Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 144000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽103599
₽107386
₽98136
₽101811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
unemployment
-
-
-
128
income
-
-
-
21 600
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 728
health
-
-
-
3 674
total
-
-
-
30 130
Employee
20 834
-
137 732
-
health
958
-
1 470
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 829
-
2 805
-
income
2 084
-
13 773
-
total
5 100
-
18 399
-
Employer
20 834
-
137 732
-
unemployment
125
-
192
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
health
1 438
-
2 204
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 296
-
3 521
-
total
4 088
-
6 268
-
Corporate
119 078
144 000
-
-
income
11 908
14 400
-
-
total
11 908
14 400
-
-
Dividends
107 170
129 600
-
-
withholding
5 359
6 480
-
-
total
5 359
6 480
-
-
Income
144 000
144 000
144 000
144 000
Total tax
26 455
20 880
24 667
30 130
After tax
117 545
123 120
119 333
113 870
Living cost
15 734
15 734
15 734
15 734
Free-cash
101 811
107 386
103 599
98 136

Estimated living cost  is ₽15734 per week

₽10406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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