Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 141000
per

Your estimated
City
free-cash

Dresden , Germany
₽40612
₽51773
₽47039
₽61857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
141 000
trade
-
-
-
14 818
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 510
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 174
total
-
-
-
63 396
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 597
-
141 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
2 174
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 078
-
39 510
-
total
8 031
-
48 578
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
102 403
141 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

845
1 162
-
-
income
15 360
21 149
-
-
trade
16 128
22 208
-
-
chamber of commerce
301
356
-
-
total
32 634
44 875
-
-
Dividends
69 770
96 124
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

938
1 300
-
-
withholding
17 059
23 648
-
-
total
17 997
24 948
-
-
Income
141 000
141 000
141 000
141 000
Total tax
58 662
69 823
48 578
63 396
After tax
82 338
71 177
92 422
77 604
Living cost
30 565
30 565
30 565
30 565
Free-cash
51 773
40 612
61 857
47 039

Estimated living cost  is ₽30565 per week

₽19226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽36994
₽36145
₽32845
₽33953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
municipal
-
-
-
15 190
pensions
-
-
-
16 920
national
-
-
-
23 539
social contributions
-
-
-
1 516
total
-
-
-
57 165
Employee
79 044
-
121 893
-
municipal
9 763
-
15 736
-
pensions
3 162
-
4 876
-
national
15 129
-
24 384
-
total
28 054
-
44 996
-
Employer
79 044
-
121 893
-
social contributions
850
-
1 310
-
pensions
6 324
-
9 751
-
total
7 174
-
11 061
-
Corporate
49 566
141 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 913
28 200
-
-
total
9 913
28 200
-
-
Dividends
39 653
112 800
-
-
withholding
8 724
24 816
-
-
total
8 724
24 816
-
-
Income
141 000
141 000
141 000
141 000
Total tax
53 865
53 016
56 057
57 165
After tax
87 135
87 984
84 943
83 835
Living cost
50 990
50 990
50 990
50 990
Free-cash
36 145
36 994
33 953
32 845

Estimated living cost  is ₽50990 per week

₽34657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽763
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽91806
₽83527
₽22998
₽58024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
141 000
microenterprise
-
-
-
-
income
-
-
-
22 388
surtax
-
-
-
35 956
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 664
total
-
-
-
97 008
Employee
29 487
-
113 627
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 244
-
12 499
-
surtax
-
-
-
-
income
5 249
-
22 110
-
total
8 493
-
34 609
-
Employer
29 487
-
113 627
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 103
-
27 373
-
surtax
-
-
-
-
total
7 103
-
27 373
-
Corporate
104 410
141 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

20 883
28 200
-
-
total
20 883
28 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

83 528
112 800
-
-
total
-
-
-
-
Income
141 000
141 000
141 000
141 000
Total tax
36 479
28 200
61 982
97 008
After tax
104 521
112 800
79 018
43 992
Living cost
20 994
20 994
20 994
20 994
Free-cash
83 527
91 806
58 024
22 998

Estimated living cost  is ₽20994 per week

₽13393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1999
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽26989
₽20807
₽38128
₽41601
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
36 332
pensions
-
-
-
11 823
health
-
-
-
12 444
total
-
-
-
60 599
Employee
86 174
86 174
122 247
-
health
13 227
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
14 105
-
pensions
15 511
11 823
11 823
-
total
42 843
37 179
38 372
-
Employer
86 174
86 174
122 247
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
40 793
39 735
-
-
income
8 158
7 947
-
-
total
8 158
7 947
-
-
Dividends
32 635
31 788
-
-
income
6 934
6 754
-
-
withholding
4 895
4 768
-
-
total
11 829
11 522
-
-
Income
141 000
141 000
141 000
141 000
Total tax
77 920
71 738
57 126
60 599
After tax
63 080
69 262
83 874
80 401
Living cost
42 273
42 273
42 273
42 273
Free-cash
20 807
26 989
41 601
38 128

Estimated living cost  is ₽42273 per week

₽29958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽37997
₽37121
₽35335
₽34388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
municipal
-
-
-
34 664
accident
-
-
-
171
pensions
-
-
-
9 237
other
-
-
-
9 929
unemployment
-
-
-
85
health
-
-
-
5 332
national
-
-
-
7 258
total
-
-
-
66 676
Employee
55 556
-
114 151
-
municipal
16 567
-
34 040
-
national
-
-
6 735
-
total
16 567
-
40 775
-
Employer
55 556
-
114 151
-
accident
111
-
171
-
other
6 456
-
9 929
-
unemployment
1 467
-
2 256
-
pensions
6 006
-
9 237
-
health
3 417
-
5 255
-
total
17 457
-
26 848
-
Corporate
67 988
141 000
-
-
income
14 957
31 020
-
-
total
14 957
31 020
-
-
Dividends
53 031
109 980
-
-
withholding
15 909
32 994
-
-
total
15 909
32 994
-
-
Income
141 000
141 000
141 000
141 000
Total tax
64 890
64 014
67 623
66 676
After tax
76 110
76 986
73 377
74 324
Living cost
38 989
38 989
38 989
38 989
Free-cash
37 121
37 997
34 388
35 335

Estimated living cost  is ₽38989 per week

₽25841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3826
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽30811
₽44986
₽37303
₽52780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
141 000
trade
-
-
-
15 477
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 510
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 174
total
-
-
-
64 055
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 174
-
141 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

241
-
2 174
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 397
-
39 510
-
total
11 532
-
48 578
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
89 826
141 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

741
1 162
-
-
income
13 474
21 149
-
-
trade
14 776
23 194
-
-
chamber of commerce
282
354
-
-
total
29 273
45 859
-
-
Dividends
60 553
95 140
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

812
1 287
-
-
withholding
14 755
23 401
-
-
total
15 567
24 688
-
-
Income
141 000
141 000
141 000
141 000
Total tax
56 372
70 547
48 578
64 055
After tax
84 628
70 453
92 422
76 945
Living cost
39 642
39 642
39 642
39 642
Free-cash
44 986
30 811
52 780
37 303

Estimated living cost  is ₽39642 per week

₽26513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽70250
₽66064
₽65483
₽64145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
22 863
health
-
-
-
3 596
social contributions
-
-
-
16 327
total
-
-
-
42 786
Employee
77 596
77 596
129 910
-
social contributions
3 771
6 440
8 686
-
health
772
1 319
2 208
-
income
8 148
7 183
22 141
-
total
12 691
14 942
33 035
-
Employer
77 596
77 596
129 910
-
social contributions
3 771
6 440
8 686
-
health
841
1 436
2 403
-
total
4 612
7 876
11 089
-
Corporate
90 967
55 527
-
-
income
11 371
6 942
-
-
total
11 371
6 942
-
-
Dividends
79 596
48 586
-
-
withholding
13 531
8 259
-
-
total
13 531
8 259
-
-
Income
141 000
141 000
141 000
141 000
Total tax
42 205
38 019
44 124
42 786
After tax
98 795
102 981
96 876
98 214
Living cost
32 731
32 731
32 731
32 731
Free-cash
66 064
70 250
64 145
65 483

