Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 144500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽97944
₽107413
₽101696
₽103387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 500
health
-
-
-
3 767
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 849
unemployment
-
-
-
131
income
-
-
-
21 675
total
-
-
-
30 422
Employee
21 364
-
138 073
-
health
983
-
1 507
-
accident

We are using the highest rate at 1.1%.

235
-
360
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 876
-
2 877
-
income
2 137
-
13 808
-
total
5 231
-
18 552
-
Employer
21 364
-
138 073
-
health
1 474
-
2 260
-
accident

We are using the highest rate at 1.1%.

235
-
360
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 354
-
3 610
-
unemployment
128
-
197
-
total
4 191
-
6 427
-
Corporate
118 945
144 500
-
-
income
11 895
14 450
-
-
total
11 895
14 450
-
-
Dividends
107 050
130 050
-
-
withholding
5 353
6 503
-
-
total
5 353
6 503
-
-
Income
144 500
144 500
144 500
144 500
Total tax
26 670
20 953
24 979
30 422
After tax
117 830
123 547
119 521
114 078
Living cost
16 134
16 134
16 134
16 134
Free-cash
101 696
107 413
103 387
97 944

Estimated living cost  is ₽16134 per week

₽10671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽924
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4155
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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