Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 145500
per

Your estimated
City
free-cash

Andorra , Andorra
₽106010
₽86107
₽82240
₽103222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
32 010
income
-
-
-
6 310
total
-
-
-
38 320
Employee
26 673
-
125 974
-
social contributions
1 733
-
8 187
-
income
-
-
6 740
-
total
1 733
-
14 927
-
Employer
26 673
-
125 974
-
social contributions
4 135
-
19 526
-
total
4 135
-
19 526
-
Corporate
114 692
145 500
-
-
income
11 470
14 550
-
-
total
11 470
14 550
-
-
Dividends
103 223
130 950
-
-
total
-
-
-
-
Income
145 500
145 500
145 500
145 500
Total tax
17 338
14 550
34 453
38 320
After tax
128 162
130 950
111 047
107 180
Living cost
24 940
24 940
24 940
24 940
Free-cash
103 222
106 010
86 107
82 240

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽54131
₽12151
₽48369
₽53721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
chamber of commerce
-
-
-
583
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
39 645
surtax
-
-
-
-
total
-
-
-
70 662
Employee
36 267
33 064
116 199
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
31 763
-
total
9 798
8 427
49 316
-
Employer
36 267
33 064
116 199
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 486
-
chamber of commerce
145
132
464
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 355
-
total
10 437
9 516
29 301
-
Corporate
98 796
102 920
113 050
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 698
25 730
28 263
-
total
24 698
25 730
28 263
-
Dividends
74 097
77 191
-
-
withholding
20 377
21 227
-
-
total
20 377
21 227
-
-
Income
145 500
145 500
145 500
145 500
Total tax
65 310
64 900
106 880
70 662
After tax
80 190
80 600
38 620
74 838
Living cost
26 469
26 469
26 469
26 469
Free-cash
53 721
54 131
12 151
48 369

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽51276
₽9347
₽45440
₽49994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
chamber of commerce
-
-
-
583
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
39 645
surtax
-
-
-
164
total
-
-
-
70 826
Employee
41 463
33 064
116 045
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
31 689
-
total
12 228
8 427
49 242
-
Employer
41 463
33 064
116 045
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 481
-
chamber of commerce
165
132
464
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 348
-
total
12 096
9 680
29 453
-
Corporate
91 942
102 757
112 898
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 985
25 689
28 224
-
total
22 985
25 689
28 224
-
Dividends
68 956
77 068
-
-
withholding
18 963
21 194
-
-
total
18 963
21 194
-
-
Income
145 500
145 500
145 500
145 500
Total tax
66 272
64 990
106 919
70 826
After tax
79 228
80 510
38 581
74 674
Living cost
29 234
29 234
29 234
29 234
Free-cash
49 994
51 276
9 347
45 440

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽51122
₽21012
₽32827
₽38681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 488
national
-
-
-
54 249
total
-
-
-
82 422
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
112 695
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 296
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
8 452
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 877
-
national
18 246
-
40 826
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
981
-
total
29 096
-
61 432
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
112 695
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 466
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 645
-
surtax
6 729
-
12 778
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 931
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 985
-
total
17 275
-
32 805
-
Corporate
68 878
145 500
-
-
surtax
276
583
-
-
income
13 775
29 101
-
-
total
14 051
29 684
-
-
Dividends
54 828
115 817
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

16 146
34 443
-
-
total
16 146
34 443
-
-
Income
145 500
145 500
145 500
145 500
Total tax
76 568
64 127
94 237
82 422
After tax
68 932
81 373
51 263
63 078
Living cost
30 251
30 251
30 251
30 251
Free-cash
38 681
51 122
21 012
32 827

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽110140
₽107378
₽101679
₽105086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 825
total
-
-
-
29 558
Employee
18 887
-
139 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
13 982
-
total
4 624
-
18 176
-
Employer
18 887
-
139 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
122 907
145 500
-
-
income
12 291
14 550
-
-
total
12 291
14 550
-
-
Dividends
110 617
130 950
-
-
withholding
5 531
6 547
-
-
total
5 531
6 547
-
-
Income
145 500
145 500
145 500
145 500
Total tax
26 151
21 097
23 859
29 558
After tax
119 349
124 403
121 641
115 942
Living cost
14 263
14 263
14 263
14 263
Free-cash
105 086
110 140
107 378
101 679

