Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Valencia , Spain
-₽28192
-₽7127
-₽24050
-₽42438
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
income
-
-
-
20 251
pensions
-
-
-
41 887
unemployment
-
-
-
1 038
accident
-
-
-
1 334
other
-
-
-
148
total
-
-
-
64 658
Employee
144 403
-
106 424
-
pensions
6 789
-
6 129
-
other
141
-
133
-
income
27 840
-
18 939
-
unemployment
2 238
-
2 023
-
total
37 008
-
27 224
-
Employer
144 403
-
106 424
-
accident
2 861
-
2 579
-
unemployment
7 945
-
7 174
-
other
1 156
-
1 045
-
pensions
34 076
-
30 778
-
total
46 038
-
41 576
-
Corporate
-
148 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
22 204
-
-
total
-
22 204
-
-
Dividends
-
125 796
-
-
withholding
-
25 531
-
-
total
-
25 531
-
-
Income
148 000
148 000
148 000
148 000
Total tax
83 046
47 735
68 800
64 658
After tax
64 954
100 265
79 200
83 342
Living cost
107 392
107 392
107 392
107 392
Free-cash
-42 438
-7 127
-28 192
-24 050

Estimated living cost  is ₽107392 per month

₽72488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1882
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22700
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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