Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 147500
per

Your estimated
City
free-cash

Andorra , Andorra
₽81757
₽102393
₽85674
₽105445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
social contributions
-
-
-
32 450
income
-
-
-
5 988
total
-
-
-
38 438
Employee
29 203
-
127 706
-
social contributions
1 898
-
8 302
-
income
-
-
6 425
-
total
1 898
-
14 727
-
Employer
29 203
-
127 706
-
social contributions
4 527
-
19 794
-
total
4 527
-
19 794
-
Corporate
113 771
147 500
-
-
income
11 377
14 750
-
-
total
11 377
14 750
-
-
Dividends
102 394
132 750
-
-
total
-
-
-
-
Income
147 500
147 500
147 500
147 500
Total tax
17 802
14 750
34 521
38 438
After tax
129 698
132 750
112 979
109 062
Living cost
27 305
27 305
27 305
27 305
Free-cash
102 393
105 445
85 674
81 757

Estimated living cost  is ₽27305 per week

₽17655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7078
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽46870
₽52401
₽9948
₽52846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
590
pensions
-
-
-
19 632
income
-
-
-
37 740
total
-
-
-
71 650
Employee
39 707
36 199
116 222
-
unemployment
1 191
1 086
3 184
-
other
396
362
1 062
-
income
3 537
2 670
29 882
-
pensions
4 066
3 706
10 867
-
health
1 536
1 401
4 106
-
total
10 726
9 225
49 101
-
Employer
39 707
36 199
116 222
-
pensions
4 983
4 544
13 318
-
surtax
-
-
-
-
payroll
1 191
1 086
3 487
-
other
1 886
1 719
5 433
-
health
1 501
1 369
4 011
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
465
-
total
11 426
10 420
31 277
-
Corporate
96 366
100 882
112 774
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 092
25 221
28 194
-
total
24 092
25 221
28 194
-
Dividends
72 275
75 661
-
-
withholding
19 875
20 808
-
-
total
19 875
20 808
-
-
Income
147 500
147 500
147 500
147 500
Total tax
66 119
65 674
108 572
71 650
After tax
81 381
81 826
38 928
75 850
Living cost
28 980
28 980
28 980
28 980
Free-cash
52 401
52 846
9 948
46 870

Estimated living cost  is ₽28980 per week

₽17384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8119
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽43664
₽48319
₽6867
₽49723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
590
pensions
-
-
-
19 632
income
-
-
-
37 740
total
-
-
-
71 829
Employee
45 396
36 199
116 055
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
29 811
-
pensions
4 649
3 706
10 867
-
health
1 757
1 401
4 106
-
total
13 389
9 225
49 030
-
Employer
45 396
36 199
116 055
-
pensions
5 697
4 544
13 318
-
surtax
179
179
179
-
payroll
1 362
1 086
3 482
-
other
2 156
1 719
5 428
-
health
1 715
1 369
4 011
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
464
-
total
13 242
10 599
31 445
-
Corporate
88 862
100 703
112 607
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 216
25 176
28 151
-
total
22 216
25 176
28 151
-
Dividends
66 646
75 527
-
-
withholding
18 327
20 770
-
-
total
18 327
20 770
-
-
Income
147 500
147 500
147 500
147 500
Total tax
67 174
65 770
108 626
71 829
After tax
80 326
81 730
38 874
75 671
Living cost
32 007
32 007
32 007
32 007
Free-cash
48 319
49 723
6 867
43 664

Estimated living cost  is ₽32007 per week

₽21347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽30745
₽35776
₽19506
₽49396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
national
-
-
-
53 496
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 492
social contributions
-
-
-
22 647
total
-
-
-
83 635
Employee

The minimum management director salary is set at €45,000 per year.

64 975
-
114 243
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
995
-
national
19 976
-
40 724
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
5 959
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
8 569
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 370
-
total
31 856
-
61 617
-
Employer

The minimum management director salary is set at €45,000 per year.

