Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Andorra , Andorra
₽82211
₽102987
₽86141
₽106023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
social contributions
-
-
-
32 559
income
-
-
-
6 053
total
-
-
-
38 612
Employee
29 066
-
128 139
-
social contributions
1 889
-
8 330
-
income
-
-
6 491
-
total
1 889
-
14 821
-
Employer
29 066
-
128 139
-
social contributions
4 505
-
19 861
-
total
4 505
-
19 861
-
Corporate
114 428
148 000
-
-
income
11 442
14 800
-
-
total
11 442
14 800
-
-
Dividends
102 986
133 200
-
-
total
-
-
-
-
Income
148 000
148 000
148 000
148 000
Total tax
17 836
14 800
34 682
38 612
After tax
130 164
133 200
113 318
109 388
Living cost
27 177
27 177
27 177
27 177
Free-cash
102 987
106 023
86 141
82 211

Estimated living cost  is ₽27177 per week

₽17572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽47265
₽52800
₽10267
₽53248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
surtax
-
-
-
-
unemployment
-
-
-
5 545
health
-
-
-
8 079
chamber of commerce
-
-
-
592
pensions
-
-
-
19 540
income
-
-
-
38 135
total
-
-
-
71 891
Employee
39 521
36 030
116 788
-
unemployment
1 186
1 081
3 169
-
other
395
360
1 057
-
income
3 521
2 658
30 209
-
pensions
4 047
3 689
10 816
-
health
1 529
1 395
4 087
-
total
10 678
9 183
49 338
-
Employer
39 521
36 030
116 788
-
pensions
4 960
4 523
13 256
-
surtax
-
-
-
-
payroll
1 186
1 081
3 503
-
other
1 877
1 711
5 453
-
health
1 494
1 362
3 992
-
accident
513
468
1 373
-
unemployment
1 186
1 081
3 169
-
chamber of commerce
158
144
467
-
total
11 374
10 370
31 213
-
Corporate
97 105
101 600
113 356
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 276
25 399
28 338
-
total
24 276
25 399
28 338
-
Dividends
72 830
76 201
-
-
withholding
20 028
20 956
-
-
total
20 028
20 956
-
-
Income
148 000
148 000
148 000
148 000
Total tax
66 356
65 908
108 889
71 891
After tax
81 644
82 092
39 111
76 109
Living cost
28 844
28 844
28 844
28 844
Free-cash
52 800
53 248
10 267
47 265

Estimated living cost  is ₽28844 per week

₽17303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽44074
₽48744
₽7200
₽50139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
surtax
-
-
-
178
unemployment
-
-
-
5 545
health
-
-
-
8 079
chamber of commerce
-
-
-
592
pensions
-
-
-
19 540
income
-
-
-
38 135
total
-
-
-
72 069
Employee
45 183
36 030
116 621
-
unemployment
1 355
1 081
3 169
-
other
451
360
1 057
-
income
5 144
2 658
30 138
-
pensions
4 627
3 689
10 816
-
health
1 748
1 395
4 087
-
total
13 325
9 183
49 267
-
Employer
45 183
36 030
116 621
-
pensions
5 670
4 523
13 256
-
surtax
178
178
178
-
payroll
1 355
1 081
3 498
-
other
2 146
1 711
5 446
-
health
1 707
1 362
3 992
-
accident
587
468
1 373
-
unemployment
1 355
1 081
3 169
-
chamber of commerce
180
144
467
-
total
13 178
10 548
31 379
-
Corporate
89 637
101 422
113 190
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 409
25 355
28 297
-
total
22 409
25 355
28 297
-
Dividends
67 228
76 067
-
-
withholding
18 487
20 918
-
-
total
18 487
20 918
-
-
Income
148 000
148 000
148 000
148 000
Total tax
67 399
66 004
108 943
72 069
After tax
80 601
81 996
39 057
75 931
Living cost
31 857
31 857
31 857
31 857
Free-cash
48 744
50 139
7 200
44 074

Estimated living cost  is ₽31857 per week

₽21247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7369
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽31126
₽36271
₽19771
₽49831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
national
-
-
-
53 841
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 527
social contributions
-
-
-
22 541
total
-
-
-
83 909
Employee

The minimum management director salary is set at €45,000 per year.

