Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 149000
per

Your estimated
City
free-cash

Andorra , Andorra
₽82938
₽103924
₽86899
₽106957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
32 781
income
-
-
-
6 139
total
-
-
-
38 920
Employee
29 029
-
129 005
-
social contributions
1 887
-
8 386
-
income
-
-
6 578
-
total
1 887
-
14 964
-
Employer
29 029
-
129 005
-
social contributions
4 500
-
19 995
-
total
4 500
-
19 995
-
Corporate
115 472
149 000
-
-
income
11 547
14 901
-
-
total
11 547
14 901
-
-
Dividends
103 924
134 099
-
-
total
-
-
-
-
Income
149 000
149 000
149 000
149 000
Total tax
17 934
14 901
34 959
38 920
After tax
131 066
134 099
114 041
110 080
Living cost
27 142
27 142
27 142
27 142
Free-cash
103 924
106 957
86 899
82 938

Estimated living cost  is ₽27142 per week

₽17550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7036
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽47817
₽53380
₽10621
₽53825
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
surtax
-
-
-
-
unemployment
-
-
-
5 538
health
-
-
-
8 069
chamber of commerce
-
-
-
596
pensions
-
-
-
19 515
income
-
-
-
38 658
total
-
-
-
72 376
Employee
39 470
35 984
117 746
-
unemployment
1 184
1 080
3 165
-
other
394
360
1 056
-
income
3 516
2 654
30 634
-
pensions
4 042
3 684
10 802
-
health
1 527
1 393
4 082
-
total
10 663
9 171
49 739
-
Employer
39 470
35 984
117 746
-
pensions
4 954
4 517
13 239
-
surtax
-
-
-
-
payroll
1 184
1 080
3 532
-
other
1 875
1 708
5 488
-
health
1 492
1 361
3 987
-
accident
512
468
1 371
-
unemployment
1 184
1 080
3 165
-
chamber of commerce
158
144
471
-
total
11 359
10 358
31 253
-
Corporate
98 171
102 660
114 320
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 543
25 665
28 580
-
total
24 543
25 665
28 580
-
Dividends
73 628
76 995
-
-
withholding
20 248
21 174
-
-
total
20 248
21 174
-
-
Income
149 000
149 000
149 000
149 000
Total tax
66 813
66 368
109 572
72 376
After tax
82 187
82 632
39 428
76 624
Living cost
28 807
28 807
28 807
28 807
Free-cash
53 380
53 825
10 621
47 817

Estimated living cost  is ₽28807 per week

₽17281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2942
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8071
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽44630
₽49323
₽7555
₽50721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
surtax
-
-
-
178
unemployment
-
-
-
5 538
health
-
-
-
8 069
chamber of commerce
-
-
-
596
pensions
-
-
-
19 515
income
-
-
-
38 658
total
-
-
-
72 554
Employee
45 125
35 984
117 581
-
unemployment
1 354
1 080
3 165
-
other
451
360
1 056
-
income
5 137
2 654
30 566
-
pensions
4 621
3 684
10 802
-
health
1 746
1 393
4 082
-
total
13 309
9 171
49 671
-
Employer
45 125
35 984
117 581
-
pensions
5 663
4 517
13 239
-
surtax
178
178
178
-
payroll
1 354
1 080
3 528
-
other
2 144
1 708
5 482
-
health
1 705
1 361
3 987
-
accident
586
468
1 371
-
unemployment
1 354
1 080
3 165
-
chamber of commerce
180
144
470
-
total
13 164
10 536
31 420
-
Corporate
90 712
102 482
114 154
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 678
25 620
28 538
-
total
22 678
25 620
28 538
-
Dividends
68 034
76 861
-
-
withholding
18 710
21 136
-
-
total
18 710
21 136
-
-
Income
149 000
149 000
149 000
149 000
Total tax
67 861
66 463
109 629
72 554
After tax
81 139
82 537
39 371
76 446
Living cost
31 816
31 816
31 816
31 816
Free-cash
49 323
50 721
7 555
44 630

Estimated living cost  is ₽31816 per week

₽21220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2714
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7360
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽31610
₽36886
₽20096
₽50429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
national
-
-
-
54 366
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 589
social contributions
-
-
-
22 512
total
-
-
-
84 467
Employee

The minimum management director salary is set at €45,000 per year.

