Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 143500
per

Your estimated
City
free-cash

Valencia , Spain
-₽47211
-₽21431
-₽37423
-₽67124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 500
pensions
-
-
-
40 614
accident
-
-
-
1 295
unemployment
-
-
-
1 008
other
-
-
-
148
income
-
-
-
19 082
total
-
-
-
62 147
Employee
159 710
-
97 517
-
unemployment
2 475
-
2 238
-
pensions
7 508
-
6 779
-
other
156
-
148
-
income
30 791
-
16 787
-
total
40 930
-
25 952
-
Employer
159 710
-
97 517
-
pensions
37 688
-
34 041
-
other
1 279
-
1 156
-
unemployment
8 787
-
7 934
-
accident
3 164
-
2 852
-
total
50 918
-
45 983
-
Corporate
-
143 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
21 524
-
-
total
-
21 524
-
-
Dividends
-
121 976
-
-
withholding
-
24 631
-
-
total
-
24 631
-
-
Income
143 500
143 500
143 500
143 500
Total tax
91 848
46 155
71 935
62 147
After tax
51 652
97 345
71 565
81 353
Living cost
118 776
118 776
118 776
118 776
Free-cash
-67 124
-21 431
-47 211
-37 423

Estimated living cost  is ₽118776 per month

₽80172
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2082
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25106
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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