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽113532
₽110770
₽105071
₽109681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 825
total
-
-
-
29 558
Employee
14 395
-
139 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
13 982
-
total
3 523
-
18 176
-
Employer
14 395
-
139 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
128 280
145 500
-
-
income
12 828
14 550
-
-
total
12 828
14 550
-
-
Dividends
115 452
130 950
-
-
withholding
5 772
6 547
-
-
total
5 772
6 547
-
-
Income
145 500
145 500
145 500
145 500
Total tax
24 948
21 097
23 859
29 558
After tax
120 552
124 403
121 641
115 942
Living cost
10 871
10 871
10 871
10 871
Free-cash
109 681
113 532
110 770
105 071

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽86936
₽78990
₽80273
₽82422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
13 424
health
-
-
-
3 711
income
-
-
-
28 883
total
-
-
-
46 018
Employee
63 798
63 798
135 845
-
health
494
1 085
2 310
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
28 194
-
total
9 853
12 286
37 646
-
Employer
63 798
63 798
135 845
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 513
-
total
2 949
6 476
9 655
-
Corporate
113 489
75 227
-
-
income
14 186
9 403
-
-
total
14 186
9 403
-
-
Dividends
99 303
65 824
-
-
withholding
16 881
11 190
-
-
total
16 881
11 190
-
-
Income
145 500
145 500
145 500
145 500
Total tax
43 869
39 355
47 301
46 018
After tax
101 631
106 145
98 199
99 482
Living cost
19 209
19 209
19 209
19 209
Free-cash
82 422
86 936
78 990
80 273

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽79235
₽71289
₽72572
₽75795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
13 424
health
-
-
-
3 711
income
-
-
-
28 883
total
-
-
-
46 018
Employee
63 798
63 798
135 845
-
health
635
1 085
2 310
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
28 194
-
total
10 434
12 286
37 646
-
Employer
63 798
63 798
135 845
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 513
-
total
3 791
6 476
9 655
-
Corporate
104 364
75 227
-
-
income
13 046
9 403
-
-
total
13 046
9 403
-
-
Dividends
91 318
65 824
-
-
withholding
15 524
11 190
-
-
total
15 524
11 190
-
-
Income
145 500
145 500
145 500
145 500
Total tax
42 795
39 355
47 301
46 018
After tax
102 705
106 145
98 199
99 482
Living cost
26 910
26 910
26 910
26 910
Free-cash
75 795
79 235
71 289
72 572

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽80654
₽57082
₽63467
₽73689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
28 093
health
-
-
-
19 643
solidarity contribution
-
-
-
109
income
-
-
-
14 665
total
-
-
-
62 510
Employee
28 710
-
111 420
-
health
3 876
-
15 042
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
13 519
-
total
9 187
-
34 815
-
Employer
28 710
-
111 420
-
social contributions
7 178
-
24 052
-
health
2 584
-
10 028
-
total
9 762
-
34 080
-
Corporate
107 028
145 500
-
-
income
20 335
27 645
-
-
total
20 335
27 645
-
-
Dividends
86 693
117 855
-
-
withholding
13 004
17 678
-
-
total
13 004
17 678
-
-
Income
145 500
145 500
145 500
145 500
Total tax
52 288
45 323
68 895
62 510
After tax
93 212
100 177
76 605
82 990
Living cost
19 523
19 523
19 523
19 523
Free-cash
73 689
80 654
57 082
63 467

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽76120
₽52548
₽58933
₽67537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
28 093
health
-
-
-
19 643
solidarity contribution
-
-
-
109
income
-
-
-
14 665
total
-
-
-
62 510
Employee
35 378
-
111 420
-
health
4 776
-
15 042
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
13 519
-
total
11 321
-
34 815
-
Employer
35 378
-
111 420
-
social contributions
8 845
-
24 052
-
health
3 184
-
10 028
-
total
12 029
-
34 080
-
Corporate
98 093
145 500
-
-
income
18 638
27 645
-
-
total
18 638
27 645
-
-
Dividends
79 455
117 855
-
-
withholding
11 918
17 678
-
-
total
11 918
17 678
-
-
Income
145 500
145 500
145 500
145 500
Total tax
53 906
45 323
68 895
62 510
After tax
91 594
100 177
76 605
82 990
Living cost
24 057
24 057
24 057
24 057
Free-cash
67 537
76 120
52 548
58 933