64 588
-
115 405
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
1 004
-
national
19 857
-
41 283
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 369
-
6 020
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 844
-
8 655
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 035
-
5 425
-
total
31 667
-
62 387
-
Employer

The minimum management director salary is set at €45,000 per year.

64 588
-
115 405
-
surtax
7 324
-
13 088
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 723
-
10 224
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 972
-
7 097
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 501
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

942
-
1 684
-
total
18 801
-
33 594
-
Corporate
65 611
149 000
-
-
income
13 122
29 800
-
-
surtax
262
596
-
-
total
13 384
30 396
-
-
Dividends
52 227
118 604
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

15 339
35 252
-
-
total
15 339
35 252
-
-
Income
149 000
149 000
149 000
149 000
Total tax
79 191
65 648
95 981
84 467
After tax
69 809
83 352
53 019
64 533
Living cost
32 923
32 923
32 923
32 923
Free-cash
36 886
50 429
20 096
31 610

Estimated living cost  is ₽32923 per week

₽21206
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8322
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽102692
₽106357
₽108427
₽111860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
unemployment
-
-
-
126
health
-
-
-
3 628
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 669
income
-
-
-
22 350
total
-
-
-
30 773
Employee
20 571
-
142 811
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
income
2 057
-
14 281
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 806
-
2 770
-
health
946
-
1 451
-
total
5 035
-
18 849
-
Employer
20 571
-
142 811
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 267
-
3 476
-
health
1 420
-
2 177
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
unemployment
124
-
189
-
total
4 037
-
6 189
-
Corporate
124 393
149 000
-
-
income
12 439
14 900
-
-
total
12 439
14 900
-
-
Dividends
111 954
134 100
-
-
withholding
5 597
6 705
-
-
total
5 597
6 705
-
-
Income
149 000
149 000
149 000
149 000
Total tax
27 108
21 605
25 038
30 773
After tax
121 892
127 395
123 962
118 227
Living cost
15 535
15 535
15 535
15 535
Free-cash
106 357
111 860
108 427
102 692

Estimated living cost  is ₽15535 per week

₽10275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4001
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽106386
₽111357
₽112121
₽115554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
unemployment
-
-
-
126
health
-
-
-
3 628
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 669
income
-
-
-
22 350
total
-
-
-
30 773
Employee
15 678
-
142 811
-
accident

We are using the highest rate at 1.1%.

173
-
347
-
income
1 568
-
14 281
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 377
-
2 770
-
health
721
-
1 451
-
total
3 839
-
18 849
-
Employer
15 678
-
142 811
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 728
-
3 476
-
health
1 082
-
2 177
-
accident

We are using the highest rate at 1.1%.

173
-
347
-
unemployment
94
-
189
-
total
3 077
-
6 189
-
Corporate
130 245
149 000
-
-
income
13 025
14 900
-
-
total
13 025
14 900
-
-
Dividends
117 220
134 100
-
-
withholding
5 861
6 705
-
-
total
5 861
6 705
-
-
Income
149 000
149 000
149 000
149 000
Total tax
25 802
21 605
25 038
30 773
After tax
123 198
127 395
123 962
118 227
Living cost
11 841
11 841
11 841
11 841
Free-cash
111 357
115 554
112 121
106 386

