Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 145500
per

Your estimated
City
free-cash

Andorra , Andorra
₽80554
₽100874
₽84419
₽103897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
32 010
income
-
-
-
5 884
total
-
-
-
37 894
Employee
28 933
-
125 974
-
social contributions
1 880
-
8 189
-
income
-
-
6 314
-
total
1 880
-
14 503
-
Employer
28 933
-
125 974
-
social contributions
4 485
-
19 526
-
total
4 485
-
19 526
-
Corporate
112 082
145 500
-
-
income
11 209
14 551
-
-
total
11 209
14 551
-
-
Dividends
100 874
130 949
-
-
total
-
-
-
-
Income
145 500
145 500
145 500
145 500
Total tax
17 574
14 551
34 029
37 894
After tax
127 926
130 949
111 471
107 606
Living cost
27 052
27 052
27 052
27 052
Free-cash
100 874
103 897
84 419
80 554

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽46107
₽51569
₽9663
₽52013
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
582
pensions
-
-
-
19 451
income
-
-
-
37 086
total
-
-
-
70 681
Employee
39 340
35 865
114 556
-
unemployment
1 180
1 076
3 154
-
other
393
359
1 052
-
income
3 504
2 645
29 356
-
pensions
4 029
3 672
10 766
-
health
1 522
1 388
4 068
-
total
10 628
9 140
48 396
-
Employer
39 340
35 865
114 556
-
pensions
4 937
4 502
13 195
-
surtax
-
-
-
-
payroll
1 180
1 076
3 436
-
other
1 868
1 703
5 361
-
health
1 488
1 356
3 974
-
accident
511
466
1 366
-
unemployment
1 180
1 076
3 154
-
chamber of commerce
157
143
458
-
total
11 321
10 322
30 944
-
Corporate
94 839
99 313
111 140
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 710
24 829
27 785
-
total
23 710
24 829
27 785
-
Dividends
71 129
74 485
-
-
withholding
19 560
20 484
-
-
total
19 560
20 484
-
-
Income
145 500
145 500
145 500
145 500
Total tax
65 219
64 775
107 125
70 681
After tax
80 281
80 725
38 375
74 819
Living cost
28 712
28 712
28 712
28 712
Free-cash
51 569
52 013
9 663
46 107

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽42930
₽47528
₽6607
₽48919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
582
pensions
-
-
-
19 451
income
-
-
-
37 086
total
-
-
-
70 859
Employee
44 976
35 865
114 390
-
unemployment
1 349
1 076
3 154
-
other
449
359
1 052
-
income
5 120
2 645
29 288
-
pensions
4 606
3 672
10 766
-
health
1 740
1 388
4 068
-
total
13 264
9 140
48 328
-
Employer
44 976
35 865
114 390
-
pensions
5 644
4 502
13 195
-
surtax
178
178
178
-
payroll
1 349
1 076
3 431
-
other
2 137
1 703
5 354
-
health
1 699
1 356
3 974
-
accident
584
466
1 366
-
unemployment
1 349
1 076
3 154
-
chamber of commerce
179
143
458
-
total
13 119
10 500
31 110
-
Corporate
87 404
99 136
110 974
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 852
24 784
27 744
-
total
21 852
24 784
27 744
-
Dividends
65 553
74 351
-
-
withholding
18 026
20 446
-
-
total
18 026
20 446
-
-
Income
145 500
145 500
145 500
145 500
Total tax
66 261
64 870
107 182
70 859
After tax
79 239
80 630
38 318
74 641
Living cost
31 711
31 711
31 711
31 711
Free-cash
47 528
48 919
6 607
42 930