64 975
-
114 243
-
surtax
7 367
-
12 956
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
10 122
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
7 024
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 486
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 669
-
total
18 913
-
33 257
-
Corporate
63 611
147 500
-
-
income
12 721
29 501
-
-
surtax
255
590
-
-
total
12 976
30 091
-
-
Dividends
50 635
117 410
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 859
34 893
-
-
total
14 859
34 893
-
-
Income
147 500
147 500
147 500
147 500
Total tax
78 604
64 984
94 874
83 635
After tax
68 896
82 516
52 626
63 865
Living cost
33 120
33 120
33 120
33 120
Free-cash
35 776
49 396
19 506
30 745

Estimated living cost  is ₽33120 per week

₽21334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽101277
₽104952
₽106928
₽110486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
22 125
total
-
-
-
30 597
Employee
20 691
-
141 275
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 069
-
14 127
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 816
-
2 786
-
health
952
-
1 460
-
total
5 064
-
18 722
-
Employer
20 691
-
141 275
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 496
-
health
1 428
-
2 189
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 059
-
6 224
-
Corporate
122 749
147 500
-
-
income
12 275
14 750
-
-
total
12 275
14 750
-
-
Dividends
110 475
132 750
-
-
withholding
5 524
6 638
-
-
total
5 524
6 638
-
-
Income
147 500
147 500
147 500
147 500
Total tax
26 922
21 388
24 946
30 597
After tax
120 578
126 112
122 554
116 903
Living cost
15 626
15 626
15 626
15 626
Free-cash
104 952
110 486
106 928
101 277

Estimated living cost  is ₽15626 per week

₽10335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽104993
₽109982
₽110644
₽114202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
22 125
total
-
-
-
30 597
Employee
15 770
-
141 275
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
income
1 577
-
14 127
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 786
-
health
725
-
1 460
-
total
3 861
-
18 722
-
Employer
15 770
-
141 275
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
3 496
-
health
1 088
-
2 189
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
unemployment
94
-
190
-
total
3 094
-
6 224
-
Corporate
128 635
147 500
-
-
income
12 864
14 750
-
-
total
12 864
14 750
-
-
Dividends
115 772
132 750
-
-
withholding
5 789
6 638
-
-
total
5 789
6 638
-
-
Income
147 500
147 500
147 500
147 500
Total tax
25 608
21 388
24 946
30 597
After tax
121 892
126 112
122 554
116 903
Living cost
11 910
11 910
11 910
11 910
Free-cash
109 982
114 202
110 644
104 993

Estimated living cost  is ₽11910 per week

₽6953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽80412
₽81668
₽79080
₽86611
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
health
-
-
-
3 761
social contributions
-
-
-
14 697
income
-
-
-
27 599
total
-
-
-
46 057
Employee
69 848
69 848
137 144
-
income
7 605
6 466
26 882
-
social contributions
2 641
5 797
7 819
-
health
541
1 188
2 332
-
total
10 787
13 451
37 033
-
Employer
69 848
69 848
137 144
-
social contributions
2 641
5 797
7 819
-
health
588
1 293
2 537
-
total
3 229
7 090
10 356
-
Corporate
112 453
70 562
-
-
income
14 057
8 821
-
-
total
14 057
8 821
-
-
Dividends
98 396
61 741
-
-
withholding
16 728
10 496
-
-
total
16 728
10 496
-
-
Income
147 500
147 500
147 500
147 500
Total tax
44 801
39 858
47 389
46 057
After tax
102 699
107 642
100 111
101 443
Living cost
21 031
21 031
21 031
21 031
Free-cash
81 668
86 611
79 080
80 412

Estimated living cost  is ₽21031 per week

₽12604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽71980
₽74412
₽70648
₽78179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
health
-
-
-
3 761
social contributions
-
-
-
14 697
income
-
-
-
27 599
total
-
-
-
46 057
Employee
69 848
69 848
137 144
-
income
7 335
6 466
26 882
-
social contributions
3 394
5 797
7 819
-
health
695
1 188
2 332
-
total
11 424
13 451
37 033
-
Employer
69 848
69 848
137 144
-
social contributions
3 394
5 797
7 819
-
health
757
1 293
2 537
-
total
4 151
7 090
10 356
-
Corporate
102 463
70 562
-
-
income
12 808
8 821
-
-
total
12 808
8 821
-
-
Dividends
89 655
61 741
-
-
withholding
15 242
10 496
-
-
total
15 242
10 496
-
-
Income
147 500
147 500
147 500
147 500
Total tax
43 625
39 858
47 389
46 057
After tax
103 875
107 642
100 111
101 443
Living cost
29 463
29 463
29 463
29 463
Free-cash
74 412
78 179
70 648
71 980

