Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 149500
per

Your estimated
City
free-cash

Andorra , Andorra
₽83362
₽104475
₽87334
₽107498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
social contributions
-
-
-
32 890
income
-
-
-
6 196
total
-
-
-
39 086
Employee
28 933
-
129 438
-
social contributions
1 880
-
8 415
-
income
-
-
6 637
-
total
1 880
-
15 052
-
Employer
28 933
-
129 438
-
social contributions
4 485
-
20 062
-
total
4 485
-
20 062
-
Corporate
116 082
149 500
-
-
income
11 608
14 950
-
-
total
11 608
14 950
-
-
Dividends
104 474
134 550
-
-
total
-
-
-
-
Income
149 500
149 500
149 500
149 500
Total tax
17 973
14 950
35 114
39 086
After tax
131 527
134 550
114 386
110 414
Living cost
27 052
27 052
27 052
27 052
Free-cash
104 475
107 498
87 334
83 362

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽48170
₽53743
₽10892
₽54189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
598
pensions
-
-
-
19 451
income
-
-
-
39 007
total
-
-
-
72 618
Employee
39 340
35 865
118 282
-
unemployment
1 180
1 076
3 154
-
other
393
359
1 052
-
income
3 504
2 645
30 922
-
pensions
4 029
3 672
10 766
-
health
1 522
1 388
4 068
-
total
10 628
9 140
49 962
-
Employer
39 340
35 865
118 282
-
pensions
4 937
4 502
13 195
-
surtax
-
-
-
-
payroll
1 180
1 076
3 549
-
other
1 868
1 703
5 506
-
health
1 488
1 356
3 974
-
accident
511
466
1 366
-
unemployment
1 180
1 076
3 154
-
chamber of commerce
157
143
473
-
total
11 321
10 322
31 217
-
Corporate
98 839
103 313
114 867
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 709
25 828
28 717
-
total
24 709
25 828
28 717
-
Dividends
74 130
77 485
-
-
withholding
20 387
21 309
-
-
total
20 387
21 309
-
-
Income
149 500
149 500
149 500
149 500
Total tax
67 045
66 599
109 896
72 618
After tax
82 455
82 901
39 604
76 882
Living cost
28 712
28 712
28 712
28 712
Free-cash
53 743
54 189
10 892
48 170

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽44993
₽49702
₽7839
₽51095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
598
pensions
-
-
-
19 451
income
-
-
-
39 007
total
-
-
-
72 796
Employee
44 976
35 865
118 117
-
unemployment
1 349
1 076
3 154
-
other
449
359
1 052
-
income
5 120
2 645
30 852
-
pensions
4 606
3 672
10 766
-
health
1 740
1 388
4 068
-
total
13 264
9 140
49 892
-
Employer
44 976
35 865
118 117
-
pensions
5 644
4 502
13 195
-
surtax
178
178
178
-
payroll
1 349
1 076
3 544
-
other
2 137
1 703
5 499
-
health
1 699
1 356
3 974
-
accident
584
466
1 366
-
unemployment
1 349
1 076
3 154
-
chamber of commerce
179
143
473
-
total
13 119
10 500
31 383
-
Corporate
91 404
103 136
114 701
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 851
25 783
28 675
-
total
22 851
25 783
28 675
-
Dividends
68 554
77 352
-
-
withholding
18 853
21 271
-
-
total
18 853
21 271
-
-
Income
149 500
149 500
149 500
149 500
Total tax
68 087
66 694
109 950
72 796
After tax
81 413
82 806
39 550
76 704
Living cost
31 711
31 711
31 711
31 711
Free-cash
49 702
51 095
7 839
44 993

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽31942
₽37318
₽20325
₽50816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
national
-
-
-
54 683
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 624
social contributions
-
-
-
22 437
total
-
-
-
84 744
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
115 796
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
1 008
-
national
19 791
-
41 482
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
6 039
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
8 684
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
5 443
-
total
31 562
-
62 656
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
115 796
-
surtax
7 299
-
13 130
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
10 259
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
7 120
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 505
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 691
-
total
18 738
-
33 705
-
Corporate
66 387
149 500
-
-
income
13 277
29 899
-
-
surtax
265
598
-
-
total
13 542
30 497
-
-
Dividends
52 845
119 003
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

