Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 144000
per

Your estimated
City
free-cash

Andorra , Andorra
₽78815
₽98569
₽82641
₽101688
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
social contributions
-
-
-
31 680
income
-
-
-
5 593
total
-
-
-
37 273
Employee
29 853
-
124 675
-
social contributions
1 940
-
8 104
-
income
-
-
6 018
-
total
1 940
-
14 122
-
Employer
29 853
-
124 675
-
social contributions
4 627
-
19 325
-
total
4 627
-
19 325
-
Corporate
109 520
144 000
-
-
income
10 952
14 400
-
-
total
10 952
14 400
-
-
Dividends
98 568
129 600
-
-
total
-
-
-
-
Income
144 000
144 000
144 000
144 000
Total tax
17 519
14 400
33 447
37 273
After tax
126 481
129 600
110 553
106 727
Living cost
27 912
27 912
27 912
27 912
Free-cash
98 569
101 688
82 641
78 815

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽44411
₽49877
₽8085
₽50334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
576
pensions
-
-
-
20 069
income
-
-
-
35 326
total
-
-
-
69 964
Employee
40 590
37 005
112 488
-
unemployment
1 218
1 110
3 255
-
other
405
370
1 085
-
income
3 616
2 730
27 893
-
pensions
4 157
3 789
11 108
-
health
1 570
1 433
4 197
-
total
10 966
9 432
47 538
-
Employer
40 590
37 005
112 488
-
pensions
5 094
4 645
13 614
-
surtax
-
-
-
-
payroll
1 218
1 110
3 374
-
other
1 928
1 757
5 309
-
health
1 535
1 399
4 100
-
accident
527
481
1 410
-
unemployment
1 218
1 110
3 255
-
chamber of commerce
162
148
449
-
total
11 682
10 650
31 511
-
Corporate
91 728
96 345
108 963
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 932
24 087
27 241
-
total
22 932
24 087
27 241
-
Dividends
68 796
72 258
-
-
withholding
18 918
19 872
-
-
total
18 918
19 872
-
-
Income
144 000
144 000
144 000
144 000
Total tax
64 498
64 041
106 290
69 964
After tax
79 502
79 959
37 710
74 036
Living cost
29 625
29 625
29 625
29 625
Free-cash
49 877
50 334
8 085
44 411

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽41134
₽45708
₽4934
₽47142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
576
pensions
-
-
-
20 069
income
-
-
-
35 326
total
-
-
-
70 147
Employee
46 406
37 005
112 317
-
unemployment
1 392
1 110
3 255
-
other
463
370
1 085
-
income
5 283
2 730
27 821
-
pensions
4 752
3 789
11 108
-
health
1 796
1 433
4 197
-
total
13 686
9 432
47 466
-
Employer
46 406
37 005
112 317
-
pensions
5 824
4 645
13 614
-
surtax
183
183
183
-
payroll
1 392
1 110
3 369
-
other
2 204
1 757
5 302
-
health
1 753
1 399
4 100
-
accident
603
481
1 410
-
unemployment
1 392
1 110
3 255
-
chamber of commerce
185
148
449
-
total
13 536
10 833
31 682
-
Corporate
84 058
96 162
108 793
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 015
24 041
27 199
-
total
21 015
24 041
27 199
-
Dividends
63 042
72 121
-
-
withholding
17 336
19 833
-
-
total
17 336
19 833
-
-
Income
144 000
144 000
144 000
144 000
Total tax
65 573
64 139
106 347
70 147
After tax
78 427
79 861
37 653
73 853
Living cost
32 719
32 719
32 719
32 719
Free-cash
45 708
47 142
4 934
41 134

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽28766
₽32792
₽17933
₽46719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
national
-
-
-
51 655
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 293
social contributions
-
-
-
22 429
total
-
-
-
81 377
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
111 533
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
971
-
national
20 420
-
39 348
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
5 817
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
8 365
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
5 242
-
total
32 565
-
59 743
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
111 533
-
surtax
7 531
-
12 649
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
9 882
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
6 858
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 450
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 628
-
total
19 334
-
32 467
-
Corporate
58 245
144 000
-
-
income
11 649
28 800
-
-
surtax
233
576
-
-
total
11 882
29 376
-
-
Dividends
46 363
114 623
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

