
social contributions
8 845
-
24 052
-
health
3 184
-
10 523
-
total
12 029
-
34 575
-
Corporate
104 093
151 500
-
-
income
19 778
28 785
-
-
total
19 778
28 785
-
-
Dividends
84 315
122 715
-
-
withholding
12 647
18 407
-
-
total
12 647
18 407
-
-
Income
151 500
151 500
151 500
151 500
Total tax
55 775
47 192
70 847
64 460
After tax
95 725
104 308
80 653
87 040
Living cost
24 057
24 057
24 057
24 057
Free-cash
71 668
80 251
56 596
62 983

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽29754
-₽29754
₽49000
-₽29754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
labour market
-
-
-
12 062
municipal
-
-
-
31 706
pensions
-
-
-
721
national
-
-
-
17 946
total
-
-
-
62 435
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
151 500
151 500
151 500
151 500
Total tax
141 189
141 189
141 189
62 435
After tax
10 311
10 311
10 311
89 065
Living cost
40 065
40 065
40 065
40 065
Free-cash
-29 754
-29 754
-29 754
49 000

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽101160
₽67282
₽61164
₽96006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
health
-
-
-
19 695
pensions
-
-
-
30 300
income
-
-
-
20 301
total
-
-
-
70 296
Employee
23 536
-
113 228
-
pensions
471
-
2 264
-
unemployment
376
-
1 812
-
income
2 650
-
21 830
-
total
3 497
-
25 906
-
Employer
23 536
-
113 228
-
pensions
4 708
-
22 647
-
unemployment
189
-
905
-
health
3 059
-
14 720
-
total
7 956
-
38 272
-
Corporate
120 008
151 500
-
-
income
24 001
30 300
-
-
total
24 001
30 300
-
-
Dividends
96 007
121 200
-
-
total
-
-
-
-
Income
151 500
151 500
151 500
151 500
Total tax
35 454
30 300
64 178
70 296
After tax
116 046
121 200
87 322
81 204
Living cost
20 040
20 040
20 040
20 040
Free-cash
96 006
101 160
67 282
61 164

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽62747
₽47280
₽65086
₽64962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
151 500
health
-
-
-
1 987
municipal
-
-
-
26 912
national
-
-
-
25 662
total
-
-
-
54 561
Employee
43 651
-
127 450
-
health
326
-
1 617
-
municipal
7 150
-
20 758
-
pensions
2 946
-
8 603
-
national
721
-
15 428
-
unemployment
655
-
1 911
-
total
11 798
-
48 317
-
Employer
43 651
-
127 450
-
accident
44
-
128
-
unemployment
283
-
828
-
health
335
-
981
-
pensions
7 573
-
22 113
-
total
8 235
-
24 050
-
Corporate
99 613
151 500
-
-
income
19 923
30 300
-
-
total
19 923
30 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

59 768
90 900
-
-
municipal
10 758
16 362
-
-
national
3 971
10 238
-
-
total
14 729
26 600
-
-
Income
151 500
151 500
151 500
151 500
Total tax
54 685
56 900
72 367
54 561
After tax
96 815
94 600
79 133
96 939
Living cost
31 853
31 853
31 853
31 853
Free-cash
64 962
62 747
47 280
65 086

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽50783
₽57069
₽59715
₽55395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
social contributions
-
-
-
4 317
health
-
-
-
6 573
pensions
-
-
-
26 503
other
-
-
-
4 697
income
-
-
-
24 122
surtax
-
-
-
-
total
-
-
-
66 212
Employee
31 696
-
117 095
-
income
1 634
-
22 914
-
social contributions
904
-
3 336
-
pensions
3 585
-
8 206
-
surtax
-
-
-
-
total
6 123
-
34 456
-
Employer
31 696
-
117 095
-
pensions
5 208
-
13 804
-
social contributions
94
-
351
-
unemployment
1 283
-
4 742
-
health
2 218
-
10 910
-
other
1 094
-
4 595
-
total
9 897
-
34 402
-
Corporate
109 905
151 500
-
-
surtax
-
-
-
-
income
30 773
42 421
-
-
total
30 773
42 421
-
-
Dividends
79 132
109 079
-
-
surtax
-
-
-
-
withholding
10 128
13 962
-
-
social contributions
13 611
18 761
-
-
total
23 739
32 723
-
-
Income
151 500
151 500
151 500
151 500
Total tax
70 532
75 144
68 858
66 212
After tax
80 968
76 356
82 642
85 288
Living cost
25 573
25 573
25 573
25 573
Free-cash
55 395
50 783
57 069
59 715