64 671
-
114 633
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

563
-
997
-
national
19 883
-
40 937
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 373
-
5 979
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 850
-
8 597
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 039
-
5 387
-
total
31 708
-
61 897
-
Employer

The minimum management director salary is set at €45,000 per year.

64 671
-
114 633
-
surtax
7 333
-
12 998
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 730
-
10 157
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 977
-
7 050
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

841
-
1 489
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

944
-
1 673
-
total
18 825
-
33 367
-
Corporate
64 504
148 000
-
-
income
12 900
29 599
-
-
surtax
257
592
-
-
total
13 157
30 191
-
-
Dividends
51 346
117 809
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

15 074
35 013
-
-
total
15 074
35 013
-
-
Income
148 000
148 000
148 000
148 000
Total tax
78 764
65 204
95 264
83 909
After tax
69 236
82 796
52 736
64 091
Living cost
32 965
32 965
32 965
32 965
Free-cash
36 271
49 831
19 771
31 126

Estimated living cost  is ₽32965 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽101752
₽105422
₽107430
₽110946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
22 200
total
-
-
-
30 654
Employee
20 649
-
141 788
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
14 179
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 457
-
total
5 055
-
18 764
-
Employer
20 649
-
141 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
123 299
148 000
-
-
income
12 330
14 800
-
-
total
12 330
14 800
-
-
Dividends
110 970
133 200
-
-
withholding
5 548
6 660
-
-
total
5 548
6 660
-
-
Income
148 000
148 000
148 000
148 000
Total tax
26 984
21 460
24 976
30 654
After tax
121 016
126 540
123 024
117 346
Living cost
15 594
15 594
15 594
15 594
Free-cash
105 422
110 946
107 430
101 752

Estimated living cost  is ₽15594 per week

₽10314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽105460
₽110443
₽111138
₽114654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
22 200
total
-
-
-
30 654
Employee
15 738
-
141 788
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 574
-
14 179
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 457
-
total
3 853
-
18 764
-
Employer
15 738
-
141 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 735
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 088
-
6 212
-
Corporate
129 174
148 000
-
-
income
12 917
14 800
-
-
total
12 917
14 800
-
-
Dividends
116 256
133 200
-
-
withholding
5 813
6 660
-
-
total
5 813
6 660
-
-
Income
148 000
148 000
148 000
148 000
Total tax
25 671
21 460
24 976
30 654
After tax
122 329
126 540
123 024
117 346
Living cost
11 886
11 886
11 886
11 886
Free-cash
110 443
114 654
111 138
105 460

Estimated living cost  is ₽11886 per week

₽6939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽80789
₽82152
₽79457
₽87069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
health
-
-
-
3 775
social contributions
-
-
-
14 628
income
-
-
-
27 875
total
-
-
-
46 278
Employee
69 521
69 521
137 671
-
income
7 570
6 436
27 160
-
social contributions
2 628
5 770
7 782
-
health
539
1 182
2 340
-
total
10 737
13 388
37 282
-
Employer
69 521
69 521
137 671
-
social contributions
2 628
5 770
7 782
-
health
585
1 287
2 546
-
total
3 213
7 057
10 328
-
Corporate
113 117
71 422
-
-
income
14 139
8 929
-
-
total
14 139
8 929
-
-
Dividends
98 978
62 493
-
-
withholding
16 826
10 624
-
-
total
16 826
10 624
-
-
Income
148 000
148 000
148 000
148 000
Total tax
44 915
39 998
47 610
46 278
After tax
103 085
108 002
100 390
101 722
Living cost
20 933
20 933
20 933
20 933
Free-cash
82 152
87 069
79 457
80 789

