Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 146000
per

Your estimated
City
free-cash

Valencia , Spain
-₽42219
-₽17615
-₽33941
-₽60806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
pensions
-
-
-
41 319
accident
-
-
-
1 312
unemployment
-
-
-
1 022
other
-
-
-
145
income
-
-
-
19 521
total
-
-
-
63 319
Employee
156 814
-
100 850
-
unemployment
2 431
-
2 197
-
pensions
7 372
-
6 656
-
other
153
-
145
-
income
30 233
-
17 448
-
total
40 189
-
26 446
-
Employer
156 814
-
100 850
-
pensions
37 005
-
33 424
-
other
1 255
-
1 135
-
unemployment
8 628
-
7 791
-
accident
3 107
-
2 801
-
total
49 995
-
45 151
-
Corporate
-
146 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
21 899
-
-
total
-
21 899
-
-
Dividends
-
124 101
-
-
withholding
-
25 094
-
-
total
-
25 094
-
-
Income
146 000
146 000
146 000
146 000
Total tax
90 184
46 993
71 597
63 319
After tax
55 816
99 007
74 403
82 681
Living cost
116 622
116 622
116 622
116 622
Free-cash
-60 806
-17 615
-42 219
-33 941

Estimated living cost  is ₽116622 per month

₽78718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11211
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2044
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close