Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 151000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽107868
₽109985
₽104168
₽113424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
151 000
income
-
-
-
22 650
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 712
unemployment
-
-
-
127
health
-
-
-
3 662
total
-
-
-
31 151
Employee
20 763
-
144 753
-
health
955
-
1 465
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
income
2 077
-
14 476
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 823
-
2 796
-
total
5 083
-
19 087
-
Employer
20 763
-
144 753
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 288
-
3 509
-
health
1 433
-
2 197
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
unemployment
125
-
191
-
total
4 074
-
6 247
-
Corporate
126 163
151 000
-
-
income
12 617
15 100
-
-
total
12 617
15 100
-
-
Dividends
113 546
135 900
-
-
withholding
5 677
6 795
-
-
total
5 677
6 795
-
-
Income
151 000
151 000
151 000
151 000
Total tax
27 451
21 895
25 334
31 151
After tax
123 549
129 105
125 666
119 849
Living cost
15 681
15 681
15 681
15 681
Free-cash
107 868
113 424
109 985
104 168

Estimated living cost  is ₽15681 per week

₽10371
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽374
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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