15 526
35 373
-
-
total
15 526
35 373
-
-
Income
149 500
149 500
149 500
149 500
Total tax
79 368
65 870
96 361
84 744
After tax
70 132
83 630
53 139
64 756
Living cost
32 814
32 814
32 814
32 814
Free-cash
37 318
50 816
20 325
31 942

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽103209
₽106865
₽108975
₽112347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
22 425
total
-
-
-
30 816
Employee
20 491
-
143 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
14 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
18 884
-
Employer
20 491
-
143 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 463
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 166
-
Corporate
124 989
149 500
-
-
income
12 499
14 950
-
-
total
12 499
14 950
-
-
Dividends
112 489
134 550
-
-
withholding
5 625
6 728
-
-
total
5 625
6 728
-
-
Income
149 500
149 500
149 500
149 500
Total tax
27 160
21 678
25 050
30 816
After tax
122 340
127 822
124 450
118 684
Living cost
15 475
15 475
15 475
15 475
Free-cash
106 865
112 347
108 975
103 209

Estimated living cost  is ₽15475 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽106889
₽111850
₽112655
₽116027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
22 425
total
-
-
-
30 816
Employee
15 618
-
143 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 562
-
14 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 823
-
18 884
-
Employer
15 618
-
143 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 463
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 166
-
Corporate
130 818
149 500
-
-
income
13 082
14 950
-
-
total
13 082
14 950
-
-
Dividends
117 736
134 550
-
-
withholding
5 886
6 728
-
-
total
5 886
6 728
-
-
Income
149 500
149 500
149 500
149 500
Total tax
25 855
21 678
25 050
30 816
After tax
123 645
127 822
124 450
118 684
Living cost
11 795
11 795
11 795
11 795
Free-cash
111 850
116 027
112 655
106 889

Estimated living cost  is ₽11795 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽81798
₽83357
₽80459
₽88255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
health
-
-
-
3 812
social contributions
-
-
-
14 561
income
-
-
-
28 492
total
-
-
-
46 865
Employee
69 203
69 203
139 178
-
income
7 535
6 406
27 770
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 365
-
total
10 687
13 326
37 882
-
Employer
69 203
69 203
139 178
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 575
-
total
3 198
7 024
10 322
-
Corporate
114 777
73 273
-
-
income
14 348
9 159
-
-
total
14 348
9 159
-
-
Dividends
100 429
64 114
-
-
withholding
17 073
10 899
-
-
total
17 073
10 899
-
-
Income
149 500
149 500
149 500
149 500
Total tax
45 306
40 408
48 204
46 865
After tax
104 194
109 092
101 296
102 635
Living cost
20 837
20 837
20 837
20 837
Free-cash
83 357
88 255
80 459
81 798

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽73445
₽76169
₽72106
₽79902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
health
-
-
-
3 812
social contributions
-
-
-
14 561
income
-
-
-
28 492
total
-
-
-
46 865
Employee
69 203
69 203
139 178
-
income
7 267
6 406
27 770
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 365
-
total
11 318
13 326
37 882
-
Employer
69 203
69 203
139 178
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 575
-
total
4 113
7 024
10 322
-
Corporate
104 879
73 273
-
-
income
13 109
9 159
-
-
total
13 109
9 159
-
-
Dividends
91 770
64 114
-
-
withholding
15 601
10 899
-
-
total
15 601
10 899
-
-
Income
149 500
149 500
149 500
149 500
Total tax
44 141
40 408
48 204
46 865
After tax
105 359
109 092
101 296
102 635
Living cost
29 190
29 190
29 190
29 190
Free-cash
76 169
79 902
72 106
73 445

