Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 150500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽107798
₽102122
₽111946
₽106020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 500
income
-
-
-
22 575
health
-
-
-
3 907
unemployment
-
-
-
136
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 028
total
-
-
-
31 646
Employee
22 156
-
143 834
-
income
2 216
-
14 384
-
accident

We are using the highest rate at 1.1%.

243
-
374
-
health
1 019
-
1 563
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 945
-
2 983
-
total
5 423
-
19 304
-
Employer
22 156
-
143 834
-
unemployment
133
-
204
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 441
-
3 744
-
health
1 529
-
2 344
-
accident

We are using the highest rate at 1.1%.

243
-
374
-
total
4 346
-
6 666
-
Corporate
123 997
150 500
-
-
income
12 400
15 050
-
-
total
12 400
15 050
-
-
Dividends
111 597
135 450
-
-
withholding
5 579
6 772
-
-
total
5 579
6 772
-
-
Income
150 500
150 500
150 500
150 500
Total tax
27 748
21 822
25 970
31 646
After tax
122 752
128 678
124 530
118 854
Living cost
16 732
16 732
16 732
16 732
Free-cash
106 020
111 946
107 798
102 122

Estimated living cost  is ₽16732 per week

₽11066
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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