Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 149000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽110114
₽105541
₽100001
₽103992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
unemployment
-
-
-
140
health
-
-
-
4 035
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 193
income
-
-
-
22 350
total
-
-
-
31 718
Employee
22 883
-
142 115
-
accident

We are using the highest rate at 1.1%.

251
-
386
-
health
1 053
-
1 614
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 009
-
3 081
-
income
2 289
-
14 212
-
total
5 602
-
19 293
-
Employer
22 883
-
142 115
-
accident

We are using the highest rate at 1.1%.

251
-
386
-
unemployment
137
-
211
-
health
1 579
-
2 421
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 522
-
3 867
-
total
4 489
-
6 885
-
Corporate
121 627
149 000
-
-
income
12 163
14 900
-
-
total
12 163
14 900
-
-
Dividends
109 464
134 100
-
-
withholding
5 473
6 705
-
-
total
5 473
6 705
-
-
Income
149 000
149 000
149 000
149 000
Total tax
27 727
21 605
26 178
31 718
After tax
121 273
127 395
122 822
117 282
Living cost
17 281
17 281
17 281
17 281
Free-cash
103 992
110 114
105 541
100 001

Estimated living cost  is ₽17281 per week

₽11430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽989
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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