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽30183
₽35090
₽19145
₽48586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
national
-
-
-
52 683
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 383
social contributions
-
-
-
22 437
total
-
-
-
82 503
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
112 691
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
980
-
national
19 791
-
40 133
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
5 878
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
8 452
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
5 296
-
total
31 562
-
60 739
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
112 691
-
surtax
7 299
-
12 778
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
9 984
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
6 930
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 465
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 645
-
total
18 738
-
32 802
-
Corporate
62 387
145 500
-
-
income
12 477
29 100
-
-
surtax
249
582
-
-
total
12 726
29 682
-
-
Dividends
49 660
115 818
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 570
34 418
-
-
total
14 570
34 418
-
-
Income
145 500
145 500
145 500
145 500
Total tax
77 596
64 100
93 541
82 503
After tax
67 904
81 400
51 959
62 997
Living cost
32 814
32 814
32 814
32 814
Free-cash
35 090
48 586
19 145
30 183

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽99849
₽103478
₽105418
₽108953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
21 825
total
-
-
-
30 201
Employee
20 458
-
139 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
13 934
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
18 477
-
Employer
20 458
-
139 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
121 028
145 500
-
-
income
12 103
14 550
-
-
total
12 103
14 550
-
-
Dividends
108 925
130 950
-
-
withholding
5 447
6 547
-
-
total
5 447
6 547
-
-
Income
145 500
145 500
145 500
145 500
Total tax
26 572
21 097
24 632
30 201
After tax
118 928
124 403
120 868
115 299
Living cost
15 450
15 450
15 450
15 450
Free-cash
103 478
108 953
105 418
99 849

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽103523
₽108455
₽109092
₽112627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
21 825
total
-
-
-
30 201
Employee
15 593
-
139 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
13 934
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
18 477
-
Employer
15 593
-
139 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
126 848
145 500
-
-
income
12 685
14 550
-
-
total
12 685
14 550
-
-
Dividends
114 163
130 950
-
-
withholding
5 708
6 547
-
-
total
5 708
6 547
-
-
Income
145 500
145 500
145 500
145 500
Total tax
25 269
21 097
24 632
30 201
After tax
120 231
124 403
120 868
115 299
Living cost
11 776
11 776
11 776
11 776
Free-cash
108 455
112 627
109 092
103 523

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽79266
₽80454
₽77949
₽85349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
health
-
-
-
3 709
social contributions
-
-
-
14 561
income
-
-
-
27 127
total
-
-
-
45 397
Employee
69 203
69 203
135 251
-
income
7 535
6 406
26 419
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 299
-
total
10 687
13 326
36 465
-
Employer
69 203
69 203
135 251
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 502
-
total
3 198
7 024
10 249
-
Corporate
110 777
69 273
-
-
income
13 847
8 659
-
-
total
13 847
8 659
-
-
Dividends
96 930
60 614
-
-
withholding
16 477
10 305
-
-
total
16 477
10 305
-
-
Income
145 500
145 500
145 500
145 500
Total tax
44 209
39 314
46 714
45 397
After tax
101 291
106 186
98 786
100 103
Living cost
20 837
20 837
20 837
20 837
Free-cash
80 454
85 349
77 949
79 266

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽70913
₽73263
₽69596
₽76996
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
health
-
-
-
3 709
social contributions
-
-
-
14 561
income
-
-
-
27 127
total
-
-
-
45 397
Employee
69 203
69 203
135 251
-
income
7 267
6 406
26 419
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 299
-
total
11 318
13 326
36 465
-
Employer
69 203
69 203
135 251
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 502
-
total
4 113
7 024
10 249
-
Corporate
100 879
69 273
-
-
income
12 611
8 659
-
-
total
12 611
8 659
-
-
Dividends
88 269
60 614
-
-
withholding
15 005
10 305
-
-
total
15 005
10 305
-
-
Income
145 500
145 500
145 500
145 500
Total tax
43 047
39 314
46 714
45 397
After tax
102 453
106 186
98 786
100 103
Living cost
29 190
29 190
29 190
29 190
Free-cash
73 263
76 996
69 596
70 913

