Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 144500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽97599
₽107191
₽101397
₽103020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 500
health
-
-
-
3 820
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 916
unemployment
-
-
-
133
income
-
-
-
21 675
total
-
-
-
30 544
Employee
21 659
-
137 984
-
health
996
-
1 528
-
accident

We are using the highest rate at 1.1%.

238
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 901
-
2 916
-
income
2 166
-
13 798
-
total
5 301
-
18 607
-
Employer
21 659
-
137 984
-
health
1 495
-
2 292
-
accident

We are using the highest rate at 1.1%.

238
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 387
-
3 660
-
unemployment
130
-
199
-
total
4 250
-
6 516
-
Corporate
118 592
144 500
-
-
income
11 859
14 450
-
-
total
11 859
14 450
-
-
Dividends
106 732
130 050
-
-
withholding
5 336
6 502
-
-
total
5 336
6 502
-
-
Income
144 500
144 500
144 500
144 500
Total tax
26 746
20 952
25 123
30 544
After tax
117 754
123 548
119 377
113 956
Living cost
16 357
16 357
16 357
16 357
Free-cash
101 397
107 191
103 020
97 599

Estimated living cost  is ₽16357 per week

₽10818
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽936
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4213
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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