Estimated living cost  is ₽29463 per week

₽20141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽61796
₽73083
₽55358
₽80569
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
health
-
-
-
19 913
social contributions
-
-
-
30 197
income
-
-
-
14 609
solidarity contribution
-
-
-
-
total
-
-
-
64 719
Employee
30 860
-
111 602
-
income
3 703
-
13 472
-
social contributions
2 006
-
6 722
-
health
4 166
-
15 066
-
solidarity contribution
-
-
-
-
total
9 875
-
35 260
-
Employer
30 860
-
111 602
-
social contributions
7 715
-
25 853
-
health
2 777
-
10 044
-
total
10 492
-
35 897
-
Corporate
106 147
147 500
-
-
income
20 168
28 025
-
-
total
20 168
28 025
-
-
Dividends
85 979
119 475
-
-
withholding
12 897
17 921
-
-
total
12 897
17 921
-
-
Income
147 500
147 500
147 500
147 500
Total tax
53 432
45 946
71 157
64 719
After tax
94 068
101 554
76 343
82 781
Living cost
20 985
20 985
20 985
20 985
Free-cash
73 083
80 569
55 358
61 796

Estimated living cost  is ₽20985 per week

₽14576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1493
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4503
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽56922
₽66470
₽50484
₽75695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
health
-
-
-
19 913
social contributions
-
-
-
30 197
income
-
-
-
14 609
solidarity contribution
-
-
-
-
total
-
-
-
64 719
Employee
38 028
-
111 602
-
income
4 563
-
13 472
-
social contributions
2 472
-
6 722
-
health
5 134
-
15 066
-
solidarity contribution
-
-
-
-
total
12 169
-
35 260
-
Employer
38 028
-
111 602
-
social contributions
9 507
-
25 853
-
health
3 422
-
10 044
-
total
12 929
-
35 897
-
Corporate
96 543
147 500
-
-
income
18 343
28 025
-
-
total
18 343
28 025
-
-
Dividends
78 199
119 475
-
-
withholding
11 730
17 921
-
-
total
11 730
17 921
-
-
Income
147 500
147 500
147 500
147 500
Total tax
55 171
45 946
71 157
64 719
After tax
92 329
101 554
76 343
82 781
Living cost
25 859
25 859
25 859
25 859
Free-cash
66 470
75 695
50 484
56 922

Estimated living cost  is ₽25859 per week

₽19230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4749
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽43866
-₽50991
-₽50991
-₽50991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
national
-
-
-
16 892
pensions
-
-
-
790
municipal
-
-
-
30 340
labour market
-
-
-
11 737
total
-
-
-
59 759
Employee
185 187
185 187
185 187
-
municipal
39 434
39 434
39 434
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 115
77 115
77 115
-
Employer
185 187
185 187
185 187
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 497
39 497
39 497
-
national
22 663
22 663
22 663
-
total
77 501
77 501
77 501
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
147 500
147 500
147 500
147 500
Total tax
154 616
154 616
154 616
59 759
After tax
-7 116
-7 116
-7 116
87 741
Living cost
43 875
43 875
43 875
43 875
Free-cash
-50 991
-50 991
-50 991
43 866

Estimated living cost  is ₽43875 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽57119
₽90418
₽63076
₽96059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
health
-
-
-
19 175
pensions
-
-
-
29 501
income
-
-
-
19 765
total
-
-
-
68 441
Employee
25 769
-
110 239
-
unemployment
412
-
1 763
-
income
2 901
-
21 254
-
pensions
515
-
2 205
-
total
3 828
-
25 222
-
Employer
25 769
-
110 239
-
pensions
5 154
-
22 047
-
health
3 349
-
14 332
-
unemployment
207
-
883
-
total
8 710
-
37 262
-
Corporate
113 021
147 500
-
-
income
22 604
29 501
-
-
total
22 604
29 501
-
-
Dividends
90 417
117 999
-
-
total
-
-
-
-
Income
147 500
147 500
147 500
147 500
Total tax
35 142
29 501
62 484
68 441
After tax
112 358
117 999
85 016
79 059
Living cost
21 940
21 940
21 940
21 940
Free-cash
90 418
96 059
63 076
57 119