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽63741
₽74747
₽57154
₽82159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
health
-
-
-
20 182
social contributions
-
-
-
29 891
income
-
-
-
14 914
solidarity contribution
-
-
-
-
total
-
-
-
64 987
Employee
30 548
-
113 678
-
income
3 666
-
13 752
-
social contributions
1 986
-
6 654
-
health
4 124
-
15 346
-
solidarity contribution
-
-
-
-
total
9 776
-
35 752
-
Employer
30 548
-
113 678
-
social contributions
7 637
-
25 591
-
health
2 749
-
10 231
-
total
10 386
-
35 822
-
Corporate
108 566
149 500
-
-
income
20 628
28 405
-
-
total
20 628
28 405
-
-
Dividends
87 939
121 095
-
-
withholding
13 191
18 164
-
-
total
13 191
18 164
-
-
Income
149 500
149 500
149 500
149 500
Total tax
53 981
46 569
71 574
64 987
After tax
95 519
102 931
77 926
84 513
Living cost
20 772
20 772
20 772
20 772
Free-cash
74 747
82 159
57 154
63 741

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽58916
₽68201
₽52329
₽77334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
health
-
-
-
20 182
social contributions
-
-
-
29 891
income
-
-
-
14 914
solidarity contribution
-
-
-
-
total
-
-
-
64 987
Employee
37 643
-
113 678
-
income
4 517
-
13 752
-
social contributions
2 447
-
6 654
-
health
5 082
-
15 346
-
solidarity contribution
-
-
-
-
total
12 046
-
35 752
-
Employer
37 643
-
113 678
-
social contributions
9 411
-
25 591
-
health
3 388
-
10 231
-
total
12 799
-
35 822
-
Corporate
99 059
149 500
-
-
income
18 821
28 405
-
-
total
18 821
28 405
-
-
Dividends
80 238
121 095
-
-
withholding
12 036
18 164
-
-
total
12 036
18 164
-
-
Income
149 500
149 500
149 500
149 500
Total tax
55 702
46 569
71 574
64 987
After tax
93 798
102 931
77 926
84 513
Living cost
25 597
25 597
25 597
25 597
Free-cash
68 201
77 334
52 329
58 916

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽45248
-₽47172
-₽47172
-₽47172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
national
-
-
-
17 240
pensions
-
-
-
782
municipal
-
-
-
30 860
labour market
-
-
-
11 897
total
-
-
-
60 779
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
149 500
149 500
149 500
149 500
Total tax
153 199
153 199
153 199
60 779
After tax
-3 699
-3 699
-3 699
88 721
Living cost
43 473
43 473
43 473
43 473
Free-cash
-47 172
-47 172
-47 172
45 248

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽58396
₽92273
₽64433
₽97864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
health
-
-
-
19 435
pensions
-
-
-
29 899
income
-
-
-
20 033
total
-
-
-
69 367
Employee
25 530
-
111 734
-
unemployment
408
-
1 788
-
income
2 874
-
21 543
-
pensions
511
-
2 234
-
total
3 793
-
25 565
-
Employer
25 530
-
111 734
-
pensions
5 106
-
22 347
-
health
3 318
-
14 525
-
unemployment
205
-
893
-
total
8 629
-
37 765
-
Corporate
115 340
149 500
-
-
income
23 068
29 899
-
-
total
23 068
29 899
-
-
Dividends
92 272
119 601
-
-
total
-
-
-
-
Income
149 500
149 500
149 500
149 500
Total tax
35 490
29 899
63 330
69 367
After tax
114 010
119 601
86 170
80 133
Living cost
21 737
21 737
21 737
21 737
Free-cash
92 273
97 864
64 433
58 396

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽63185
₽61735
₽44448
₽59690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
149 500
national
-
-
-
23 273
health
-
-
-
1 926
municipal
-
-
-
26 564
total
-
-
-
51 763
Employee
47 349
-
125 766
-
unemployment
710
-
1 887
-
municipal
7 755
-
20 489
-
national
782
-
14 340
-
pensions
3 195
-
8 490
-
health
354
-
1 561
-
total
12 796
-
46 767
-
Employer
47 349
-
125 766
-
pensions
8 215
-
21 821
-
health
364
-
968
-
accident
48
-
126
-
unemployment
307
-
818
-
total
8 934
-
23 733
-
Corporate
93 218
149 500
-
-
income
18 643
29 899
-
-
total
18 643
29 899
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

