Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 146000
per

Your estimated
City
free-cash

Valencia , Spain
-₽11668
-₽33958
-₽28191
-₽50161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
accident
-
-
-
1 313
income
-
-
-
19 776
other
-
-
-
145
unemployment
-
-
-
1 023
pensions
-
-
-
41 314
total
-
-
-
63 571
Employee
148 743
-
103 174
-
other
145
-
137
-
unemployment
2 305
-
2 084
-
pensions
6 993
-
6 313
-
income
28 677
-
17 978
-
total
38 120
-
26 512
-
Employer
148 743
-
103 174
-
pensions
35 100
-
31 703
-
accident
2 947
-
2 657
-
unemployment
8 183
-
7 390
-
other
1 191
-
1 076
-
total
47 421
-
42 826
-
Corporate
-
146 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
21 902
-
-
total
-
21 902
-
-
Dividends
-
124 098
-
-
withholding
-
25 146
-
-
total
-
25 146
-
-
Income
146 000
146 000
146 000
146 000
Total tax
85 541
47 048
69 338
63 571
After tax
60 459
98 952
76 662
82 429
Living cost
110 620
110 620
110 620
110 620
Free-cash
-50 161
-11 668
-33 958
-28 191

Estimated living cost  is ₽110620 per month

₽74667
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10634
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1939
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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