Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 149000
per

Your estimated
City
free-cash

Andorra , Andorra
₽109159
₽88656
₽84696
₽106373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
32 780
income
-
-
-
6 584
total
-
-
-
39 364
Employee
26 673
-
129 003
-
social contributions
1 733
-
8 386
-
income
-
-
7 024
-
total
1 733
-
15 410
-
Employer
26 673
-
129 003
-
social contributions
4 135
-
19 994
-
total
4 135
-
19 994
-
Corporate
118 192
149 000
-
-
income
11 819
14 901
-
-
total
11 819
14 901
-
-
Dividends
106 373
134 099
-
-
total
-
-
-
-
Income
149 000
149 000
149 000
149 000
Total tax
17 687
14 901
35 404
39 364
After tax
131 313
134 099
113 596
109 636
Living cost
24 940
24 940
24 940
24 940
Free-cash
106 373
109 159
88 656
84 696

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽56034
₽13033
₽50175
₽55624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
chamber of commerce
-
-
-
597
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
41 325
surtax
-
-
-
-
total
-
-
-
72 356
Employee
36 267
33 064
119 462
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
33 328
-
total
9 798
8 427
50 881
-
Employer
36 267
33 064
119 462
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 583
-
chamber of commerce
145
132
477
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 482
-
total
10 437
9 516
29 538
-
Corporate
102 296
106 420
116 313
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

25 574
26 605
29 079
-
total
25 574
26 605
29 079
-
Dividends
76 722
79 815
-
-
withholding
21 098
21 949
-
-
total
21 098
21 949
-
-
Income
149 000
149 000
149 000
149 000
Total tax
66 907
66 497
109 498
72 356
After tax
82 093
82 503
39 502
76 644
Living cost
26 469
26 469
26 469
26 469
Free-cash
55 624
56 034
13 033
50 175

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽53180
₽10226
₽47246
₽51896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
chamber of commerce
-
-
-
597
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
41 325
surtax
-
-
-
164
total
-
-
-
72 520
Employee
41 463
33 064
119 309
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
33 256
-
total
12 228
8 427
50 809
-
Employer
41 463
33 064
119 309
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 579
-
chamber of commerce
165
132
477
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 476
-
total
12 096
9 680
29 692
-
Corporate
95 442
106 257
116 160
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 861
26 564
29 039
-
total
23 861
26 564
29 039
-
Dividends
71 581
79 692
-
-
withholding
19 685
21 915
-
-
total
19 685
21 915
-
-
Income
149 000
149 000
149 000
149 000
Total tax
67 870
66 586
109 540
72 520
After tax
81 130
82 414
39 460
76 480
Living cost
29 234
29 234
29 234
29 234
Free-cash
51 896
53 180
10 226
47 246

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽53073
₽22048
₽34365
₽40630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 699
national
-
-
-
56 000
total
-
-
-
84 384
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
115 406
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 424
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
8 655
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
6 019
-
national
18 246
-
42 003
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
1 005
-
total
29 096
-
63 106
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
115 406
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 500
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 685
-
surtax
6 729
-
13 087
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
7 098
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
10 225
-
total
17 275
-
33 595
-
Corporate
72 378
149 000
-
-
surtax
290
597
-
-
income
14 476
29 800
-
-
total
14 766
30 397
-
-
Dividends
57 613
118 604
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

16 982
35 279
-
-
total
16 982
35 279
-
-
Income
149 000
149 000
149 000
149 000
Total tax
78 119
65 676
96 701
84 384
After tax
70 881
83 324
52 299
64 616
Living cost
30 251
30 251
30 251
30 251
Free-cash
40 630
53 073
22 048
34 365

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽113132
₽110528
₽104654
₽108078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
22 350
total
-
-
-
30 083
Employee
18 887
-
143 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
14 332
-
total
4 624
-
18 526
-
Employer
18 887
-
143 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
126 407
149 000
-
-
income
12 641
14 900
-
-
total
12 641
14 900
-
-
Dividends
113 767
134 100
-
-
withholding
5 689
6 705
-
-
total
5 689
6 705
-
-
Income
149 000
149 000
149 000
149 000
Total tax
26 659
21 605
24 209
30 083
After tax
122 341
127 395
124 791
118 917
Living cost
14 263
14 263
14 263
14 263
Free-cash
108 078
113 132
110 528
104 654