55 931
89 701
-
-
municipal
10 068
16 146
-
-
national
2 772
9 213
-
-
total
12 840
25 359
-
-
Income
149 500
149 500
149 500
149 500
Total tax
53 213
55 258
70 500
51 763
After tax
96 287
94 242
79 000
97 737
Living cost
34 552
34 552
34 552
34 552
Free-cash
61 735
59 690
44 448
63 185

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽56654
₽52608
₽55418
₽47607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
surtax
-
-
-
-
health
-
-
-
6 039
pensions
-
-
-
27 517
social contributions
-
-
-
4 259
income
-
-
-
22 656
other
-
-
-
4 635
total
-
-
-
65 106
Employee
34 382
-
116 347
-
income
1 773
-
22 055
-
surtax
-
-
-
-
social contributions
980
-
3 315
-
pensions
3 889
-
7 824
-
total
6 642
-
33 194
-
Employer
34 382
-
116 347
-
pensions
5 650
-
13 216
-
social contributions
102
-
348
-
other
1 187
-
4 424
-
health
2 406
-
10 448
-
unemployment
1 392
-
4 712
-
total
10 737
-
33 148
-
Corporate
104 381
149 500
-
-
income
29 226
41 859
-
-
surtax
-
-
-
-
total
29 226
41 859
-
-
Dividends
75 155
107 641
-
-
withholding
9 620
13 779
-
-
social contributions
12 927
18 515
-
-
surtax
-
-
-
-
total
22 547
32 294
-
-
Income
149 500
149 500
149 500
149 500
Total tax
69 152
74 153
66 342
65 106
After tax
80 348
75 347
83 158
84 394
Living cost
27 740
27 740
27 740
27 740
Free-cash
52 608
47 607
55 418
56 654

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽53603
₽49871
₽52367
₽44556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
surtax
-
-
-
-
health
-
-
-
6 039
pensions
-
-
-
27 517
social contributions
-
-
-
4 259
income
-
-
-
22 656
other
-
-
-
4 635
total
-
-
-
65 106
Employee
38 517
-
116 347
-
income
2 273
-
22 055
-
surtax
-
-
-
-
social contributions
1 098
-
3 315
-
pensions
4 355
-
7 824
-
total
7 726
-
33 194
-
Employer
38 517
-
116 347
-
pensions
6 328
-
13 216
-
social contributions
116
-
348
-
other
1 329
-
4 424
-
health
2 697
-
10 448
-
unemployment
1 559
-
4 712
-
total
12 029
-
33 148
-
Corporate
98 955
149 500
-
-
income
27 708
41 859
-
-
surtax
-
-
-
-
total
27 708
41 859
-
-
Dividends
71 247
107 641
-
-
withholding
9 120
13 779
-
-
social contributions
12 255
18 515
-
-
surtax
-
-
-
-
total
21 375
32 294
-
-
Income
149 500
149 500
149 500
149 500
Total tax
68 838
74 153
66 342
65 106
After tax
80 662
75 347
83 158
84 394
Living cost
30 791
30 791
30 791
30 791
Free-cash
49 871
44 556
52 367
53 603

