Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Valencia , Spain
-₽17690
-₽61335
-₽34240
-₽42562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
unemployment
-
-
-
1 035
accident
-
-
-
1 336
income
-
-
-
19 792
pensions
-
-
-
41 881
other
-
-
-
147
total
-
-
-
64 191
Employee
158 733
-
102 298
-
pensions
7 462
-
6 737
-
unemployment
2 460
-
2 224
-
income
30 602
-
17 702
-
other
155
-
147
-
total
40 679
-
26 810
-
Employer
158 733
-
102 298
-
pensions
37 458
-
33 833
-
accident
3 145
-
2 835
-
other
1 271
-
1 149
-
unemployment
8 733
-
7 886
-
total
50 607
-
45 703
-
Corporate
-
148 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
22 199
-
-
total
-
22 199
-
-
Dividends
-
125 801
-
-
withholding
-
25 442
-
-
total
-
25 442
-
-
Income
148 000
148 000
148 000
148 000
Total tax
91 286
47 641
72 513
64 191
After tax
56 714
100 359
75 487
83 809
Living cost
118 049
118 049
118 049
118 049
Free-cash
-61 335
-17 690
-42 562
-34 240

Estimated living cost  is ₽118049 per month

₽79681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11348
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2069
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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