Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 149000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽111318
₽105622
₽101856
₽107531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
income
-
-
-
22 350
health
-
-
-
3 754
unemployment
-
-
-
131
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 832
total
-
-
-
31 067
Employee
21 289
-
142 595
-
health
979
-
1 502
-
income
2 129
-
14 260
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 869
-
2 866
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
total
5 211
-
18 987
-
Employer
21 289
-
142 595
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 346
-
3 597
-
health
1 469
-
2 253
-
unemployment
128
-
196
-
total
4 177
-
6 405
-
Corporate
123 535
149 000
-
-
income
12 354
14 900
-
-
total
12 354
14 900
-
-
Dividends
111 181
134 100
-
-
withholding
5 559
6 705
-
-
total
5 559
6 705
-
-
Income
149 000
149 000
149 000
149 000
Total tax
27 301
21 605
25 392
31 067
After tax
121 699
127 395
123 608
117 933
Living cost
16 077
16 077
16 077
16 077
Free-cash
105 622
111 318
107 531
101 856

Estimated living cost  is ₽16077 per week

₽10633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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