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽60800
₽71993
₽54456
₽79405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
health
-
-
-
19 642
social contributions
-
-
-
29 891
income
-
-
-
14 395
solidarity contribution
-
-
-
-
total
-
-
-
63 928
Employee
30 548
-
110 008
-
income
3 666
-
13 275
-
social contributions
1 986
-
6 654
-
health
4 124
-
14 851
-
solidarity contribution
-
-
-
-
total
9 776
-
34 780
-
Employer
30 548
-
110 008
-
social contributions
7 637
-
25 591
-
health
2 749
-
9 901
-
total
10 386
-
35 492
-
Corporate
104 566
145 500
-
-
income
19 868
27 645
-
-
total
19 868
27 645
-
-
Dividends
84 699
117 855
-
-
withholding
12 705
17 678
-
-
total
12 705
17 678
-
-
Income
145 500
145 500
145 500
145 500
Total tax
52 735
45 323
70 272
63 928
After tax
92 765
100 177
75 228
81 572
Living cost
20 772
20 772
20 772
20 772
Free-cash
71 993
79 405
54 456
60 800

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽55975
₽65447
₽49631
₽74580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
health
-
-
-
19 642
social contributions
-
-
-
29 891
income
-
-
-
14 395
solidarity contribution
-
-
-
-
total
-
-
-
63 928
Employee
37 643
-
110 008
-
income
4 517
-
13 275
-
social contributions
2 447
-
6 654
-
health
5 082
-
14 851
-
solidarity contribution
-
-
-
-
total
12 046
-
34 780
-
Employer
37 643
-
110 008
-
social contributions
9 411
-
25 591
-
health
3 388
-
9 901
-
total
12 799
-
35 492
-
Corporate
95 059
145 500
-
-
income
18 061
27 645
-
-
total
18 061
27 645
-
-
Dividends
76 998
117 855
-
-
withholding
11 550
17 678
-
-
total
11 550
17 678
-
-
Income
145 500
145 500
145 500
145 500
Total tax
54 456
45 323
70 272
63 928
After tax
91 044
100 177
75 228
81 572
Living cost
25 597
25 597
25 597
25 597
Free-cash
65 447
74 580
49 631
55 975

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽43119
-₽51184
-₽51184
-₽51184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
national
-
-
-
16 640
pensions
-
-
-
782
municipal
-
-
-
29 907
labour market
-
-
-
11 577
total
-
-
-
58 906
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
145 500
145 500
145 500
145 500
Total tax
153 209
153 209
153 209
58 906
After tax
-7 709
-7 709
-7 709
86 594
Living cost
43 476
43 476
43 476
43 476
Free-cash
-51 184
-51 184
-51 184
43 119

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽56252
₽89072
₽62128
₽94663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
health
-
-
-
18 914
pensions
-
-
-
29 100
income
-
-
-
19 497
total
-
-
-
67 511
Employee
25 530
-
108 744
-
unemployment
408
-
1 740
-
income
2 874
-
20 965
-
pensions
511
-
2 174
-
total
3 793
-
24 879
-
Employer
25 530
-
108 744
-
pensions
5 106
-
21 749
-
health
3 318
-
14 138
-
unemployment
205
-
869
-
total
8 629
-
36 756
-
Corporate
111 340
145 500
-
-
income
22 269
29 100
-
-
total
22 269
29 100
-
-
Dividends
89 071
116 400
-
-
total
-
-
-
-
Income
145 500
145 500
145 500
145 500
Total tax
34 691
29 100
61 635
67 511
After tax
110 809
116 400
83 865
77 989
Living cost
21 737
21 737
21 737
21 737
Free-cash
89 072
94 663
62 128
56 252

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽61186
₽59379
₽42602
₽57430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
145 500
national
-
-
-
22 042
health
-
-
-
1 865
municipal
-
-
-
25 855
total
-
-
-
49 762
Employee
47 349
-
122 401
-
unemployment
710
-
1 836
-
municipal
7 755
-
19 942
-
national
782
-
13 696
-
pensions
3 195
-
8 263
-
health
354
-
1 510
-
total
12 796
-
45 247
-
Employer
47 349
-
122 401
-
pensions
8 215
-
21 237
-
health
364
-
943
-
accident
48
-
123
-
unemployment
307
-
796
-
total
8 934
-
23 099
-
Corporate
89 218
145 500
-
-
income
17 844
29 100
-
-
total
17 844
29 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