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽35754
-₽35754
₽45808
-₽35754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
labour market
-
-
-
11 582
municipal
-
-
-
30 278
pensions
-
-
-
721
national
-
-
-
17 046
total
-
-
-
59 627
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
145 500
145 500
145 500
145 500
Total tax
141 189
141 189
141 189
59 627
After tax
4 311
4 311
4 311
85 873
Living cost
40 065
40 065
40 065
40 065
Free-cash
-35 754
-35 754
-35 754
45 808

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽96359
₽63823
₽57947
₽91206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
health
-
-
-
18 916
pensions
-
-
-
29 101
income
-
-
-
19 496
total
-
-
-
67 513
Employee
23 536
-
108 743
-
pensions
471
-
2 174
-
unemployment
376
-
1 740
-
income
2 650
-
20 965
-
total
3 497
-
24 879
-
Employer
23 536
-
108 743
-
pensions
4 708
-
21 750
-
unemployment
189
-
871
-
health
3 059
-
14 137
-
total
7 956
-
36 758
-
Corporate
114 008
145 500
-
-
income
22 801
29 101
-
-
total
22 801
29 101
-
-
Dividends
91 207
116 399
-
-
total
-
-
-
-
Income
145 500
145 500
145 500
145 500
Total tax
34 254
29 101
61 637
67 513
After tax
111 246
116 399
83 863
77 987
Living cost
20 040
20 040
20 040
20 040
Free-cash
91 206
96 359
63 823
57 947

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽59358
₽44517
₽62087
₽61431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
145 500
health
-
-
-
1 894
municipal
-
-
-
25 849
national
-
-
-
23 817
total
-
-
-
51 560
Employee
43 651
-
122 403
-
health
326
-
1 538
-
municipal
7 150
-
19 937
-
pensions
2 946
-
8 263
-
national
721
-
14 459
-
unemployment
655
-
1 836
-
total
11 798
-
46 033
-
Employer
43 651
-
122 403
-
accident
44
-
123
-
unemployment
283
-
795
-
health
335
-
943
-
pensions
7 573
-
21 236
-
total
8 235
-
23 097
-
Corporate
93 613
145 500
-
-
income
18 723
29 101
-
-
total
18 723
29 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

56 167
87 299
-
-
municipal
10 110
15 715
-
-
national
3 350
9 473
-
-
total
13 460
25 188
-
-
Income
145 500
145 500
145 500
145 500
Total tax
52 216
54 289
69 130
51 560
After tax
93 284
91 211
76 370
93 940
Living cost
31 853
31 853
31 853
31 853
Free-cash
61 431
59 358
44 517
62 087

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽47758
₽54443
₽56429
₽52370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
4 146
health
-
-
-
6 133
pensions
-
-
-
26 006
other
-
-
-
4 511
income
-
-
-
22 702
surtax
-
-
-
-
total
-
-
-
63 498
Employee
31 696
-
112 780
-
income
1 634
-
21 781
-
social contributions
904
-
3 213
-
pensions
3 585
-
7 772
-
surtax
-
-
-
-
total
6 123
-
32 766
-
Employer
31 696
-
112 780
-
pensions
5 208
-
13 094
-
social contributions
94
-
339
-
unemployment
1 283
-
4 567
-
health
2 218
-
10 350
-
other
1 094
-
4 368
-
total
9 897
-
32 718
-
Corporate
103 905
145 500
-
-
surtax
-
-
-
-
income
29 093
40 741
-
-
total
29 093
40 741
-
-
Dividends
74 812
104 759
-
-
surtax
-
-
-
-
withholding
9 576
13 410
-
-
social contributions
12 868
18 018
-
-
total
22 444
31 428
-
-
Income
145 500
145 500
145 500
145 500
Total tax
67 557
72 169
65 484
63 498
After tax
77 943
73 331
80 016
82 002
Living cost
25 573
25 573
25 573
25 573
Free-cash
52 370
47 758
54 443
56 429

