Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 144000
per

Your estimated
City
free-cash

Valencia , Spain
-₽54113
-₽14104
-₽37094
-₽30320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
144 000
other
-
-
-
146
unemployment
-
-
-
1 010
income
-
-
-
19 394
pensions
-
-
-
40 754
accident
-
-
-
1 295
total
-
-
-
62 599
Employee
150 224
-
100 748
-
unemployment
2 328
-
2 105
-
other
146
-
139
-
pensions
7 062
-
6 376
-
income
28 962
-
17 501
-
total
38 498
-
26 121
-
Employer
150 224
-
100 748
-
other
1 203
-
1 087
-
accident
2 976
-
2 683
-
pensions
35 450
-
32 019
-
unemployment
8 265
-
7 463
-
total
47 894
-
43 252
-
Corporate
-
144 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
21 603
-
-
total
-
21 603
-
-
Dividends
-
122 397
-
-
withholding
-
24 780
-
-
total
-
24 780
-
-
Income
144 000
144 000
144 000
144 000
Total tax
86 392
46 383
69 373
62 599
After tax
57 608
97 617
74 627
81 401
Living cost
111 721
111 721
111 721
111 721
Free-cash
-54 113
-14 104
-37 094
-30 320

Estimated living cost  is ₽111721 per month

₽75410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1958
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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