Estimated living cost  is ₽20933 per week

₽12545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽72397
₽74931
₽71065
₽78677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
health
-
-
-
3 775
social contributions
-
-
-
14 628
income
-
-
-
27 875
total
-
-
-
46 278
Employee
69 521
69 521
137 671
-
income
7 300
6 436
27 160
-
social contributions
3 378
5 770
7 782
-
health
691
1 182
2 340
-
total
11 369
13 388
37 282
-
Employer
69 521
69 521
137 671
-
social contributions
3 378
5 770
7 782
-
health
753
1 287
2 546
-
total
4 131
7 057
10 328
-
Corporate
103 174
71 422
-
-
income
12 897
8 929
-
-
total
12 897
8 929
-
-
Dividends
90 277
62 493
-
-
withholding
15 347
10 624
-
-
total
15 347
10 624
-
-
Income
148 000
148 000
148 000
148 000
Total tax
43 744
39 998
47 610
46 278
After tax
104 256
108 002
100 390
101 722
Living cost
29 325
29 325
29 325
29 325
Free-cash
74 931
78 677
71 065
72 397

Estimated living cost  is ₽29325 per week

₽20046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽62439
₽73594
₽55954
₽81036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
health
-
-
-
19 980
social contributions
-
-
-
30 019
income
-
-
-
14 700
solidarity contribution
-
-
-
-
total
-
-
-
64 699
Employee
30 679
-
112 200
-
income
3 681
-
13 556
-
social contributions
1 994
-
6 682
-
health
4 142
-
15 147
-
solidarity contribution
-
-
-
-
total
9 817
-
35 385
-
Employer
30 679
-
112 200
-
social contributions
7 670
-
25 701
-
health
2 761
-
10 098
-
total
10 431
-
35 799
-
Corporate
106 890
148 000
-
-
income
20 309
28 120
-
-
total
20 309
28 120
-
-
Dividends
86 581
119 880
-
-
withholding
12 987
17 982
-
-
total
12 987
17 982
-
-
Income
148 000
148 000
148 000
148 000
Total tax
53 544
46 102
71 184
64 699
After tax
94 456
101 898
76 816
83 301
Living cost
20 862
20 862
20 862
20 862
Free-cash
73 594
81 036
55 954
62 439

Estimated living cost  is ₽20862 per week

₽14491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽57594
₽67020
₽51109
₽76191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
health
-
-
-
19 980
social contributions
-
-
-
30 019
income
-
-
-
14 700
solidarity contribution
-
-
-
-
total
-
-
-
64 699
Employee
37 805
-
112 200
-
income
4 537
-
13 556
-
social contributions
2 457
-
6 682
-
health
5 104
-
15 147
-
solidarity contribution
-
-
-
-
total
12 098
-
35 385
-
Employer
37 805
-
112 200
-
social contributions
9 451
-
25 701
-
health
3 402
-
10 098
-
total
12 853
-
35 799
-
Corporate
97 342
148 000
-
-
income
18 495
28 120
-
-
total
18 495
28 120
-
-
Dividends
78 847
119 880
-
-
withholding
11 827
17 982
-
-
total
11 827
17 982
-
-
Income
148 000
148 000
148 000
148 000
Total tax
55 273
46 102
71 184
64 699
After tax
92 727
101 898
76 816
83 301
Living cost
25 707
25 707
25 707
25 707
Free-cash
67 020
76 191
51 109
57 594