Estimated living cost  is ₽11841 per week

₽6913
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽314
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽81439
₽82911
₽80101
₽87823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
health
-
-
-
3 799
social contributions
-
-
-
14 609
income
-
-
-
28 247
total
-
-
-
46 655
Employee
69 432
69 432
138 662
-
income
7 560
6 427
27 526
-
social contributions
2 625
5 763
7 772
-
health
538
1 181
2 358
-
total
10 723
13 371
37 656
-
Employer
69 432
69 432
138 662
-
social contributions
2 625
5 763
7 772
-
health
584
1 285
2 565
-
total
3 209
7 048
10 337
-
Corporate
114 162
72 520
-
-
income
14 270
9 064
-
-
total
14 270
9 064
-
-
Dividends
99 892
63 456
-
-
withholding
16 981
10 788
-
-
total
16 981
10 788
-
-
Income
149 000
149 000
149 000
149 000
Total tax
45 183
40 271
47 993
46 655
After tax
103 817
108 729
101 007
102 345
Living cost
20 906
20 906
20 906
20 906
Free-cash
82 911
87 823
80 101
81 439

Estimated living cost  is ₽20906 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽73058
₽75698
₽71720
₽79442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
health
-
-
-
3 799
social contributions
-
-
-
14 609
income
-
-
-
28 247
total
-
-
-
46 655
Employee
69 432
69 432
138 662
-
income
7 291
6 427
27 526
-
social contributions
3 374
5 763
7 772
-
health
691
1 181
2 358
-
total
11 356
13 371
37 656
-
Employer
69 432
69 432
138 662
-
social contributions
3 374
5 763
7 772
-
health
752
1 285
2 565
-
total
4 126
7 048
10 337
-
Corporate
104 232
72 520
-
-
income
13 029
9 064
-
-
total
13 029
9 064
-
-
Dividends
91 202
63 456
-
-
withholding
15 504
10 788
-
-
total
15 504
10 788
-
-
Income
149 000
149 000
149 000
149 000
Total tax
44 015
40 271
47 993
46 655
After tax
104 985
108 729
101 007
102 345
Living cost
29 287
29 287
29 287
29 287
Free-cash
75 698
79 442
71 720
73 058

Estimated living cost  is ₽29287 per week

₽20021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽63160
₽74273
₽56615
₽81718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
health
-
-
-
20 115
social contributions
-
-
-
30 029
income
-
-
-
14 828
solidarity contribution
-
-
-
-
total
-
-
-
64 972
Employee
30 689
-
113 110
-
income
3 683
-
13 673
-
social contributions
1 995
-
6 684
-
health
4 143
-
15 270
-
solidarity contribution
-
-
-
-
total
9 821
-
35 627
-
Employer
30 689
-
113 110
-
social contributions
7 672
-
25 710
-
health
2 762
-
10 180
-
total
10 434
-
35 890
-
Corporate
107 877
149 000
-
-
income
20 497
28 310
-
-
total
20 497
28 310
-
-
Dividends
87 380
120 690
-
-
withholding
13 107
18 104
-
-
total
13 107
18 104
-
-
Income
149 000
149 000
149 000
149 000
Total tax
53 859
46 414
71 517
64 972
After tax
95 141
102 586
77 483
84 028
Living cost
20 868
20 868
20 868
20 868
Free-cash
74 273
81 718
56 615
63 160

Estimated living cost  is ₽20868 per week

₽14495
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽58313
₽67698
₽51768
₽76871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
health
-
-
-
20 115
social contributions
-
-
-
30 029
income
-
-
-
14 828
solidarity contribution
-
-
-
-
total
-
-
-
64 972
Employee
37 817
-
113 110
-
income
4 538
-
13 673
-
social contributions
2 458
-
6 684
-
health
5 105
-
15 270
-
solidarity contribution
-
-
-
-
total
12 101
-
35 627
-
Employer
37 817
-
113 110
-
social contributions
9 454
-
25 710
-
health
3 403
-
10 180
-
total
12 857
-
35 890
-
Corporate
98 326
149 000
-
-
income
18 682
28 310
-
-
total
18 682
28 310
-
-
Dividends
79 644
120 690
-
-
withholding
11 947
18 104
-
-
total
11 947
18 104
-
-
Income
149 000
149 000
149 000
149 000
Total tax
55 587
46 414
71 517
64 972
After tax
93 413
102 586
77 483
84 028
Living cost
25 715
25 715
25 715
25 715
Free-cash
67 698
76 871
51 768
58 313