Estimated living cost  is ₽21940 per week

₽15049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽62077
₽60315
₽43298
₽58329
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
147 500
national
-
-
-
22 446
health
-
-
-
1 893
municipal
-
-
-
26 210
total
-
-
-
50 549
Employee
47 791
-
124 086
-
unemployment
717
-
1 862
-
municipal
7 828
-
20 216
-
national
789
-
13 928
-
pensions
3 225
-
8 376
-
health
357
-
1 532
-
total
12 916
-
45 914
-
Employer
47 791
-
124 086
-
pensions
8 291
-
21 528
-
health
367
-
955
-
accident
48
-
124
-
unemployment
310
-
807
-
total
9 016
-
23 414
-
Corporate
90 692
147 500
-
-
income
18 138
29 501
-
-
total
18 138
29 501
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

54 416
88 499
-
-
municipal
9 795
15 929
-
-
national
2 446
8 867
-
-
total
12 241
24 796
-
-
Income
147 500
147 500
147 500
147 500
Total tax
52 311
54 297
69 328
50 549
After tax
95 189
93 203
78 172
96 951
Living cost
34 874
34 874
34 874
34 874
Free-cash
60 315
58 329
43 298
62 077

Estimated living cost  is ₽34874 per week

₽22780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽55325
₽51389
₽54450
₽46340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
surtax
-
-
-
-
health
-
-
-
5 845
pensions
-
-
-
27 493
social contributions
-
-
-
4 203
income
-
-
-
22 062
other
-
-
-
4 573
total
-
-
-
64 176
Employee
34 703
-
114 991
-
income
1 789
-
21 619
-
surtax
-
-
-
-
social contributions
989
-
3 277
-
pensions
3 925
-
7 648
-
total
6 703
-
32 544
-
Employer
34 703
-
114 991
-
pensions
5 702
-
12 938
-
social contributions
103
-
345
-
other
1 198
-
4 338
-
health
2 429
-
10 228
-
unemployment
1 405
-
4 658
-
total
10 837
-
32 507
-
Corporate
101 960
147 500
-
-
income
28 549
41 300
-
-
surtax
-
-
-
-
total
28 549
41 300
-
-
Dividends
73 411
106 200
-
-
withholding
9 396
13 594
-
-
social contributions
12 627
18 267
-
-
surtax
-
-
-
-
total
22 023
31 861
-
-
Income
147 500
147 500
147 500
147 500
Total tax
68 112
73 161
65 051
64 176
After tax
79 388
74 339
82 449
83 324
Living cost
27 999
27 999
27 999
27 999
Free-cash
51 389
46 340
54 450
55 325

Estimated living cost  is ₽27999 per week

₽16238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽52246
₽48629
₽51371
₽43261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
surtax
-
-
-
-
health
-
-
-
5 845
pensions
-
-
-
27 493
social contributions
-
-
-
4 203
income
-
-
-
22 062
other
-
-
-
4 573
total
-
-
-
64 176
Employee
38 876
-
114 991
-
income
2 294
-
21 619
-
surtax
-
-
-
-
social contributions
1 108
-
3 277
-
pensions
4 396
-
7 648
-
total
7 798
-
32 544
-
Employer
38 876
-
114 991
-
pensions
6 387
-
12 938
-
social contributions
117
-
345
-
other
1 341
-
4 338
-
health
2 722
-
10 228
-
unemployment
1 574
-
4 658
-
total
12 141
-
32 507
-
Corporate
96 483
147 500
-
-
income
27 015
41 300
-
-
surtax
-
-
-
-
total
27 015
41 300
-
-
Dividends
69 468
106 200
-
-
withholding
8 891
13 594
-
-
social contributions
11 948
18 267
-
-
surtax
-
-
-
-
total
20 839
31 861
-
-
Income
147 500
147 500
147 500
147 500
Total tax
67 793
73 161
65 051
64 176
After tax
79 707
74 339
82 449
83 324
Living cost
31 078
31 078
31 078
31 078
Free-cash
48 629
43 261
51 371
52 246