Estimated living cost  is ₽25707 per week

₽19117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽44296
-₽49556
-₽49556
-₽49556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
national
-
-
-
16 992
pensions
-
-
-
786
municipal
-
-
-
30 481
labour market
-
-
-
11 777
total
-
-
-
60 036
Employee
184 314
184 314
184 314
-
municipal
39 249
39 249
39 249
-
national
22 517
22 517
22 517
-
pensions
262
262
262
-
labour market
14 724
14 724
14 724
-
total
76 752
76 752
76 752
-
Employer
184 314
184 314
184 314
-
pensions
524
524
524
-
labour market
14 745
14 745
14 745
-
municipal
39 311
39 311
39 311
-
national
22 556
22 556
22 556
-
total
77 136
77 136
77 136
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
148 000
148 000
148 000
148 000
Total tax
153 888
153 888
153 888
60 036
After tax
-5 888
-5 888
-5 888
87 964
Living cost
43 668
43 668
43 668
43 668
Free-cash
-49 556
-49 556
-49 556
44 296

Estimated living cost  is ₽43668 per week

₽29887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽57491
₽90944
₽63467
₽96563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
health
-
-
-
19 240
pensions
-
-
-
29 599
income
-
-
-
19 832
total
-
-
-
68 671
Employee
25 648
-
110 613
-
unemployment
410
-
1 771
-
income
2 888
-
21 326
-
pensions
513
-
2 212
-
total
3 811
-
25 309
-
Employer
25 648
-
110 613
-
pensions
5 130
-
22 122
-
health
3 334
-
14 379
-
unemployment
206
-
885
-
total
8 670
-
37 386
-
Corporate
113 682
148 000
-
-
income
22 737
29 599
-
-
total
22 737
29 599
-
-
Dividends
90 946
118 401
-
-
total
-
-
-
-
Income
148 000
148 000
148 000
148 000
Total tax
35 218
29 599
62 695
68 671
After tax
112 782
118 401
85 305
79 329
Living cost
21 838
21 838
21 838
21 838
Free-cash
90 944
96 563
63 467
57 491

Estimated living cost  is ₽21838 per week

₽14978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽62384
₽60732
₽43641
₽58728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
148 000
national
-
-
-
22 706
health
-
-
-
1 901
municipal
-
-
-
26 298
total
-
-
-
50 905
Employee
47 567
-
124 505
-
unemployment
714
-
1 868
-
municipal
7 791
-
20 285
-
national
786
-
14 055
-
pensions
3 210
-
8 404
-
health
355
-
1 541
-
total
12 856
-
46 153
-
Employer
47 567
-
124 505
-
pensions
8 253
-
21 601
-
health
365
-
959
-
accident
48
-
125
-
unemployment
309
-
810
-
total
8 975
-
23 495
-
Corporate
91 458
148 000
-
-
income
18 291
29 599
-
-
total
18 291
29 599
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

54 875
88 800
-
-
municipal
9 877
15 984
-
-
national
2 558
8 978
-
-
total
12 435
24 962
-
-
Income
148 000
148 000
148 000
148 000
Total tax
52 557
54 561
69 648
50 905
After tax
95 443
93 439
78 352
97 095
Living cost
34 711
34 711
34 711
34 711
Free-cash
60 732
58 728
43 641
62 384

Estimated living cost  is ₽34711 per week

₽22673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽55716
₽51748
₽54713
₽46723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
surtax
-
-
-
-
health
-
-
-
5 907
pensions
-
-
-
27 462
social contributions
-
-
-
4 217
income
-
-
-
22 242
other
-
-
-
4 588
total
-
-
-
64 416
Employee
34 540
-
115 311
-
income
1 781
-
21 743
-
surtax
-
-
-
-
social contributions
985
-
3 286
-
pensions
3 907
-
7 700
-
total
6 673
-
32 729
-
Employer
34 540
-
115 311
-
pensions
5 676
-
13 019
-
social contributions
103
-
347
-
other
1 192
-
4 362
-
health
2 417
-
10 292
-
unemployment
1 398
-
4 670
-
total
10 786
-
32 690
-
Corporate
102 673
148 000
-
-
income
28 748
41 440
-
-
surtax
-
-
-
-
total
28 748
41 440
-
-
Dividends
73 925
106 560
-
-
withholding
9 462
13 640
-
-
social contributions
12 715
18 329
-
-
surtax
-
-
-
-
total
22 177
31 969
-
-
Income
148 000
148 000
148 000
148 000
Total tax
68 384
73 409
65 419
64 416
After tax
79 616
74 591
82 581
83 584
Living cost
27 868
27 868
27 868
27 868
Free-cash
51 748
46 723
54 713
55 716

