Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 147000
per

Your estimated
City
free-cash

Andorra , Andorra
₽80921
₽101270
₽84827
₽104388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
social contributions
-
-
-
32 340
income
-
-
-
5 827
total
-
-
-
38 167
Employee
29 853
-
127 273
-
social contributions
1 940
-
8 273
-
income
-
-
6 261
-
total
1 940
-
14 534
-
Employer
29 853
-
127 273
-
social contributions
4 627
-
19 727
-
total
4 627
-
19 727
-
Corporate
112 520
147 000
-
-
income
11 251
14 700
-
-
total
11 251
14 700
-
-
Dividends
101 269
132 300
-
-
total
-
-
-
-
Income
147 000
147 000
147 000
147 000
Total tax
17 818
14 700
34 261
38 167
After tax
129 182
132 300
112 739
108 833
Living cost
27 912
27 912
27 912
27 912
Free-cash
101 270
104 388
84 827
80 921

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽45959
₽51507
₽9007
₽51967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
589
pensions
-
-
-
20 069
income
-
-
-
36 765
total
-
-
-
71 416
Employee
40 590
37 005
115 283
-
unemployment
1 218
1 110
3 255
-
other
405
370
1 085
-
income
3 616
2 730
29 066
-
pensions
4 157
3 789
11 108
-
health
1 570
1 433
4 197
-
total
10 966
9 432
48 711
-
Employer
40 590
37 005
115 283
-
pensions
5 094
4 645
13 614
-
surtax
-
-
-
-
payroll
1 218
1 110
3 459
-
other
1 928
1 757
5 417
-
health
1 535
1 399
4 100
-
accident
527
481
1 410
-
unemployment
1 218
1 110
3 255
-
chamber of commerce
162
148
462
-
total
11 682
10 650
31 717
-
Corporate
94 728
99 345
111 759
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 681
24 836
27 940
-
total
23 681
24 836
27 940
-
Dividends
71 047
74 509
-
-
withholding
19 539
20 490
-
-
total
19 539
20 490
-
-
Income
147 000
147 000
147 000
147 000
Total tax
65 868
65 408
108 368
71 416
After tax
81 132
81 592
38 632
75 584
Living cost
29 625
29 625
29 625
29 625
Free-cash
51 507
51 967
9 007
45 959

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽42682
₽47339
₽5858
₽48773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
589
pensions
-
-
-
20 069
income
-
-
-
36 765
total
-
-
-
71 599
Employee
46 406
37 005
115 112
-
unemployment
1 392
1 110
3 255
-
other
463
370
1 085
-
income
5 283
2 730
28 994
-
pensions
4 752
3 789
11 108
-
health
1 796
1 433
4 197
-
total
13 686
9 432
48 639
-
Employer
46 406
37 005
115 112
-
pensions
5 824
4 645
13 614
-
surtax
183
183
183
-
payroll
1 392
1 110
3 454
-
other
2 204
1 757
5 412
-
health
1 753
1 399
4 100
-
accident
603
481
1 410
-
unemployment
1 392
1 110
3 255
-
chamber of commerce
185
148
460
-
total
13 536
10 833
31 888
-
Corporate
87 058
99 162
111 588
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 764
24 790
27 896
-
total
21 764
24 790
27 896
-
Dividends
65 293
74 372
-
-
withholding
17 956
20 453
-
-
total
17 956
20 453
-
-
Income
147 000
147 000
147 000
147 000
Total tax
66 942
65 508
108 423
71 599
After tax
80 058
81 492
38 577
75 401
Living cost
32 719
32 719
32 719
32 719
Free-cash
47 339
48 773
5 858
42 682