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽116524
₽113920
₽108046
₽112673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
22 350
total
-
-
-
30 083
Employee
14 395
-
143 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
14 332
-
total
3 523
-
18 526
-
Employer
14 395
-
143 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
131 780
149 000
-
-
income
13 178
14 900
-
-
total
13 178
14 900
-
-
Dividends
118 602
134 100
-
-
withholding
5 930
6 705
-
-
total
5 930
6 705
-
-
Income
149 000
149 000
149 000
149 000
Total tax
25 456
21 605
24 209
30 083
After tax
123 544
127 395
124 791
118 917
Living cost
10 871
10 871
10 871
10 871
Free-cash
112 673
116 524
113 920
108 046

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽89478
₽81186
₽82490
₽84963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
13 424
health
-
-
-
3 799
income
-
-
-
30 078
total
-
-
-
47 301
Employee
63 798
63 798
139 281
-
health
494
1 085
2 368
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
29 376
-
total
9 853
12 286
38 886
-
Employer
63 798
63 798
139 281
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 577
-
total
2 949
6 476
9 719
-
Corporate
116 989
78 727
-
-
income
14 624
9 840
-
-
total
14 624
9 840
-
-
Dividends
102 365
68 886
-
-
withholding
17 402
11 711
-
-
total
17 402
11 711
-
-
Income
149 000
149 000
149 000
149 000
Total tax
44 828
40 313
48 605
47 301
After tax
104 172
108 687
100 395
101 699
Living cost
19 209
19 209
19 209
19 209
Free-cash
84 963
89 478
81 186
82 490

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽81777
₽73485
₽74789
₽78336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
13 424
health
-
-
-
3 799
income
-
-
-
30 078
total
-
-
-
47 301
Employee
63 798
63 798
139 281
-
health
635
1 085
2 368
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
29 376
-
total
10 434
12 286
38 886
-
Employer
63 798
63 798
139 281
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 577
-
total
3 791
6 476
9 719
-
Corporate
107 864
78 727
-
-
income
13 484
9 840
-
-
total
13 484
9 840
-
-
Dividends
94 381
68 886
-
-
withholding
16 045
11 711
-
-
total
16 045
11 711
-
-
Income
149 000
149 000
149 000
149 000
Total tax
43 754
40 313
48 605
47 301
After tax
105 246
108 687
100 395
101 699
Living cost
26 910
26 910
26 910
26 910
Free-cash
78 336
81 777
73 485
74 789

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽83064
₽59444
₽65829
₽76099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
28 093
health
-
-
-
20 115
solidarity contribution
-
-
-
321
income
-
-
-
15 119
total
-
-
-
63 648
Employee
28 710
-
114 631
-
health
3 876
-
15 475
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
13 935
-
total
9 187
-
35 664
-
Employer
28 710
-
114 631
-
social contributions
7 178
-
24 052
-
health
2 584
-
10 317
-
total
9 762
-
34 369
-
Corporate
110 528
149 000
-
-
income
21 000
28 310
-
-
total
21 000
28 310
-
-
Dividends
89 528
120 690
-
-
withholding
13 429
18 103
-
-
total
13 429
18 103
-
-
Income
149 000
149 000
149 000
149 000
Total tax
53 378
46 413
70 033
63 648
After tax
95 622
102 587
78 967
85 352
Living cost
19 523
19 523
19 523
19 523
Free-cash
76 099
83 064
59 444
65 829

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽78530
₽54910
₽61295
₽69946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
28 093
health
-
-
-
20 115
solidarity contribution
-
-
-
321
income
-
-
-
15 119
total
-
-
-
63 648
Employee
35 378
-
114 631
-
health
4 776
-
15 475
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
13 935
-
total
11 321
-
35 664
-
Employer
35 378
-
114 631
-
social contributions
8 845
-
24 052
-
health
3 184
-
10 317
-
total
12 029
-
34 369
-
Corporate
101 593
149 000
-
-
income
19 303
28 310
-
-
total
19 303
28 310
-
-
Dividends
82 290
120 690
-
-
withholding
12 344
18 103
-
-
total
12 344
18 103
-
-
Income
149 000
149 000
149 000
149 000
Total tax
54 997
46 413
70 033
63 648
After tax
94 003
102 587
78 967
85 352
Living cost
24 057
24 057
24 057
24 057
Free-cash
69 946
78 530
54 910
61 295

