Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 144500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽76881
₽91376
₽73210
₽79977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
9 668
unemployment
-
-
-
261
income
-
-
-
21 676
health
-
-
-
7 513
total
-
-
-
39 118
Employee
42 601
-
131 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

3 740
-
5 736
-
income
4 261
-
13 169
-
accident

We are using the highest rate at 1.1%.

468
-
719
-
health
1 960
-
3 005
-
total
10 429
-
22 629
-
Employer
42 601
-
131 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

4 694
-
7 199
-
health
2 940
-
4 508
-
unemployment
256
-
392
-
accident

We are using the highest rate at 1.1%.

468
-
719
-
total
8 358
-
12 818
-
Corporate
93 541
144 500
-
-
income
9 354
14 450
-
-
total
9 354
14 450
-
-
Dividends
84 187
130 050
-
-
withholding
4 210
6 502
-
-
total
4 210
6 502
-
-
Income
144 500
144 500
144 500
144 500
Total tax
32 351
20 952
35 447
39 118
After tax
112 149
123 548
109 053
105 382
Living cost
32 172
32 172
32 172
32 172
Free-cash
79 977
91 376
76 881
73 210

Estimated living cost  is ₽32172 per week

₽21278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽768
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8286
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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