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽29897
₽34463
₽18822
₽48390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
national
-
-
-
52 943
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 449
social contributions
-
-
-
22 854
total
-
-
-
83 246
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
113 856
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
990
-
national
20 420
-
40 358
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
5 938
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
8 539
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
5 352
-
total
32 565
-
61 177
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
113 856
-
surtax
7 531
-
12 913
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
10 088
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
7 001
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 480
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 662
-
total
19 334
-
33 144
-
Corporate
61 245
147 000
-
-
income
12 249
29 399
-
-
surtax
245
589
-
-
total
12 494
29 988
-
-
Dividends
48 751
117 012
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 287
34 765
-
-
total
14 287
34 765
-
-
Income
147 000
147 000
147 000
147 000
Total tax
78 680
64 753
94 321
83 246
After tax
68 320
82 247
52 679
63 754
Living cost
33 857
33 857
33 857
33 857
Free-cash
34 463
48 390
18 822
29 897

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽100312
₽104051
₽105898
₽109709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
22 050
total
-
-
-
30 712
Employee
21 155
-
140 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
14 064
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
18 761
-
Employer
21 155
-
140 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
121 695
147 000
-
-
income
12 169
14 700
-
-
total
12 169
14 700
-
-
Dividends
109 525
132 300
-
-
withholding
5 476
6 615
-
-
total
5 476
6 615
-
-
Income
147 000
147 000
147 000
147 000
Total tax
26 973
21 315
25 126
30 712
After tax
120 027
125 685
121 874
116 288
Living cost
15 976
15 976
15 976
15 976
Free-cash
104 051
109 709
105 898
100 312

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽104112
₽109193
₽109698
₽113508
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
22 050
total
-
-
-
30 712
Employee
16 123
-
140 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
14 064
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
18 761
-
Employer
16 123
-
140 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
127 713
147 000
-
-
income
12 771
14 700
-
-
total
12 771
14 700
-
-
Dividends
114 941
132 300
-
-
withholding
5 747
6 615
-
-
total
5 747
6 615
-
-
Income
147 000
147 000
147 000
147 000
Total tax
25 630
21 315
25 126
30 712
After tax
121 370
125 685
121 874
116 288
Living cost
12 176
12 176
12 176
12 176
Free-cash
109 193
113 508
109 698
104 112

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽79805
₽80738
₽78466
₽85790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
health
-
-
-
3 748
social contributions
-
-
-
15 024
income
-
-
-
26 924
total
-
-
-
45 696
Employee
71 403
71 403
136 482
-
income
7 775
6 610
26 203
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
2 321
-
total
11 028
13 750
36 517
-
Employer
71 403
71 403
136 482
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
2 525
-
total
3 301
7 248
10 518
-
Corporate
111 173
68 350
-
-
income
13 896
8 545
-
-
total
13 896
8 545
-
-
Dividends
97 277
59 805
-
-
withholding
16 538
10 168
-
-
total
16 538
10 168
-
-
Income
147 000
147 000
147 000
147 000
Total tax
44 763
39 711
47 035
45 696
After tax
102 237
107 289
99 965
101 304
Living cost
21 499
21 499
21 499
21 499
Free-cash
80 738
85 790
78 466
79 805

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽71186
₽73321
₽69847
₽77171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
health
-
-
-
3 748
social contributions
-
-
-
15 024
income
-
-
-
26 924
total
-
-
-
45 696
Employee
71 403
71 403
136 482
-
income
7 498
6 610
26 203
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
2 321
-
total
11 678
13 750
36 517
-
Employer
71 403
71 403
136 482
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
2 525
-
total
4 244
7 248
10 518
-
Corporate
100 961
68 350
-
-
income
12 620
8 545
-
-
total
12 620
8 545
-
-
Dividends
88 341
59 805
-
-
withholding
15 019
10 168
-
-
total
15 019
10 168
-
-
Income
147 000
147 000
147 000
147 000
Total tax
43 561
39 711
47 035
45 696
After tax
103 439
107 289
99 965
101 304
Living cost
30 118
30 118
30 118
30 118
Free-cash
73 321
77 171
69 847
71 186