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽40927
₽38070
₽39691
₽31880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
surtax
-
-
-
-
health
-
-
-
6 039
pensions
-
-
-
27 517
social contributions
-
-
-
4 259
income
-
-
-
22 656
other
-
-
-
4 635
total
-
-
-
65 106
Employee
56 366
-
116 347
-
income
4 918
-
22 055
-
surtax
-
-
-
-
social contributions
1 605
-
3 315
-
pensions
6 375
-
7 824
-
total
12 898
-
33 194
-
Employer
56 366
-
116 347
-
pensions
9 262
-
13 216
-
social contributions
169
-
348
-
other
1 945
-
4 424
-
health
3 945
-
10 448
-
unemployment
2 283
-
4 712
-
total
17 604
-
33 148
-
Corporate
75 529
149 500
-
-
income
21 148
41 859
-
-
surtax
-
-
-
-
total
21 148
41 859
-
-
Dividends
54 381
107 641
-
-
withholding
6 961
13 779
-
-
social contributions
9 352
18 515
-
-
surtax
-
-
-
-
total
16 313
32 294
-
-
Income
149 500
149 500
149 500
149 500
Total tax
67 963
74 153
66 342
65 106
After tax
81 537
75 347
83 158
84 394
Living cost
43 467
43 467
43 467
43 467
Free-cash
38 070
31 880
39 691
40 927

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽142182
₽135111
₽113777
₽136202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
149 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 495
total
-
-
-
1 495
Employee
7 278
-
149 500
-
income
1 455
-
29 900
-
total
1 455
-
29 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

142 222
149 500
-
-
total
-
-
-
-
Dividends
142 222
149 500
-
-
withholding
7 111
7 475
-
-
total
7 111
7 475
-
-
Income
149 500
149 500
149 500
149 500
Total tax
8 566
7 475
29 900
1 495
After tax
140 934
142 025
119 600
148 005
Living cost
5 823
5 823
5 823
5 823
Free-cash
135 111
136 202
113 777
142 182

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽138932
₽131251
₽110527
₽132952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
149 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 495
total
-
-
-
1 495
Employee
11 342
-
149 500
-
income
2 268
-
29 900
-
total
2 268
-
29 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

138 158
149 500
-
-
total
-
-
-
-
Dividends
138 158
149 500
-
-
withholding
6 908
7 475
-
-
total
6 908
7 475
-
-
Income
149 500
149 500
149 500
149 500
Total tax
9 176
7 475
29 900
1 495
After tax
140 324
142 025
119 600
148 005
Living cost
9 073
9 073
9 073
9 073
Free-cash
131 251
132 952
110 527
138 932

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽45459
₽53984
₽60908
₽42210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 487
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
45 212
trade
-
-
-
15 449
total
-
-
-
69 296
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
149 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
45 212
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 487
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
53 847
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
104 721
149 500
-
-
trade
15 027
21 454
-
-
income
15 709
22 426
-
-
chamber of commerce
290
355
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

864
1 233
-
-
total
31 890
45 468
-
-
Dividends
72 831
104 032
-
-
withholding
17 866
25 665
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

982
1 412
-
-
total
18 848
27 077
-
-
Income
149 500
149 500
149 500
149 500
Total tax
60 771
72 545
53 847
69 296
After tax
88 729
76 955
95 653
80 204
Living cost
34 745
34 745
34 745
34 745
Free-cash
53 984
42 210
60 908
45 459

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽51439
₽58111
₽68394
₽48156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 487
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
45 212
trade
-
-
-
16 955
total
-
-
-
70 802
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
149 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
45 212
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 487
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
53 847
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
115 078
149 500
-
-
trade
18 125
23 546
-
-
income
17 261
22 426
-
-
chamber of commerce
302
352
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

950
1 233
-
-
total
36 638
47 557
-
-
Dividends
78 440
101 943
-
-
withholding
19 268
25 145
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 061
1 383
-
-
total
20 329
26 528
-
-
Income
149 500
149 500
149 500
149 500
Total tax
64 130
74 085
53 847
70 802
After tax
85 370
75 415
95 653
78 698
Living cost
27 259
27 259
27 259
27 259
Free-cash
58 111
48 156
68 394
51 439

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽42589
₽51941
₽60299
₽39295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 487
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
45 212
trade
-
-
-
17 710
total
-
-
-
71 557
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
149 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
45 212
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 487
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
53 847
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 861
149 500
-
-
trade
17 085
24 593
-
-
income
15 579
22 426
-
-
chamber of commerce
284
348
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

857
1 233
-
-
total
33 805
48 600
-
-
Dividends
70 056
100 900
-
-
withholding
17 172
24 883
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