13 570
34 048
-
-
total
13 570
34 048
-
-
Income
144 000
144 000
144 000
144 000
Total tax
77 351
63 424
92 210
81 377
After tax
66 649
80 576
51 790
62 623
Living cost
33 857
33 857
33 857
33 857
Free-cash
32 792
46 719
17 933
28 766

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽97762
₽101486
₽103198
₽107144
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
21 600
total
-
-
-
30 262
Employee
21 155
-
137 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
13 764
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
18 461
-
Employer
21 155
-
137 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
118 695
144 000
-
-
income
11 869
14 400
-
-
total
11 869
14 400
-
-
Dividends
106 825
129 600
-
-
withholding
5 341
6 480
-
-
total
5 341
6 480
-
-
Income
144 000
144 000
144 000
144 000
Total tax
26 538
20 880
24 826
30 262
After tax
117 462
123 120
119 174
113 738
Living cost
15 976
15 976
15 976
15 976
Free-cash
101 486
107 144
103 198
97 762

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽101562
₽106628
₽106998
₽110944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
21 600
total
-
-
-
30 262
Employee
16 123
-
137 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
13 764
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
18 461
-
Employer
16 123
-
137 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
124 713
144 000
-
-
income
12 471
14 400
-
-
total
12 471
14 400
-
-
Dividends
112 242
129 600
-
-
withholding
5 612
6 480
-
-
total
5 612
6 480
-
-
Income
144 000
144 000
144 000
144 000
Total tax
25 195
20 880
24 826
30 262
After tax
118 805
123 120
119 174
113 738
Living cost
12 176
12 176
12 176
12 176
Free-cash
106 628
110 944
106 998
101 562

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽77905
₽78561
₽76584
₽83614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
health
-
-
-
3 672
social contributions
-
-
-
15 024
income
-
-
-
25 900
total
-
-
-
44 596
Employee
71 403
71 403
133 536
-
income
7 775
6 610
25 190
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
2 270
-
total
11 028
13 750
35 453
-
Employer
71 403
71 403
133 536
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
2 471
-
total
3 301
7 248
10 464
-
Corporate
108 173
65 350
-
-
income
13 521
8 169
-
-
total
13 521
8 169
-
-
Dividends
94 652
57 181
-
-
withholding
16 090
9 720
-
-
total
16 090
9 720
-
-
Income
144 000
144 000
144 000
144 000
Total tax
43 940
38 887
45 917
44 596
After tax
100 060
105 113
98 083
99 404
Living cost
21 499
21 499
21 499
21 499
Free-cash
78 561
83 614
76 584
77 905

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽69286
₽71144
₽67965
₽74995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
health
-
-
-
3 672
social contributions
-
-
-
15 024
income
-
-
-
25 900
total
-
-
-
44 596
Employee
71 403
71 403
133 536
-
income
7 498
6 610
25 190
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
2 270
-
total
11 678
13 750
35 453
-
Employer
71 403
71 403
133 536
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
2 471
-
total
4 244
7 248
10 464
-
Corporate
97 961
65 350
-
-
income
12 245
8 169
-
-
total
12 245
8 169
-
-
Dividends
85 716
57 181
-
-
withholding
14 571
9 720
-
-
total
14 571
9 720
-
-
Income
144 000
144 000
144 000
144 000
Total tax
42 738
38 887
45 917
44 596
After tax
101 262
105 113
98 083
99 404
Living cost
30 118
30 118
30 118
30 118
Free-cash
71 144
74 995
67 965
69 286

