Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 145500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽9733
₽22900
₽42877
₽35806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
city
-
-
-
1 534
pensions
-
-
-
13 386
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 911
regional
-
-
-
6 442
health
-
-
-
327
national
-
-
-
1 757
total
-
-
-
26 357
Employee
89 251
-
130 231
-
city
958
-
1 399
-
regional
2 923
-
5 539
-
health
202
-
294
-
pensions
7 498
-
10 938
-
unemployment
-
-
-
-
national
422
-
1 421
-
total
12 003
-
19 591
-
Employer
89 251
-
130 231
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
2 605
-
unemployment
-
-
-
-
pensions
7 498
-
10 938
-
health
202
-
294
-
total
9 484
-
13 837
-
Corporate
45 783
145 500
-
-
regional
9 682
30 773
-
-
national
3 892
12 368
-
-
total
13 574
43 141
-
-
Dividends
32 209
102 359
-
-
withholding
11 273
35 826
-
-
total
11 273
35 826
-
-
Income
145 500
145 500
145 500
145 500
Total tax
46 334
78 967
33 428
26 357
After tax
99 166
66 533
112 072
119 143
Living cost
76 266
76 266
76 266
76 266
Free-cash
22 900
-9 733
35 806
42 877

Estimated living cost  is ₽76266 per week

₽49595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

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