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽47970
₽54256
₽56902
₽52872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
social contributions
-
-
-
4 317
health
-
-
-
6 573
pensions
-
-
-
26 503
other
-
-
-
4 697
income
-
-
-
24 122
surtax
-
-
-
-
total
-
-
-
66 212
Employee
35 509
-
117 095
-
income
2 096
-
22 914
-
social contributions
1 012
-
3 336
-
pensions
4 015
-
8 206
-
surtax
-
-
-
-
total
7 123
-
34 456
-
Employer
35 509
-
117 095
-
pensions
5 833
-
13 804
-
social contributions
107
-
351
-
unemployment
1 437
-
4 742
-
health
2 486
-
10 910
-
other
1 225
-
4 595
-
total
11 088
-
34 402
-
Corporate
104 902
151 500
-
-
surtax
-
-
-
-
income
29 373
42 421
-
-
total
29 373
42 421
-
-
Dividends
75 529
109 079
-
-
surtax
-
-
-
-
withholding
9 667
13 962
-
-
social contributions
12 991
18 761
-
-
total
22 658
32 723
-
-
Income
151 500
151 500
151 500
151 500
Total tax
70 242
75 144
68 858
66 212
After tax
81 258
76 356
82 642
85 288
Living cost
28 386
28 386
28 386
28 386
Free-cash
52 872
47 970
54 256
56 902

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽36284
₽42570
₽45216
₽41989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
social contributions
-
-
-
4 317
health
-
-
-
6 573
pensions
-
-
-
26 503
other
-
-
-
4 697
income
-
-
-
24 122
surtax
-
-
-
-
total
-
-
-
66 212
Employee
51 964
-
117 095
-
income
4 534
-
22 914
-
social contributions
1 480
-
3 336
-
pensions
5 877
-
8 206
-
surtax
-
-
-
-
total
11 891
-
34 456
-
Employer
51 964
-
117 095
-
pensions
8 538
-
13 804
-
social contributions
156
-
351
-
unemployment
2 105
-
4 742
-
health
3 637
-
10 910
-
other
1 793
-
4 595
-
total
16 229
-
34 402
-
Corporate
83 307
151 500
-
-
surtax
-
-
-
-
income
23 326
42 421
-
-
total
23 326
42 421
-
-
Dividends
59 981
109 079
-
-
surtax
-
-
-
-
withholding
7 677
13 962
-
-
social contributions
10 316
18 761
-
-
total
17 993
32 723
-
-
Income
151 500
151 500
151 500
151 500
Total tax
69 439
75 144
68 858
66 212
After tax
82 061
76 356
82 642
85 288
Living cost
40 072
40 072
40 072
40 072
Free-cash
41 989
36 284
42 570
45 216

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽138068
₽115343
₽144128
₽136970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
151 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 515
total
-
-
-
1 515
Employee
7 321
-
151 500
-
income
1 464
-
30 300
-
total
1 464
-
30 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

144 179
151 500
-
-
total
-
-
-
-
Dividends
144 179
151 500
-
-
withholding
7 209
7 575
-
-
total
7 209
7 575
-
-
Income
151 500
151 500
151 500
151 500
Total tax
8 673
7 575
30 300
1 515
After tax
142 827
143 925
121 200
149 985
Living cost
5 857
5 857
5 857
5 857
Free-cash
136 970
138 068
115 343
144 128

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽134798
₽112073
₽140858
₽133086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
151 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 515
total
-
-
-
1 515
Employee
11 409
-
151 500
-
income
2 282
-
30 300
-
total
2 282
-
30 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

140 091
151 500
-
-
total
-
-
-
-
Dividends
140 091
151 500
-
-
withholding
7 005
7 575
-
-
total
7 005
7 575
-
-
Income
151 500
151 500
151 500
151 500
Total tax
9 287
7 575
30 300
1 515
After tax
142 213
143 925
121 200
149 985
Living cost
9 127
9 127
9 127
9 127
Free-cash
133 086
134 798
112 073
140 858

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽45929
₽63768
₽47564
₽56780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
151 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 204
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 424
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 609
total
-
-
-
71 905
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
151 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 609
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
47 424
-
total
9 250
-
55 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
110 219
151 500
-
-
trade
15 817
21 740
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