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽58131
₽70005
₽51962
₽77667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
health
-
-
-
19 440
social contributions
-
-
-
30 904
income
-
-
-
14 048
solidarity contribution
-
-
-
-
total
-
-
-
64 392
Employee
31 583
-
107 836
-
income
3 790
-
12 960
-
social contributions
2 053
-
6 879
-
health
4 264
-
14 558
-
solidarity contribution
-
-
-
-
total
10 107
-
34 397
-
Employer
31 583
-
107 836
-
social contributions
7 896
-
26 459
-
health
2 842
-
9 705
-
total
10 738
-
36 164
-
Corporate
101 679
144 000
-
-
income
19 319
27 360
-
-
total
19 319
27 360
-
-
Dividends
82 360
116 640
-
-
withholding
12 354
17 496
-
-
total
12 354
17 496
-
-
Income
144 000
144 000
144 000
144 000
Total tax
52 518
44 856
70 561
64 392
After tax
91 482
99 144
73 439
79 608
Living cost
21 477
21 477
21 477
21 477
Free-cash
70 005
77 667
51 962
58 131

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽53143
₽63237
₽46974
₽72679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
health
-
-
-
19 440
social contributions
-
-
-
30 904
income
-
-
-
14 048
solidarity contribution
-
-
-
-
total
-
-
-
64 392
Employee
38 919
-
107 836
-
income
4 670
-
12 960
-
social contributions
2 530
-
6 879
-
health
5 254
-
14 558
-
solidarity contribution
-
-
-
-
total
12 454
-
34 397
-
Employer
38 919
-
107 836
-
social contributions
9 730
-
26 459
-
health
3 503
-
9 705
-
total
13 233
-
36 164
-
Corporate
91 849
144 000
-
-
income
17 451
27 360
-
-
total
17 451
27 360
-
-
Dividends
74 398
116 640
-
-
withholding
11 160
17 496
-
-
total
11 160
17 496
-
-
Income
144 000
144 000
144 000
144 000
Total tax
54 298
44 856
70 561
64 392
After tax
89 702
99 144
73 439
79 608
Living cost
26 465
26 465
26 465
26 465
Free-cash
63 237
72 679
46 974
53 143

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽41241
-₽58866
-₽58866
-₽58866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
national
-
-
-
16 252
pensions
-
-
-
807
municipal
-
-
-
29 402
labour market
-
-
-
11 456
total
-
-
-
57 917
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
144 000
144 000
144 000
144 000
Total tax
158 024
158 024
158 024
57 917
After tax
-14 024
-14 024
-14 024
86 083
Living cost
44 842
44 842
44 842
44 842
Free-cash
-58 866
-58 866
-58 866
41 241

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽54758
₽87004
₽60571
₽92772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
health
-
-
-
18 719
pensions
-
-
-
28 800
income
-
-
-
19 295
total
-
-
-
66 814
Employee
26 342
-
107 622
-
unemployment
421
-
1 722
-
income
2 966
-
20 749
-
pensions
527
-
2 153
-
total
3 914
-
24 624
-
Employer
26 342
-
107 622
-
pensions
5 269
-
21 524
-
health
3 424
-
13 991
-
unemployment
211
-
862
-
total
8 904
-
36 377
-
Corporate
108 754
144 000
-
-
income
21 750
28 800
-
-
total
21 750
28 800
-
-
Dividends
87 004
115 200
-
-
total
-
-
-
-
Income
144 000
144 000
144 000
144 000
Total tax
34 568
28 800
61 001
66 814
After tax
109 432
115 200
82 999
77 186
Living cost
22 428
22 428
22 428
22 428
Free-cash
87 004
92 772
60 571
54 758

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽60072
₽57665
₽41138
₽55798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
144 000
national
-
-
-
20 857
health
-
-
-
1 831
municipal
-
-
-
25 590
total
-
-
-
48 278
Employee
48 854
-
121 140
-
unemployment
733
-
1 817
-
municipal
8 002
-
19 739
-
national
807
-
13 143
-
pensions
3 297
-
8 176
-
health
365
-
1 478
-
total
13 204
-
44 353
-
Employer
48 854
-
121 140
-
pensions
8 476
-
21 017
-
health
375
-
932
-
accident
49
-
122
-
unemployment
317
-
788
-
total
9 217
-
22 859
-
Corporate
85 928
144 000
-
-
income
17 186
28 800
-
-
total
17 186
28 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

