Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 144500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽100091
₽105393
₽105557
₽110263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 500
unemployment
-
-
-
142
health
-
-
-
4 070
income
-
-
-
21 675
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 238
total
-
-
-
31 125
Employee
17 590
-
137 557
-
income
1 759
-
13 756
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 544
-
3 107
-
health
809
-
1 628
-
accident

We are using the highest rate at 1.1%.

194
-
389
-
total
4 306
-
18 880
-
Employer
17 590
-
137 557
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 939
-
3 900
-
accident

We are using the highest rate at 1.1%.

194
-
389
-
health
1 214
-
2 442
-
unemployment
105
-
212
-
total
3 452
-
6 943
-
Corporate
123 459
144 500
-
-
income
12 346
14 450
-
-
total
12 346
14 450
-
-
Dividends
111 113
130 050
-
-
withholding
5 555
6 503
-
-
total
5 555
6 503
-
-
Income
144 500
144 500
144 500
144 500
Total tax
25 659
20 953
25 823
31 125
After tax
118 841
123 547
118 677
113 375
Living cost
13 284
13 284
13 284
13 284
Free-cash
105 557
110 263
105 393
100 091

Estimated living cost  is ₽13284 per week

₽7755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Varna model

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