Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 150500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽81805
₽96214
₽77864
₽84718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
9 756
unemployment
-
-
-
264
income
-
-
-
22 574
health
-
-
-
7 580
total
-
-
-
40 174
Employee
42 985
-
137 568
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

3 774
-
5 788
-
income
4 299
-
13 756
-
accident

We are using the highest rate at 1.1%.

472
-
725
-
health
1 977
-
3 032
-
total
10 522
-
23 301
-
Employer
42 985
-
137 568
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

4 737
-
7 264
-
health
2 966
-
4 548
-
unemployment
258
-
395
-
accident

We are using the highest rate at 1.1%.

472
-
725
-
total
8 433
-
12 932
-
Corporate
99 082
150 500
-
-
income
9 907
15 051
-
-
total
9 907
15 051
-
-
Dividends
89 174
135 449
-
-
withholding
4 458
6 773
-
-
total
4 458
6 773
-
-
Income
150 500
150 500
150 500
150 500
Total tax
33 320
21 824
36 233
40 174
After tax
117 180
128 676
114 267
110 326
Living cost
32 462
32 462
32 462
32 462
Free-cash
84 718
96 214
81 805
77 864

Estimated living cost  is ₽32462 per week

₽21470
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽775
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8360
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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