Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 150500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽111225
₽105319
₽108827
₽114018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 500
health
-
-
-
3 423
unemployment
-
-
-
119
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 405
income
-
-
-
22 575
total
-
-
-
30 522
Employee
19 411
-
144 660
-
health
893
-
1 369
-
income
1 941
-
14 466
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 704
-
2 614
-
accident

We are using the highest rate at 1.1%.

213
-
327
-
total
4 751
-
18 776
-
Employer
19 411
-
144 660
-
accident

We are using the highest rate at 1.1%.

213
-
327
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 139
-
3 280
-
unemployment
117
-
179
-
health
1 339
-
2 054
-
total
3 808
-
5 840
-
Corporate
127 281
150 500
-
-
income
12 728
15 050
-
-
total
12 728
15 050
-
-
Dividends
114 553
135 450
-
-
withholding
5 727
6 773
-
-
total
5 727
6 773
-
-
Income
150 500
150 500
150 500
150 500
Total tax
27 014
21 823
24 616
30 522
After tax
123 486
128 677
125 884
119 978
Living cost
14 659
14 659
14 659
14 659
Free-cash
108 827
114 018
111 225
105 319

Estimated living cost  is ₽14659 per week

₽9695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3775
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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