53 531
87 300
-
-
municipal
9 636
15 714
-
-
national
2 359
8 704
-
-
total
11 995
24 418
-
-
Income
145 500
145 500
145 500
145 500
Total tax
51 569
53 518
68 346
49 762
After tax
93 931
91 982
77 154
95 738
Living cost
34 552
34 552
34 552
34 552
Free-cash
59 379
57 430
42 602
61 186

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽54464
₽50593
₽53670
₽45590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
surtax
-
-
-
-
health
-
-
-
5 745
pensions
-
-
-
27 186
social contributions
-
-
-
4 147
income
-
-
-
21 708
other
-
-
-
4 510
total
-
-
-
63 296
Employee
34 382
-
113 471
-
income
1 773
-
21 298
-
surtax
-
-
-
-
social contributions
980
-
3 233
-
pensions
3 889
-
7 532
-
total
6 642
-
32 063
-
Employer
34 382
-
113 471
-
pensions
5 650
-
12 743
-
social contributions
102
-
340
-
other
1 187
-
4 274
-
health
2 406
-
10 074
-
unemployment
1 392
-
4 596
-
total
10 737
-
32 027
-
Corporate
100 381
145 500
-
-
income
28 106
40 741
-
-
surtax
-
-
-
-
total
28 106
40 741
-
-
Dividends
72 275
104 759
-
-
withholding
9 251
13 410
-
-
social contributions
12 431
18 019
-
-
surtax
-
-
-
-
total
21 682
31 429
-
-
Income
145 500
145 500
145 500
145 500
Total tax
67 167
72 170
64 090
63 296
After tax
78 333
73 330
81 410
82 204
Living cost
27 740
27 740
27 740
27 740
Free-cash
50 593
45 590
53 670
54 464

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽51413
₽47857
₽50619
₽42539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
surtax
-
-
-
-
health
-
-
-
5 745
pensions
-
-
-
27 186
social contributions
-
-
-
4 147
income
-
-
-
21 708
other
-
-
-
4 510
total
-
-
-
63 296
Employee
38 517
-
113 471
-
income
2 273
-
21 298
-
surtax
-
-
-
-
social contributions
1 098
-
3 233
-
pensions
4 355
-
7 532
-
total
7 726
-
32 063
-
Employer
38 517
-
113 471
-
pensions
6 328
-
12 743
-
social contributions
116
-
340
-
other
1 329
-
4 274
-
health
2 697
-
10 074
-
unemployment
1 559
-
4 596
-
total
12 029
-
32 027
-
Corporate
94 955
145 500
-
-
income
26 588
40 741
-
-
surtax
-
-
-
-
total
26 588
40 741
-
-
Dividends
68 367
104 759
-
-
withholding
8 751
13 410
-
-
social contributions
11 758
18 019
-
-
surtax
-
-
-
-
total
20 509
31 429
-
-
Income
145 500
145 500
145 500
145 500
Total tax
66 852
72 170
64 090
63 296
After tax
78 648
73 330
81 410
82 204
Living cost
30 791
30 791
30 791
30 791
Free-cash
47 857
42 539
50 619
51 413

