Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 147000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽100650
₽96442
₽101750
₽107199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
income
-
-
-
22 050
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 555
unemployment
-
-
-
150
health
-
-
-
4 317
total
-
-
-
32 072
Employee
24 478
-
139 636
-
income
2 448
-
13 964
-
accident

We are using the highest rate at 1.1%.

269
-
413
-
health
1 126
-
1 727
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 149
-
3 296
-
total
5 992
-
19 400
-
Employer
24 478
-
139 636
-
unemployment
147
-
225
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 697
-
4 136
-
accident

We are using the highest rate at 1.1%.

269
-
413
-
health
1 689
-
2 590
-
total
4 802
-
7 364
-
Corporate
117 719
147 000
-
-
income
11 772
14 700
-
-
total
11 772
14 700
-
-
Dividends
105 947
132 300
-
-
withholding
5 298
6 615
-
-
total
5 298
6 615
-
-
Income
147 000
147 000
147 000
147 000
Total tax
27 864
21 315
26 764
32 072
After tax
119 136
125 685
120 236
114 928
Living cost
18 486
18 486
18 486
18 486
Free-cash
100 650
107 199
101 750
96 442

Estimated living cost  is ₽18486 per week

₽12226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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