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽44945
₽51630
₽53616
₽49847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
4 146
health
-
-
-
6 133
pensions
-
-
-
26 006
other
-
-
-
4 511
income
-
-
-
22 702
surtax
-
-
-
-
total
-
-
-
63 498
Employee
35 509
-
112 780
-
income
2 096
-
21 781
-
social contributions
1 012
-
3 213
-
pensions
4 015
-
7 772
-
surtax
-
-
-
-
total
7 123
-
32 766
-
Employer
35 509
-
112 780
-
pensions
5 833
-
13 094
-
social contributions
107
-
339
-
unemployment
1 437
-
4 567
-
health
2 486
-
10 350
-
other
1 225
-
4 368
-
total
11 088
-
32 718
-
Corporate
98 902
145 500
-
-
surtax
-
-
-
-
income
27 693
40 741
-
-
total
27 693
40 741
-
-
Dividends
71 209
104 759
-
-
surtax
-
-
-
-
withholding
9 115
13 410
-
-
social contributions
12 248
18 018
-
-
total
21 363
31 428
-
-
Income
145 500
145 500
145 500
145 500
Total tax
67 267
72 169
65 484
63 498
After tax
78 233
73 331
80 016
82 002
Living cost
28 386
28 386
28 386
28 386
Free-cash
49 847
44 945
51 630
53 616

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽33259
₽39944
₽41930
₽38965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
4 146
health
-
-
-
6 133
pensions
-
-
-
26 006
other
-
-
-
4 511
income
-
-
-
22 702
surtax
-
-
-
-
total
-
-
-
63 498
Employee
51 964
-
112 780
-
income
4 534
-
21 781
-
social contributions
1 480
-
3 213
-
pensions
5 877
-
7 772
-
surtax
-
-
-
-
total
11 891
-
32 766
-
Employer
51 964
-
112 780
-
pensions
8 538
-
13 094
-
social contributions
156
-
339
-
unemployment
2 105
-
4 567
-
health
3 637
-
10 350
-
other
1 793
-
4 368
-
total
16 229
-
32 718
-
Corporate
77 307
145 500
-
-
surtax
-
-
-
-
income
21 646
40 741
-
-
total
21 646
40 741
-
-
Dividends
55 661
104 759
-
-
surtax
-
-
-
-
withholding
7 124
13 410
-
-
social contributions
9 573
18 018
-
-
total
16 697
31 428
-
-
Income
145 500
145 500
145 500
145 500
Total tax
66 463
72 169
65 484
63 498
After tax
79 037
73 331
80 016
82 002
Living cost
40 072
40 072
40 072
40 072
Free-cash
38 965
33 259
39 944
41 930

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽132368
₽110543
₽138188
₽131270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
145 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 455
total
-
-
-
1 455
Employee
7 321
-
145 500
-
income
1 464
-
29 100
-
total
1 464
-
29 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

138 179
145 500
-
-
total
-
-
-
-
Dividends
138 179
145 500
-
-
withholding
6 909
7 275
-
-
total
6 909
7 275
-
-
Income
145 500
145 500
145 500
145 500
Total tax
8 373
7 275
29 100
1 455
After tax
137 127
138 225
116 400
144 045
Living cost
5 857
5 857
5 857
5 857
Free-cash
131 270
132 368
110 543
138 188

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽129098
₽107273
₽134918
₽127386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
145 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 455
total
-
-
-
1 455
Employee
11 409
-
145 500
-
income
2 282
-
29 100
-
total
2 282
-
29 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

134 091
145 500
-
-
total
-
-
-
-
Dividends
134 091
145 500
-
-
withholding
6 705
7 275
-
-
total
6 705
7 275
-
-
Income
145 500
145 500
145 500
145 500
Total tax
8 987
7 275
29 100
1 455
After tax
136 513
138 225
116 400
144 045
Living cost
9 127
9 127
9 127
9 127
Free-cash
127 386
129 098
107 273
134 918

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽42851
₽60428
₽45085
₽53705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 343
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 903
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 470
total
-
-
-
68 384
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
145 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 470
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
44 903
-
total
9 250
-
53 041
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
104 219
145 500
-
-
trade
14 956
20 879
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

860
1 200
-
-
chamber of commerce
279
340
-
-
income
15 633
21 825
-
-
total
31 728
44 244
-
-
Dividends
72 492
101 256
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