Estimated living cost  is ₽27868 per week

₽16162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8347
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽52652
₽49001
₽51649
₽43659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
surtax
-
-
-
-
health
-
-
-
5 907
pensions
-
-
-
27 462
social contributions
-
-
-
4 217
income
-
-
-
22 242
other
-
-
-
4 588
total
-
-
-
64 416
Employee
38 694
-
115 311
-
income
2 284
-
21 743
-
surtax
-
-
-
-
social contributions
1 103
-
3 286
-
pensions
4 375
-
7 700
-
total
7 762
-
32 729
-
Employer
38 694
-
115 311
-
pensions
6 357
-
13 019
-
social contributions
117
-
347
-
other
1 335
-
4 362
-
health
2 709
-
10 292
-
unemployment
1 566
-
4 670
-
total
12 084
-
32 690
-
Corporate
97 222
148 000
-
-
income
27 221
41 440
-
-
surtax
-
-
-
-
total
27 221
41 440
-
-
Dividends
70 000
106 560
-
-
withholding
8 959
13 640
-
-
social contributions
12 041
18 329
-
-
surtax
-
-
-
-
total
21 000
31 969
-
-
Income
148 000
148 000
148 000
148 000
Total tax
68 067
73 409
65 419
64 416
After tax
79 933
74 591
82 581
83 584
Living cost
30 932
30 932
30 932
30 932
Free-cash
49 001
43 659
51 649
52 652

Estimated living cost  is ₽30932 per week

₽19504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽39917
₽37139
₽38914
₽30924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
surtax
-
-
-
-
health
-
-
-
5 907
pensions
-
-
-
27 462
social contributions
-
-
-
4 217
income
-
-
-
22 242
other
-
-
-
4 588
total
-
-
-
64 416
Employee
56 626
-
115 311
-
income
4 941
-
21 743
-
surtax
-
-
-
-
social contributions
1 613
-
3 286
-
pensions
6 405
-
7 700
-
total
12 959
-
32 729
-
Employer
56 626
-
115 311
-
pensions
9 304
-
13 019
-
social contributions
170
-
347
-
other
1 954
-
4 362
-
health
3 963
-
10 292
-
unemployment
2 294
-
4 670
-
total
17 685
-
32 690
-
Corporate
73 689
148 000
-
-
income
20 633
41 440
-
-
surtax
-
-
-
-
total
20 633
41 440
-
-
Dividends
53 055
106 560
-
-
withholding
6 791
13 640
-
-
social contributions
9 126
18 329
-
-
surtax
-
-
-
-
total
15 917
31 969
-
-
Income
148 000
148 000
148 000
148 000
Total tax
67 194
73 409
65 419
64 416
After tax
80 806
74 591
82 581
83 584
Living cost
43 667
43 667
43 667
43 667
Free-cash
37 139
30 924
38 914
39 917

Estimated living cost  is ₽43667 per week

₽29553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽140680
₽133665
₽112560
₽134760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
148 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 480
total
-
-
-
1 480
Employee
7 300
-
148 000
-
income
1 460
-
29 600
-
total
1 460
-
29 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

140 700
148 000
-
-
total
-
-
-
-
Dividends
140 700
148 000
-
-
withholding
7 035
7 400
-
-
total
7 035
7 400
-
-
Income
148 000
148 000
148 000
148 000
Total tax
8 495
7 400
29 600
1 480
After tax
139 505
140 600
118 400
146 520
Living cost
5 840
5 840
5 840
5 840
Free-cash
133 665
134 760
112 560
140 680