51 557
86 400
-
-
municipal
9 279
15 553
-
-
national
1 799
8 199
-
-
total
11 078
23 752
-
-
Income
144 000
144 000
144 000
144 000
Total tax
50 685
52 552
67 212
48 278
After tax
93 315
91 448
76 788
95 722
Living cost
35 650
35 650
35 650
35 650
Free-cash
57 665
55 798
41 138
60 072

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽52846
₽49115
₽52697
₽43955
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
surtax
-
-
-
-
health
-
-
-
5 478
pensions
-
-
-
27 541
social contributions
-
-
-
4 102
income
-
-
-
20 948
other
-
-
-
4 463
total
-
-
-
62 532
Employee
35 475
-
112 673
-
income
1 829
-
20 819
-
surtax
-
-
-
-
social contributions
1 011
-
3 211
-
pensions
4 012
-
7 325
-
total
6 852
-
31 355
-
Employer
35 475
-
112 673
-
pensions
5 829
-
12 424
-
social contributions
106
-
338
-
other
1 225
-
4 179
-
health
2 483
-
9 821
-
unemployment
1 436
-
4 564
-
total
11 079
-
31 326
-
Corporate
97 447
144 000
-
-
income
27 285
40 319
-
-
surtax
-
-
-
-
total
27 285
40 319
-
-
Dividends
70 162
103 681
-
-
withholding
8 980
13 271
-
-
social contributions
12 067
17 833
-
-
surtax
-
-
-
-
total
21 047
31 104
-
-
Income
144 000
144 000
144 000
144 000
Total tax
66 263
71 423
62 681
62 532
After tax
77 737
72 577
81 319
81 468
Living cost
28 622
28 622
28 622
28 622
Free-cash
49 115
43 955
52 697
52 846

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽49699
₽46291
₽49550
₽40808
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
surtax
-
-
-
-
health
-
-
-
5 478
pensions
-
-
-
27 541
social contributions
-
-
-
4 102
income
-
-
-
20 948
other
-
-
-
4 463
total
-
-
-
62 532
Employee
39 741
-
112 673
-
income
2 345
-
20 819
-
surtax
-
-
-
-
social contributions
1 133
-
3 211
-
pensions
4 493
-
7 325
-
total
7 971
-
31 355
-
Employer
39 741
-
112 673
-
pensions
6 529
-
12 424
-
social contributions
120
-
338
-
other
1 371
-
4 179
-
health
2 782
-
9 821
-
unemployment
1 609
-
4 564
-
total
12 411
-
31 326
-
Corporate
91 848
144 000
-
-
income
25 717
40 319
-
-
surtax
-
-
-
-
total
25 717
40 319
-
-
Dividends
66 131
103 681
-
-
withholding
8 465
13 271
-
-
social contributions
11 376
17 833
-
-
surtax
-
-
-
-
total
19 841
31 104
-
-
Income
144 000
144 000
144 000
144 000
Total tax
65 940
71 423
62 681
62 532
After tax
78 060
72 577
81 319
81 468
Living cost
31 769
31 769
31 769
31 769
Free-cash
46 291
40 808
49 550
49 699

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽36619
₽34110
₽36470
₽27728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
surtax
-
-
-
-
health
-
-
-
5 478
pensions
-
-
-
27 541
social contributions
-
-
-
4 102
income
-
-
-
20 948
other
-
-
-
4 463
total
-
-
-
62 532
Employee
58 158
-
112 673
-
income
5 074
-
20 819
-
surtax
-
-
-
-
social contributions
1 656
-
3 211
-
pensions
6 578
-
7 325
-
total
13 308
-
31 355
-
Employer
58 158
-
112 673
-
pensions
9 556
-
12 424
-
social contributions
174
-
338
-
other
2 007
-
4 179
-
health
4 071
-
9 821
-
unemployment
2 356
-
4 564
-
total
18 164
-
31 326
-
Corporate
67 678
144 000
-
-
income
18 950
40 319
-
-
surtax
-
-
-
-
total
18 950
40 319
-
-
Dividends
48 728
103 681
-
-
withholding
6 238
13 271
-
-
social contributions
8 381
17 833
-
-
surtax
-
-
-
-
total
14 619
31 104
-
-
Income
144 000
144 000
144 000
144 000
Total tax
65 041
71 423
62 681
62 532
After tax
78 959
72 577
81 319
81 468
Living cost
44 849
44 849
44 849
44 849
Free-cash
34 110
27 728
36 470
36 619

