Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Valencia , Spain
-₽56318
-₽14881
-₽38672
-₽31544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
other
-
-
-
151
income
-
-
-
19 914
unemployment
-
-
-
1 034
pensions
-
-
-
41 888
accident
-
-
-
1 336
total
-
-
-
64 323
Employee
154 930
-
103 393
-
other
151
-
143
-
unemployment
2 401
-
2 171
-
pensions
7 283
-
6 576
-
income
29 869
-
17 954
-
total
39 704
-
26 844
-
Employer
154 930
-
103 393
-
other
1 240
-
1 121
-
accident
3 069
-
2 767
-
unemployment
8 524
-
7 697
-
pensions
36 560
-
33 022
-
total
49 393
-
44 607
-
Corporate
-
148 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
22 200
-
-
total
-
22 200
-
-
Dividends
-
125 800
-
-
withholding
-
25 460
-
-
total
-
25 460
-
-
Income
148 000
148 000
148 000
148 000
Total tax
89 097
47 660
71 451
64 323
After tax
58 903
100 340
76 549
83 677
Living cost
115 221
115 221
115 221
115 221
Free-cash
-56 318
-14 881
-38 672
-31 544

Estimated living cost  is ₽115221 per month

₽77772
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2020
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close