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽32254
-₽32254
₽47670
-₽32254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
labour market
-
-
-
11 862
municipal
-
-
-
31 111
pensions
-
-
-
721
national
-
-
-
17 571
total
-
-
-
61 265
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
149 000
149 000
149 000
149 000
Total tax
141 189
141 189
141 189
61 265
After tax
7 811
7 811
7 811
87 735
Living cost
40 065
40 065
40 065
40 065
Free-cash
-32 254
-32 254
-32 254
47 670

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽99160
₽65841
₽59823
₽94005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
health
-
-
-
19 371
pensions
-
-
-
29 800
income
-
-
-
19 966
total
-
-
-
69 137
Employee
23 536
-
111 359
-
pensions
471
-
2 228
-
unemployment
376
-
1 782
-
income
2 650
-
21 469
-
total
3 497
-
25 479
-
Employer
23 536
-
111 359
-
pensions
4 708
-
22 272
-
unemployment
189
-
891
-
health
3 059
-
14 477
-
total
7 956
-
37 640
-
Corporate
117 508
149 000
-
-
income
23 502
29 800
-
-
total
23 502
29 800
-
-
Dividends
94 006
119 200
-
-
total
-
-
-
-
Income
149 000
149 000
149 000
149 000
Total tax
34 955
29 800
63 119
69 137
After tax
114 045
119 200
85 881
79 863
Living cost
20 040
20 040
20 040
20 040
Free-cash
94 005
99 160
65 841
59 823

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽61335
₽46128
₽63835
₽63490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
149 000
health
-
-
-
1 948
municipal
-
-
-
26 470
national
-
-
-
24 894
total
-
-
-
53 312
Employee
43 651
-
125 347
-
health
326
-
1 584
-
municipal
7 150
-
20 416
-
pensions
2 946
-
8 461
-
national
721
-
15 025
-
unemployment
655
-
1 880
-
total
11 798
-
47 366
-
Employer
43 651
-
125 347
-
accident
44
-
126
-
unemployment
283
-
814
-
health
335
-
965
-
pensions
7 573
-
21 748
-
total
8 235
-
23 653
-
Corporate
97 113
149 000
-
-
income
19 422
29 800
-
-
total
19 422
29 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

58 268
89 400
-
-
municipal
10 489
16 093
-
-
national
3 713
9 919
-
-
total
14 202
26 012
-
-
Income
149 000
149 000
149 000
149 000
Total tax
53 657
55 812
71 019
53 312
After tax
95 343
93 188
77 981
95 688
Living cost
31 853
31 853
31 853
31 853
Free-cash
63 490
61 335
46 128
63 835

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽49522
₽55973
₽58348
₽54131
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
4 246
health
-
-
-
6 389
pensions
-
-
-
26 295
other
-
-
-
4 619
income
-
-
-
23 530
surtax
-
-
-
-
total
-
-
-
65 079
Employee
31 696
-
115 297
-
income
1 634
-
22 442
-
social contributions
904
-
3 286
-
pensions
3 585
-
8 025
-
surtax
-
-
-
-
total
6 123
-
33 753
-
Employer
31 696
-
115 297
-
pensions
5 208
-
13 508
-
social contributions
94
-
346
-
unemployment
1 283
-
4 670
-
health
2 218
-
10 677
-
other
1 094
-
4 500
-
total
9 897
-
33 701
-
Corporate
107 405
149 000
-
-
surtax
-
-
-
-
income
30 074
41 720
-
-
total
30 074
41 720
-
-
Dividends
77 331
107 280
-
-
surtax
-
-
-
-
withholding
9 899
13 732
-
-
social contributions
13 303
18 453
-
-
total
23 202
32 185
-
-
Income
149 000
149 000
149 000
149 000
Total tax
69 296
73 905
67 454
65 079
After tax
79 704
75 095
81 546
83 921
Living cost
25 573
25 573
25 573
25 573
Free-cash
54 131
49 522
55 973
58 348