Estimated living cost  is ₽25715 per week

₽19124
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽44869
-₽48318
-₽48318
-₽48318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
national
-
-
-
17 148
pensions
-
-
-
785
municipal
-
-
-
30 725
labour market
-
-
-
11 857
total
-
-
-
60 515
Employee
184 092
184 092
184 092
-
municipal
39 201
39 201
39 201
-
national
22 490
22 490
22 490
-
pensions
262
262
262
-
labour market
14 706
14 706
14 706
-
total
76 659
76 659
76 659
-
Employer
184 092
184 092
184 092
-
pensions
523
523
523
-
labour market
14 727
14 727
14 727
-
municipal
39 264
39 264
39 264
-
national
22 529
22 529
22 529
-
total
77 043
77 043
77 043
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
149 000
149 000
149 000
149 000
Total tax
153 702
153 702
153 702
60 515
After tax
-4 702
-4 702
-4 702
88 485
Living cost
43 616
43 616
43 616
43 616
Free-cash
-48 318
-48 318
-48 318
44 869

Estimated living cost  is ₽43616 per week

₽29851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽58056
₽91781
₽64071
₽97391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
health
-
-
-
19 369
pensions
-
-
-
29 800
income
-
-
-
19 966
total
-
-
-
69 135
Employee
25 615
-
111 359
-
unemployment
410
-
1 782
-
income
2 884
-
21 470
-
pensions
512
-
2 228
-
total
3 806
-
25 480
-
Employer
25 615
-
111 359
-
pensions
5 123
-
22 272
-
health
3 329
-
14 477
-
unemployment
206
-
891
-
total
8 658
-
37 640
-
Corporate
114 727
149 000
-
-
income
22 946
29 800
-
-
total
22 946
29 800
-
-
Dividends
91 781
119 200
-
-
total
-
-
-
-
Income
149 000
149 000
149 000
149 000
Total tax
35 410
29 800
63 120
69 135
After tax
113 590
119 200
85 880
79 865
Living cost
21 809
21 809
21 809
21 809
Free-cash
91 781
97 391
64 071
58 056

Estimated living cost  is ₽21809 per week

₽14959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5113
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽62898
₽61354
₽44136
₽59325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
149 000
national
-
-
-
23 044
health
-
-
-
1 917
municipal
-
-
-
26 475
total
-
-
-
51 436
Employee
47 506
-
125 348
-
unemployment
713
-
1 880
-
municipal
7 781
-
20 422
-
national
785
-
14 229
-
pensions
3 206
-
8 461
-
health
355
-
1 554
-
total
12 840
-
46 546
-
Employer
47 506
-
125 348
-
pensions
8 242
-
21 748
-
health
365
-
965
-
accident
48
-
125
-
unemployment
308
-
814
-
total
8 963
-
23 652
-
Corporate
92 531
149 000
-
-
income
18 506
29 800
-
-
total
18 506
29 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

55 519
89 400
-
-
municipal
9 993
16 092
-
-
national
2 678
9 117
-
-
total
12 671
25 209
-
-
Income
149 000
149 000
149 000
149 000
Total tax
52 980
55 009
70 198
51 436
After tax
96 020
93 991
78 802
97 564
Living cost
34 666
34 666
34 666
34 666
Free-cash
61 354
59 325
44 136
62 898