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽136611
₽129736
₽109251
₽130851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
144 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 440
total
-
-
-
1 440
Employee
7 436
-
144 000
-
income
1 487
-
28 800
-
total
1 487
-
28 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

136 564
144 000
-
-
total
-
-
-
-
Dividends
136 564
144 000
-
-
withholding
6 828
7 200
-
-
total
6 828
7 200
-
-
Income
144 000
144 000
144 000
144 000
Total tax
8 315
7 200
28 800
1 440
After tax
135 685
136 800
115 200
142 560
Living cost
5 949
5 949
5 949
5 949
Free-cash
129 736
130 851
109 251
136 611

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽133290
₽125791
₽105930
₽127530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
144 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 440
total
-
-
-
1 440
Employee
11 588
-
144 000
-
income
2 318
-
28 800
-
total
2 318
-
28 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

132 412
144 000
-
-
total
-
-
-
-
Dividends
132 412
144 000
-
-
withholding
6 621
7 200
-
-
total
6 621
7 200
-
-
Income
144 000
144 000
144 000
144 000
Total tax
8 939
7 200
28 800
1 440
After tax
135 061
136 800
115 200
142 560
Living cost
9 270
9 270
9 270
9 270
Free-cash
125 791
127 530
105 930
133 290

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽42665
₽50437
₽57134
₽38290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
144 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 330
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 342
trade
-
-
-
14 469
total
-
-
-
65 485
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
144 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
42 342
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
2 330
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
51 016
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
97 798
144 000
-
-
trade
14 034
20 665
-
-
income
14 670
21 600
-
-
chamber of commerce
284
352
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

807
1 188
-
-
total
29 795
43 805
-
-
Dividends
68 004
100 195
-
-
withholding
16 649
24 696
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

916
1 359
-
-
total
17 565
26 055
-
-
Income
144 000
144 000
144 000
144 000
Total tax
57 713
69 860
51 016
65 485
After tax
86 287
74 140
92 984
78 515
Living cost
35 850
35 850
35 850
35 850
Free-cash
50 437
38 290
57 134
42 665

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽48978
₽54805
₽64858
₽44535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
144 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 330
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 342
trade
-
-
-
15 880
total
-
-
-
66 896
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
144 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
42 342
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
2 330
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
51 016
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
108 484
144 000
-
-
trade
17 086
22 680
-
-
income
16 273
21 600
-
-
chamber of commerce
296
347
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

895
1 188
-
-
total
34 550
45 815
-
-
Dividends
73 934
98 184
-
-
withholding
18 131
24 194
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

997
1 330
-
-
total
19 128
25 524
-
-
Income
144 000
144 000
144 000
144 000
Total tax
61 069
71 339
51 016
66 896
After tax
82 931
72 661
92 984
77 104
Living cost
28 126
28 126
28 126
28 126
Free-cash
54 805
44 535
64 858
48 978

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽39919
₽48489
₽56506
₽35443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
144 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 330
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 342
trade
-
-
-
16 587
total
-
-
-
67 603
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
144 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
42 342
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
2 330
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
51 016
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
96 910
144 000
-
-
trade
15 942
23 688
-
-
income
14 536
21 600
-
-
chamber of commerce
278
345
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

800
1 188
-
-
total
31 556
46 821
-
-
Dividends
65 354
97 178
-
-
withholding
15 986
23 942
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