Estimated living cost  is ₽32731 per week

₽22375
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽60949
₽61328
₽79343
₽63405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
17 237
pensions
-
-
-
14 100
unemployment
-
-
-
2 115
health
-
-
-
9 870
total
-
-
-
43 322
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 467
10 533
117 992
-
health
1 853
737
8 259
-
income
3 236
1 288
14 424
-
pensions
2 647
1 053
11 799
-
unemployment
397
158
1 770
-
total
8 133
3 236
36 252
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 467
10 533
117 992
-
pensions
5 161
2 054
23 008
-
total
5 161
2 054
23 008
-
Corporate
109 372
128 413
-
-
income
9 844
11 557
-
-
total
9 844
11 557
-
-
Dividends
99 529
116 856
-
-
social contributions
19 288
22 666
-
-
withholding
18 911
22 203
-
-
total
38 199
44 869
-
-
Income
141 000
141 000
141 000
141 000
Total tax
61 337
61 716
59 260
43 322
After tax
79 663
79 284
81 740
97 678
Living cost
18 335
18 335
18 335
18 335
Free-cash
61 328
60 949
63 405
79 343

Estimated living cost  is ₽18335 per week

₽12512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽88426
₽82155
₽51203
₽56896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
18 893
pensions
-
-
-
28 200
health
-
-
-
18 330
total
-
-
-
65 423
Employee
28 627
-
105 381
-
income
3 223
-
20 318
-
pensions
573
-
2 108
-
unemployment
458
-
1 685
-
total
4 254
-
24 111
-
Employer
28 627
-
105 381
-
unemployment
230
-
843
-
pensions
5 726
-
21 076
-
health
3 721
-
13 700
-
total
9 677
-
35 619
-
Corporate
102 697
141 000
-
-
income
20 540
28 200
-
-
total
20 540
28 200
-
-
Dividends
82 156
112 800
-
-
total
-
-
-
-
Income
141 000
141 000
141 000
141 000
Total tax
34 471
28 200
59 730
65 423
After tax
106 529
112 800
81 270
75 577
Living cost
24 374
24 374
24 374
24 374
Free-cash
82 155
88 426
56 896
51 203

Estimated living cost  is ₽24374 per week

₽16718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1452
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5714
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽10650
₽8035
₽74446
₽53263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
accident
-
-
-
253
income
-
-
-
37 496
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
44 483
Employee
34 719
-
124 805
-
health
3 975
-
14 290
-
income
4 763
-
27 527
-
pensions
3 909
-
7 654
-
total
12 647
-
49 471
-
Employer
34 719
-
124 805
-
accident
580
-
2 084
-
unemployment
851
-
3 058
-
pensions
5 646
-
11 053
-
total
7 077
-
16 195
-
Corporate
99 206
141 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

89 285
126 900
-
-
total
89 285
126 900
-
-
Dividends
9 920
14 100
-
-
withholding
1 885
2 679
-
-
total
1 885
2 679
-
-
Income
141 000
141 000
141 000
141 000
Total tax
110 894
129 579
65 666
44 483
After tax
30 106
11 421
75 334
96 517
Living cost
22 071
22 071
22 071
22 071
Free-cash
8 035
-10 650
53 263
74 446

Estimated living cost  is ₽22071 per week

₽16176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽124871
₽123169
₽130511
₽103721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
141 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 410
total
-
-
-
1 410
Employee
11 349
-
141 000
-
income
2 269
-
28 200
-
total
2 269
-
28 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

129 651
141 000
-
-
total
-
-
-
-
Dividends
129 651
141 000
-
-
withholding
6 483
7 050
-
-
total
6 483
7 050
-
-
Income
141 000
141 000
141 000
141 000
Total tax
8 752
7 050
28 200
1 410
After tax
132 248
133 950
112 800
139 590
Living cost
9 079
9 079
9 079
9 079
Free-cash
123 169
124 871
103 721
130 511

Estimated living cost  is ₽9079 per week

₽5627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽76703
₽69889
₽48074
₽53912
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
19 295
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
33 840
other
-
-
-
6 697
health
-
-
-
6 205
total
-
-
-
66 037
Employee
36 640
-
112 620
-
health
513
-
1 576
-
income
6 308
-
21 239
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 564
-
7 882
-
unemployment
366
-
1 126
-
total
9 751
-
31 823
-
Employer
36 640
-
112 620
-
accident
293
-
900
-
other
1 833
-
5 630
-
unemployment
366
-
1 126
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 229
-
19 144
-
health
513
-
1 576
-
total
9 234
-
28 376
-
Corporate
95 126
141 000
-
-
income
19 977
29 610
-
-
total
19 977
29 610
-
-
Dividends
75 149
111 390
-
-
withholding
5 260
7 798
-
-
total
5 260
7 798
-
-
Income
141 000
141 000
141 000
141 000
Total tax
44 222
37 408
60 199
66 037
After tax
96 778
103 592
80 801
74 963
Living cost
26 889
26 889
26 889
26 889
Free-cash
69 889
76 703
53 912
48 074

Estimated living cost  is ₽26889 per week

₽18999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽28604
₽24013
₽28584
₽15617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
36 330
pensions
-
-
-
8 364
total
-
-
-
44 694
Employee
95 816
-
123 518
-
health
1 579
-
1 936
-
income
17 272
-
27 684
-
pensions
9 244
-
10 560
-
total
28 095
-
40 180
-
Employer
95 816
-
123 518
-
pensions
11 313
-
15 135
-
health
1 820
-
2 346
-
total
13 133
-
17 481
-
Corporate
32 051
141 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

6 090
26 790
-
-
total
6 090
26 790
-
-
Dividends
25 961
114 210
-
-
withholding
1 947
17 884
-
-
total
1 947
17 884
-
-
Income
141 000
141 000
141 000
141 000
Total tax
49 265
44 674
57 661
44 694
After tax
91 735
96 326
83 339
96 306
Living cost
67 722
67 722
67 722
67 722
Free-cash
24 013
28 604
15 617
28 584

Estimated living cost  is ₽67722 per week

₽50745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽107316
₽102626
₽97194
₽102325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
21 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
30 567
Employee
17 531
-
134 080
-
health
806
-
1 622
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
income
1 753
-
13 408
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 539
-
3 097
-
total
4 291
-
18 515
-
Employer
17 531
-
134 080
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
unemployment
105
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 932
-
3 887
-
health
1 210
-
2 434
-
total
3 440
-
6 921
-
Corporate
120 029
141 000
-
-
income
12 003
14 100
-
-
total
12 003
14 100
-
-
Dividends
108 026
126 900
-
-
withholding
5 401
6 345
-
-
total
5 401
6 345
-
-
Income
141 000
141 000
141 000
141 000
Total tax
25 135
20 445
25 436
30 567
After tax
115 865
120 555
115 564
110 433
Living cost
13 239
13 239
13 239
13 239
Free-cash
102 626
107 316
102 325
97 194

Estimated living cost  is ₽13239 per week

₽7729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽13305
₽15842
₽24444
₽27917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
36 332
pensions
-
-
-
11 823
health
-
-
-
12 444
total
-
-
-
60 599
Employee
93 558
86 174
122 247
-
health
11 672
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
14 105
-
pensions
11 823
11 823
11 823
-
total
37 600
37 179
38 372
-
Employer
93 558
86 174
122 247
-
unemployment
3 368
3 102
3 855
-
pensions
6 511
5 998
7 455
-
health
6 501
5 990
7 444
-
total
16 380
15 090
18 754
-
Corporate
31 061
39 735
-
-
income
6 212
7 947
-
-
total
6 212
7 947
-
-
Dividends
24 849
31 788
-
-
income
5 282
6 754
-
-
withholding
3 727
4 768
-
-
total
9 009
11 522
-
-
Income
141 000
141 000
141 000
141 000
Total tax
69 201
71 738
57 126
60 599
After tax
71 799
69 262
83 874
80 401
Living cost
55 957
55 957
55 957
55 957
Free-cash
15 842
13 305
27 917
24 444