Estimated living cost  is ₽34666 per week

₽22644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3334
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8137
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽56297
₽52278
₽55164
₽47263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
surtax
-
-
-
-
health
-
-
-
5 987
pensions
-
-
-
27 526
social contributions
-
-
-
4 244
income
-
-
-
22 494
other
-
-
-
4 620
total
-
-
-
64 871
Employee
34 496
-
116 020
-
income
1 779
-
21 939
-
surtax
-
-
-
-
social contributions
984
-
3 307
-
pensions
3 902
-
7 778
-
total
6 665
-
33 024
-
Employer
34 496
-
116 020
-
pensions
5 668
-
13 141
-
social contributions
103
-
348
-
other
1 191
-
4 403
-
health
2 414
-
10 390
-
unemployment
1 397
-
4 698
-
total
10 773
-
32 980
-
Corporate
103 731
149 000
-
-
income
29 046
41 720
-
-
surtax
-
-
-
-
total
29 046
41 720
-
-
Dividends
74 686
107 280
-
-
withholding
9 560
13 732
-
-
social contributions
12 846
18 453
-
-
surtax
-
-
-
-
total
22 406
32 185
-
-
Income
149 000
149 000
149 000
149 000
Total tax
68 890
73 905
66 004
64 871
After tax
80 110
75 095
82 996
84 129
Living cost
27 832
27 832
27 832
27 832
Free-cash
52 278
47 263
55 164
56 297

Estimated living cost  is ₽27832 per week

₽16141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2827
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽53236
₽49536
₽52103
₽44202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
surtax
-
-
-
-
health
-
-
-
5 987
pensions
-
-
-
27 526
social contributions
-
-
-
4 244
income
-
-
-
22 494
other
-
-
-
4 620
total
-
-
-
64 871
Employee
38 645
-
116 020
-
income
2 281
-
21 939
-
surtax
-
-
-
-
social contributions
1 102
-
3 307
-
pensions
4 369
-
7 778
-
total
7 752
-
33 024
-
Employer
38 645
-
116 020
-
pensions
6 349
-
13 141
-
social contributions
117
-
348
-
other
1 333
-
4 403
-
health
2 706
-
10 390
-
unemployment
1 564
-
4 698
-
total
12 069
-
32 980
-
Corporate
98 287
149 000
-
-
income
27 521
41 720
-
-
surtax
-
-
-
-
total
27 521
41 720
-
-
Dividends
70 767
107 280
-
-
withholding
9 058
13 732
-
-
social contributions
12 171
18 453
-
-
surtax
-
-
-
-
total
21 229
32 185
-
-
Income
149 000
149 000
149 000
149 000
Total tax
68 571
73 905
66 004
64 871
After tax
80 429
75 095
82 996
84 129
Living cost
30 893
30 893
30 893
30 893
Free-cash
49 536
44 202
52 103
53 236

Estimated living cost  is ₽30893 per week

₽19479
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8377
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽40518
₽37692
₽39385
₽31484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
surtax
-
-
-
-
health
-
-
-
5 987
pensions
-
-
-
27 526
social contributions
-
-
-
4 244
income
-
-
-
22 494
other
-
-
-
4 620
total
-
-
-
64 871
Employee
56 553
-
116 020
-
income
4 934
-
21 939
-
surtax
-
-
-
-
social contributions
1 611
-
3 307
-
pensions
6 397
-
7 778
-
total
12 942
-
33 024
-
Employer
56 553
-
116 020
-
pensions
9 292
-
13 141
-
social contributions
170
-
348
-
other
1 952
-
4 403
-
health
3 958
-
10 390
-
unemployment
2 291
-
4 698
-
total
17 663
-
32 980
-
Corporate
74 784
149 000
-
-
income
20 939
41 720
-
-
surtax
-
-
-
-
total
20 939
41 720
-
-
Dividends
53 845
107 280
-
-
withholding
6 892
13 732
-
-
social contributions
9 261
18 453
-
-
surtax
-
-
-
-
total
16 153
32 185
-
-
Income
149 000
149 000
149 000
149 000
Total tax
67 697
73 905
66 004
64 871
After tax
81 303
75 095
82 996
84 129
Living cost
43 611
43 611
43 611
43 611
Free-cash
37 692
31 484
39 385
40 518

Estimated living cost  is ₽43611 per week

₽29515
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9930
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽141680
₽134627
₽113370
₽135720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
149 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 490
total
-
-
-
1 490
Employee
7 287
-
149 000
-
income
1 457
-
29 800
-
total
1 457
-
29 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

