Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 146000
per

Your estimated
City
free-cash

Valencia , Spain
-₽48454
-₽32682
-₽10711
-₽27273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
accident
-
-
-
1 317
income
-
-
-
19 815
pensions
-
-
-
41 318
other
-
-
-
144
unemployment
-
-
-
1 022
total
-
-
-
63 616
Employee
147 449
-
103 547
-
unemployment
2 285
-
2 066
-
pensions
6 932
-
6 258
-
income
28 427
-
18 113
-
other
144
-
136
-
total
37 788
-
26 573
-
Employer
147 449
-
103 547
-
pensions
34 795
-
31 427
-
other
1 181
-
1 067
-
unemployment
8 112
-
7 325
-
accident
2 921
-
2 633
-
total
47 009
-
42 452
-
Corporate
-
146 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
21 900
-
-
total
-
21 900
-
-
Dividends
-
124 100
-
-
withholding
-
25 154
-
-
total
-
25 154
-
-
Income
146 000
146 000
146 000
146 000
Total tax
84 797
47 054
69 025
63 616
After tax
61 203
98 946
76 975
82 384
Living cost
109 657
109 657
109 657
109 657
Free-cash
-48 454
-10 711
-32 682
-27 273

Estimated living cost  is ₽109657 per month

₽74017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10541
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1922
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close