Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 145000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽109015
₽105779
₽100179
₽103716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
unemployment
-
-
-
122
health
-
-
-
3 493
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 496
income
-
-
-
21 750
total
-
-
-
29 861
Employee
19 809
-
139 040
-
accident

We are using the highest rate at 1.1%.

218
-
334
-
health
911
-
1 397
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 739
-
2 667
-
income
1 981
-
13 904
-
total
4 849
-
18 302
-
Employer
19 809
-
139 040
-
accident

We are using the highest rate at 1.1%.

218
-
334
-
unemployment
119
-
182
-
health
1 367
-
2 096
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 183
-
3 347
-
total
3 887
-
5 959
-
Corporate
121 304
145 000
-
-
income
12 130
14 500
-
-
total
12 130
14 500
-
-
Dividends
109 174
130 500
-
-
withholding
5 458
6 525
-
-
total
5 458
6 525
-
-
Income
145 000
145 000
145 000
145 000
Total tax
26 324
21 025
24 261
29 861
After tax
118 676
123 975
120 739
115 139
Living cost
14 960
14 960
14 960
14 960
Free-cash
103 716
109 015
105 779
100 179

Estimated living cost  is ₽14960 per week

₽9894
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3853
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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