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽46709
₽53160
₽55535
₽51613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
4 246
health
-
-
-
6 389
pensions
-
-
-
26 295
other
-
-
-
4 619
income
-
-
-
23 530
surtax
-
-
-
-
total
-
-
-
65 079
Employee
35 509
-
115 297
-
income
2 096
-
22 442
-
social contributions
1 012
-
3 286
-
pensions
4 015
-
8 025
-
surtax
-
-
-
-
total
7 123
-
33 753
-
Employer
35 509
-
115 297
-
pensions
5 833
-
13 508
-
social contributions
107
-
346
-
unemployment
1 437
-
4 670
-
health
2 486
-
10 677
-
other
1 225
-
4 500
-
total
11 088
-
33 701
-
Corporate
102 402
149 000
-
-
surtax
-
-
-
-
income
28 672
41 720
-
-
total
28 672
41 720
-
-
Dividends
73 730
107 280
-
-
surtax
-
-
-
-
withholding
9 437
13 732
-
-
social contributions
12 681
18 453
-
-
total
22 118
32 185
-
-
Income
149 000
149 000
149 000
149 000
Total tax
69 001
73 905
67 454
65 079
After tax
79 999
75 095
81 546
83 921
Living cost
28 386
28 386
28 386
28 386
Free-cash
51 613
46 709
53 160
55 535

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽35023
₽41474
₽43849
₽40727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
4 246
health
-
-
-
6 389
pensions
-
-
-
26 295
other
-
-
-
4 619
income
-
-
-
23 530
surtax
-
-
-
-
total
-
-
-
65 079
Employee
51 964
-
115 297
-
income
4 534
-
22 442
-
social contributions
1 480
-
3 286
-
pensions
5 877
-
8 025
-
surtax
-
-
-
-
total
11 891
-
33 753
-
Employer
51 964
-
115 297
-
pensions
8 538
-
13 508
-
social contributions
156
-
346
-
unemployment
2 105
-
4 670
-
health
3 637
-
10 677
-
other
1 793
-
4 500
-
total
16 229
-
33 701
-
Corporate
80 807
149 000
-
-
surtax
-
-
-
-
income
22 627
41 720
-
-
total
22 627
41 720
-
-
Dividends
58 180
107 280
-
-
surtax
-
-
-
-
withholding
7 447
13 732
-
-
social contributions
10 007
18 453
-
-
total
17 454
32 185
-
-
Income
149 000
149 000
149 000
149 000
Total tax
68 201
73 905
67 454
65 079
After tax
80 799
75 095
81 546
83 921
Living cost
40 072
40 072
40 072
40 072
Free-cash
40 727
35 023
41 474
43 849

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽135693
₽113343
₽141653
₽134595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
149 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 490
total
-
-
-
1 490
Employee
7 321
-
149 000
-
income
1 464
-
29 800
-
total
1 464
-
29 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

141 679
149 000
-
-
total
-
-
-
-
Dividends
141 679
149 000
-
-
withholding
7 084
7 450
-
-
total
7 084
7 450
-
-
Income
149 000
149 000
149 000
149 000
Total tax
8 548
7 450
29 800
1 490
After tax
140 452
141 550
119 200
147 510
Living cost
5 857
5 857
5 857
5 857
Free-cash
134 595
135 693
113 343
141 653

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽132423
₽110073
₽138383
₽130711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
149 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 490
total
-
-
-
1 490
Employee
11 409
-
149 000
-
income
2 282
-
29 800
-
total
2 282
-
29 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

137 591
149 000
-
-
total
-
-
-
-
Dividends
137 591
149 000
-
-
withholding
6 880
7 450
-
-
total
6 880
7 450
-
-
Income
149 000
149 000
149 000
149 000
Total tax
9 162
7 450
29 800
1 490
After tax
139 838
141 550
119 200
147 510
Living cost
9 127
9 127
9 127
9 127
Free-cash
130 711
132 423
110 073
138 383

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽44646
₽62376
₽46531
₽55503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 845
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 374
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 551
total
-
-
-
70 438
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
149 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 551
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
46 374
-
total
9 250
-
54 593
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
107 719
149 000
-
-
trade
15 458
21 381
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

888
1 230
-
-
chamber of commerce
283
345
-
-
income
16 157
22 349
-
-
total
32 786
45 305
-
-
Dividends
74 932
103 695
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 012
1 409
-
-
withholding
18 418
25 609
-
-
total
19 430
27 018
-
-
Income
149 000
149 000
149 000
149 000
Total tax
61 466
72 323
54 593
70 438
After tax
87 534
76 677
94 407
78 562
Living cost
32 031
32 031
32 031
32 031
Free-cash
55 503
44 646
62 376
46 531

