Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽104575
₽110321
₽106397
₽100788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
unemployment
-
-
-
132
income
-
-
-
22 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 874
health
-
-
-
3 787
total
-
-
-
30 993
Employee
21 476
-
141 539
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
health
988
-
1 515
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 885
-
2 892
-
income
2 148
-
14 154
-
total
5 257
-
18 923
-
Employer
21 476
-
141 539
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 367
-
3 629
-
unemployment
129
-
198
-
health
1 482
-
2 272
-
total
4 214
-
6 461
-
Corporate
122 310
148 000
-
-
income
12 231
14 800
-
-
total
12 231
14 800
-
-
Dividends
110 079
133 200
-
-
withholding
5 504
6 660
-
-
total
5 504
6 660
-
-
Income
148 000
148 000
148 000
148 000
Total tax
27 206
21 460
25 384
30 993
After tax
120 794
126 540
122 616
117 007
Living cost
16 219
16 219
16 219
16 219
Free-cash
104 575
110 321
106 397
100 788

Estimated living cost  is ₽16219 per week

₽10727
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽929
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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