Estimated living cost  is ₽31078 per week

₽19596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8428
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽39452
₽36711
₽38577
₽30467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
surtax
-
-
-
-
health
-
-
-
5 845
pensions
-
-
-
27 493
social contributions
-
-
-
4 203
income
-
-
-
22 062
other
-
-
-
4 573
total
-
-
-
64 176
Employee
56 892
-
114 991
-
income
4 964
-
21 619
-
surtax
-
-
-
-
social contributions
1 620
-
3 277
-
pensions
6 435
-
7 648
-
total
13 019
-
32 544
-
Employer
56 892
-
114 991
-
pensions
9 348
-
12 938
-
social contributions
171
-
345
-
other
1 963
-
4 338
-
health
3 982
-
10 228
-
unemployment
2 305
-
4 658
-
total
17 769
-
32 507
-
Corporate
72 839
147 500
-
-
income
20 396
41 300
-
-
surtax
-
-
-
-
total
20 396
41 300
-
-
Dividends
52 443
106 200
-
-
withholding
6 712
13 594
-
-
social contributions
9 021
18 267
-
-
surtax
-
-
-
-
total
15 733
31 861
-
-
Income
147 500
147 500
147 500
147 500
Total tax
66 917
73 161
65 051
64 176
After tax
80 583
74 339
82 449
83 324
Living cost
43 872
43 872
43 872
43 872
Free-cash
36 711
30 467
38 577
39 452

Estimated living cost  is ₽43872 per week

₽29692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽140178
₽133182
₽112153
₽134278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
147 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 475
total
-
-
-
1 475
Employee
7 308
-
147 500
-
income
1 461
-
29 500
-
total
1 461
-
29 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

140 192
147 500
-
-
total
-
-
-
-
Dividends
140 192
147 500
-
-
withholding
7 010
7 375
-
-
total
7 010
7 375
-
-
Income
147 500
147 500
147 500
147 500
Total tax
8 471
7 375
29 500
1 475
After tax
139 029
140 125
118 000
146 025
Living cost
5 847
5 847
5 847
5 847
Free-cash
133 182
134 278
112 153
140 178

Estimated living cost  is ₽5847 per week

₽3623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽136914
₽129306
₽108889
₽131014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
147 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 475
total
-
-
-
1 475
Employee
11 389
-
147 500
-
income
2 278
-
29 500
-
total
2 278
-
29 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

136 111
147 500
-
-
total
-
-
-
-
Dividends
136 111
147 500
-
-
withholding
6 805
7 375
-
-
total
6 805
7 375
-
-
Income
147 500
147 500
147 500
147 500
Total tax
9 083
7 375
29 500
1 475
After tax
138 417
140 125
118 000
146 025
Living cost
9 111
9 111
9 111
9 111
Free-cash
129 306
131 014
108 889
136 914

Estimated living cost  is ₽9111 per week

₽6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽44480
₽52747
₽59585
₽40863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
147 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 432
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 208
trade
-
-
-
15 105
total
-
-
-
67 951
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 196
-
147 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
44 208
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 432
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 127
-
52 846
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
102 304
147 500
-
-
trade
14 680
21 166
-
-
income
15 345
22 125
-
-
chamber of commerce
288
353
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

845
1 217
-
-
total
31 158
44 861
-
-
Dividends
71 146
102 639
-
-
withholding
17 441
25 314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

958
1 393
-
-
total
18 399
26 707
-
-
Income
147 500
147 500
147 500
147 500
Total tax
59 684
71 568
52 846
67 951
After tax
87 816
75 932
94 654
79 549
Living cost
35 069
35 069
35 069
35 069
Free-cash
52 747
40 863
59 585
44 480

Estimated living cost  is ₽35069 per week

₽24192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽50562
₽56949
₽67141
₽46902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
147 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 432
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 208
trade
-
-
-
16 579
total
-
-
-
69 425
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 743
-
147 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
44 208
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 432
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 229
-
52 846
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
112 757
147 500
-
-
trade
17 758
23 231
-
-
income
16 914
22 125
-
-
chamber of commerce
300
350
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

931
1 217
-
-
total
35 903
46 923
-
-
Dividends
76 854
100 577
-
-
withholding
18 868
24 798
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 038
1 364
-
-
total
19 906
26 162
-
-
Income
147 500
147 500
147 500
147 500
Total tax
63 038
73 085
52 846
69 425
After tax
84 462
74 415
94 654
78 075
Living cost
27 513
27 513
27 513
27 513
Free-cash
56 949
46 902
67 141
50 562

Estimated living cost  is ₽27513 per week

₽17307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽41653
₽50733
₽58970
₽37971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
147 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 432
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 208
trade
-
-
-
17 317
total
-
-
-
70 163
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 065
-
147 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
44 208
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 432
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
52 846
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
101 435
147 500
-
-
trade
16 686
24 264
-
-
income
15 216
22 125
-
-
chamber of commerce
283
348
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

