Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Valencia , Spain
-₽45869
-₽9040
-₽30728
-₽25900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
other
-
-
-
151
unemployment
-
-
-
1 034
income
-
-
-
20 171
pensions
-
-
-
41 881
accident
-
-
-
1 335
total
-
-
-
64 572
Employee
147 006
-
105 674
-
unemployment
2 278
-
2 060
-
other
143
-
136
-
pensions
6 911
-
6 239
-
income
28 342
-
18 639
-
total
37 674
-
27 074
-
Employer
147 006
-
105 674
-
other
1 177
-
1 064
-
accident
2 912
-
2 626
-
pensions
34 690
-
31 333
-
unemployment
8 088
-
7 303
-
total
46 867
-
42 326
-
Corporate
-
148 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
22 196
-
-
total
-
22 196
-
-
Dividends
-
125 804
-
-
withholding
-
25 516
-
-
total
-
25 516
-
-
Income
148 000
148 000
148 000
148 000
Total tax
84 541
47 712
69 400
64 572
After tax
63 459
100 288
78 600
83 428
Living cost
109 328
109 328
109 328
109 328
Free-cash
-45 869
-9 040
-30 728
-25 900

Estimated living cost  is ₽109328 per month

₽73795
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1916
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23109
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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