Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Valencia , Spain
-₽45578
-₽8879
-₽30512
-₽25743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
other
-
-
-
151
unemployment
-
-
-
1 040
income
-
-
-
20 171
pensions
-
-
-
41 885
accident
-
-
-
1 333
total
-
-
-
64 580
Employee
146 785
-
105 738
-
unemployment
2 275
-
2 057
-
other
143
-
136
-
pensions
6 901
-
6 230
-
income
28 299
-
18 664
-
total
37 618
-
27 087
-
Employer
146 785
-
105 738
-
other
1 175
-
1 062
-
accident
2 908
-
2 622
-
pensions
34 638
-
31 286
-
unemployment
8 076
-
7 292
-
total
46 797
-
42 262
-
Corporate
-
148 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
22 201
-
-
total
-
22 201
-
-
Dividends
-
125 799
-
-
withholding
-
25 515
-
-
total
-
25 515
-
-
Income
148 000
148 000
148 000
148 000
Total tax
84 415
47 716
69 349
64 580
After tax
63 585
100 284
78 651
83 420
Living cost
109 164
109 164
109 164
109 164
Free-cash
-45 578
-8 879
-30 512
-25 743

Estimated living cost  is ₽109164 per month

₽73684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1913
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23075
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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