Estimated living cost  is ₽5840 per week

₽3619
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽137420
₽129794
₽109300
₽131500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
148 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 480
total
-
-
-
1 480
Employee
11 376
-
148 000
-
income
2 275
-
29 600
-
total
2 275
-
29 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

136 624
148 000
-
-
total
-
-
-
-
Dividends
136 624
148 000
-
-
withholding
6 831
7 400
-
-
total
6 831
7 400
-
-
Income
148 000
148 000
148 000
148 000
Total tax
9 106
7 400
29 600
1 480
After tax
138 894
140 600
118 400
146 520
Living cost
9 100
9 100
9 100
9 100
Free-cash
129 794
131 500
109 300
137 420

Estimated living cost  is ₽9100 per week

₽6158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽44764
₽53110
₽59970
₽41281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
148 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 448
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 500
trade
-
-
-
15 206
total
-
-
-
68 331
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 985
-
148 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 699
-
44 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
2 448
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 080
-
53 125
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 015
148 000
-
-
trade
14 783
21 239
-
-
income
15 452
22 200
-
-
chamber of commerce
288
353
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

849
1 222
-
-
total
31 372
45 014
-
-
Dividends
71 643
102 987
-
-
withholding
17 567
25 403
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

966
1 397
-
-
total
18 533
26 800
-
-
Income
148 000
148 000
148 000
148 000
Total tax
59 985
71 814
53 125
68 331
After tax
88 015
76 186
94 875
79 669
Living cost
34 905
34 905
34 905
34 905
Free-cash
53 110
41 281
59 970
44 764

Estimated living cost  is ₽34905 per week

₽24078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽50801
₽57279
₽67490
₽47278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
148 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 448
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 500
trade
-
-
-
16 689
total
-
-
-
69 814
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 580
-
148 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

966
-
44 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 448
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
7 196
-
53 125
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
113 420
148 000
-
-
trade
17 864
23 310
-
-
income
17 013
22 200
-
-
chamber of commerce
300
350
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

935
1 222
-
-
total
36 112
47 082
-
-
Dividends
77 307
100 919
-
-
withholding
18 983
24 886
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 045
1 369
-
-
total
20 028
26 255
-
-
Income
148 000
148 000
148 000
148 000
Total tax
63 336
73 337
53 125
69 814
After tax
84 664
74 663
94 875
78 186
Living cost
27 385
27 385
27 385
27 385
Free-cash
57 279
47 278
67 490
50 801

Estimated living cost  is ₽27385 per week

₽17226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽41926
₽51090
₽59358
₽38386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
148 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 448
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 500
trade
-
-
-
17 432
total
-
-
-
70 557
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 849
-
148 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 939
-
44 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
2 448
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 332
-
53 125
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
102 151
148 000
-
-
trade
16 804
24 346
-
-
income
15 323
22 200
-
-
chamber of commerce
283
348
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

842
1 222
-
-
total
33 252
48 116
-
-
Dividends
68 899
99 885
-
-
withholding
16 881
24 627
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

928
1 354
-
-
total
17 809
25 981
-
-
Income
148 000
148 000
148 000
148 000
Total tax
61 393
74 097
53 125
70 557
After tax
86 607
73 903
94 875
77 443
Living cost
35 517
35 517
35 517
35 517
Free-cash
51 090
38 386
59 358
41 926

Estimated living cost  is ₽35517 per week

₽23754
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽35284
₽46384
₽53457
₽31723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
148 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 448
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 500
trade
-
-
-
18 173
total
-
-
-
71 298
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 335
-
148 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 389
-
44 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
2 448
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
12 918
-
53 125
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
93 665
148 000
-
-
trade
16 064
25 382
-
-
income
14 050
22 200
-
-
chamber of commerce
269
345
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

772
1 222
-
-
total
31 155
49 149
-
-
Dividends
62 509
98 852
-
-
withholding
15 284
24 370
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