836
1 217
-
-
total
33 021
47 954
-
-
Dividends
68 415
99 546
-
-
withholding
16 759
24 541
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

922
1 350
-
-
total
17 681
25 891
-
-
Income
147 500
147 500
147 500
147 500
Total tax
61 083
73 845
52 846
70 163
After tax
86 417
73 655
94 654
77 337
Living cost
35 684
35 684
35 684
35 684
Free-cash
50 733
37 971
58 970
41 653

Estimated living cost  is ₽35684 per week

₽23866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽34989
₽46013
₽53042
₽31284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
147 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 432
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 208
trade
-
-
-
18 053
total
-
-
-
70 899
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 591
-
147 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
44 208
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 432
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 978
-
52 846
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
92 909
147 500
-
-
trade
15 935
25 296
-
-
income
13 937
22 125
-
-
chamber of commerce
269
345
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

767
1 217
-
-
total
30 908
48 983
-
-
Dividends
62 002
98 517
-
-
withholding
15 155
24 285
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

834
1 336
-
-
total
15 989
25 621
-
-
Income
147 500
147 500
147 500
147 500
Total tax
59 875
74 604
52 846
70 899
After tax
87 625
72 896
94 654
76 601
Living cost
41 612
41 612
41 612
41 612
Free-cash
46 013
31 284
53 042
34 989

Estimated living cost  is ₽41612 per week

₽30392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽49561
₽69485
₽43863
₽72374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
surtax
-
-
-
5 733
unemployment
-
-
-
207
health
-
-
-
8 607
pensions
-
-
-
24 247
income
-
-
-
38 742
other
-
-
-
-
total
-
-
-
77 536
Employee
30 590
-
121 981
-
unemployment
2 129
-
8 438
-
other
-
-
-
-
income
5 128
-
33 309
-
surtax
109
-
4 792
-
pensions
2 041
-
8 086
-
health
781
-
3 091
-
total
10 188
-
57 716
-
Employer
30 590
-
121 981
-
pensions
4 078
-
16 160
-
other
-
-
-
-
health
1 391
-
5 516
-
unemployment
970
-
3 842
-
total
6 439
-
25 518
-
Corporate
110 470
147 500
-
-
income
28 722
38 351
-
-
total
28 722
38 351
-
-
Dividends
81 748
109 149
-
-
withholding
12 263
16 372
-
-
total
12 263
16 372
-
-
Income
147 500
147 500
147 500
147 500
Total tax
57 612
54 723
83 234
77 536
After tax
89 888
92 777
64 266
69 964
Living cost
20 403
20 403
20 403
20 403
Free-cash
69 485
72 374
43 863
49 561

Estimated living cost  is ₽20403 per week

₽12318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽49920
₽69906
₽44222
₽72733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
surtax
-
-
-
5 733
unemployment
-
-
-
207
health
-
-
-
8 607
pensions
-
-
-
24 247
income
-
-
-
38 742
other
-
-
-
-
total
-
-
-
77 536
Employee
30 039
-
121 981
-
unemployment
2 091
-
8 438
-
other
-
-
-
-
income
5 035
-
33 309
-
surtax
98
-
4 792
-
pensions
2 003
-
8 086
-
health
767
-
3 091
-
total
9 994
-
57 716
-
Employer
30 039
-
121 981
-
pensions
4 004
-
16 160
-
other
-
-
-
-
health
1 367
-
5 516
-
unemployment
952
-
3 842
-
total
6 323
-
25 518
-
Corporate
111 138
147 500
-
-
income
28 896
38 351
-
-
total
28 896
38 351
-
-
Dividends
82 243
109 149
-
-
withholding
12 337
16 372
-
-
total
12 337
16 372
-
-
Income
147 500
147 500
147 500
147 500
Total tax
57 550
54 723
83 234
77 536
After tax
89 950
92 777
64 266
69 964
Living cost
20 044
20 044
20 044
20 044
Free-cash
69 906
72 733
44 222
49 920

