Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 144000
per

Your estimated
City
free-cash

Valencia , Spain
-₽61080
-₽42504
-₽34065
-₽17994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
unemployment
-
-
-
1 006
accident
-
-
-
1 293
pensions
-
-
-
40 751
income
-
-
-
19 222
other
-
-
-
144
total
-
-
-
62 416
Employee
155 506
-
99 227
-
other
152
-
144
-
income
29 980
-
17 159
-
pensions
7 311
-
6 600
-
unemployment
2 410
-
2 179
-
total
39 853
-
26 082
-
Employer
155 506
-
99 227
-
accident
3 081
-
2 777
-
unemployment
8 556
-
7 726
-
pensions
36 696
-
33 145
-
other
1 245
-
1 125
-
total
49 578
-
44 773
-
Corporate
-
144 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
21 596
-
-
total
-
21 596
-
-
Dividends
-
122 404
-
-
withholding
-
24 749
-
-
total
-
24 749
-
-
Income
144 000
144 000
144 000
144 000
Total tax
89 431
46 345
70 855
62 416
After tax
54 569
97 655
73 145
81 584
Living cost
115 649
115 649
115 649
115 649
Free-cash
-61 080
-17 994
-42 504
-34 065

Estimated living cost  is ₽115649 per month

₽78061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11117
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2027
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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