141 713
149 000
-
-
total
-
-
-
-
Dividends
141 713
149 000
-
-
withholding
7 086
7 450
-
-
total
7 086
7 450
-
-
Income
149 000
149 000
149 000
149 000
Total tax
8 543
7 450
29 800
1 490
After tax
140 457
141 550
119 200
147 510
Living cost
5 830
5 830
5 830
5 830
Free-cash
134 627
135 720
113 370
141 680

Estimated living cost  is ₽5830 per week

₽3613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽138425
₽130762
₽110115
₽132465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
149 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 490
total
-
-
-
1 490
Employee
11 357
-
149 000
-
income
2 271
-
29 800
-
total
2 271
-
29 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

137 643
149 000
-
-
total
-
-
-
-
Dividends
137 643
149 000
-
-
withholding
6 882
7 450
-
-
total
6 882
7 450
-
-
Income
149 000
149 000
149 000
149 000
Total tax
9 153
7 450
29 800
1 490
After tax
139 847
141 550
119 200
147 510
Living cost
9 085
9 085
9 085
9 085
Free-cash
130 762
132 465
110 115
138 425

Estimated living cost  is ₽9085 per week

₽6148
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽45198
₽53649
₽60554
₽41840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 473
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 944
trade
-
-
-
15 356
total
-
-
-
68 942
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 927
-
149 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 694
-
44 944
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
2 473
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
10 067
-
53 586
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
104 073
149 000
-
-
trade
14 935
21 381
-
-
income
15 612
22 349
-
-
chamber of commerce
290
356
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

858
1 229
-
-
total
31 695
45 315
-
-
Dividends
72 378
103 685
-
-
withholding
17 752
25 578
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

977
1 407
-
-
total
18 729
26 985
-
-
Income
149 000
149 000
149 000
149 000
Total tax
60 491
72 300
53 586
68 942
After tax
88 509
76 700
95 414
80 058
Living cost
34 860
34 860
34 860
34 860
Free-cash
53 649
41 840
60 554
45 198

Estimated living cost  is ₽34860 per week

₽24047
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽51209
₽57805
₽68065
₽47818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 473
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 944
trade
-
-
-
16 856
total
-
-
-
70 442
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 536
-
149 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
44 944
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 473
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
7 187
-
53 586
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
114 464
149 000
-
-
trade
18 028
23 468
-
-
income
17 169
22 349
-
-
chamber of commerce
302
351
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

944
1 229
-
-
total
36 443
47 397
-
-
Dividends
78 021
101 603
-
-
withholding
19 162
25 058
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 054
1 378
-
-
total
20 216
26 436
-
-
Income
149 000
149 000
149 000
149 000
Total tax
63 846
73 833
53 586
70 442
After tax
85 154
75 167
95 414
78 558
Living cost
27 349
27 349
27 349
27 349
Free-cash
57 805
47 818
68 065
51 209

Estimated living cost  is ₽27349 per week

₽17204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽42338
₽51615
₽59943
₽38929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 473
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 944
trade
-
-
-
17 605
total
-
-
-
71 191
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 790
-
149 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 934
-
44 944
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
2 473
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
10 319
-
53 586
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 210
149 000
-
-
trade
16 977
24 510
-
-
income
15 482
22 349
-
-
chamber of commerce
284
350
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

852
1 229
-
-
total
33 595
48 438
-
-
Dividends
69 615
100 563
-
-
withholding
17 061
24 798
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

939
1 364
-
-
total
18 000
26 162
-
-
Income
149 000
149 000
149 000
149 000
Total tax
61 914
74 600
53 586
71 191
After tax
87 086
74 400
95 414
77 809
Living cost
35 471
35 471
35 471
35 471
Free-cash
51 615
38 929
59 943
42 338

Estimated living cost  is ₽35471 per week

₽23723
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽35697
₽46913
₽54050
₽32271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
149 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 473
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 944
trade
-
-
-
18 353
total
-
-
-
71 939
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 265
-
149 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 381
-
44 944
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

351
-
2 473
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
12 901
-
53 586
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
94 735
149 000
-
-
trade
16 247
25 554
-
-
income
14 210
22 349
-
-
chamber of commerce
271
346
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

