Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 144000
per

Your estimated
City
free-cash

Valencia , Spain
-₽54936
-₽37739
-₽14559
-₽30758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
accident
-
-
-
1 293
income
-
-
-
19 374
pensions
-
-
-
40 753
other
-
-
-
147
unemployment
-
-
-
1 006
total
-
-
-
62 573
Employee
150 848
-
100 568
-
unemployment
2 338
-
2 114
-
pensions
7 092
-
6 403
-
income
29 082
-
17 466
-
other
147
-
139
-
total
38 659
-
26 122
-
Employer
150 848
-
100 568
-
pensions
35 597
-
32 152
-
other
1 208
-
1 092
-
unemployment
8 299
-
7 494
-
accident
2 988
-
2 694
-
total
48 092
-
43 432
-
Corporate
-
144 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
21 600
-
-
total
-
21 600
-
-
Dividends
-
122 400
-
-
withholding
-
24 774
-
-
total
-
24 774
-
-
Income
144 000
144 000
144 000
144 000
Total tax
86 751
46 374
69 554
62 573
After tax
57 249
97 626
74 446
81 427
Living cost
112 185
112 185
112 185
112 185
Free-cash
-54 936
-14 559
-37 739
-30 758

Estimated living cost  is ₽112185 per month

₽75723
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1966
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close