Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 146000
per

Your estimated
City
free-cash

Valencia , Spain
-₽19047
-₽44198
-₽35313
-₽63358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
accident
-
-
-
1 312
income
-
-
-
19 460
other
-
-
-
147
unemployment
-
-
-
1 018
pensions
-
-
-
41 315
total
-
-
-
63 252
Employee
158 749
-
100 293
-
other
155
-
147
-
unemployment
2 461
-
2 224
-
pensions
7 463
-
6 738
-
income
30 606
-
17 321
-
total
40 685
-
26 430
-
Employer
158 749
-
100 293
-
pensions
37 462
-
33 836
-
accident
3 145
-
2 835
-
unemployment
8 734
-
7 887
-
other
1 271
-
1 149
-
total
50 612
-
45 707
-
Corporate
-
146 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
21 900
-
-
total
-
21 900
-
-
Dividends
-
124 100
-
-
withholding
-
25 086
-
-
total
-
25 086
-
-
Income
146 000
146 000
146 000
146 000
Total tax
91 297
46 986
72 137
63 252
After tax
54 703
99 014
73 863
82 748
Living cost
118 061
118 061
118 061
118 061
Free-cash
-63 358
-19 047
-44 198
-35 313

Estimated living cost  is ₽118061 per month

₽79689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11349
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2069
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24955
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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