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽60336
₽72071
₽53986
₽79733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
health
-
-
-
19 845
social contributions
-
-
-
30 904
income
-
-
-
14 438
solidarity contribution
-
-
-
-
total
-
-
-
65 187
Employee
31 583
-
110 588
-
income
3 790
-
13 317
-
social contributions
2 053
-
6 879
-
health
4 264
-
14 929
-
solidarity contribution
-
-
-
-
total
10 107
-
35 125
-
Employer
31 583
-
110 588
-
social contributions
7 896
-
26 459
-
health
2 842
-
9 953
-
total
10 738
-
36 412
-
Corporate
104 679
147 000
-
-
income
19 889
27 930
-
-
total
19 889
27 930
-
-
Dividends
84 790
119 070
-
-
withholding
12 718
17 860
-
-
total
12 718
17 860
-
-
Income
147 000
147 000
147 000
147 000
Total tax
53 452
45 790
71 537
65 187
After tax
93 548
101 210
75 463
81 813
Living cost
21 477
21 477
21 477
21 477
Free-cash
72 071
79 733
53 986
60 336

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽55348
₽65303
₽48998
₽74745
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
health
-
-
-
19 845
social contributions
-
-
-
30 904
income
-
-
-
14 438
solidarity contribution
-
-
-
-
total
-
-
-
65 187
Employee
38 919
-
110 588
-
income
4 670
-
13 317
-
social contributions
2 530
-
6 879
-
health
5 254
-
14 929
-
solidarity contribution
-
-
-
-
total
12 454
-
35 125
-
Employer
38 919
-
110 588
-
social contributions
9 730
-
26 459
-
health
3 503
-
9 953
-
total
13 233
-
36 412
-
Corporate
94 849
147 000
-
-
income
18 021
27 930
-
-
total
18 021
27 930
-
-
Dividends
76 828
119 070
-
-
withholding
11 524
17 860
-
-
total
11 524
17 860
-
-
Income
147 000
147 000
147 000
147 000
Total tax
55 232
45 790
71 537
65 187
After tax
91 768
101 210
75 463
81 813
Living cost
26 465
26 465
26 465
26 465
Free-cash
65 303
74 745
48 998
55 348

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽42838
-₽55866
-₽55866
-₽55866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
national
-
-
-
16 702
pensions
-
-
-
807
municipal
-
-
-
30 116
labour market
-
-
-
11 695
total
-
-
-
59 320
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
147 000
147 000
147 000
147 000
Total tax
158 024
158 024
158 024
59 320
After tax
-11 024
-11 024
-11 024
87 680
Living cost
44 842
44 842
44 842
44 842
Free-cash
-55 866
-55 866
-55 866
42 838

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽56364
₽89403
₽62298
₽95173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
health
-
-
-
19 110
pensions
-
-
-
29 399
income
-
-
-
19 699
total
-
-
-
68 208
Employee
26 342
-
109 865
-
unemployment
421
-
1 759
-
income
2 966
-
21 183
-
pensions
527
-
2 197
-
total
3 914
-
25 139
-
Employer
26 342
-
109 865
-
pensions
5 269
-
21 974
-
health
3 424
-
14 282
-
unemployment
211
-
879
-
total
8 904
-
37 135
-
Corporate
111 754
147 000
-
-
income
22 351
29 399
-
-
total
22 351
29 399
-
-
Dividends
89 403
117 601
-
-
total
-
-
-
-
Income
147 000
147 000
147 000
147 000
Total tax
35 169
29 399
62 274
68 208
After tax
111 831
117 601
84 726
78 792
Living cost
22 428
22 428
22 428
22 428
Free-cash
89 403
95 173
62 298
56 364

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽61571
₽59431
₽42517
₽57491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
147 000
national
-
-
-
21 780
health
-
-
-
1 877
municipal
-
-
-
26 122
total
-
-
-
49 779
Employee
48 854
-
123 666
-
unemployment
733
-
1 856
-
municipal
8 002
-
20 150
-
national
807
-
13 628
-
pensions
3 297
-
8 347
-
health
365
-
1 517
-
total
13 204
-
45 498
-
Employer
48 854
-
123 666
-
pensions
8 476
-
21 456
-
health
375
-
952
-
accident
49
-
123
-
unemployment
317
-
804
-
total
9 217
-
23 335
-
Corporate
88 928
147 000
-
-
income
17 785
29 399
-
-
total
17 785
29 399
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