Estimated living cost  is ₽55957 per week

₽41278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽642
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽72912
₽64289
₽49945
₽47385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
13 078
health
-
-
-
19 035
solidarity contribution
-
-
-
-
social contributions
-
-
-
34 775
total
-
-
-
66 888
Employee
35 540
-
105 224
-
social contributions
2 310
-
6 840
-
health
4 798
-
14 205
-
solidarity contribution
-
-
-
-
income
4 265
-
12 627
-
total
11 373
-
33 672
-
Employer
35 540
-
105 224
-
social contributions
8 885
-
26 306
-
health
3 199
-
9 470
-
total
12 084
-
35 776
-
Corporate
93 377
141 000
-
-
income
17 742
26 790
-
-
total
17 742
26 790
-
-
Dividends
75 635
114 210
-
-
withholding
11 345
17 131
-
-
total
11 345
17 131
-
-
Income
141 000
141 000
141 000
141 000
Total tax
52 544
43 921
69 448
66 888
After tax
88 456
97 079
71 552
74 112
Living cost
24 167
24 167
24 167
24 167
Free-cash
64 289
72 912
47 385
49 945

Estimated living cost  is ₽24167 per week

₽16787
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽32646
₽27382
₽26936
₽20229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
municipal
-
-
-
839
regional
-
-
-
1 626
national
-
-
-
32 752
social contributions
-
-
-
36 266
total
-
-
-
71 483
Employee
89 684
-
141 000
-
social contributions
30 241
-
47 545
-
regional
846
-
1 432
-
municipal
475
-
747
-
national
15 540
-
28 466
-
total
47 102
-
78 190
-
Employer
89 684
-
141 000
-
total
-
-
-
-
Corporate
51 316
141 000
-
-
nationa
12 315
33 840
-
-
municipal
2 001
5 500
-
-
total
14 316
39 340
-
-
Dividends
37 000
101 660
-
-
withholding
9 619
26 433
-
-
total
9 619
26 433
-
-
Income
141 000
141 000
141 000
141 000
Total tax
71 037
65 773
78 190
71 483
After tax
69 963
75 227
62 810
69 517
Living cost
42 581
42 581
42 581
42 581
Free-cash
27 382
32 646
20 229
26 936

Estimated living cost  is ₽42581 per week

₽29682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9452
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽66420
₽63281
₽44637
₽41485
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
32 752
pensions
-
-
-
26 936
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
4 615
total
-
-
-
74 095
Employee
33 371
-
116 481
-
other
-
-
-
-
health
852
-
2 970
-
surtax
109
-
4 117
-
income
5 594
-
29 765
-
pensions
2 225
-
7 769
-
unemployment
2 323
-
8 106
-
total
11 103
-
52 727
-
Employer
33 371
-
116 481
-
other
-
-
-
-
unemployment
1 057
-
3 692
-
pensions
4 449
-
15 527
-
health
1 519
-
5 301
-
total
7 025
-
24 520
-
Corporate
100 605
141 000
-
-
income
26 157
36 661
-
-
total
26 157
36 661
-
-
Dividends
74 448
104 339
-
-
withholding
11 166
15 651
-
-
total
11 166
15 651
-
-
Income
141 000
141 000
141 000
141 000
Total tax
55 451
52 312
77 247
74 095
After tax
85 549
88 688
63 753
66 905
Living cost
22 268
22 268
22 268
22 268
Free-cash
63 281
66 420
41 485
44 637

Estimated living cost  is ₽22268 per week

₽13616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽50060
₽51411
₽50040
₽37073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
36 330
pensions
-
-
-
8 364
total
-
-
-
44 694
Employee
64 213
-
123 518
-
health
932
-
1 936
-
income
11 565
-
27 684
-
pensions
5 450
-
10 560
-
total
17 947
-
40 180
-
Employer
64 213
-
123 518
-
pensions
6 951
-
15 135
-
health
1 220
-
2 346
-
total
8 171
-
17 481
-
Corporate
68 616
141 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

13 037
26 790
-
-
total
13 037
26 790
-
-
Dividends
55 579
114 210
-
-
withholding
4 168
17 884
-
-
total
4 168
17 884
-
-
Income
141 000
141 000
141 000
141 000
Total tax
43 323
44 674
57 661
44 694
After tax
97 677
96 326
83 339
96 306
Living cost
46 266
46 266
46 266
46 266
Free-cash
51 411
50 060
37 073
50 040

Estimated living cost  is ₽46266 per week

₽34662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3468
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽11791
₽20843
₽39373
₽32523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
city
-
-
-
1 487
pensions
-
-
-
12 973
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 821
regional
-
-
-
6 125
health
-
-
-
317
national
-
-
-
1 638
total
-
-
-
25 361
Employee
89 251
-
126 201
-
city
958
-
1 355
-
regional
2 923
-
5 248
-
health
202
-
284
-
pensions
7 498
-
10 601
-
unemployment
-
-
-
-
national
422
-
1 313
-
total
12 003
-
18 801
-
Employer
89 251
-
126 201
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
2 525
-
unemployment
-
-
-
-
pensions
7 498
-
10 601
-
health
202
-
284
-
total
9 484
-
13 410
-
Corporate
41 283
141 000
-
-
regional
8 732
29 821
-
-
national
3 508
11 986
-
-
total
12 240
41 807
-
-
Dividends
29 043
99 193
-
-
withholding
10 164
34 718
-
-
total
10 164
34 718
-
-
Income
141 000
141 000
141 000
141 000
Total tax
43 891
76 525
32 211
25 361
After tax
97 109
64 475
108 789
115 639
Living cost
76 266
76 266
76 266
76 266
Free-cash
20 843
-11 791
32 523
39 373

Estimated living cost  is ₽76266 per week

₽49595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽23500
₽39862
₽30058
₽46194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
141 000
trade
-
-
-
16 136
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 510
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 174
total
-
-
-
64 714
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 646
-
141 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

393
-
2 174
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 131
-
39 510
-
total
14 418
-
48 578
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 354
141 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

663
1 162
-
-
income
12 053
21 149
-
-
trade
13 780
24 182
-
-
chamber of commerce
266
352
-
-
total
26 762
46 845
-
-
Dividends
53 592
94 154
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

716
1 273
-
-
withholding
13 014
23 154
-
-
total
13 730
24 427
-
-
Income
141 000
141 000
141 000
141 000
Total tax
54 910
71 272
48 578
64 714
After tax
86 090
69 728
92 422
76 286
Living cost
46 228
46 228
46 228
46 228
Free-cash
39 862
23 500
46 194
30 058

Estimated living cost  is ₽46228 per week

₽33763
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽36540
₽42500
₽45526
₽47081
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
19 100
pensions
-
-
-
28 645
other
-
-
-
4 372
health
-
-
-
4 814
surtax
-
-
-
-
social contributions
-
-
-
4 018
total
-
-
-
60 949
Employee
43 189
-
111 308
-
social contributions
1 231
-
3 173
-
surtax
-
-
-
-
income
2 549
-
19 701
-
pensions
4 883
-
6 833
-
total
8 663
-
29 707
-
Employer
43 189
-
111 308
-
other
1 490
-
3 955
-
social contributions
130
-
333
-
unemployment
1 748
-
4 508
-
pensions
7 095
-
11 665
-
health
3 024
-
9 226
-
total
13 487
-
29 687
-
Corporate
84 324
141 000
-
-
surtax
-
-
-
-
income
23 610
39 479
-
-
total
23 610
39 479
-
-
Dividends
60 714
101 521
-
-
surtax
-
-
-
-
social contributions
10 444
17 461
-
-
withholding
7 771
12 995
-
-
total
18 215
30 456
-
-
Income
141 000
141 000
141 000
141 000
Total tax
63 975
69 935
59 394
60 949
After tax
77 025
71 065
81 606
80 051
Living cost
34 525
34 525
34 525
34 525
Free-cash
42 500
36 540
47 081
45 526