841
1 340
-
-
total
16 125
25 710
-
-
Income
148 000
148 000
148 000
148 000
Total tax
60 198
74 859
53 125
71 298
After tax
87 802
73 141
94 875
76 702
Living cost
41 418
41 418
41 418
41 418
Free-cash
46 384
31 723
53 457
35 284

Estimated living cost  is ₽41418 per week

₽30250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽49878
₽69910
₽44225
₽72785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
surtax
-
-
-
5 813
unemployment
-
-
-
206
health
-
-
-
8 567
pensions
-
-
-
24 133
income
-
-
-
39 096
other
-
-
-
-
total
-
-
-
77 815
Employee
30 447
-
122 601
-
unemployment
2 119
-
8 398
-
other
-
-
-
-
income
5 104
-
33 688
-
surtax
108
-
4 859
-
pensions
2 031
-
8 048
-
health
777
-
3 076
-
total
10 139
-
58 069
-
Employer
30 447
-
122 601
-
pensions
4 059
-
16 085
-
other
-
-
-
-
health
1 385
-
5 490
-
unemployment
966
-
3 824
-
total
6 410
-
25 399
-
Corporate
111 143
148 000
-
-
income
28 898
38 480
-
-
total
28 898
38 480
-
-
Dividends
82 245
109 520
-
-
withholding
12 336
16 428
-
-
total
12 336
16 428
-
-
Income
148 000
148 000
148 000
148 000
Total tax
57 783
54 908
83 468
77 815
After tax
90 217
93 092
64 532
70 185
Living cost
20 307
20 307
20 307
20 307
Free-cash
69 910
72 785
44 225
49 878

Estimated living cost  is ₽20307 per week

₽12260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽50234
₽70325
₽44581
₽73141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
surtax
-
-
-
5 813
unemployment
-
-
-
206
health
-
-
-
8 567
pensions
-
-
-
24 133
income
-
-
-
39 096
other
-
-
-
-
total
-
-
-
77 815
Employee
29 898
-
122 601
-
unemployment
2 081
-
8 398
-
other
-
-
-
-
income
5 012
-
33 688
-
surtax
98
-
4 859
-
pensions
1 994
-
8 048
-
health
763
-
3 076
-
total
9 948
-
58 069
-
Employer
29 898
-
122 601
-
pensions
3 986
-
16 085
-
other
-
-
-
-
health
1 361
-
5 490
-
unemployment
947
-
3 824
-
total
6 294
-
25 399
-
Corporate
111 808
148 000
-
-
income
29 071
38 480
-
-
total
29 071
38 480
-
-
Dividends
82 737
109 520
-
-
withholding
12 411
16 428
-
-
total
12 411
16 428
-
-
Income
148 000
148 000
148 000
148 000
Total tax
57 724
54 908
83 468
77 815
After tax
90 276
93 092
64 532
70 185
Living cost
19 951
19 951
19 951
19 951
Free-cash
70 325
73 141
44 581
50 234

Estimated living cost  is ₽19951 per week

₽12199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽84595
₽65635
₽67864
₽65261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
unemployment
-
-
-
2 220
health
-
-
-
10 360
pensions
-
-
-
14 800
income
-
-
-
18 093
total
-
-
-
45 473
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
123 849
-
unemployment
388
155
1 858
-
income
3 164
1 259
15 141
-
pensions
2 588
1 030
12 385
-
health
1 812
721
8 669
-
total
7 952
3 165
38 053
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
123 849
-
pensions
5 048
2 009
24 151
-
total
5 048
2 009
24 151
-
Corporate
117 068
135 689
-
-
income
10 536
12 212
-
-
total
10 536
12 212
-
-
Dividends
106 532
123 477
-
-
withholding
20 241
23 461
-
-
social contributions
20 656
23 960
-
-
total
40 897
47 421
-
-
Income
148 000
148 000
148 000
148 000
Total tax
64 433
64 807
62 204
45 473
After tax
83 567
83 193
85 796
102 527
Living cost
17 932
17 932
17 932
17 932
Free-cash
65 635
65 261
67 864
84 595