53 357
88 200
-
-
municipal
9 604
15 877
-
-
national
2 109
8 583
-
-
total
11 713
24 460
-
-
Income
147 000
147 000
147 000
147 000
Total tax
51 919
53 859
68 833
49 779
After tax
95 081
93 141
78 167
97 221
Living cost
35 650
35 650
35 650
35 650
Free-cash
59 431
57 491
42 517
61 571

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽54486
₽50627
₽54009
₽45466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
surtax
-
-
-
-
health
-
-
-
5 699
pensions
-
-
-
27 789
social contributions
-
-
-
4 189
income
-
-
-
21 658
other
-
-
-
4 557
total
-
-
-
63 892
Employee
35 475
-
114 832
-
income
1 829
-
21 387
-
surtax
-
-
-
-
social contributions
1 011
-
3 272
-
pensions
4 012
-
7 544
-
total
6 852
-
32 203
-
Employer
35 475
-
114 832
-
pensions
5 829
-
12 778
-
social contributions
106
-
344
-
other
1 225
-
4 291
-
health
2 483
-
10 103
-
unemployment
1 436
-
4 650
-
total
11 079
-
32 166
-
Corporate
100 447
147 000
-
-
income
28 125
41 160
-
-
surtax
-
-
-
-
total
28 125
41 160
-
-
Dividends
72 321
105 840
-
-
withholding
9 256
13 547
-
-
social contributions
12 439
18 205
-
-
surtax
-
-
-
-
total
21 695
31 752
-
-
Income
147 000
147 000
147 000
147 000
Total tax
67 751
72 912
64 369
63 892
After tax
79 249
74 088
82 631
83 108
Living cost
28 622
28 622
28 622
28 622
Free-cash
50 627
45 466
54 009
54 486

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽51339
₽47804
₽50862
₽42319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
surtax
-
-
-
-
health
-
-
-
5 699
pensions
-
-
-
27 789
social contributions
-
-
-
4 189
income
-
-
-
21 658
other
-
-
-
4 557
total
-
-
-
63 892
Employee
39 741
-
114 832
-
income
2 345
-
21 387
-
surtax
-
-
-
-
social contributions
1 133
-
3 272
-
pensions
4 493
-
7 544
-
total
7 971
-
32 203
-
Employer
39 741
-
114 832
-
pensions
6 529
-
12 778
-
social contributions
120
-
344
-
other
1 371
-
4 291
-
health
2 782
-
10 103
-
unemployment
1 609
-
4 650
-
total
12 411
-
32 166
-
Corporate
94 848
147 000
-
-
income
26 557
41 160
-
-
surtax
-
-
-
-
total
26 557
41 160
-
-
Dividends
68 291
105 840
-
-
withholding
8 742
13 547
-
-
social contributions
11 746
18 205
-
-
surtax
-
-
-
-
total
20 488
31 752
-
-
Income
147 000
147 000
147 000
147 000
Total tax
67 427
72 912
64 369
63 892
After tax
79 573
74 088
82 631
83 108
Living cost
31 769
31 769
31 769
31 769
Free-cash
47 804
42 319
50 862
51 339

