Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 150500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽32175
₽26037
₽42940
₽49266
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 500
income
-
-
-
41 526
pensions
-
-
-
11 733
health
-
-
-
12 349
total
-
-
-
65 608
Employee
85 520
85 520
131 889
-
health
13 126
11 165
12 349
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 998
13 998
16 589
-
pensions
15 394
11 733
11 733
-
total
42 518
36 896
40 671
-
Employer
85 520
85 520
131 889
-
unemployment
3 079
3 079
3 826
-
pensions
5 952
5 952
7 398
-
health
5 945
5 945
7 387
-
total
14 976
14 976
18 611
-
Corporate
51 053
50 004
-
-
income
10 211
10 000
-
-
total
10 211
10 000
-
-
Dividends
40 842
40 004
-
-
income
8 679
8 501
-
-
withholding
6 127
6 000
-
-
total
14 806
14 501
-
-
Income
150 500
150 500
150 500
150 500
Total tax
82 511
76 373
59 282
65 608
After tax
67 989
74 127
91 218
84 892
Living cost
41 952
41 952
41 952
41 952
Free-cash
26 037
32 175
49 266
42 940

Estimated living cost  is ₽41952 per week

₽29731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽667
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7773
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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