Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Valencia , Spain
-₽16275
-₽58816
-₽32874
-₽40613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
unemployment
-
-
-
1 038
accident
-
-
-
1 328
income
-
-
-
19 851
pensions
-
-
-
41 884
other
-
-
-
145
total
-
-
-
64 246
Employee
156 822
-
102 848
-
pensions
7 372
-
6 656
-
unemployment
2 431
-
2 197
-
income
30 234
-
17 835
-
other
153
-
145
-
total
40 190
-
26 833
-
Employer
156 822
-
102 848
-
pensions
37 007
-
33 425
-
accident
3 107
-
2 801
-
other
1 256
-
1 135
-
unemployment
8 628
-
7 791
-
total
49 998
-
45 152
-
Corporate
-
148 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
22 198
-
-
total
-
22 198
-
-
Dividends
-
125 802
-
-
withholding
-
25 449
-
-
total
-
25 449
-
-
Income
148 000
148 000
148 000
148 000
Total tax
90 188
47 647
71 985
64 246
After tax
57 812
100 353
76 015
83 754
Living cost
116 628
116 628
116 628
116 628
Free-cash
-58 816
-16 275
-40 613
-32 874

Estimated living cost  is ₽116628 per month

₽78722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11211
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2044
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24652
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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