Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 150500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽111376
₽106859
₽101244
₽105246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 500
unemployment
-
-
-
141
health
-
-
-
4 040
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 199
income
-
-
-
22 575
total
-
-
-
31 955
Employee
22 910
-
143 607
-
accident

We are using the highest rate at 1.1%.

252
-
386
-
health
1 054
-
1 616
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 011
-
3 085
-
income
2 291
-
14 361
-
total
5 608
-
19 448
-
Employer
22 910
-
143 607
-
accident

We are using the highest rate at 1.1%.

252
-
386
-
unemployment
138
-
211
-
health
1 581
-
2 424
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 525
-
3 871
-
total
4 496
-
6 892
-
Corporate
123 095
150 500
-
-
income
12 310
15 050
-
-
total
12 310
15 050
-
-
Dividends
110 786
135 450
-
-
withholding
5 539
6 773
-
-
total
5 539
6 773
-
-
Income
150 500
150 500
150 500
150 500
Total tax
27 953
21 823
26 340
31 955
After tax
122 547
128 677
124 160
118 545
Living cost
17 301
17 301
17 301
17 301
Free-cash
105 246
111 376
106 859
101 244

Estimated living cost  is ₽17301 per week

₽11443
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4456
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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