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽50018
₽69277
₽51886
₽59193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 391
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 374
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 551
total
-
-
-
71 984
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
149 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 551
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
46 374
-
total
6 603
-
54 593
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
117 267
149 000
-
-
trade
18 470
23 467
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

967
1 230
-
-
chamber of commerce
294
340
-
-
income
17 590
22 349
-
-
total
37 321
47 386
-
-
Dividends
79 946
101 614
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 082
1 379
-
-
withholding
19 671
25 087
-
-
total
20 753
26 466
-
-
Income
149 000
149 000
149 000
149 000
Total tax
64 677
73 852
54 593
71 984
After tax
84 323
75 148
94 407
77 016
Living cost
25 130
25 130
25 130
25 130
Free-cash
59 193
50 018
69 277
51 886

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽41785
₽61814
₽43649
₽53442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
18 165
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 374
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 551
total
-
-
-
72 758
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
149 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 551
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
46 374
-
total
9 481
-
54 593
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
106 926
149 000
-
-
trade
17 590
24 511
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

882
1 230
-
-
chamber of commerce
279
339
-
-
income
16 039
22 349
-
-
total
34 790
48 429
-
-
Dividends
72 137
100 571
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

975
1 365
-
-
withholding
17 719
24 828
-
-
total
18 694
26 193
-
-
Income
149 000
149 000
149 000
149 000
Total tax
62 965
74 622
54 593
72 758
After tax
86 035
74 378
94 407
76 242
Living cost
32 593
32 593
32 593
32 593
Free-cash
53 442
41 785
61 814
43 649

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽35606
₽56399
₽37461
₽49059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
18 938
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
46 374
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 551
total
-
-
-
73 531
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
149 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 551
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
46 374
-
total
11 854
-
54 593
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 138
149 000
-
-
trade
17 003
25 553
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

817
1 230
-
-
chamber of commerce
266
335
-
-
income
14 871
22 349
-
-
total
32 957
49 467
-
-
Dividends
66 182
99 532
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

893
1 351
-
-
withholding
16 229
24 568
-
-
total
17 122
25 919
-
-
Income
149 000
149 000
149 000
149 000
Total tax
61 933
75 386
54 593
73 531
After tax
87 067
73 614
94 407
75 469
Living cost
38 008
38 008
38 008
38 008
Free-cash
49 059
35 606
56 399
37 461

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽75086
₽46763
₽51837
₽72448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
41 811
surtax
-
-
-
6 521
total
-
-
-
78 528
Employee
27 940
-
125 692
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
5 529
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
36 849
-
total
9 304
-
60 294
-
Employer
27 940
-
125 692
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
115 177
149 000
-
-
income
29 946
38 739
-
-
total
29 946
38 739
-
-
Dividends
85 231
110 261
-
-
withholding
12 785
16 540
-
-
total
12 785
16 540
-
-
Income
149 000
149 000
149 000
149 000
Total tax
57 917
55 279
83 602
78 528
After tax
91 083
93 721
65 398
70 472
Living cost
18 635
18 635
18 635
18 635
Free-cash
72 448
75 086
46 763
51 837

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽75413
₽47090
₽52164
₽72830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
41 811
surtax
-
-
-
6 521
total
-
-
-
78 528
Employee
27 437
-
125 692
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
5 529
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
36 849
-
total
9 130
-
60 294
-
Employer
27 437
-
125 692
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
115 788
149 000
-
-
income
30 105
38 739
-
-
total
30 105
38 739
-
-
Dividends
85 683
110 261
-
-
withholding
12 852
16 540
-
-
total
12 852
16 540
-
-
Income
149 000
149 000
149 000
149 000
Total tax
57 862
55 279
83 602
78 528
After tax
91 138
93 721
65 398
70 472
Living cost
18 308
18 308
18 308
18 308
Free-cash
72 830
75 413
47 090
52 164

