Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Valencia , Spain
-₽11807
-₽34408
-₽28571
-₽50824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
accident
-
-
-
1 331
income
-
-
-
20 052
other
-
-
-
147
unemployment
-
-
-
1 037
pensions
-
-
-
41 883
total
-
-
-
64 450
Employee
150 762
-
104 593
-
other
147
-
139
-
unemployment
2 337
-
2 112
-
pensions
7 087
-
6 399
-
income
29 066
-
18 229
-
total
38 637
-
26 879
-
Employer
150 762
-
104 593
-
pensions
35 577
-
32 134
-
accident
2 987
-
2 693
-
unemployment
8 295
-
7 490
-
other
1 207
-
1 091
-
total
48 066
-
43 408
-
Corporate
-
148 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
22 199
-
-
total
-
22 199
-
-
Dividends
-
125 801
-
-
withholding
-
25 487
-
-
total
-
25 487
-
-
Income
148 000
148 000
148 000
148 000
Total tax
86 703
47 686
70 287
64 450
After tax
61 297
100 314
77 713
83 550
Living cost
112 121
112 121
112 121
112 121
Free-cash
-50 824
-11 807
-34 408
-28 571

Estimated living cost  is ₽112121 per month

₽75680
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1965
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23700
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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