Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 143500
per

Your estimated
City
free-cash

Valencia , Spain
-₽38804
-₽15370
-₽31484
-₽56295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 500
income
-
-
-
19 271
pensions
-
-
-
40 610
unemployment
-
-
-
1 003
accident
-
-
-
1 291
other
-
-
-
140
total
-
-
-
62 315
Employee
151 499
-
99 881
-
pensions
7 122
-
6 430
-
other
148
-
140
-
income
29 208
-
17 323
-
unemployment
2 348
-
2 123
-
total
38 826
-
26 016
-
Employer
151 499
-
99 881
-
accident
3 001
-
2 706
-
unemployment
8 335
-
7 526
-
other
1 213
-
1 096
-
pensions
35 751
-
32 291
-
total
48 300
-
43 619
-
Corporate
-
143 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
21 522
-
-
total
-
21 522
-
-
Dividends
-
121 978
-
-
withholding
-
24 679
-
-
total
-
24 679
-
-
Income
143 500
143 500
143 500
143 500
Total tax
87 126
46 201
69 635
62 315
After tax
56 374
97 299
73 865
81 185
Living cost
112 669
112 669
112 669
112 669
Free-cash
-56 295
-15 370
-38 804
-31 484

Estimated living cost  is ₽112669 per month

₽76050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1975
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23816
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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