Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 150500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽107563
₽113086
₽109686
₽103881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 500
unemployment
-
-
-
127
income
-
-
-
22 575
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 685
health
-
-
-
3 641
total
-
-
-
31 028
Employee
20 644
-
144 289
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
health
950
-
1 456
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 780
-
income
2 065
-
14 429
-
total
5 054
-
19 013
-
Employer
20 644
-
144 289
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 488
-
unemployment
124
-
190
-
health
1 425
-
2 184
-
total
4 051
-
6 210
-
Corporate
125 805
150 500
-
-
income
12 580
15 050
-
-
total
12 580
15 050
-
-
Dividends
113 225
135 450
-
-
withholding
5 661
6 773
-
-
total
5 661
6 773
-
-
Income
150 500
150 500
150 500
150 500
Total tax
27 346
21 823
25 223
31 028
After tax
123 154
128 677
125 277
119 472
Living cost
15 591
15 591
15 591
15 591
Free-cash
107 563
113 086
109 686
103 881

Estimated living cost  is ₽15591 per week

₽10311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4015
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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