879
1 316
-
-
total
16 865
25 258
-
-
Income
144 000
144 000
144 000
144 000
Total tax
59 033
72 079
51 016
67 603
After tax
84 967
71 921
92 984
76 397
Living cost
36 478
36 478
36 478
36 478
Free-cash
48 489
35 443
56 506
39 919

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽33154
₽43700
₽50446
₽28642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
144 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 330
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 342
trade
-
-
-
17 292
total
-
-
-
68 308
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
144 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
42 342
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
2 330
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
51 016
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
88 195
144 000
-
-
trade
15 126
24 696
-
-
income
13 228
21 600
-
-
chamber of commerce
264
344
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

728
1 188
-
-
total
29 346
47 828
-
-
Dividends
58 848
96 172
-
-
withholding
14 360
23 690
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

789
1 302
-
-
total
15 149
24 992
-
-
Income
144 000
144 000
144 000
144 000
Total tax
57 762
72 820
51 016
68 308
After tax
86 238
71 180
92 984
75 692
Living cost
42 538
42 538
42 538
42 538
Free-cash
43 700
28 642
50 446
33 154

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽47480
₽66766
₽42496
₽69719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
surtax
-
-
-
5 316
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
36 552
other
-
-
-
-
total
-
-
-
75 663
Employee
31 271
-
118 958
-
unemployment
2 176
-
8 280
-
other
-
-
-
-
income
5 242
-
31 829
-
surtax
111
-
4 529
-
pensions
2 086
-
7 935
-
health
798
-
3 033
-
total
10 413
-
55 606
-
Employer
31 271
-
118 958
-
pensions
4 169
-
15 857
-
other
-
-
-
-
health
1 422
-
5 413
-
unemployment
992
-
3 771
-
total
6 583
-
25 041
-
Corporate
106 146
144 000
-
-
income
27 599
37 440
-
-
total
27 599
37 440
-
-
Dividends
78 547
106 560
-
-
withholding
11 782
15 984
-
-
total
11 782
15 984
-
-
Income
144 000
144 000
144 000
144 000
Total tax
56 377
53 424
80 647
75 663
After tax
87 623
90 576
63 353
68 337
Living cost
20 857
20 857
20 857
20 857
Free-cash
66 766
69 719
42 496
47 480

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽47847
₽67199
₽42863
₽70086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
surtax
-
-
-
5 316
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
36 552
other
-
-
-
-
total
-
-
-
75 663
Employee
30 707
-
118 958
-
unemployment
2 137
-
8 280
-
other
-
-
-
-
income
5 147
-
31 829
-
surtax
100
-
4 529
-
pensions
2 048
-
7 935
-
health
784
-
3 033
-
total
10 216
-
55 606
-
Employer
30 707
-
118 958
-
pensions
4 093
-
15 857
-
other
-
-
-
-
health
1 397
-
5 413
-
unemployment
973
-
3 771
-
total
6 463
-
25 041
-
Corporate
106 829
144 000
-
-
income
27 775
37 440
-
-
total
27 775
37 440
-
-
Dividends
79 054
106 560
-
-
withholding
11 857
15 984
-
-
total
11 857
15 984
-
-
Income
144 000
144 000
144 000
144 000
Total tax
56 311
53 424
80 647
75 663
After tax
87 689
90 576
63 353
68 337
Living cost
20 490
20 490
20 490
20 490
Free-cash
67 199
70 086
42 863
47 847

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽81186
₽62784
₽64909
₽62398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
unemployment
-
-
-
2 160
health
-
-
-
10 080
pensions
-
-
-
14 400
income
-
-
-
17 604
total
-
-
-
44 244
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
120 502
-
unemployment
402
160
1 808
-
income
3 277
1 304
14 731
-
pensions
2 681
1 067
12 050
-
health
1 876
747
8 435
-
total
8 236
3 278
37 024
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
120 502
-
pensions
5 227
2 080
23 498
-
total
5 227
2 080
23 498
-
Corporate
111 967
131 252
-
-
income
10 077
11 813
-
-
total
10 077
11 813
-
-
Dividends
101 890
119 439
-
-
withholding
19 359
22 693
-
-
social contributions
19 747
23 169
-
-
total
39 106
45 862
-
-
Income
144 000
144 000
144 000
144 000
Total tax
62 646
63 033
60 522
44 244
After tax
81 354
80 967
83 478
99 756
Living cost
18 570
18 570
18 570
18 570
Free-cash
62 784
62 398
64 909
81 186

