Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 146000
per

Your estimated
City
free-cash

Valencia , Spain
-₽6796
-₽27512
-₽41461
-₽23498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
accident
-
-
-
1 313
unemployment
-
-
-
1 021
pensions
-
-
-
41 320
other
-
-
-
146
income
-
-
-
19 985
total
-
-
-
63 785
Employee
142 146
-
105 074
-
pensions
6 682
-
6 033
-
income
27 405
-
18 716
-
unemployment
2 203
-
1 992
-
other
139
-
131
-
total
36 429
-
26 872
-
Employer
142 146
-
105 074
-
other
1 138
-
1 029
-
unemployment
7 821
-
7 062
-
accident
2 816
-
2 539
-
pensions
33 544
-
30 297
-
total
45 319
-
40 927
-
Corporate
-
146 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
21 900
-
-
total
-
21 900
-
-
Dividends
-
124 100
-
-
withholding
-
25 183
-
-
total
-
25 183
-
-
Income
146 000
146 000
146 000
146 000
Total tax
81 748
47 083
67 799
63 785
After tax
64 252
98 917
78 201
82 215
Living cost
105 713
105 713
105 713
105 713
Free-cash
-41 461
-6 796
-27 512
-23 498

Estimated living cost  is ₽105713 per month

₽71355
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1853
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close