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽38737
₽36052
₽37943
₽29863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
surtax
-
-
-
-
health
-
-
-
5 745
pensions
-
-
-
27 186
social contributions
-
-
-
4 147
income
-
-
-
21 708
other
-
-
-
4 510
total
-
-
-
63 296
Employee
56 366
-
113 471
-
income
4 918
-
21 298
-
surtax
-
-
-
-
social contributions
1 605
-
3 233
-
pensions
6 375
-
7 532
-
total
12 898
-
32 063
-
Employer
56 366
-
113 471
-
pensions
9 262
-
12 743
-
social contributions
169
-
340
-
other
1 945
-
4 274
-
health
3 945
-
10 074
-
unemployment
2 283
-
4 596
-
total
17 604
-
32 027
-
Corporate
71 529
145 500
-
-
income
20 028
40 741
-
-
surtax
-
-
-
-
total
20 028
40 741
-
-
Dividends
51 502
104 759
-
-
withholding
6 592
13 410
-
-
social contributions
8 859
18 019
-
-
surtax
-
-
-
-
total
15 451
31 429
-
-
Income
145 500
145 500
145 500
145 500
Total tax
65 981
72 170
64 090
63 296
After tax
79 519
73 330
81 410
82 204
Living cost
43 467
43 467
43 467
43 467
Free-cash
36 052
29 863
37 943
38 737

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽138222
₽131311
₽110577
₽132402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
145 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 455
total
-
-
-
1 455
Employee
7 278
-
145 500
-
income
1 455
-
29 100
-
total
1 455
-
29 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

138 222
145 500
-
-
total
-
-
-
-
Dividends
138 222
145 500
-
-
withholding
6 911
7 275
-
-
total
6 911
7 275
-
-
Income
145 500
145 500
145 500
145 500
Total tax
8 366
7 275
29 100
1 455
After tax
137 134
138 225
116 400
144 045
Living cost
5 823
5 823
5 823
5 823
Free-cash
131 311
132 402
110 577
138 222

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽134972
₽127451
₽107327
₽129152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
145 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 455
total
-
-
-
1 455
Employee
11 342
-
145 500
-
income
2 268
-
29 100
-
total
2 268
-
29 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

134 158
145 500
-
-
total
-
-
-
-
Dividends
134 158
145 500
-
-
withholding
6 708
7 275
-
-
total
6 708
7 275
-
-
Income
145 500
145 500
145 500
145 500
Total tax
8 976
7 275
29 100
1 455
After tax
136 524
138 225
116 400
144 045
Living cost
9 073
9 073
9 073
9 073
Free-cash
127 451
129 152
107 327
134 972

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽43807
₽51932
₽58682
₽40157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 394
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 531
trade
-
-
-
14 875
total
-
-
-
66 948
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
145 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
43 531
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 394
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
52 073
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
100 721
145 500
-
-
trade
14 453
20 880
-
-
income
15 108
21 825
-
-
chamber of commerce
284
350
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

832
1 201
-
-
total
30 677
44 256
-
-
Dividends
70 045
101 245
-
-
withholding
17 169
24 969
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

944
1 373
-
-
total
18 113
26 342
-
-
Income
145 500
145 500
145 500
145 500
Total tax
58 823
70 598
52 073
66 948
After tax
86 677
74 902
93 427
78 552
Living cost
34 745
34 745
34 745
34 745
Free-cash
51 932
40 157
58 682
43 807

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽49841
₽56101
₽66168
₽46147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 394
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 531
trade
-
-
-
16 327
total
-
-
-
68 400
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
145 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
43 531
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 394
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
52 073
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
111 078
145 500
-
-
trade
17 495
22 916
-
-
income
16 662
21 825
-
-
chamber of commerce
295
345
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

917
1 201
-
-
total
35 369
46 287
-
-
Dividends
75 709
99 214
-
-
withholding
18 585
24 461
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 023
1 346
-
-
total
19 608
25 807
-
-
Income
145 500
145 500
145 500
145 500
Total tax
62 140
72 094
52 073
68 400
After tax
83 360
73 406
93 427
77 100
Living cost
27 259
27 259
27 259
27 259
Free-cash
56 101
46 147
66 168
49 841

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽41022
₽49951
₽58073
₽37303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 394
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 531
trade
-
-
-
17 051
total
-
-
-
69 124
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
145 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
43 531
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 394
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
52 073
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 861
145 500
-
-
trade
16 428
23 935
-
-
income
14 979
21 825
-
-
chamber of commerce
278
343
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

823
1 201
-
-
total
32 508
47 304
-
-
Dividends
67 352
98 196
-
-
withholding
16 496
24 207
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