Estimated living cost  is ₽34525 per week

₽21770
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽39960
₽45567
₽48946
₽50501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
19 100
pensions
-
-
-
28 645
other
-
-
-
4 372
health
-
-
-
4 814
surtax
-
-
-
-
social contributions
-
-
-
4 018
total
-
-
-
60 949
Employee
38 552
-
111 308
-
social contributions
1 099
-
3 173
-
surtax
-
-
-
-
income
1 988
-
19 701
-
pensions
4 360
-
6 833
-
total
7 447
-
29 707
-
Employer
38 552
-
111 308
-
other
1 331
-
3 955
-
social contributions
115
-
333
-
unemployment
1 561
-
4 508
-
pensions
6 335
-
11 665
-
health
2 698
-
9 226
-
total
12 040
-
29 687
-
Corporate
90 409
141 000
-
-
surtax
-
-
-
-
income
25 314
39 479
-
-
total
25 314
39 479
-
-
Dividends
65 094
101 521
-
-
surtax
-
-
-
-
social contributions
11 195
17 461
-
-
withholding
8 332
12 995
-
-
total
19 527
30 456
-
-
Income
141 000
141 000
141 000
141 000
Total tax
64 328
69 935
59 394
60 949
After tax
76 672
71 065
81 606
80 051
Living cost
31 105
31 105
31 105
31 105
Free-cash
45 567
39 960
50 501
48 946

Estimated living cost  is ₽31105 per week

₽18039
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽64627
₽65148
₽69154
₽67325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
21 149
health
-
-
-
9 841
social contributions
-
-
-
19 458
total
-
-
-
50 448
Employee
34 215
-
141 000
-
social contributions
4 722
-
19 458
-
health
2 388
-
9 841
-
income
5 707
-
22 978
-
total
12 817
-
52 277
-
Employer
34 215
-
141 000
-
total
-
-
-
-
Corporate
106 785
141 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

5 339
7 049
-
-
total
5 339
7 049
-
-
Dividends
101 446
133 951
-
-
health
7 082
9 349
-
-
social contributions
14 000
18 485
-
-
withholding
15 216
20 092
-
-
total
36 298
47 926
-
-
Income
141 000
141 000
141 000
141 000
Total tax
54 454
54 975
52 277
50 448
After tax
86 546
86 025
88 723
90 552
Living cost
21 398
21 398
21 398
21 398
Free-cash
65 148
64 627
67 325
69 154

Estimated living cost  is ₽21398 per week

₽14320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1319
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽42812
₽41249
₽36053
₽2060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
chamber of commerce
-
-
-
565
income
-
-
-
31 609
pensions
-
-
-
21 810
unemployment
-
-
-
6 189
health
-
-
-
9 018
surtax
-
-
-
199
total
-
-
-
69 390
Employee
50 431
40 215
109 336
-
other
504
402
1 093
-
health
1 951
1 557
4 232
-
income
5 741
2 966
25 540
-
pensions
5 165
4 117
11 197
-
unemployment
1 513
1 206
3 280
-
total
14 874
10 248
45 342
-
Employer
50 431
40 215
109 336
-
accident
655
523
1 421
-
other
2 396
1 909
5 193
-
chamber of commerce
201
161
437
-
unemployment
1 513
1 206
3 280
-
surtax
199
199
199
-
pensions
6 329
5 048
13 721
-
payroll
1 513
1 206
3 280
-
health
1 905
1 520
4 133
-
total
14 711
11 772
31 664
-
Corporate
75 858
89 012
105 506
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 964
22 252
26 377
-
total
18 964
22 252
26 377
-
Dividends
56 894
66 760
-
-
withholding
15 645
18 359
-
-
total
15 645
18 359
-
-
Income
141 000
141 000
141 000
141 000
Total tax
64 194
62 631
103 383
69 390
After tax
76 806
78 369
37 617
71 610
Living cost
35 557
35 557
35 557
35 557
Free-cash
41 249
42 812
2 060
36 053

Estimated living cost  is ₽35557 per week

₽23715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3033
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽42137
₽27004
₽25408
₽14906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
national
-
-
-
49 489
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 129
social contributions
-
-
-
22 180
total
-
-
-
78 798
Employee

The minimum management director salary is set at €45,000 per year.

72 183
-
109 207
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 765
-
5 695
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 391
-
5 132
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 414
-
8 190
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

628
-
950
-
national
22 192
-
37 545
-
total
35 390
-
57 512
-
Employer

The minimum management director salary is set at €45,000 per year.

72 183
-
109 207
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

938
-
1 419
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 053
-
1 595
-
surtax
8 185
-
12 382
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 396
-
9 676
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 439
-
6 716
-
total
21 011
-
31 788
-
Corporate
47 806
141 000
-
-
surtax
191
565
-
-
income
9 562
28 200
-
-
total
9 753
28 765
-
-
Dividends
38 053
112 235
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 048
33 304
-
-
total
11 048
33 304
-
-
Income
141 000
141 000
141 000
141 000
Total tax
77 202
62 069
89 300
78 798
After tax
63 798
78 931
51 700
62 202
Living cost
36 794
36 794
36 794
36 794
Free-cash
27 004
42 137
14 906
25 408

Estimated living cost  is ₽36794 per week

₽23700
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽57987
₽50430
₽42941
₽38089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
accident
-
-
-
843
income
-
-
-
33 555
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
61 616
Employee
50 231
-
111 182
-
other
50
-
94
-
income
10 598
-
30 708
-
pensions
2 361
-
4 397
-
unemployment
779
-
1 450
-
total
13 788
-
36 649
-
Employer
50 231
-
111 182
-
accident
994
-
1 852
-
other
400
-
749
-
unemployment
2 763
-
5 144
-
pensions
11 854
-
22 074
-
total
16 011
-
29 819
-
Corporate
74 758
141 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

11 214
21 149
-
-
total
11 214
21 149
-
-
Dividends
63 543
119 851
-
-
withholding
13 114
25 421
-
-
total
13 114
25 421
-
-
Income
141 000
141 000
141 000
141 000
Total tax
54 127
46 570
66 468
61 616
After tax
86 873
94 430
74 532
79 384
Living cost
36 443
36 443
36 443
36 443
Free-cash
50 430
57 987
38 089
42 941

Estimated living cost  is ₽36443 per week

₽26837
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽29548
₽18673
₽18988
₽24606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
accident
-
-
-
1 189
income
-
-
-
19 042
pensions
-
-
-
21 134
health
-
-
-
9 908
surtax
-
-
-
6 990
communal
-
-
-
8 910
total
-
-
-
67 173
Employee
76 419
-
125 948
-
health
3 401
-
5 605
-
surtax
4 684
-
7 719
-
income
7 381
-
23 102
-
pensions
6 113
-
10 077
-
total
21 579
-
46 503
-
Employer
76 419
-
125 948
-
accident
687
-
1 134
-
pensions
6 113
-
10 077
-
health
2 331
-
3 841
-
total
9 131
-
15 052
-
Corporate
55 450
141 000
-
-
surtax
582
1 480
-
-
communal
3 744
9 517
-
-
income
8 317
21 149
-
-
total
12 643
32 146
-
-
Dividends
42 807
108 853
-
-
income
17 714
8 140
-
-
withholding
6 421
16 327
-
-
total
24 135
24 467
-
-
Income
141 000
141 000
141 000
141 000
Total tax
67 488
56 613
61 555
67 173
After tax
73 512
84 387
79 445
73 827
Living cost
54 839
54 839
54 839
54 839
Free-cash
18 673
29 548
24 606
18 988

