Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽110601
₽106860
₽101220
₽104954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
income
-
-
-
22 200
unemployment
-
-
-
129
health
-
-
-
3 722
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 790
total
-
-
-
30 841
Employee
21 106
-
141 650
-
accident

We are using the highest rate at 1.1%.

232
-
356
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 853
-
2 842
-
income
2 111
-
14 165
-
health
971
-
1 489
-
total
5 167
-
18 852
-
Employer
21 106
-
141 650
-
health
1 456
-
2 233
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 326
-
3 566
-
accident

We are using the highest rate at 1.1%.

232
-
356
-
unemployment
127
-
194
-
total
4 141
-
6 349
-
Corporate
122 753
148 000
-
-
income
12 275
14 800
-
-
total
12 275
14 800
-
-
Dividends
110 478
133 200
-
-
withholding
5 524
6 660
-
-
total
5 524
6 660
-
-
Income
148 000
148 000
148 000
148 000
Total tax
27 107
21 460
25 201
30 841
After tax
120 893
126 540
122 799
117 159
Living cost
15 939
15 939
15 939
15 939
Free-cash
104 954
110 601
106 860
101 220

Estimated living cost  is ₽15939 per week

₽10542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽913
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4105
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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