Estimated living cost  is ₽17932 per week

₽12237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽43523
₽47754
₽44618
₽48483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
national
-
-
-
25 075
pensions
-
-
-
17 760
social contributions
-
-
-
1 591
municipal
-
-
-
16 182
total
-
-
-
60 608
Employee
68 005
-
127 945
-
municipal
8 400
-
16 755
-
national
13 016
-
26 029
-
pensions
2 720
-
5 118
-
total
24 136
-
47 902
-
Employer
68 005
-
127 945
-
pensions
5 440
-
10 236
-
social contributions
731
-
1 375
-
total
6 171
-
11 611
-
Corporate
69 335
148 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 867
29 600
-
-
total
13 867
29 600
-
-
Dividends
55 468
118 400
-
-
withholding
12 203
26 048
-
-
total
12 203
26 048
-
-
Income
148 000
148 000
148 000
148 000
Total tax
56 377
55 648
59 513
60 608
After tax
91 623
92 352
88 487
87 392
Living cost
43 869
43 869
43 869
43 869
Free-cash
47 754
48 483
44 618
43 523

Estimated living cost  is ₽43869 per week

₽29817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽27810
₽54096
₽27810
₽52097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
social contributions
-
-
-
24 431
income
-
-
-
44 257
total
-
-
-
68 688
Employee
70 721
-
148 000
-
social contributions
5 875
-
24 431
-
income
13 345
-
44 257
-
total
19 220
-
68 688
-
Employer
70 721
-
148 000
-
total
-
-
-
-
Corporate
77 279
148 000
-
-
income
9 659
18 501
-
-
total
9 659
18 501
-
-
Dividends
67 619
129 499
-
-
withholding
13 523
25 900
-
-
total
13 523
25 900
-
-
Income
148 000
148 000
148 000
148 000
Total tax
42 402
44 401
68 688
68 688
After tax
105 598
103 599
79 312
79 312
Living cost
51 502
51 502
51 502
51 502
Free-cash
54 096
52 097
27 810
27 810

Estimated living cost  is ₽51502 per week

₽39182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽33241
₽36093
₽26555
₽40813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
national
-
-
-
35 929
regional
-
-
-
1 735
social contributions
-
-
-
38 065
municipal
-
-
-
880
total
-
-
-
76 609
Employee
80 351
-
148 000
-
municipal
425
-
784
-
national
13 923
-
31 075
-
social contributions
27 095
-
49 905
-
regional
758
-
1 531
-
total
42 201
-
83 295
-
Employer
80 351
-
148 000
-
total
-
-
-
-
Corporate
67 649
148 000
-
-
nationa
16 236
35 520
-
-
municipal
2 639
5 772
-
-
total
18 875
41 292
-
-
Dividends
48 774
106 708
-
-
withholding
12 681
27 745
-
-
total
12 681
27 745
-
-
Income
148 000
148 000
148 000
148 000
Total tax
73 757
69 037
83 295
76 609
After tax
74 243
78 963
64 705
71 391
Living cost
38 150
38 150
38 150
38 150
Free-cash
36 093
40 813
26 555
33 241

Estimated living cost  is ₽38150 per week

₽26594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽46540
₽51432
₽39890
₽53437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
national
-
-
-
35 929
regional
-
-
-
2 231
social contributions
-
-
-
38 065
municipal
-
-
-
880
total
-
-
-
77 105
Employee
50 152
-
148 000
-
municipal
266
-
784
-
national
7 945
-
31 075
-
social contributions
16 912
-
49 905
-
regional
675
-
1 991
-
total
25 798
-
83 755
-
Employer
50 152
-
148 000
-
total
-
-
-
-
Corporate
97 848
148 000
-
-