Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Valencia , Spain
-₽18732
-₽17127
-₽29625
₽40
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
other
-
-
-
145
unemployment
-
-
-
1 037
pensions
-
-
-
41 883
income
-
-
-
20 561
accident
-
-
-
1 334
total
-
-
-
64 960
Employee
134 689
-
109 221
-
pensions
6 332
-
5 717
-
income
25 967
-
20 057
-
unemployment
2 088
-
1 887
-
other
131
-
124
-
total
34 518
-
27 785
-
Employer
134 689
-
109 221
-
other
1 078
-
975
-
accident
2 668
-
2 406
-
pensions
31 784
-
28 708
-
unemployment
7 410
-
6 691
-
total
42 940
-
38 780
-
Corporate
-
148 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
22 203
-
-
total
-
22 203
-
-
Dividends
-
125 797
-
-
withholding
-
25 590
-
-
total
-
25 590
-
-
Income
148 000
148 000
148 000
148 000
Total tax
77 458
47 793
66 565
64 960
After tax
70 542
100 207
81 435
83 040
Living cost
100 167
100 167
100 167
100 167
Free-cash
-29 625
40
-18 732
-17 127

Estimated living cost  is ₽100167 per month

₽67611
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9629
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1756
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽21173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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