Estimated living cost  is ₽54839 per week

₽41138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9797
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽66022
₽62816
₽44239
₽41087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
32 752
pensions
-
-
-
26 936
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
4 615
total
-
-
-
74 095
Employee
33 983
-
116 481
-
other
-
-
-
-
health
867
-
2 970
-
surtax
121
-
4 117
-
income
5 697
-
29 765
-
pensions
2 267
-
7 769
-
unemployment
2 365
-
8 106
-
total
11 317
-
52 727
-
Employer
33 983
-
116 481
-
other
-
-
-
-
unemployment
1 078
-
3 692
-
pensions
4 531
-
15 527
-
health
1 545
-
5 301
-
total
7 154
-
24 520
-
Corporate
99 862
141 000
-
-
income
25 963
36 661
-
-
total
25 963
36 661
-
-
Dividends
73 899
104 339
-
-
withholding
11 084
15 651
-
-
total
11 084
15 651
-
-
Income
141 000
141 000
141 000
141 000
Total tax
55 518
52 312
77 247
74 095
After tax
85 482
88 688
63 753
66 905
Living cost
22 666
22 666
22 666
22 666
Free-cash
62 816
66 022
41 087
44 239

Estimated living cost  is ₽22666 per week

₽13684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽46930
₽44689
₽41834
₽35162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
municipal
-
-
-
839
regional
-
-
-
2 126
national
-
-
-
32 752
social contributions
-
-
-
36 266
total
-
-
-
71 983
Employee
55 977
-
141 000
-
social contributions
18 876
-
47 545
-
regional
754
-
1 897
-
municipal
297
-
747
-
national
8 868
-
28 466
-
total
28 795
-
78 655
-
Employer
55 977
-
141 000
-
total
-
-
-
-
Corporate
85 023
141 000
-
-
nationa
20 406
33 840
-
-
municipal
4 226
7 007
-
-
total
24 632
40 847
-
-
Dividends
60 390
100 153
-
-
withholding
15 701
26 040
-
-
total
15 701
26 040
-
-
Income
141 000
141 000
141 000
141 000
Total tax
69 128
66 887
78 655
71 983
After tax
71 872
74 113
62 345
69 017
Living cost
27 183
27 183
27 183
27 183
Free-cash
44 689
46 930
35 162
41 834

Estimated living cost  is ₽27183 per week

₽16906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽67299
₽56675
₽44332
₽41772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
13 078
health
-
-
-
19 035
solidarity contribution
-
-
-
-
social contributions
-
-
-
34 775
total
-
-
-
66 888
Employee
43 794
-
105 224
-
social contributions
2 847
-
6 840
-
health
5 912
-
14 205
-
solidarity contribution
-
-
-
-
income
5 255
-
12 627
-
total
14 014
-
33 672
-
Employer
43 794
-
105 224
-
social contributions
10 949
-
26 306
-
health
3 941
-
9 470
-
total
14 890
-
35 776
-
Corporate
82 316
141 000
-
-
income
15 640
26 790
-
-
total
15 640
26 790
-
-
Dividends
66 676
114 210
-
-
withholding
10 001
17 131
-
-
total
10 001
17 131
-
-
Income
141 000
141 000
141 000
141 000
Total tax
54 545
43 921
69 448
66 888
After tax
86 455
97 079
71 552
74 112
Living cost
29 780
29 780
29 780
29 780
Free-cash
56 675
67 299
41 772
44 332

Estimated living cost  is ₽29780 per week

₽22146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽46284
₽45783
₽39615
₽5461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
chamber of commerce
-
-
-
565
income
-
-
-
31 609
pensions
-
-
-
21 810
unemployment
-
-
-
6 189
health
-
-
-
9 018
surtax
-
-
-
-
total
-
-
-
69 191
Employee
44 111
40 215
109 489
-
other
440
402
1 095
-
health
1 706
1 557
4 238
-
income
3 930
2 966
25 592
-
pensions
4 517
4 117
11 212
-
unemployment
1 323
1 206
3 284
-
total
11 916
10 248
45 421
-
Employer
44 111
40 215
109 489
-
accident
573
523
1 423
-
other
2 095
1 909
5 201
-
chamber of commerce
176
161
439
-
unemployment
1 323
1 206
3 284
-
surtax
-
-
-
-
pensions
5 536
5 048
13 740
-
payroll
1 323
1 206
3 284
-
health
1 668
1 520
4 138
-
total
12 694
11 573
31 509
-
Corporate
84 194
89 211
105 661
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 048
22 302
26 415
-
total
21 048
22 302
26 415
-
Dividends
63 147
66 909
-
-
withholding
17 365
18 399
-
-
total
17 365
18 399
-
-
Income
141 000
141 000
141 000
141 000
Total tax
63 023
62 522
103 345
69 191
After tax
77 977
78 478
37 655
71 809
Living cost
32 194
32 194
32 194
32 194
Free-cash
45 783
46 284
5 461
39 615

Estimated living cost  is ₽32194 per week

₽19313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9020
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽119801
₽117148
₽125441
₽98651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
141 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 410
total
-
-
-
1 410
Employee
17 686
-
141 000
-
income
3 537
-
28 200
-
total
3 537
-
28 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

123 314
141 000
-
-
total
-
-
-
-
Dividends
123 314
141 000
-
-
withholding
6 166
7 050
-
-
total
6 166
7 050
-
-
Income
141 000
141 000
141 000
141 000
Total tax
9 703
7 050
28 200
1 410
After tax
131 297
133 950
112 800
139 590
Living cost
14 149
14 149
14 149
14 149
Free-cash
117 148
119 801
98 651
125 441

Estimated living cost  is ₽14149 per week

₽9574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽70011
₽61570
₽43663
₽39930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
141 000
income
-
-
-
30 434
pensions
-
-
-
25 751
unemployment
-
-
-
211
health
-
-
-
13 874
total
-
-
-
70 270
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 623
-
122 005
-
health
2 882
-
7 882
-
income
7 695
-
28 046
-
pensions
6 917
-
18 910
-
unemployment
63
-
170
-
total
17 557
-
55 008
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 623
-
122 005
-
unemployment
27
-
73
-
pensions
3 949
-
10 797
-
health
2 972
-
8 125
-
total
6 948
-
18 995
-
Corporate
89 429
141 000
-
-
income
16 992
26 791
-
-
total
16 992
26 791
-
-
Dividends
72 437
114 209
-
-
withholding
10 866
17 131
-
-
total
10 866
17 131
-
-
Income
141 000
141 000
141 000
141 000
Total tax
52 363
43 922
74 003
70 270
After tax
88 637
97 078
66 997
70 730
Living cost
27 067
27 067
27 067
27 067
Free-cash
61 570
70 011
39 930
43 663

