Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 144000
per

Your estimated
City
free-cash

Valencia , Spain
-₽50155
-₽34026
-₽11888
-₽28183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
accident
-
-
-
1 300
income
-
-
-
19 490
pensions
-
-
-
40 756
other
-
-
-
144
unemployment
-
-
-
1 005
total
-
-
-
62 695
Employee
147 222
-
101 612
-
unemployment
2 282
-
2 063
-
pensions
6 921
-
6 249
-
income
28 383
-
17 703
-
other
144
-
136
-
total
37 730
-
26 151
-
Employer
147 222
-
101 612
-
pensions
34 741
-
31 379
-
other
1 179
-
1 065
-
unemployment
8 100
-
7 314
-
accident
2 917
-
2 629
-
total
46 937
-
42 387
-
Corporate
-
144 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
21 602
-
-
total
-
21 602
-
-
Dividends
-
122 398
-
-
withholding
-
24 798
-
-
total
-
24 798
-
-
Income
144 000
144 000
144 000
144 000
Total tax
84 667
46 400
68 538
62 695
After tax
59 333
97 600
75 462
81 305
Living cost
109 488
109 488
109 488
109 488
Free-cash
-50 155
-11 888
-34 026
-28 183

Estimated living cost  is ₽109488 per month

₽73903
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10525
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1919
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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