Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 143000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽103045
₽106741
₽97610
₽101241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
income
-
-
-
21 450
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 665
unemployment
-
-
-
126
health
-
-
-
3 625
total
-
-
-
29 866
Employee
20 556
-
136 816
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 805
-
2 768
-
health
946
-
1 450
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
income
2 056
-
13 682
-
total
5 033
-
18 247
-
Employer
20 556
-
136 816
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
health
1 418
-
2 175
-
unemployment
123
-
189
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 265
-
3 473
-
total
4 032
-
6 184
-
Corporate
118 411
143 000
-
-
income
11 841
14 300
-
-
total
11 841
14 300
-
-
Dividends
106 570
128 700
-
-
withholding
5 329
6 435
-
-
total
5 329
6 435
-
-
Income
143 000
143 000
143 000
143 000
Total tax
26 235
20 735
24 431
29 866
After tax
116 765
122 265
118 569
113 134
Living cost
15 524
15 524
15 524
15 524
Free-cash
101 241
106 741
103 045
97 610

Estimated living cost  is ₽15524 per week

₽10267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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