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽38259
₽35622
₽37782
₽29239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
surtax
-
-
-
-
health
-
-
-
5 699
pensions
-
-
-
27 789
social contributions
-
-
-
4 189
income
-
-
-
21 658
other
-
-
-
4 557
total
-
-
-
63 892
Employee
58 158
-
114 832
-
income
5 074
-
21 387
-
surtax
-
-
-
-
social contributions
1 656
-
3 272
-
pensions
6 578
-
7 544
-
total
13 308
-
32 203
-
Employer
58 158
-
114 832
-
pensions
9 556
-
12 778
-
social contributions
174
-
344
-
other
2 007
-
4 291
-
health
4 071
-
10 103
-
unemployment
2 356
-
4 650
-
total
18 164
-
32 166
-
Corporate
70 678
147 000
-
-
income
19 791
41 160
-
-
surtax
-
-
-
-
total
19 791
41 160
-
-
Dividends
50 887
105 840
-
-
withholding
6 513
13 547
-
-
social contributions
8 753
18 205
-
-
surtax
-
-
-
-
total
15 266
31 752
-
-
Income
147 000
147 000
147 000
147 000
Total tax
66 529
72 912
64 369
63 892
After tax
80 471
74 088
82 631
83 108
Living cost
44 849
44 849
44 849
44 849
Free-cash
35 622
29 239
37 782
38 259

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽139581
₽132586
₽111651
₽133701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
147 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 470
total
-
-
-
1 470
Employee
7 436
-
147 000
-
income
1 487
-
29 400
-
total
1 487
-
29 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

139 564
147 000
-
-
total
-
-
-
-
Dividends
139 564
147 000
-
-
withholding
6 978
7 350
-
-
total
6 978
7 350
-
-
Income
147 000
147 000
147 000
147 000
Total tax
8 465
7 350
29 400
1 470
After tax
138 535
139 650
117 600
145 530
Living cost
5 949
5 949
5 949
5 949
Free-cash
132 586
133 701
111 651
139 581

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽136260
₽128642
₽108330
₽130380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
147 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 470
total
-
-
-
1 470
Employee
11 588
-
147 000
-
income
2 318
-
29 400
-
total
2 318
-
29 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

135 412
147 000
-
-
total
-
-
-
-
Dividends
135 412
147 000
-
-
withholding
6 770
7 350
-
-
total
6 770
7 350
-
-
Income
147 000
147 000
147 000
147 000
Total tax
9 088
7 350
29 400
1 470
After tax
137 912
139 650
117 600
145 530
Living cost
9 270
9 270
9 270
9 270
Free-cash
128 642
130 380
108 330
136 260

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽43907
₽51977
₽58806
₽39830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
147 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 398
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 602
trade
-
-
-
14 899
total
-
-
-
67 243
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
147 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
43 602
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
2 398
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
52 344
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
100 798
147 000
-
-
trade
14 465
21 095
-
-
income
15 119
22 050
-
-
chamber of commerce
289
356
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

832
1 212
-
-
total
30 705
44 713
-
-
Dividends
70 093
102 288
-
-
withholding
17 170
25 220
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

945
1 387
-
-
total
18 115
26 607
-
-
Income
147 000
147 000
147 000
147 000
Total tax
59 173
71 320
52 344
67 243
After tax
87 827
75 680
94 656
79 757
Living cost
35 850
35 850
35 850
35 850
Free-cash
51 977
39 830
58 806
43 907

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽50177
₽56312
₽66530
₽46043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
147 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 398
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 602
trade
-
-
-
16 353
total
-
-
-
68 697
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
147 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
43 602
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
2 398
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
52 344
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
111 484
147 000
-
-
trade
17 558
23 153
-
-
income
16 723
22 050
-
-
chamber of commerce
301
352
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

920
1 212
-
-
total
35 502
46 767
-
-
Dividends
75 982
100 233
-
-
withholding
18 643
24 705
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 026
1 359
-
-
total
19 669
26 064
-
-
Income
147 000
147 000
147 000
147 000
Total tax
62 562
72 831
52 344
68 697
After tax
84 438
74 169
94 656
78 303
Living cost
28 126
28 126
28 126
28 126
Free-cash
56 312
46 043
66 530
50 177

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽41098
₽49980
₽58178
₽36934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
147 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 398
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 602
trade
-
-
-
17 080
total
-
-
-
69 424
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
147 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
43 602
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
2 398
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
52 344
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 910
147 000
-
-
trade
16 435
24 182
-
-
income
14 987
22 050
-
-
chamber of commerce
284
351
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

825
1 212
-
-
total
32 531
47 795
-
-
Dividends
67 380
99 206
-
-
withholding
16 492
24 448
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