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽67446
₽70103
₽86947
₽67784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
unemployment
-
-
-
2 235
health
-
-
-
10 430
pensions
-
-
-
14 900
income
-
-
-
18 215
total
-
-
-
45 780
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
124 686
-
health
1 644
654
8 728
-
pensions
2 349
935
12 469
-
unemployment
352
140
1 870
-
income
2 872
1 143
15 243
-
total
7 217
2 872
38 310
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
124 686
-
pensions
4 581
1 823
24 314
-
total
4 581
1 823
24 314
-
Corporate
120 929
137 828
-
-
income
10 884
12 405
-
-
total
10 884
12 405
-
-
Dividends
110 045
125 423
-
-
withholding
20 909
23 830
-
-
social contributions
21 352
24 351
-
-
total
42 261
48 181
-
-
Income
149 000
149 000
149 000
149 000
Total tax
64 943
65 281
62 624
45 780
After tax
84 057
83 719
86 376
103 220
Living cost
16 273
16 273
16 273
16 273
Free-cash
67 784
67 446
70 103
86 947

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽51093
₽46468
₽45669
₽50396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
1 602
municipal
-
-
-
16 347
pensions
-
-
-
17 880
national
-
-
-
25 619
total
-
-
-
61 448
Employee
64 927
-
128 809
-
municipal
8 020
-
16 924
-
pensions
2 597
-
5 152
-
national
12 427
-
26 883
-
total
23 044
-
48 959
-
Employer
64 927
-
128 809
-
social contributions
698
-
1 385
-
pensions
5 194
-
10 305
-
total
5 892
-
11 690
-
Corporate
73 896
149 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

14 779
29 800
-
-
total
14 779
29 800
-
-
Dividends
59 117
119 200
-
-
withholding
13 006
26 224
-
-
total
13 006
26 224
-
-
Income
149 000
149 000
149 000
149 000
Total tax
56 721
56 024
60 649
61 448
After tax
92 279
92 976
88 351
87 552
Living cost
41 883
41 883
41 883
41 883
Free-cash
50 396
51 093
46 468
45 669

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽57039
₽30928
₽30928
₽58869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
24 924
income
-
-
-
45 886
total
-
-
-
70 810
Employee
64 899
-
149 000
-
social contributions
5 392
-
24 924
-
income
12 246
-
45 886
-
total
17 638
-
70 810
-
Employer
64 899
-
149 000
-
total
-
-
-
-
Corporate
84 101
149 000
-
-
income
10 513
18 624
-
-
total
10 513
18 624
-
-
Dividends
73 589
130 376
-
-
withholding
14 718
26 075
-
-
total
14 718
26 075
-
-
Income
149 000
149 000
149 000
149 000
Total tax
42 869
44 699
70 810
70 810
After tax
106 131
104 301
78 190
78 190
Living cost
47 262
47 262
47 262
47 262
Free-cash
58 869
57 039
30 928
30 928

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽44488
₽29305
₽36036
₽40156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
regional
-
-
-
1 762
social contributions
-
-
-
38 322
municipal
-
-
-
885
national
-
-
-
36 986
total
-
-
-
77 955
Employee
73 736
-
149 000
-
regional
696
-
1 556
-
municipal
390
-
790
-
social contributions
24 864
-
50 242
-
national
12 777
-
32 098
-
total
38 727
-
84 686
-
Employer
73 736
-
149 000
-
total
-
-
-
-
Corporate
75 264
149 000
-
-
nationa
18 064
35 761
-
-
municipal
2 935
5 811
-
-
total
20 999
41 572
-
-
Dividends
54 265
107 428
-
-
withholding
14 109
27 931
-
-
total
14 109
27 931
-
-
Income
149 000
149 000
149 000
149 000
Total tax
73 835
69 503
84 686
77 955
After tax
75 165
79 497
64 314
71 045
Living cost
35 009
35 009
35 009
35 009
Free-cash
40 156
44 488
29 305
36 036

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽55967
₽41515
₽48209
₽54125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
regional
-
-
-
2 248
social contributions
-
-
-
38 322
municipal
-
-
-
885
national
-
-
-
36 986
total
-
-
-
78 441
Employee
46 023
-
149 000
-
regional
620
-
2 005
-
municipal
244
-
790
-
social contributions
15 519
-
50 242
-
national
7 291
-
32 098
-
total
23 674
-
85 135
-
Employer
46 023
-
149 000
-
total
-
-
-
-
Corporate
102 977
149 000
-
-