Estimated living cost  is ₽27067 per week

₽18575
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6233
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽42219
-₽9543
₽53877
₽84152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
27 484
social contributions
-
-
-
16 074
total
-
-
-
43 558
Employee
62 466
-
-
-
social contributions
5 122
-
730
-
income
13 779
-
-
-
total
18 901
-
730
-
Employer
62 466
-
-
-
social contributions
88 077
-
12 553
-
total
88 077
-
12 553
-
Corporate
-
141 000
-
-
income
-
31 020
-
-
total
-
31 020
-
-
Dividends
-
109 980
-
-
income
-
24 196
-
-
total
-
24 196
-
-
Income
141 000
141 000
141 000
141 000
Total tax
106 978
55 216
13 283
43 558
After tax
34 022
85 784
127 717
97 442
Living cost
43 565
43 565
43 565
43 565
Free-cash
-9 543
42 219
84 152
53 877

Estimated living cost  is ₽43565 per week

₽28267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4097
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽48548
₽47531
₽45113
₽35526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
141 000
income
-
-
-
15 237
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
48 997
total
-
-
-
64 234
Employee
46 411
-
113 939
-
social contributions
5 105
-
12 534
-
surtax
-
-
-
-
income
9 654
-
34 226
-
total
14 759
-
46 760
-
Employer
46 411
-
113 939
-
social contributions
11 023
-
27 061
-
total
11 023
-
27 061
-
Corporate
83 566
141 000
-
-
surtax
-
-
-
-
income
17 549
29 610
-
-
total
17 549
29 610
-
-
Dividends
66 017
111 390
-
-
withholding
18 485
31 189
-
-
total
18 485
31 189
-
-
Income
141 000
141 000
141 000
141 000
Total tax
61 816
60 799
73 821
64 234
After tax
79 184
80 201
67 179
76 766
Living cost
31 653
31 653
31 653
31 653
Free-cash
47 531
48 548
35 526
45 113

Estimated living cost  is ₽31653 per week

₽23683
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1867
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽22326
₽29262
₽31312
₽32867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
19 100
pensions
-
-
-
28 645
other
-
-
-
4 372
health
-
-
-
4 814
surtax
-
-
-
-
social contributions
-
-
-
4 018
total
-
-
-
60 949
Employee
63 203
-
111 308
-
social contributions
1 800
-
3 173
-
surtax
-
-
-
-
income
5 515
-
19 701
-
pensions
7 149
-
6 833
-
total
14 464
-
29 707
-
Employer
63 203
-
111 308
-
other
2 181
-
3 955
-
social contributions
190
-
333
-
unemployment
2 560
-
4 508
-
pensions
10 385
-
11 665
-
health
4 424
-
9 226
-
total
19 740
-
29 687
-
Corporate
58 057
141 000
-
-
surtax
-
-
-
-
income
16 256
39 479
-
-
total
16 256
39 479
-
-
Dividends
41 801
101 521
-
-
surtax
-
-
-
-
social contributions
7 189
17 461
-
-
withholding
5 350
12 995
-
-
total
12 539
30 456
-
-
Income
141 000
141 000
141 000
141 000
Total tax
62 999
69 935
59 394
60 949
After tax
78 001
71 065
81 606
80 051
Living cost
48 739
48 739
48 739
48 739
Free-cash
29 262
22 326
32 867
31 312

Estimated living cost  is ₽48739 per week

₽32986
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽96566
₽93177
₽74775
₽78523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
4 870
social contributions
-
-
-
31 021
total
-
-
-
35 891
Employee
32 442
-
122 078
-
income
-
-
5 287
-
social contributions
2 108
-
7 934
-
total
2 108
-
13 221
-
Employer
32 442
-
122 078
-
social contributions
5 029
-
18 922
-
total
5 029
-
18 922
-
Corporate
103 529
141 000
-
-
income
10 352
14 100
-
-
total
10 352
14 100
-
-
Dividends
93 177
126 900
-
-
total
-
-
-
-
Income
141 000
141 000
141 000
141 000
Total tax
17 489
14 100
32 143
35 891
After tax
123 511
126 900
108 857
105 109
Living cost
30 334
30 334
30 334
30 334
Free-cash
93 177
96 566
78 523
74 775

Estimated living cost  is ₽30334 per week

₽19613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽78958
-₽78958
₽36667
-₽78958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
municipal
-
-
-
28 277
pensions
-
-
-
875
national
-
-
-
15 351
labour market
-
-
-
11 210
total
-
-
-
55 713
Employee
205 213
205 213
205 213
-
labour market
16 394
16 394
16 394
-
national
25 070
25 070
25 070
-
municipal
43 699
43 699
43 699
-
pensions
292
292
292
-
total
85 455
85 455
85 455
-
Employer
205 213
205 213
205 213
-
labour market
16 417
16 417
16 417
-
municipal
43 769
43 769
43 769
-
pensions
583
583
583
-
national
25 114
25 114
25 114
-
total
85 883
85 883
85 883
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
141 000
141 000
141 000
141 000
Total tax
171 338
171 338
171 338
55 713
After tax
-30 338
-30 338
-30 338
85 287
Living cost
48 620
48 620
48 620
48 620
Free-cash
-78 958
-78 958
-78 958
36 667

Estimated living cost  is ₽48620 per week

₽33276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽10324
₽8085
₽74772
₽53589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
accident
-
-
-
253
income
-
-
-
37 496
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
44 483
Employee
34 207
-
124 805
-
health
3 917
-
14 290
-
income
4 693
-
27 527
-
pensions
3 852
-
7 654
-
total
12 462
-
49 471
-
Employer
34 207
-
124 805
-
accident
571
-
2 084
-
unemployment
838
-
3 058
-
pensions
5 562
-
11 053
-
total
6 971
-
16 195
-
Corporate
99 822
141 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

89 840
126 900
-
-
total
89 840
126 900
-
-
Dividends
9 982
14 100
-
-
withholding
1 897
2 679
-
-
total
1 897
2 679
-
-
Income
141 000
141 000
141 000
141 000
Total tax
111 170
129 579
65 666
44 483
After tax
29 830
11 421
75 334
96 517
Living cost
21 745
21 745
21 745
21 745
Free-cash
8 085
-10 324
53 589
74 772

Estimated living cost  is ₽21745 per week

₽15828
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽51893
₽53118
₽56894
₽37559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
141 000
municipal
-
-
-
25 065
health
-
-
-
1 750
national
-
-
-
18 548
total
-
-
-
45 363
Employee
53 092
-
118 616
-
health
396
-
1 406
-
municipal
8 696
-
19 336
-
pensions
3 583
-
8 007
-
unemployment
797
-
1 779
-
national
877
-
11 786
-
total
14 349
-
42 314
-
Employer
53 092
-
118 616
-
accident
54
-
119
-
unemployment
345
-
772
-
pensions
9 211
-
20 580
-
health
408
-
913
-
total
10 018
-
22 384
-
Corporate
77 891
141 000
-
-
income
15 578
28 200
-
-
total
15 578
28 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

46 734
84 600
-
-
national
781
6 936
-
-
municipal
8 413
15 228
-
-
total
9 194
22 164
-
-
Income
141 000
141 000
141 000
141 000
Total tax
49 139
50 364
64 698
45 363
After tax
91 861
90 636
76 302
95 637
Living cost
38 743
38 743
38 743
38 743
Free-cash
53 118
51 893
37 559
56 894