907
1 332
-
-
total
17 403
25 539
-
-
Income
145 500
145 500
145 500
145 500
Total tax
60 195
72 843
52 073
69 124
After tax
85 305
72 657
93 427
76 376
Living cost
35 354
35 354
35 354
35 354
Free-cash
49 951
37 303
58 073
41 022

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽34422
₽45275
₽52199
₽30682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 394
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 531
trade
-
-
-
17 777
total
-
-
-
69 850
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
145 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
43 531
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 394
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
52 073
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
91 414
145 500
-
-
trade
15 678
24 953
-
-
income
13 712
21 825
-
-
chamber of commerce
265
342
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

755
1 201
-
-
total
30 410
48 321
-
-
Dividends
61 004
97 180
-
-
withholding
14 909
23 952
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

820
1 317
-
-
total
15 729
25 269
-
-
Income
145 500
145 500
145 500
145 500
Total tax
58 997
73 590
52 073
69 850
After tax
86 503
71 910
93 427
75 650
Living cost
41 228
41 228
41 228
41 228
Free-cash
45 275
30 682
52 199
34 422

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽48813
₽68443
₽43155
₽71305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
surtax
-
-
-
5 622
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
38 097
other
-
-
-
-
total
-
-
-
76 473
Employee
30 307
-
120 217
-
unemployment
2 109
-
8 360
-
other
-
-
-
-
income
5 081
-
32 715
-
surtax
108
-
4 700
-
pensions
2 022
-
8 011
-
health
774
-
3 062
-
total
10 094
-
56 848
-
Employer
30 307
-
120 217
-
pensions
4 041
-
16 011
-
other
-
-
-
-
health
1 378
-
5 465
-
unemployment
962
-
3 807
-
total
6 381
-
25 283
-
Corporate
108 812
145 500
-
-
income
28 290
37 830
-
-
total
28 290
37 830
-
-
Dividends
80 522
107 670
-
-
withholding
12 078
16 151
-
-
total
12 078
16 151
-
-
Income
145 500
145 500
145 500
145 500
Total tax
56 843
53 981
82 131
76 473
After tax
88 657
91 519
63 369
69 027
Living cost
20 214
20 214
20 214
20 214
Free-cash
68 443
71 305
43 155
48 813

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽49168
₽68860
₽43510
₽71660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
surtax
-
-
-
5 622
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
38 097
other
-
-
-
-
total
-
-
-
76 473
Employee
29 761
-
120 217
-
unemployment
2 072
-
8 360
-
other
-
-
-
-
income
4 989
-
32 715
-
surtax
97
-
4 700
-
pensions
1 985
-
8 011
-
health
760
-
3 062
-
total
9 903
-
56 848
-
Employer
29 761
-
120 217
-
pensions
3 967
-
16 011
-
other
-
-
-
-
health
1 354
-
5 465
-
unemployment
943
-
3 807
-
total
6 264
-
25 283
-
Corporate
109 475
145 500
-
-
income
28 463
37 830
-
-
total
28 463
37 830
-
-
Dividends
81 012
107 670
-
-
withholding
12 151
16 151
-
-
total
12 151
16 151
-
-
Income
145 500
145 500
145 500
145 500
Total tax
56 781
53 981
82 131
76 473
After tax
88 719
91 519
63 369
69 027
Living cost
19 859
19 859
19 859
19 859
Free-cash
68 860
71 660
43 510
49 168

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽82930
₽64299
₽66481
₽63928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
unemployment
-
-
-
2 182
health
-
-
-
10 185
pensions
-
-
-
14 550
income
-
-
-
17 787
total
-
-
-
44 704
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
121 757
-
unemployment
387
154
1 826
-
income
3 153
1 255
14 885
-
pensions
2 579
1 026
12 176
-
health
1 805
718
8 523
-
total
7 924
3 153
37 410
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
121 757
-
pensions
5 029
2 001
23 743
-
total
5 029
2 001
23 743
-
Corporate
114 682
133 235
-
-
income
10 321
11 991
-
-
total
10 321
11 991
-
-
Dividends
104 360
121 244
-
-
withholding
19 828
23 036
-
-
social contributions
20 233
23 525
-
-
total
40 061
46 561
-
-
Income
145 500
145 500
145 500
145 500
Total tax
63 335
63 706
61 153
44 704
After tax
82 165
81 794
84 347
100 796
Living cost
17 866
17 866
17 866
17 866
Free-cash
64 299
63 928
66 481
82 930

