Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 149500
per

Your estimated
City
free-cash

Valencia , Spain
-₽34483
-₽42847
-₽61764
-₽17765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 500
other
-
-
-
148
unemployment
-
-
-
1 044
accident
-
-
-
1 348
income
-
-
-
19 999
pensions
-
-
-
42 308
total
-
-
-
64 847
Employee
160 195
-
103 377
-
income
30 884
-
17 898
-
pensions
7 531
-
6 799
-
unemployment
2 483
-
2 244
-
other
156
-
148
-
total
41 054
-
27 089
-
Employer
160 195
-
103 377
-
pensions
37 803
-
34 144
-
other
1 283
-
1 159
-
accident
3 174
-
2 861
-
unemployment
8 814
-
7 958
-
total
51 074
-
46 122
-
Corporate
-
149 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
22 428
-
-
total
-
22 428
-
-
Dividends
-
127 072
-
-
withholding
-
25 701
-
-
total
-
25 701
-
-
Income
149 500
149 500
149 500
149 500
Total tax
92 128
48 129
73 211
64 847
After tax
57 372
101 371
76 289
84 653
Living cost
119 136
119 136
119 136
119 136
Free-cash
-61 764
-17 765
-42 847
-34 483

Estimated living cost  is ₽119136 per month

₽80415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11453
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2088
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25183
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close