Estimated living cost  is ₽20044 per week

₽12256
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽84042
₽65156
₽67369
₽64779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
unemployment
-
-
-
2 212
health
-
-
-
10 325
pensions
-
-
-
14 750
income
-
-
-
18 032
total
-
-
-
45 319
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
123 431
-
unemployment
393
156
1 851
-
income
3 201
1 274
15 089
-
pensions
2 618
1 042
12 343
-
health
1 833
729
8 640
-
total
8 045
3 201
37 923
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
123 431
-
pensions
5 106
2 032
24 069
-
total
5 106
2 032
24 069
-
Corporate
116 210
135 047
-
-
income
10 459
12 154
-
-
total
10 459
12 154
-
-
Dividends
105 751
122 893
-
-
withholding
20 093
23 350
-
-
social contributions
20 502
23 845
-
-
total
40 595
47 195
-
-
Income
147 500
147 500
147 500
147 500
Total tax
64 205
64 582
61 992
45 319
After tax
83 295
82 918
85 508
102 181
Living cost
18 139
18 139
18 139
18 139
Free-cash
65 156
64 779
67 369
84 042

Estimated living cost  is ₽18139 per week

₽12379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3914
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽43154
₽47350
₽44308
₽48082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
national
-
-
-
24 981
pensions
-
-
-
17 700
social contributions
-
-
-
1 586
municipal
-
-
-
16 121
total
-
-
-
60 388
Employee
68 143
-
127 512
-
municipal
8 417
-
16 692
-
national
13 043
-
25 870
-
pensions
2 726
-
5 100
-
total
24 186
-
47 662
-
Employer
68 143
-
127 512
-
pensions
5 451
-
10 201
-
social contributions
733
-
1 371
-
total
6 184
-
11 572
-
Corporate
68 675
147 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 735
29 500
-
-
total
13 735
29 500
-
-
Dividends
54 940
118 000
-
-
withholding
12 087
25 960
-
-
total
12 087
25 960
-
-
Income
147 500
147 500
147 500
147 500
Total tax
56 192
55 460
59 234
60 388
After tax
91 308
92 040
88 266
87 112
Living cost
43 958
43 958
43 958
43 958
Free-cash
47 350
48 082
44 308
43 154

Estimated living cost  is ₽43958 per week

₽29878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽27451
₽53512
₽27451
₽51506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
social contributions
-
-
-
24 319
income
-
-
-
43 986
total
-
-
-
68 305
Employee
71 054
-
147 500
-
social contributions
5 903
-
24 319
-
income
13 408
-
43 986
-
total
19 311
-
68 305
-
Employer
71 054
-
147 500
-
total
-
-
-
-
Corporate
76 446
147 500
-
-
income
9 555
18 438
-
-
total
9 555
18 438
-
-
Dividends
66 891
129 062
-
-
withholding
13 378
25 812
-
-
total
13 378
25 812
-
-
Income
147 500
147 500
147 500
147 500
Total tax
42 244
44 250
68 305
68 305
After tax
105 256
103 250
79 195
79 195
Living cost
51 744
51 744
51 744
51 744
Free-cash
53 512
51 506
27 451
27 451

Estimated living cost  is ₽51744 per week

₽39366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽32896
₽35627
₽26233
₽40368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
national
-
-
-
35 734
regional
-
-
-
1 728
social contributions
-
-
-
37 937
municipal
-
-
-
876
total
-
-
-
76 275
Employee
80 729
-
147 500
-
municipal
427
-
783
-
national
13 988
-
30 895
-
social contributions
27 222
-
49 736
-
regional
762
-
1 524
-
total
42 399
-
82 938
-
Employer
80 729
-
147 500
-
total
-
-
-
-
Corporate
66 771
147 500
-
-
nationa
16 024
35 400
-
-
municipal
2 605
5 752
-
-
total
18 629
41 152
-
-
Dividends
48 142
106 348
-
-
withholding
12 516
27 651
-
-
total
12 516
27 651
-
-
Income
147 500
147 500
147 500
147 500
Total tax
73 544
68 803
82 938
76 275
After tax
73 956
78 697
64 562
71 225
Living cost
38 329
38 329
38 329
38 329
Free-cash
35 627
40 368
26 233
32 896

Estimated living cost  is ₽38329 per week

₽26719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽46259
₽51044
₽39632
₽53061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
national
-
-
-
35 734
regional
-
-
-
2 225
social contributions
-
-
-
37 937
municipal
-
-
-
876
total
-
-
-
76 772
Employee
50 388
-
147 500
-
municipal
267
-
783
-
national
7 983
-
30 895
-
social contributions
16 991
-
49 736
-
regional
678
-
1 985
-
total
25 919
-
83 399
-
Employer
50 388
-
147 500
-
total
-
-
-
-
Corporate
97 112
147 500
-
-