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽42372
₽46496
₽43514
₽47221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
national
-
-
-
24 635
pensions
-
-
-
17 460
social contributions
-
-
-
1 564
municipal
-
-
-
15 898
total
-
-
-
59 557
Employee
67 543
-
125 783
-
municipal
8 343
-
16 461
-
national
12 928
-
25 508
-
pensions
2 702
-
5 031
-
total
23 973
-
47 000
-
Employer
67 543
-
125 783
-
pensions
5 403
-
10 063
-
social contributions
726
-
1 352
-
total
6 129
-
11 415
-
Corporate
67 369
145 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 474
29 100
-
-
total
13 474
29 100
-
-
Dividends
53 895
116 400
-
-
withholding
11 857
25 608
-
-
total
11 857
25 608
-
-
Income
145 500
145 500
145 500
145 500
Total tax
55 433
54 708
58 415
59 557
After tax
90 067
90 792
87 085
85 943
Living cost
43 571
43 571
43 571
43 571
Free-cash
46 496
47 221
43 514
42 372

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽26935
₽52570
₽26935
₽50585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
social contributions
-
-
-
23 974
income
-
-
-
43 325
total
-
-
-
67 299
Employee
70 397
-
145 500
-
social contributions
5 848
-
23 974
-
income
13 284
-
43 325
-
total
19 132
-
67 299
-
Employer
70 397
-
145 500
-
total
-
-
-
-
Corporate
75 103
145 500
-
-
income
9 388
18 187
-
-
total
9 388
18 187
-
-
Dividends
65 715
127 313
-
-
withholding
13 144
25 462
-
-
total
13 144
25 462
-
-
Income
145 500
145 500
145 500
145 500
Total tax
41 664
43 649
67 299
67 299
After tax
103 836
101 851
78 201
78 201
Living cost
51 266
51 266
51 266
51 266
Free-cash
52 570
50 585
26 935
26 935

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽32327
₽34957
₽25751
₽39654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
national
-
-
-
35 209
regional
-
-
-
1 703
social contributions
-
-
-
37 422
municipal
-
-
-
864
total
-
-
-
75 198
Employee
79 983
-
145 500
-
municipal
424
-
772
-
national
13 859
-
30 437
-
social contributions
26 970
-
49 063
-
regional
755
-
1 502
-
total
42 008
-
81 774
-
Employer
79 983
-
145 500
-
total
-
-
-
-
Corporate
65 517
145 500
-
-
nationa
15 724
34 920
-
-
municipal
2 555
5 675
-
-
total
18 279
40 595
-
-
Dividends
47 238
104 905
-
-
withholding
12 281
27 276
-
-
total
12 281
27 276
-
-
Income
145 500
145 500
145 500
145 500
Total tax
72 568
67 871
81 774
75 198
After tax
72 932
77 629
63 726
70 302
Living cost
37 975
37 975
37 975
37 975
Free-cash
34 957
39 654
25 751
32 327

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽45568
₽50237
₽39027
₽52235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 500
national
-
-
-
35 209
regional
-
-
-
2 194
social contributions
-
-
-
37 422
municipal
-
-
-
864
total
-
-
-
75 689
Employee
49 922
-
145 500
-
municipal
265
-
772
-
national
7 909
-
30 437
-
social contributions
16 834
-
49 063
-
regional
672
-
1 958
-
total
25 680
-
82 230
-
Employer
49 922
-
145 500
-
total
-
-
-
-
Corporate
95 578
145 500
-
-