781
1 229
-
-
total
31 509
49 478
-
-
Dividends
63 225
99 523
-
-
withholding
15 463
24 537
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

850
1 350
-
-
total
16 313
25 887
-
-
Income
149 000
149 000
149 000
149 000
Total tax
60 723
75 365
53 586
71 939
After tax
88 277
73 635
95 414
77 061
Living cost
41 364
41 364
41 364
41 364
Free-cash
46 913
32 271
54 050
35 697

Estimated living cost  is ₽41364 per week

₽30211
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3309
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7308
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽50360
₽70567
₽44732
₽73439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
surtax
-
-
-
5 913
unemployment
-
-
-
206
health
-
-
-
8 556
pensions
-
-
-
24 102
income
-
-
-
39 582
other
-
-
-
-
total
-
-
-
78 359
Employee
30 408
-
123 633
-
unemployment
2 116
-
8 388
-
other
-
-
-
-
income
5 098
-
34 181
-
surtax
108
-
4 942
-
pensions
2 029
-
8 038
-
health
776
-
3 072
-
total
10 127
-
58 621
-
Employer
30 408
-
123 633
-
pensions
4 054
-
16 064
-
other
-
-
-
-
health
1 383
-
5 483
-
unemployment
965
-
3 819
-
total
6 402
-
25 366
-
Corporate
112 190
149 000
-
-
income
29 169
38 741
-
-
total
29 169
38 741
-
-
Dividends
83 021
110 259
-
-
withholding
12 454
16 539
-
-
total
12 454
16 539
-
-
Income
149 000
149 000
149 000
149 000
Total tax
58 152
55 280
83 987
78 359
After tax
90 848
93 720
65 013
70 641
Living cost
20 281
20 281
20 281
20 281
Free-cash
70 567
73 439
44 732
50 360

Estimated living cost  is ₽20281 per week

₽12245
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽50716
₽70986
₽45088
₽73795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
surtax
-
-
-
5 913
unemployment
-
-
-
206
health
-
-
-
8 556
pensions
-
-
-
24 102
income
-
-
-
39 582
other
-
-
-
-
total
-
-
-
78 359
Employee
29 860
-
123 633
-
unemployment
2 078
-
8 388
-
other
-
-
-
-
income
5 005
-
34 181
-
surtax
98
-
4 942
-
pensions
1 991
-
8 038
-
health
763
-
3 072
-
total
9 935
-
58 621
-
Employer
29 860
-
123 633
-
pensions
3 980
-
16 064
-
other
-
-
-
-
health
1 359
-
5 483
-
unemployment
946
-
3 819
-
total
6 285
-
25 366
-
Corporate
112 855
149 000
-
-
income
29 342
38 741
-
-
total
29 342
38 741
-
-
Dividends
83 513
110 259
-
-
withholding
12 527
16 539
-
-
total
12 527
16 539
-
-
Income
149 000
149 000
149 000
149 000
Total tax
58 089
55 280
83 987
78 359
After tax
90 911
93 720
65 013
70 641
Living cost
19 925
19 925
19 925
19 925
Free-cash
70 986
73 795
45 088
50 716

Estimated living cost  is ₽19925 per week

₽12183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽85242
₽66149
₽68398
₽65775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
unemployment
-
-
-
2 235
health
-
-
-
10 430
pensions
-
-
-
14 900
income
-
-
-
18 215
total
-
-
-
45 780
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 952
10 328
124 686
-
unemployment
389
155
1 870
-
income
3 173
1 263
15 243
-
pensions
2 595
1 033
12 469
-
health
1 817
723
8 728
-
total
7 974
3 174
38 310
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 952
10 328
124 686
-
pensions
5 061
2 014
24 314
-
total
5 061
2 014
24 314
-
Corporate
117 988
136 658
-
-
income
10 619
12 299
-
-
total
10 619
12 299
-
-
Dividends
107 369
124 358
-
-
withholding
20 400
23 628
-
-
social contributions
20 819
24 132
-
-
total
41 219
47 760
-
-
Income
149 000
149 000
149 000
149 000
Total tax
64 873
65 247
62 624
45 780
After tax
84 127
83 753
86 376
103 220
Living cost
17 978
17 978
17 978
17 978
Free-cash
66 149
65 775
68 398
85 242