910
1 250
-
-
chamber of commerce
288
348
-
-
income
16 533
22 726
-
-
total
33 548
46 064
-
-
Dividends
76 670
105 436
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 038
1 433
-
-
withholding
18 853
26 043
-
-
total
19 891
27 476
-
-
Income
151 500
151 500
151 500
151 500
Total tax
62 689
73 540
55 701
71 905
After tax
88 811
77 960
95 799
79 595
Living cost
32 031
32 031
32 031
32 031
Free-cash
56 780
45 929
63 768
47 564

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽51273
₽70669
₽52884
₽60448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
151 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 785
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 424
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 609
total
-
-
-
73 486
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
151 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 609
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
47 424
-
total
6 603
-
55 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 767
151 500
-
-
trade
18 864
23 861
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

989
1 250
-
-
chamber of commerce
298
343
-
-
income
17 965
22 726
-
-
total
38 116
48 180
-
-
Dividends
81 652
103 320
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 105
1 403
-
-
withholding
20 098
25 514
-
-
total
21 203
26 917
-
-
Income
151 500
151 500
151 500
151 500
Total tax
65 922
75 097
55 701
73 486
After tax
85 578
76 403
95 799
78 014
Living cost
25 130
25 130
25 130
25 130
Free-cash
60 448
51 273
70 669
52 884

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽43028
₽63206
₽44629
₽54688
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
151 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
18 577
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 424
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 609
total
-
-
-
74 278
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
151 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 609
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
47 424
-
total
9 481
-
55 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
109 426
151 500
-
-
trade
18 001
24 922
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

902
1 250
-
-
chamber of commerce
282
342
-
-
income
16 414
22 726
-
-
total
35 599
49 240
-
-
Dividends
73 827
102 260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

998
1 389
-
-
withholding
18 141
25 250
-
-
total
19 139
26 639
-
-
Income
151 500
151 500
151 500
151 500
Total tax
64 219
75 879
55 701
74 278
After tax
87 281
75 621
95 799
77 222
Living cost
32 593
32 593
32 593
32 593
Free-cash
54 688
43 028
63 206
44 629

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽36835
₽57791
₽38424
₽50290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
151 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
19 367
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
47 424
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 609
total
-
-
-
75 068
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
151 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 609
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
47 424
-
total
11 854
-
55 701
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
101 638
151 500
-
-
trade
17 431
25 982
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

839
1 250
-
-
chamber of commerce
269
339
-
-
income
15 245
22 726
-
-
total
33 784
50 297
-
-
Dividends
67 854
101 204
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

916
1 375
-
-
withholding
16 648
24 985
-
-
total
17 564
26 360
-
-
Income
151 500
151 500
151 500
151 500
Total tax
63 202
76 657
55 701
75 068
After tax
88 298
74 843
95 799
76 432
Living cost
38 008
38 008
38 008
38 008
Free-cash
50 290
36 835
57 791
38 424

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽76658
₽47913
₽52987
₽74021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
42 935
surtax
-
-
-
6 747
total
-
-
-
79 878
Employee
27 940
-
128 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
5 755
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
37 973
-
total
9 304
-
61 644
-
Employer
27 940
-
128 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
117 677
151 500
-
-
income
30 596
39 390
-
-
total
30 596
39 390
-
-
Dividends
87 081
112 110
-
-
withholding
13 062
16 817
-
-
total
13 062
16 817
-
-
Income
151 500
151 500
151 500
151 500
Total tax
58 844
56 207
84 952
79 878
After tax
92 656
95 293
66 548
71 622
Living cost
18 635
18 635
18 635
18 635
Free-cash
74 021
76 658
47 913
52 987

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽76985
₽48240
₽53314
₽74403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
42 935
surtax
-
-
-
6 747
total
-
-
-
79 878
Employee
27 437
-
128 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
5 755
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
37 973
-
total
9 130
-
61 644
-
Employer
27 437
-
128 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
118 288
151 500
-
-
income
30 755
39 390
-
-
total
30 755
39 390
-
-
Dividends
87 533
112 110
-
-
withholding
13 129
16 817
-
-
total
13 129
16 817
-
-
Income
151 500
151 500
151 500
151 500
Total tax
58 789
56 207
84 952
79 878
After tax
92 711
95 293
66 548
71 622
Living cost
18 308
18 308
18 308
18 308
Free-cash
74 403
76 985
48 240
53 314