907
1 345
-
-
total
17 399
25 793
-
-
Income
147 000
147 000
147 000
147 000
Total tax
60 542
73 588
52 344
69 424
After tax
86 458
73 412
94 656
77 576
Living cost
36 478
36 478
36 478
36 478
Free-cash
49 980
36 934
58 178
41 098

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽34312
₽45175
₽52118
₽30120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
147 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 398
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 602
trade
-
-
-
17 806
total
-
-
-
70 150
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
147 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
43 602
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
2 398
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
52 344
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
91 195
147 000
-
-
trade
15 641
25 211
-
-
income
13 679
22 050
-
-
chamber of commerce
270
347
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

752
1 212
-
-
total
30 342
48 820
-
-
Dividends
60 852
98 180
-
-
withholding
14 860
24 192
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

818
1 330
-
-
total
15 678
25 522
-
-
Income
147 000
147 000
147 000
147 000
Total tax
59 287
74 342
52 344
70 150
After tax
87 713
72 658
94 656
76 850
Living cost
42 538
42 538
42 538
42 538
Free-cash
45 175
30 120
52 118
34 312

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽48906
₽68655
₽43481
₽71605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
surtax
-
-
-
5 540
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
37 902
other
-
-
-
-
total
-
-
-
77 237
Employee
31 271
-
121 438
-
unemployment
2 176
-
8 453
-
other
-
-
-
-
income
5 242
-
32 765
-
surtax
111
-
4 684
-
pensions
2 086
-
8 101
-
health
798
-
3 098
-
total
10 413
-
57 101
-
Employer
31 271
-
121 438
-
pensions
4 169
-
16 187
-
other
-
-
-
-
health
1 422
-
5 524
-
unemployment
992
-
3 850
-
total
6 583
-
25 561
-
Corporate
109 146
147 000
-
-
income
28 377
38 221
-
-
total
28 377
38 221
-
-
Dividends
80 768
108 779
-
-
withholding
12 115
16 317
-
-
total
12 115
16 317
-
-
Income
147 000
147 000
147 000
147 000
Total tax
57 488
54 538
82 662
77 237
After tax
89 512
92 462
64 338
69 763
Living cost
20 857
20 857
20 857
20 857
Free-cash
68 655
71 605
43 481
48 906

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽49273
₽69086
₽43848
₽71972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
surtax
-
-
-
5 540
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
37 902
other
-
-
-
-
total
-
-
-
77 237
Employee
30 707
-
121 438
-
unemployment
2 137
-
8 453
-
other
-
-
-
-
income
5 147
-
32 765
-
surtax
100
-
4 684
-
pensions
2 048
-
8 101
-
health
784
-
3 098
-
total
10 216
-
57 101
-
Employer
30 707
-
121 438
-
pensions
4 093
-
16 187
-
other
-
-
-
-
health
1 397
-
5 524
-
unemployment
973
-
3 850
-
total
6 463
-
25 561
-
Corporate
109 829
147 000
-
-
income
28 555
38 221
-
-
total
28 555
38 221
-
-
Dividends
81 274
108 779
-
-
withholding
12 190
16 317
-
-
total
12 190
16 317
-
-
Income
147 000
147 000
147 000
147 000
Total tax
57 424
54 538
82 662
77 237
After tax
89 576
92 462
64 338
69 763
Living cost
20 490
20 490
20 490
20 490
Free-cash
69 086
71 972
43 848
49 273

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽83265
₽64464
₽66649
₽64077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
unemployment
-
-
-
2 205
health
-
-
-
10 290
pensions
-
-
-
14 700
income
-
-
-
17 971
total
-
-
-
45 166
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
123 013
-
unemployment
402
160
1 845
-
income
3 277
1 304
15 038
-
pensions
2 681
1 067
12 301
-
health
1 876
747
8 611
-
total
8 236
3 278
37 795
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
123 013
-
pensions
5 227
2 080
23 987
-
total
5 227
2 080
23 987
-
Corporate
114 967
134 252
-
-
income
10 347
12 083
-
-
total
10 347
12 083
-
-
Dividends
104 620
122 169
-
-
withholding
19 878
23 212
-
-
social contributions
20 279
23 701
-
-
total
40 157
46 913
-
-
Income
147 000
147 000
147 000
147 000
Total tax
63 967
64 354
61 782
45 166
After tax
83 033
82 646
85 218
101 834
Living cost
18 570
18 570
18 570
18 570
Free-cash
64 464
64 077
66 649
83 265