979
1 375
-
-
withholding
17 807
24 999
-
-
total
18 786
26 374
-
-
Income
145 500
145 500
145 500
145 500
Total tax
59 764
70 618
53 041
68 384
After tax
85 736
74 882
92 459
77 116
Living cost
32 031
32 031
32 031
32 031
Free-cash
53 705
42 851
60 428
45 085

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽48255
₽67329
₽50489
₽57432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 840
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 903
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 470
total
-
-
-
69 881
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
145 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 470
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
44 903
-
total
6 603
-
53 041
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
113 767
145 500
-
-
trade
17 919
22 916
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

938
1 200
-
-
chamber of commerce
290
335
-
-
income
17 066
21 825
-
-
total
36 213
46 276
-
-
Dividends
77 554
99 224
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 049
1 348
-
-
withholding
19 073
24 491
-
-
total
20 122
25 839
-
-
Income
145 500
145 500
145 500
145 500
Total tax
62 938
72 115
53 041
69 881
After tax
82 562
73 385
92 459
75 619
Living cost
25 130
25 130
25 130
25 130
Free-cash
57 432
48 255
67 329
50 489

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽40044
₽59866
₽42276
₽51703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 590
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 903
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 470
total
-
-
-
70 631
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
145 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 470
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
44 903
-
total
9 481
-
53 041
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 426
145 500
-
-
trade
17 014
23 935
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

853
1 200
-
-
chamber of commerce
272
332
-
-
income
15 513
21 825
-
-
total
33 652
47 292
-
-
Dividends
69 773
98 208
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

942
1 334
-
-
withholding
17 129
24 237
-
-
total
18 071
25 571
-
-
Income
145 500
145 500
145 500
145 500
Total tax
61 204
72 863
53 041
70 631
After tax
84 296
72 637
92 459
74 869
Living cost
32 593
32 593
32 593
32 593
Free-cash
51 703
40 044
59 866
42 276

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽33881
₽54451
₽36113
₽47334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
18 338
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 903
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 470
total
-
-
-
71 379
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
145 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 470
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
44 903
-
total
11 854
-
53 041
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
95 638
145 500
-
-
trade
16 403
24 954
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

789
1 200
-
-
chamber of commerce
260
331
-
-
income
14 346
21 825
-
-
total
31 798
48 310
-
-
Dividends
63 841
97 191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

861
1 319
-
-
withholding
15 645
23 982
-
-
total
16 506
25 301
-
-
Income
145 500
145 500
145 500
145 500
Total tax
60 158
73 611
53 041
71 379
After tax
85 342
71 889
92 459
74 121
Living cost
38 008
38 008
38 008
38 008
Free-cash
47 334
33 881
54 451
36 113

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽72885
₽45153
₽50227
₽70247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
40 235
surtax
-
-
-
6 207
total
-
-
-
76 638
Employee
27 940
-
122 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
5 215
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
35 273
-
total
9 304
-
58 404
-
Employer
27 940
-
122 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
111 677
145 500
-
-
income
29 036
37 829
-
-
total
29 036
37 829
-
-
Dividends
82 641
107 671
-
-
withholding
12 396
16 151
-
-
total
12 396
16 151
-
-
Income
145 500
145 500
145 500
145 500
Total tax
56 618
53 980
81 712
76 638
After tax
88 882
91 520
63 788
68 862
Living cost
18 635
18 635
18 635
18 635
Free-cash
70 247
72 885
45 153
50 227

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽73212
₽45480
₽50554
₽70629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
40 235
surtax
-
-
-
6 207
total
-
-
-
76 638
Employee
27 437
-
122 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
5 215
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
35 273
-
total
9 130
-
58 404
-
Employer
27 437
-
122 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
112 288
145 500
-
-
income
29 195
37 829
-
-
total
29 195
37 829
-
-
Dividends
83 093
107 671
-
-
withholding
12 463
16 151
-
-
total
12 463
16 151
-
-
Income
145 500
145 500
145 500
145 500
Total tax
56 563
53 980
81 712
76 638
After tax
88 937
91 520
63 788
68 862
Living cost
18 308
18 308
18 308
18 308
Free-cash
70 629
73 212
45 480
50 554