Estimated living cost  is ₽17978 per week

₽12269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽359
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽44227
₽48520
₽45216
₽49248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
national
-
-
-
25 261
pensions
-
-
-
17 880
social contributions
-
-
-
1 602
municipal
-
-
-
16 302
total
-
-
-
61 045
Employee
67 786
-
128 809
-
municipal
8 373
-
16 879
-
national
12 974
-
26 335
-
pensions
2 711
-
5 152
-
total
24 058
-
48 366
-
Employer
67 786
-
128 809
-
pensions
5 423
-
10 305
-
social contributions
729
-
1 385
-
total
6 152
-
11 690
-
Corporate
70 589
149 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

14 118
29 800
-
-
total
14 118
29 800
-
-
Dividends
56 471
119 200
-
-
withholding
12 424
26 224
-
-
total
12 424
26 224
-
-
Income
149 000
149 000
149 000
149 000
Total tax
56 752
56 024
60 056
61 045
After tax
92 248
92 976
88 944
87 955
Living cost
43 728
43 728
43 728
43 728
Free-cash
48 520
49 248
45 216
44 227

Estimated living cost  is ₽43728 per week

₽29721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4065
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9287
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽28264
₽54857
₽28264
₽52864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
social contributions
-
-
-
24 625
income
-
-
-
44 675
total
-
-
-
69 300
Employee
70 630
-
149 000
-
social contributions
5 868
-
24 625
-
income
13 328
-
44 675
-
total
19 196
-
69 300
-
Employer
70 630
-
149 000
-
total
-
-
-
-
Corporate
78 370
149 000
-
-
income
9 796
18 626
-
-
total
9 796
18 626
-
-
Dividends
68 574
130 374
-
-
withholding
13 715
26 074
-
-
total
13 715
26 074
-
-
Income
149 000
149 000
149 000
149 000
Total tax
42 707
44 700
69 300
69 300
After tax
106 293
104 300
79 700
79 700
Living cost
51 436
51 436
51 436
51 436
Free-cash
54 857
52 864
28 264
28 264

Estimated living cost  is ₽51436 per week

₽39131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽33698
₽36682
₽26966
₽41398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
national
-
-
-
36 244
regional
-
-
-
1 748
social contributions
-
-
-
38 323
municipal
-
-
-
886
total
-
-
-
77 201
Employee
80 248
-
149 000
-
municipal
425
-
790
-
national
13 905
-
31 357
-
social contributions
27 060
-
50 243
-
regional
757
-
1 543
-
total
42 147
-
83 933
-
Employer
80 248
-
149 000
-
total
-
-
-
-
Corporate
68 752
149 000
-
-
nationa
16 501
35 759
-
-
municipal
2 682
5 810
-
-
total
19 183
41 569
-
-
Dividends
49 569
107 430
-
-
withholding
12 887
27 932
-
-
total
12 887
27 932
-
-
Income
149 000
149 000
149 000
149 000
Total tax
74 217
69 501
83 933
77 201
After tax
74 783
79 499
65 067
71 799
Living cost
38 101
38 101
38 101
38 101
Free-cash
36 682
41 398
26 966
33 698

Estimated living cost  is ₽38101 per week

₽26559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽46977
₽51989
₽40283
₽53995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
149 000
national
-
-
-
36 244
regional
-
-
-
2 247
social contributions
-
-
-
38 323
municipal
-
-
-
886
total
-
-
-
77 700
Employee
50 088
-
149 000
-
municipal
266
-
790
-
national
7 935
-
31 357
-
social contributions
16 890
-
50 243
-
regional
674
-
2 004
-
total
25 765
-
84 394
-
Employer
50 088
-
149 000
-
total
-
-
-
-
Corporate
98 912
149 000
-
-