Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Valencia , Spain
-₽22851
-₽40242
-₽26572
-₽5888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
other
-
-
-
147
pensions
-
-
-
41 881
income
-
-
-
20 303
accident
-
-
-
1 333
unemployment
-
-
-
1 033
total
-
-
-
64 697
Employee
142 739
-
106 903
-
pensions
6 710
-
6 058
-
income
27 519
-
19 131
-
other
139
-
132
-
unemployment
2 212
-
2 000
-
total
36 580
-
27 321
-
Employer
142 739
-
106 903
-
pensions
33 684
-
30 424
-
other
1 143
-
1 033
-
unemployment
7 853
-
7 091
-
accident
2 828
-
2 549
-
total
45 508
-
41 097
-
Corporate
-
148 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
22 197
-
-
total
-
22 197
-
-
Dividends
-
125 803
-
-
withholding
-
25 537
-
-
total
-
25 537
-
-
Income
148 000
148 000
148 000
148 000
Total tax
82 088
47 734
68 418
64 697
After tax
65 912
100 266
79 582
83 303
Living cost
106 154
106 154
106 154
106 154
Free-cash
-40 242
-5 888
-26 572
-22 851

Estimated living cost  is ₽106154 per month

₽71653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10205
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1861
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22439
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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