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽68845
₽71552
₽88679
₽69183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
unemployment
-
-
-
2 272
health
-
-
-
10 605
pensions
-
-
-
15 150
income
-
-
-
18 521
total
-
-
-
46 548
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
126 778
-
health
1 644
654
8 874
-
pensions
2 349
935
12 678
-
unemployment
352
140
1 902
-
income
2 872
1 143
15 499
-
total
7 217
2 872
38 953
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
126 778
-
pensions
4 581
1 823
24 722
-
total
4 581
1 823
24 722
-
Corporate
123 429
140 328
-
-
income
11 109
12 630
-
-
total
11 109
12 630
-
-
Dividends
112 320
127 698
-
-
withholding
21 341
24 263
-
-
social contributions
21 796
24 794
-
-
total
43 137
49 057
-
-
Income
151 500
151 500
151 500
151 500
Total tax
66 044
66 382
63 675
46 548
After tax
85 456
85 118
87 825
104 952
Living cost
16 273
16 273
16 273
16 273
Free-cash
69 183
68 845
71 552
88 679

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽52653
₽47725
₽46911
₽51956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
social contributions
-
-
-
1 629
municipal
-
-
-
16 639
pensions
-
-
-
18 180
national
-
-
-
26 258
total
-
-
-
62 706
Employee
64 927
-
130 970
-
municipal
8 020
-
17 225
-
pensions
2 597
-
5 239
-
national
12 427
-
27 542
-
total
23 044
-
50 006
-
Employer
64 927
-
130 970
-
social contributions
698
-
1 408
-
pensions
5 194
-
10 478
-
total
5 892
-
11 886
-
Corporate
76 396
151 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

15 279
30 300
-
-
total
15 279
30 300
-
-
Dividends
61 117
121 200
-
-
withholding
13 446
26 664
-
-
total
13 446
26 664
-
-
Income
151 500
151 500
151 500
151 500
Total tax
57 661
56 964
61 892
62 706
After tax
93 839
94 536
89 608
88 794
Living cost
41 883
41 883
41 883
41 883
Free-cash
51 956
52 653
47 725
46 911

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽58788
₽31952
₽31952
₽60620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
social contributions
-
-
-
25 400
income
-
-
-
46 886
total
-
-
-
72 286
Employee
64 899
-
151 500
-
social contributions
5 392
-
25 400
-
income
12 246
-
46 886
-
total
17 638
-
72 286
-
Employer
64 899
-
151 500
-
total
-
-
-
-
Corporate
86 601
151 500
-
-
income
10 824
18 938
-
-
total
10 824
18 938
-
-
Dividends
75 777
132 562
-
-
withholding
15 156
26 512
-
-
total
15 156
26 512
-
-
Income
151 500
151 500
151 500
151 500
Total tax
43 618
45 450
72 286
72 286
After tax
107 882
106 050
79 214
79 214
Living cost
47 262
47 262
47 262
47 262
Free-cash
60 620
58 788
31 952
31 952

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽45822
₽30241
₽37082
₽41490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
regional
-
-
-
1 794
social contributions
-
-
-
38 966
municipal
-
-
-
901
national
-
-
-
37 748
total
-
-
-
79 409
Employee
73 736
-
151 500
-
regional
696
-
1 584
-
municipal
390
-
803
-
social contributions
24 864
-
51 086
-
national
12 777
-
32 777
-
total
38 727
-
86 250
-
Employer
73 736
-
151 500
-
total
-
-
-
-
Corporate
77 764
151 500
-
-
nationa
18 664
36 360
-
-
municipal
3 032
5 909
-
-
total
21 696
42 269
-
-
Dividends
56 068
109 231
-
-
withholding
14 578
28 400
-
-
total
14 578
28 400
-
-
Income
151 500
151 500
151 500
151 500
Total tax
75 001
70 669
86 250
79 409
After tax
76 499
80 831
65 250
72 091
Living cost
35 009
35 009
35 009
35 009
Free-cash
41 490
45 822
30 241
37 082

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽57283
₽42446
₽49251
₽55440
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 500
regional
-
-
-
2 284
social contributions
-
-
-
38 966
municipal
-
-
-
901
national
-
-
-
37 748
total
-
-
-
79 899
Employee
46 023
-
151 500
-
regional
620
-
2 038
-
municipal
244
-
803
-
social contributions
15 519
-
51 086
-
national
7 291
-
32 777
-
total
23 674
-
86 704
-
Employer
46 023
-
151 500
-
total
-
-
-
-
Corporate
105 477
151 500
-
-