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽65487
₽68074
₽84522
₽65826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
unemployment
-
-
-
2 183
health
-
-
-
10 185
pensions
-
-
-
14 550
income
-
-
-
17 787
total
-
-
-
44 705
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
121 757
-
health
1 644
654
8 523
-
pensions
2 349
935
12 176
-
unemployment
352
140
1 826
-
income
2 872
1 143
14 885
-
total
7 217
2 872
37 410
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
121 757
-
pensions
4 581
1 823
23 743
-
total
4 581
1 823
23 743
-
Corporate
117 429
134 328
-
-
income
10 569
12 090
-
-
total
10 569
12 090
-
-
Dividends
106 860
122 238
-
-
withholding
20 303
23 225
-
-
social contributions
20 731
23 730
-
-
total
41 034
46 955
-
-
Income
145 500
145 500
145 500
145 500
Total tax
63 401
63 740
61 153
44 705
After tax
82 099
81 760
84 347
100 795
Living cost
16 273
16 273
16 273
16 273
Free-cash
65 826
65 487
68 074
84 522

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽48909
₽44710
₽43929
₽48212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
1 564
municipal
-
-
-
15 939
pensions
-
-
-
17 460
national
-
-
-
24 725
total
-
-
-
59 688
Employee
64 927
-
125 783
-
municipal
8 020
-
16 502
-
pensions
2 597
-
5 031
-
national
12 427
-
25 959
-
total
23 044
-
47 492
-
Employer
64 927
-
125 783
-
social contributions
698
-
1 352
-
pensions
5 194
-
10 063
-
total
5 892
-
11 415
-
Corporate
70 396
145 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

14 079
29 100
-
-
total
14 079
29 100
-
-
Dividends
56 317
116 400
-
-
withholding
12 390
25 608
-
-
total
12 390
25 608
-
-
Income
145 500
145 500
145 500
145 500
Total tax
55 405
54 708
58 907
59 688
After tax
90 095
90 792
86 593
85 812
Living cost
41 883
41 883
41 883
41 883
Free-cash
48 212
48 909
44 710
43 929

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽54588
₽29491
₽29491
₽56419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
24 261
income
-
-
-
44 486
total
-
-
-
68 747
Employee
64 899
-
145 500
-
social contributions
5 392
-
24 261
-
income
12 246
-
44 486
-
total
17 638
-
68 747
-
Employer
64 899
-
145 500
-
total
-
-
-
-
Corporate
80 601
145 500
-
-
income
10 075
18 188
-
-
total
10 075
18 188
-
-
Dividends
70 526
127 312
-
-
withholding
14 106
25 462
-
-
total
14 106
25 462
-
-
Income
145 500
145 500
145 500
145 500
Total tax
41 819
43 650
68 747
68 747
After tax
103 681
101 850
76 753
76 753
Living cost
47 262
47 262
47 262
47 262
Free-cash
56 419
54 588
29 491
29 491

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽42621
₽27995
₽34567
₽38290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
regional
-
-
-
1 717
social contributions
-
-
-
37 423
municipal
-
-
-
864
national
-
-
-
35 920
total
-
-
-
75 924
Employee
73 736
-
145 500
-
regional
696
-
1 515
-
municipal
390
-
771
-
social contributions
24 864
-
49 063
-
national
12 777
-
31 147
-
total
38 727
-
82 496
-
Employer
73 736
-
145 500
-
total
-
-
-
-
Corporate
71 764
145 500
-
-
nationa
17 223
34 920
-
-
municipal
2 799
5 674
-
-
total
20 022
40 594
-
-
Dividends
51 742
104 906
-
-
withholding
13 452
27 276
-
-
total
13 452
27 276
-
-
Income
145 500
145 500
145 500
145 500
Total tax
72 201
67 870
82 496
75 924
After tax
73 299
77 630
63 004
69 576
Living cost
35 009
35 009
35 009
35 009
Free-cash
38 290
42 621
27 995
34 567

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽54128
₽40211
₽46749
₽52286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
regional
-
-
-
2 194
social contributions
-
-
-
37 423
municipal
-
-
-
864
national
-
-
-
35 920
total
-
-
-
76 401
Employee
46 023
-
145 500
-
regional
620
-
1 958
-
municipal
244
-
771
-
social contributions
15 519
-
49 063
-
national
7 291
-
31 147
-
total
23 674
-
82 939
-
Employer
46 023
-
145 500
-
total
-
-
-
-
Corporate
99 477
145 500
-
-