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽42041
₽46142
₽43195
₽46887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
national
-
-
-
24 857
pensions
-
-
-
17 640
social contributions
-
-
-
1 580
municipal
-
-
-
16 041
total
-
-
-
60 118
Employee
69 511
-
127 080
-
municipal
8 586
-
16 610
-
national
13 304
-
25 739
-
pensions
2 780
-
5 083
-
total
24 670
-
47 432
-
Employer
69 511
-
127 080
-
pensions
5 561
-
10 166
-
social contributions
747
-
1 366
-
total
6 308
-
11 532
-
Corporate
66 593
147 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 319
29 400
-
-
total
13 319
29 400
-
-
Dividends
53 274
117 600
-
-
withholding
11 720
25 872
-
-
total
11 720
25 872
-
-
Income
147 000
147 000
147 000
147 000
Total tax
56 017
55 272
58 964
60 118
After tax
90 983
91 728
88 036
86 882
Living cost
44 841
44 841
44 841
44 841
Free-cash
46 142
46 887
43 195
42 041

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽26511
₽52057
₽26511
₽50004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
social contributions
-
-
-
24 142
income
-
-
-
43 452
total
-
-
-
67 594
Employee
72 635
-
147 000
-
social contributions
6 034
-
24 142
-
income
13 706
-
43 452
-
total
19 740
-
67 594
-
Employer
72 635
-
147 000
-
total
-
-
-
-
Corporate
74 365
147 000
-
-
income
9 295
18 376
-
-
total
9 295
18 376
-
-
Dividends
65 070
128 624
-
-
withholding
13 013
25 725
-
-
total
13 013
25 725
-
-
Income
147 000
147 000
147 000
147 000
Total tax
42 048
44 101
67 594
67 594
After tax
104 952
102 899
79 406
79 406
Living cost
52 895
52 895
52 895
52 895
Free-cash
52 057
50 004
26 511
26 511

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽32040
₽34400
₽25401
₽39250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
national
-
-
-
35 377
regional
-
-
-
1 719
social contributions
-
-
-
37 808
municipal
-
-
-
874
total
-
-
-
75 778
Employee
82 526
-
147 000
-
municipal
437
-
779
-
national
14 300
-
30 555
-
social contributions
27 828
-
49 569
-
regional
779
-
1 514
-
total
43 344
-
82 417
-
Employer
82 526
-
147 000
-
total
-
-
-
-
Corporate
64 474
147 000
-
-
nationa
15 473
35 280
-
-
municipal
2 515
5 732
-
-
total
17 988
41 012
-
-
Dividends
46 487
105 988
-
-
withholding
12 086
27 556
-
-
total
12 086
27 556
-
-
Income
147 000
147 000
147 000
147 000
Total tax
73 418
68 568
82 417
75 778
After tax
73 582
78 432
64 583
71 222
Living cost
39 182
39 182
39 182
39 182
Free-cash
34 400
39 250
25 401
32 040

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽45711
₽50193
₽39105
₽52253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 000
national
-
-
-
35 377
regional
-
-
-
2 216
social contributions
-
-
-
37 808
municipal
-
-
-
874
total
-
-
-
76 275
Employee
51 509
-
147 000
-
municipal
273
-
779
-
national
8 160
-
30 555
-
social contributions
17 369
-
49 569
-
regional
693
-
1 978
-
total
26 495
-
82 881
-
Employer
51 509
-
147 000
-
total
-
-
-
-
Corporate
95 491
147 000
-
-