Estimated living cost  is ₽38743 per week

₽25307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽79617
₽74125
₽74850
₽73512
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
22 863
health
-
-
-
3 596
social contributions
-
-
-
16 327
total
-
-
-
42 786
Employee
77 596
77 596
129 910
-
social contributions
2 934
6 440
8 686
-
health
601
1 319
2 208
-
income
8 449
7 183
22 141
-
total
11 984
14 942
33 035
-
Employer
77 596
77 596
129 910
-
social contributions
2 934
6 440
8 686
-
health
653
1 436
2 403
-
total
3 587
7 876
11 089
-
Corporate
102 065
55 527
-
-
income
12 758
6 942
-
-
total
12 758
6 942
-
-
Dividends
89 308
48 586
-
-
withholding
15 182
8 259
-
-
total
15 182
8 259
-
-
Income
141 000
141 000
141 000
141 000
Total tax
43 511
38 019
44 124
42 786
After tax
97 489
102 981
96 876
98 214
Living cost
23 364
23 364
23 364
23 364
Free-cash
74 125
79 617
73 512
74 850

Estimated living cost  is ₽23364 per week

₽14002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽100740
₽95605
₽100835
₽80596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
141 000
income
-
-
-
14 043
pensions
-
-
-
6 419
unemployment
-
-
-
29
health
-
-
-
3 652
total
-
-
-
24 143
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 163
-
131 138
-
health
1 969
-
8 139
-
income
1 584
-
11 540
-
pensions
3 474
-
14 362
-
unemployment
115
-
479
-
total
7 142
-
34 520
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 163
-
131 138
-
unemployment
115
-
479
-
pensions
1 273
-
5 266
-
health
996
-
4 117
-
total
2 384
-
9 862
-
Corporate
115 453
141 000
-
-
income
10 391
12 691
-
-
total
10 391
12 691
-
-
Dividends
105 062
128 309
-
-
withholding
9 456
11 547
-
-
total
9 456
11 547
-
-
Income
141 000
141 000
141 000
141 000
Total tax
29 373
24 238
44 382
24 143
After tax
111 627
116 762
96 618
116 857
Living cost
16 022
16 022
16 022
16 022
Free-cash
95 605
100 740
80 596
100 835

Estimated living cost  is ₽16022 per week

₽10222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽66680
₽61868
₽51634
₽46782
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
accident
-
-
-
843
income
-
-
-
33 555
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
61 616
Employee
37 313
-
111 182
-
other
36
-
94
-
income
7 194
-
30 708
-
pensions
1 754
-
4 397
-
unemployment
578
-
1 450
-
total
9 562
-
36 649
-
Employer
37 313
-
111 182
-
accident
739
-
1 852
-
other
299
-
749
-
unemployment
2 053
-
5 144
-
pensions
8 805
-
22 074
-
total
11 896
-
29 819
-
Corporate
91 791
141 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

13 769
21 149
-
-
total
13 769
21 149
-
-
Dividends
78 022
119 851
-
-
withholding
16 155
25 421
-
-
total
16 155
25 421
-
-
Income
141 000
141 000
141 000
141 000
Total tax
51 382
46 570
66 468
61 616
After tax
89 618
94 430
74 532
79 384
Living cost
27 750
27 750
27 750
27 750
Free-cash
61 868
66 680
46 782
51 634

Estimated living cost  is ₽27750 per week

₽18730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽85228
₽84774
₽87275
₽87078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
47 501
pensions
-
-
-
2 010
health
-
-
-
1 458
total
-
-
-
50 969
Employee
4 198
-
138 738
-
health
210
-
503
-
income
812
-
47 395
-
pensions
378
-
905
-
unemployment
42
-
101
-
total
1 442
-
48 904
-
Employer
4 198
-
138 738
-
unemployment
84
-
201
-
pensions
462
-
1 106
-
health
399
-
955
-
total
945
-
2 262
-
Corporate
135 858
141 000
-
-
income
29 889
31 020
-
-
total
29 889
31 020
-
-
Dividends
105 969
109 980
-
-
withholding
21 194
21 996
-
-
total
21 194
21 996
-
-
Income
141 000
141 000
141 000
141 000
Total tax
53 470
53 016
51 166
50 969
After tax
87 530
87 984
89 834
90 031
Living cost
2 756
2 756
2 756
2 756
Free-cash
84 774
85 228
87 078
87 275

Estimated living cost  is ₽2756 per week

₽1638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽84419
₽79455
₽64320
₽64321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
141 000
income
-
-
-
31 034
pensions
-
-
-
19 392
unemployment
-
-
-
1 119
health
-
-
-
7 682
total
-
-
-
59 227
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
127 649
-
health
1 355
-
3 841
-
income
3 628
-
31 034
-
pensions
3 685
-
10 442
-
unemployment
197
-
559
-
total
8 865
-
45 876
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
127 649
-
unemployment
197
-
559
-
pensions
3 158
-
8 950
-
health
1 355
-
3 841
-
total
4 710
-
13 350
-
Corporate
109 970
141 000
-
-
income
16 496
21 150
-
-
total
16 496
21 150
-
-
Dividends
93 475
119 850
-
-
withholding
14 021
17 978
-
-
total
14 021
17 978
-
-
Income
141 000
141 000
141 000
141 000
Total tax
44 092
39 128
59 226
59 227
After tax
96 908
101 872
81 774
81 773
Living cost
17 453
17 453
17 453
17 453
Free-cash
79 455
84 419
64 321
64 320

Estimated living cost  is ₽17453 per week

₽11751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽52996
₽52632
₽49561
₽39974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
141 000
income
-
-
-
15 237
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
48 997
total
-
-
-
64 234
Employee
39 166
-
113 939
-
social contributions
4 309
-
12 534
-
surtax
-
-
-
-
income
7 653
-
34 226
-
total
11 962
-
46 760
-
Employer
39 166
-
113 939
-
social contributions
9 301
-
27 061
-
total
9 301
-
27 061
-
Corporate
92 533
141 000
-
-
surtax
-
-
-
-
income
19 431
29 610
-
-
total
19 431
29 610
-
-
Dividends
73 101
111 390
-
-
withholding
20 469
31 189
-
-
total
20 469
31 189
-
-
Income
141 000
141 000
141 000
141 000
Total tax
61 163
60 799
73 821
64 234
After tax
79 837
80 201
67 179
76 766
Living cost
27 205
27 205
27 205
27 205
Free-cash
52 632
52 996
39 974
49 561

Estimated living cost  is ₽27205 per week

₽19269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽58965
₽51750
₽43919
₽39067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
accident
-
-
-
843
income
-
-
-
33 555
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
61 616
Employee
48 736
-
111 182
-
other
48
-
94
-
income
10 179
-
30 708
-
pensions
2 290
-
4 397
-
unemployment
755
-
1 450
-
total
13 272
-
36 649
-
Employer
48 736
-
111 182
-
accident
965
-
1 852
-
other
391
-
749
-
unemployment
2 681
-
5 144
-
pensions
11 501
-
22 074
-
total
15 538
-
29 819
-
Corporate
76 726
141 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

11 509
21 149
-
-
total
11 509
21 149
-
-
Dividends
65 217
119 851
-
-
withholding
13 466
25 421
-
-
total
13 466
25 421
-
-
Income
141 000
141 000
141 000
141 000
Total tax
53 785
46 570
66 468
61 616
After tax
87 215
94 430
74 532
79 384
Living cost
35 465
35 465
35 465
35 465
Free-cash
51 750
58 965
39 067
43 919