944
1 368
-
-
total
18 116
26 251
-
-
Income
149 500
149 500
149 500
149 500
Total tax
62 205
74 851
53 847
71 557
After tax
87 295
74 649
95 653
77 943
Living cost
35 354
35 354
35 354
35 354
Free-cash
51 941
39 295
60 299
42 589

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽35962
₽47244
₽54425
₽32650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 487
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
45 212
trade
-
-
-
18 463
total
-
-
-
72 310
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
149 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
45 212
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 487
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
53 847
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
95 414
149 500
-
-
trade
16 363
25 640
-
-
income
14 312
22 426
-
-
chamber of commerce
272
347
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

787
1 233
-
-
total
31 734
49 646
-
-
Dividends
63 681
99 855
-
-
withholding
15 579
24 622
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

857
1 354
-
-
total
16 436
25 976
-
-
Income
149 500
149 500
149 500
149 500
Total tax
61 028
75 622
53 847
72 310
After tax
88 472
73 878
95 653
77 190
Living cost
41 228
41 228
41 228
41 228
Free-cash
47 244
32 650
54 425
35 962

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽50652
₽70959
₽45055
₽73821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
surtax
-
-
-
5 983
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
39 897
other
-
-
-
-
total
-
-
-
78 634
Employee
30 307
-
124 217
-
unemployment
2 109
-
8 360
-
other
-
-
-
-
income
5 081
-
34 514
-
surtax
108
-
5 001
-
pensions
2 022
-
8 011
-
health
774
-
3 062
-
total
10 094
-
58 948
-
Employer
30 307
-
124 217
-
pensions
4 041
-
16 011
-
other
-
-
-
-
health
1 378
-
5 465
-
unemployment
962
-
3 807
-
total
6 381
-
25 283
-
Corporate
112 812
149 500
-
-
income
29 330
38 870
-
-
total
29 330
38 870
-
-
Dividends
83 482
110 630
-
-
withholding
12 522
16 595
-
-
total
12 522
16 595
-
-
Income
149 500
149 500
149 500
149 500
Total tax
58 327
55 465
84 231
78 634
After tax
91 173
94 035
65 269
70 866
Living cost
20 214
20 214
20 214
20 214
Free-cash
70 959
73 821
45 055
50 652

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽51007
₽71376
₽45410
₽74176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
surtax
-
-
-
5 983
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
39 897
other
-
-
-
-
total
-
-
-
78 634
Employee
29 761
-
124 217
-
unemployment
2 072
-
8 360
-
other
-
-
-
-
income
4 989
-
34 514
-
surtax
97
-
5 001
-
pensions
1 985
-
8 011
-
health
760
-
3 062
-
total
9 903
-
58 948
-
Employer
29 761
-
124 217
-
pensions
3 967
-
16 011
-
other
-
-
-
-
health
1 354
-
5 465
-
unemployment
943
-
3 807
-
total
6 264
-
25 283
-
Corporate
113 475
149 500
-
-
income
29 503
38 870
-
-
total
29 503
38 870
-
-
Dividends
83 972
110 630
-
-
withholding
12 595
16 595
-
-
total
12 595
16 595
-
-
Income
149 500
149 500
149 500
149 500
Total tax
58 265
55 465
84 231
78 634
After tax
91 235
94 035
65 269
70 866
Living cost
19 859
19 859
19 859
19 859
Free-cash
71 376
74 176
45 410
51 007

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽85701
₽66537
₽68801
₽66166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
unemployment
-
-
-
2 242
health
-
-
-
10 465
pensions
-
-
-
14 950
income
-
-
-
18 276
total
-
-
-
45 933
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
125 105
-
unemployment
387
154
1 877
-
income
3 153
1 255
15 294
-
pensions
2 579
1 026
12 510
-
health
1 805
718
8 757
-
total
7 924
3 153
38 438
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
125 105
-
pensions
5 029
2 001
24 395
-
total
5 029
2 001
24 395
-
Corporate
118 682
137 235
-
-
income
10 681
12 351
-
-
total
10 681
12 351
-
-
Dividends
108 000
124 884
-
-
withholding
20 520
23 728
-
-
social contributions
20 943
24 235
-
-
total
41 463
47 963
-
-
Income
149 500
149 500
149 500
149 500
Total tax
65 097
65 468
62 833
45 933
After tax
84 403
84 032
86 667
103 567
Living cost
17 866
17 866
17 866
17 866
Free-cash
66 537
66 166
68 801
85 701