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽40325
₽44270
₽41455
₽45015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
national
-
-
-
24 315
pensions
-
-
-
17 280
social contributions
-
-
-
1 548
municipal
-
-
-
15 691
total
-
-
-
58 834
Employee
69 511
-
124 487
-
municipal
8 586
-
16 249
-
national
13 304
-
25 179
-
pensions
2 780
-
4 979
-
total
24 670
-
46 407
-
Employer
69 511
-
124 487
-
pensions
5 561
-
9 959
-
social contributions
747
-
1 338
-
total
6 308
-
11 297
-
Corporate
63 593
144 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

12 719
28 800
-
-
total
12 719
28 800
-
-
Dividends
50 874
115 200
-
-
withholding
11 192
25 344
-
-
total
11 192
25 344
-
-
Income
144 000
144 000
144 000
144 000
Total tax
54 889
54 144
57 704
58 834
After tax
89 111
89 856
86 296
85 166
Living cost
44 841
44 841
44 841
44 841
Free-cash
44 270
45 015
41 455
40 325

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽25280
₽49957
₽25280
₽47905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
social contributions
-
-
-
23 573
income
-
-
-
42 252
total
-
-
-
65 825
Employee
72 635
-
144 000
-
social contributions
6 034
-
23 573
-
income
13 706
-
42 252
-
total
19 740
-
65 825
-
Employer
72 635
-
144 000
-
total
-
-
-
-
Corporate
71 365
144 000
-
-
income
8 920
18 000
-
-
total
8 920
18 000
-
-
Dividends
62 445
126 000
-
-
withholding
12 488
25 200
-
-
total
12 488
25 200
-
-
Income
144 000
144 000
144 000
144 000
Total tax
41 148
43 200
65 825
65 825
After tax
102 852
100 800
78 175
78 175
Living cost
52 895
52 895
52 895
52 895
Free-cash
49 957
47 905
25 280
25 280

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽30783
₽32798
₽24234
₽37647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
national
-
-
-
34 462
regional
-
-
-
1 680
social contributions
-
-
-
37 037
municipal
-
-
-
856
total
-
-
-
74 035
Employee
82 526
-
144 000
-
municipal
437
-
763
-
national
14 300
-
29 784
-
social contributions
27 828
-
48 557
-
regional
779
-
1 480
-
total
43 344
-
80 584
-
Employer
82 526
-
144 000
-
total
-
-
-
-
Corporate
61 474
144 000
-
-
nationa
14 754
34 561
-
-
municipal
2 398
5 616
-
-
total
17 152
40 177
-
-
Dividends
44 322
103 823
-
-
withholding
11 524
26 994
-
-
total
11 524
26 994
-
-
Income
144 000
144 000
144 000
144 000
Total tax
72 020
67 171
80 584
74 035
After tax
71 980
76 829
63 416
69 965
Living cost
39 182
39 182
39 182
39 182
Free-cash
32 798
37 647
24 234
30 783

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽44459
₽48616
₽37945
₽50675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
national
-
-
-
34 462
regional
-
-
-
2 172
social contributions
-
-
-
37 037
municipal
-
-
-
856
total
-
-
-
74 527
Employee
51 509
-
144 000
-
municipal
273
-
763
-
national
8 160
-
29 784
-
social contributions
17 369
-
48 557
-
regional
693
-
1 937
-
total
26 495
-
81 041
-
Employer
51 509
-
144 000
-
total
-
-
-
-
Corporate
92 491
144 000
-
-