Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Madrid , Spain
₽65111
₽45463
₽49499
₽58466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
accident
-
-
-
803
income
-
-
-
37 960
other
-
-
-
89
unemployment
-
-
-
624
pensions
-
-
-
25 226
total
-
-
-
64 702
Employee
46 447
-
119 582
-
other
46
-
89
-
unemployment
719
-
1 382
-
pensions
2 183
-
4 190
-
income
9 701
-
34 659
-
total
12 649
-
40 320
-
Employer
46 447
-
119 582
-
pensions
10 961
-
21 037
-
accident
920
-
1 765
-
unemployment
2 555
-
4 902
-
other
372
-
714
-
total
14 808
-
28 418
-
Corporate
86 745
148 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

13 013
22 200
-
-
total
13 013
22 200
-
-
Dividends
73 732
125 800
-
-
withholding
15 265
26 890
-
-
total
15 265
26 890
-
-
Income
148 000
148 000
148 000
148 000
Total tax
55 735
49 090
68 738
64 702
After tax
92 265
98 910
79 262
83 298
Living cost
33 799
33 799
33 799
33 799
Free-cash
58 466
65 111
45 463
49 499

Estimated living cost  is ₽33799 per week

₽24273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2628
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6422
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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