Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 149000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽46520
₽39279
₽25073
-₽7133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 981
health
-
-
-
334
city
-
-
-
1 570
national
-
-
-
1 876
regional
-
-
-
6 743
pensions
-
-
-
13 708
total
-
-
-
27 212
Employee
88 083
-
133 363
-
pensions
7 400
-
11 203
-
national
417
-
1 532
-
unemployment
-
-
-
-
city
945
-
1 432
-
health
199
-
300
-
regional
2 884
-
5 815
-
total
11 845
-
20 282
-
Employer
88 083
-
133 363
-
pensions
7 400
-
11 203
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 761
-
2 668
-
health
199
-
300
-
unemployment
-
-
-
-
total
9 360
-
14 171
-
Corporate
50 589
149 000
-
-
regional
10 700
31 514
-
-
national
4 299
12 664
-
-
total
14 999
44 178
-
-
Dividends
35 589
104 822
-
-
withholding
12 455
36 687
-
-
total
12 455
36 687
-
-
Income
149 000
149 000
149 000
149 000
Total tax
48 659
80 865
34 453
27 212
After tax
100 341
68 135
114 547
121 788
Living cost
75 268
75 268
75 268
75 268
Free-cash
25 073
-7 133
39 279
46 520

Estimated living cost  is ₽75268 per week

₽48946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽924
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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