Estimated living cost  is ₽35465 per week

₽25469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽103184
₽97030
₽93062
₽98193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
21 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
30 567
Employee
23 001
-
134 080
-
health
1 058
-
1 622
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
income
2 300
-
13 408
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 019
-
3 097
-
total
5 630
-
18 515
-
Employer
23 001
-
134 080
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 535
-
3 887
-
health
1 587
-
2 434
-
total
4 513
-
6 921
-
Corporate
113 486
141 000
-
-
income
11 349
14 100
-
-
total
11 349
14 100
-
-
Dividends
102 137
126 900
-
-
withholding
5 107
6 345
-
-
total
5 107
6 345
-
-
Income
141 000
141 000
141 000
141 000
Total tax
26 599
20 445
25 436
30 567
After tax
114 401
120 555
115 564
110 433
Living cost
17 371
17 371
17 371
17 371
Free-cash
97 030
103 184
98 193
93 062

Estimated living cost  is ₽17371 per week

₽11489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽33669
₽46868
₽39962
₽53463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
141 000
trade
-
-
-
13 501
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 510
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 174
total
-
-
-
62 079
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 210
-
141 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
2 174
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 129
-
39 510
-
total
11 251
-
48 578
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
90 790
141 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

749
1 162
-
-
income
13 619
21 149
-
-
trade
13 028
20 234
-
-
chamber of commerce
287
360
-
-
total
27 683
42 905
-
-
Dividends
63 107
98 095
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

846
1 327
-
-
withholding
15 393
24 140
-
-
total
16 239
25 467
-
-
Income
141 000
141 000
141 000
141 000
Total tax
55 173
68 372
48 578
62 079
After tax
85 827
72 628
92 422
78 921
Living cost
38 959
38 959
38 959
38 959
Free-cash
46 868
33 669
53 463
39 962

Estimated living cost  is ₽38959 per week

₽26875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4192
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽41215
₽43443
₽21123
₽21123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
39 721
social contributions
-
-
-
22 672
total
-
-
-
62 393
Employee
78 935
-
141 000
-
income
14 895
-
39 721
-
social contributions
6 558
-
22 672
-
total
21 453
-
62 393
-
Employer
78 935
-
141 000
-
total
-
-
-
-
Corporate
62 065
141 000
-
-
income
7 758
17 626
-
-
total
7 758
17 626
-
-
Dividends
54 307
123 374
-
-
withholding
10 862
24 675
-
-
total
10 862
24 675
-
-
Income
141 000
141 000
141 000
141 000
Total tax
40 073
42 301
62 393
62 393
After tax
100 927
98 699
78 607
78 607
Living cost
57 484
57 484
57 484
57 484
Free-cash
43 443
41 215
21 123
21 123

Estimated living cost  is ₽57484 per week

₽43733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4684
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽49689
₽53214
₽68903
₽65864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
141 000
income
-
-
-
28 725
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 741
total
-
-
-
35 466
Employee
46 292
-
136 358
-
income
5 023
-
29 221
-
social contributions
4 638
-
4 642
-
total
9 661
-
33 863
-
Employer
46 292
-
136 358
-
social contributions
4 638
-
4 642
-
total
4 638
-
4 642
-
Corporate
90 070
141 000
-
-
income
31 525
49 349
-
-
total
31 525
49 349
-
-
Dividends
58 545
91 651
-
-
social contributions
5 331
5 331
-
-
total
5 331
5 331
-
-
Income
141 000
141 000
141 000
141 000
Total tax
51 155
54 680
38 505
35 466
After tax
89 845
86 320
102 495
105 534
Living cost
36 631
36 631
36 631
36 631
Free-cash
53 214
49 689
65 864
68 903

Estimated living cost  is ₽36631 per week

₽24129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽58713
₽62319
₽58693
₽45726
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
income
-
-
-
36 330
pensions
-
-
-
8 364
total
-
-
-
44 694
Employee
51 629
-
123 518
-
health
673
-
1 936
-
income
9 402
-
27 684
-
pensions
3 941
-
10 560
-
total
14 016
-
40 180
-
Employer
51 629
-
123 518
-
pensions
5 216
-
15 135
-
health
981
-
2 346
-
total
6 197
-
17 481
-
Corporate
83 174
141 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

15 802
26 790
-
-
total
15 802
26 790
-
-
Dividends
67 372
114 210
-
-
withholding
5 053
17 884
-
-
total
5 053
17 884
-
-
Income
141 000
141 000
141 000
141 000
Total tax
41 068
44 674
57 661
44 694
After tax
99 932
96 326
83 339
96 306
Living cost
37 613
37 613
37 613
37 613
Free-cash
62 319
58 713
45 726
58 693

Estimated living cost  is ₽37613 per week

₽25802
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3459
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽12477
₽7756
₽72619
₽51436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
accident
-
-
-
253
income
-
-
-
37 496
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
44 483
Employee
37 593
-
124 805
-
health
4 304
-
14 290
-
income
5 157
-
27 527
-
pensions
4 233
-
7 654
-
total
13 694
-
49 471
-
Employer
37 593
-
124 805
-
accident
628
-
2 084
-
unemployment
921
-
3 058
-
pensions
6 112
-
11 053
-
total
7 661
-
16 195
-
Corporate
95 746
141 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

86 172
126 900
-
-
total
86 172
126 900
-
-
Dividends
9 575
14 100
-
-
withholding
1 819
2 679
-
-
total
1 819
2 679
-
-
Income
141 000
141 000
141 000
141 000
Total tax
109 346
129 579
65 666
44 483
After tax
31 654
11 421
75 334
96 517
Living cost
23 898
23 898
23 898
23 898
Free-cash
7 756
-12 477
51 436
72 619

Estimated living cost  is ₽23898 per week

₽17539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽105020
₽100298
₽65903
₽82488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
141 000
work injury
-
-
-
705
health insurance
-
-
-
10 434
income
-
-
-
22 691
pensions
-
-
-
25 944
unemployment
-
-
-
1 692
total
-
-
-
61 466
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 810
-
141 000
-
work injury
109
-
403
-
income
2 181
-
22 691
-
pensions
4 013
-
14 848
-
health insurance
1 614
-
5 971
-
unemployment
262
-
968
-
total
8 179
-
44 881
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
119 190
141 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

1 192
1 410
-
-
total
1 192
1 410
-
-
Dividends
117 998
139 590
-
-
withholding
17 700
20 939
-
-
total
17 700
20 939
-
-
Income
141 000
141 000
141 000
141 000
Total tax
27 071
22 349
44 881
61 466
After tax
113 929
118 651
96 119
79 534
Living cost
13 631
13 631
13 631
13 631
Free-cash
100 298
105 020
82 488
65 903

Estimated living cost  is ₽13631 per week

₽8445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽34067
₽29477
₽27654
₽21204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 000
municipal
-
-
-
942
regional
-
-
-
3 185
national
-
-
-
32 752
social contributions
-
-
-
36 266
total
-
-
-
73 145
Employee
85 034
-
141 000
-
social contributions
28 673
-
47 545
-
regional
1 284
-
2 743
-
municipal
507
-
841
-
national
14 370
-
28 466
-
total
44 834
-
79 595
-
Employer
85 034
-
141 000
-
total
-
-
-
-
Corporate
55 966
141 000
-
-
nationa
13 432
33 840
-
-
municipal
2 698
6 796
-
-
total
16 130
40 636
-
-
Dividends
39 836
100 364
-
-
withholding
10 358
26 096
-
-
total
10 358
26 096
-
-
Income
141 000
141 000
141 000
141 000
Total tax
71 322
66 732
79 595
73 145
After tax
69 678
74 268
61 405
67 855
Living cost
40 201
40 201
40 201
40 201
Free-cash
29 477
34 067
21 204
27 654

Estimated living cost  is ₽40201 per week

₽28238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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