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽44660
₽48992
₽45575
₽49717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
national
-
-
-
25 358
pensions
-
-
-
17 940
social contributions
-
-
-
1 607
municipal
-
-
-
16 364
total
-
-
-
61 269
Employee
67 543
-
129 241
-
municipal
8 343
-
16 943
-
national
12 928
-
26 513
-
pensions
2 702
-
5 170
-
total
23 973
-
48 626
-
Employer
67 543
-
129 241
-
pensions
5 403
-
10 339
-
social contributions
726
-
1 389
-
total
6 129
-
11 728
-
Corporate
71 369
149 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

14 274
29 900
-
-
total
14 274
29 900
-
-
Dividends
57 095
119 600
-
-
withholding
12 561
26 312
-
-
total
12 561
26 312
-
-
Income
149 500
149 500
149 500
149 500
Total tax
56 937
56 212
60 354
61 269
After tax
92 563
93 288
89 146
88 231
Living cost
43 571
43 571
43 571
43 571
Free-cash
48 992
49 717
45 575
44 660

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽28577
₽55370
₽28577
₽53385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
social contributions
-
-
-
24 732
income
-
-
-
44 925
total
-
-
-
69 657
Employee
70 397
-
149 500
-
social contributions
5 848
-
24 732
-
income
13 284
-
44 925
-
total
19 132
-
69 657
-
Employer
70 397
-
149 500
-
total
-
-
-
-
Corporate
79 103
149 500
-
-
income
9 888
18 687
-
-
total
9 888
18 687
-
-
Dividends
69 215
130 813
-
-
withholding
13 844
26 162
-
-
total
13 844
26 162
-
-
Income
149 500
149 500
149 500
149 500
Total tax
42 864
44 849
69 657
69 657
After tax
106 636
104 651
79 843
79 843
Living cost
51 266
51 266
51 266
51 266
Free-cash
55 370
53 385
28 577
28 577

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽34004
₽37090
₽27250
₽41788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
national
-
-
-
36 427
regional
-
-
-
1 754
social contributions
-
-
-
38 452
municipal
-
-
-
888
total
-
-
-
77 521
Employee
79 983
-
149 500
-
municipal
424
-
792
-
national
13 859
-
31 523
-
social contributions
26 970
-
50 412
-
regional
755
-
1 548
-
total
42 008
-
84 275
-
Employer
79 983
-
149 500
-
total
-
-
-
-
Corporate
69 517
149 500
-
-
nationa
16 684
35 880
-
-
municipal
2 710
5 831
-
-
total
19 394
41 711
-
-
Dividends
50 123
107 789
-
-
withholding
13 033
28 026
-
-
total
13 033
28 026
-
-
Income
149 500
149 500
149 500
149 500
Total tax
74 435
69 737
84 275
77 521
After tax
75 065
79 763
65 225
71 979
Living cost
37 975
37 975
37 975
37 975
Free-cash
37 090
41 788
27 250
34 004

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽47237
₽52338
₽40519
₽54337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
national
-
-
-
36 427
regional
-
-
-
2 253
social contributions
-
-
-
38 452
municipal
-
-
-
888
total
-
-
-
78 020
Employee
49 922
-
149 500
-
municipal
265
-
792
-
national
7 909
-
31 523
-
social contributions
16 834
-
50 412
-
regional
672
-
2 011
-
total
25 680
-
84 738
-
Employer
49 922
-
149 500
-
total
-
-
-
-
Corporate
99 578
149 500
-
-