Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 145000
per

Your estimated
City
free-cash

Andorra , Andorra
₽99075
₽102233
₽83086
₽79233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
income
-
-
-
5 600
social contributions
-
-
-
31 901
total
-
-
-
37 501
Employee
30 231
-
125 540
-
social contributions
1 965
-
8 160
-
income
-
-
6 028
-
total
1 965
-
14 188
-
Employer
30 231
-
125 540
-
social contributions
4 686
-
19 460
-
total
4 686
-
19 460
-
Corporate
110 083
145 000
-
-
income
11 008
14 501
-
-
total
11 008
14 501
-
-
Dividends
99 075
130 499
-
-
total
-
-
-
-
Income
145 000
145 000
145 000
145 000
Total tax
17 659
14 501
33 648
37 501
After tax
127 341
130 499
111 352
107 499
Living cost
28 266
28 266
28 266
28 266
Free-cash
99 075
102 233
83 086
79 233

Estimated living cost  is ₽28266 per week

₽18276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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