Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 140000
per

Your estimated
City
free-cash

Andorra , Andorra
₽101060
₽82097
₽78378
₽98273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
30 800
income
-
-
-
5 882
total
-
-
-
36 682
Employee
26 673
-
121 212
-
social contributions
1 733
-
7 880
-
income
-
-
6 295
-
total
1 733
-
14 175
-
Employer
26 673
-
121 212
-
social contributions
4 135
-
18 788
-
total
4 135
-
18 788
-
Corporate
109 192
140 000
-
-
income
10 919
14 000
-
-
total
10 919
14 000
-
-
Dividends
98 274
126 000
-
-
total
-
-
-
-
Income
140 000
140 000
140 000
140 000
Total tax
16 787
14 000
32 963
36 682
After tax
123 213
126 000
107 037
103 318
Living cost
24 940
24 940
24 940
24 940
Free-cash
98 273
101 060
82 097
78 378

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽51140
₽10711
₽45532
₽50731
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
chamber of commerce
-
-
-
561
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
37 004
surtax
-
-
-
-
total
-
-
-
67 999
Employee
36 267
33 064
111 074
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
29 359
-
total
9 798
8 427
46 912
-
Employer
36 267
33 064
111 074
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 332
-
chamber of commerce
145
132
444
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 155
-
total
10 437
9 516
28 927
-
Corporate
93 296
97 420
107 925
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 324
24 355
26 981
-
total
23 324
24 355
26 981
-
Dividends
69 972
73 065
-
-
withholding
19 241
20 093
-
-
total
19 241
20 093
-
-
Income
140 000
140 000
140 000
140 000
Total tax
62 800
62 391
102 820
67 999
After tax
77 200
77 609
37 180
72 001
Living cost
26 469
26 469
26 469
26 469
Free-cash
50 731
51 140
10 711
45 532

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽48286
₽7896
₽42603
₽47002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
chamber of commerce
-
-
-
561
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
37 004
surtax
-
-
-
164
total
-
-
-
68 163
Employee
41 463
33 064
110 918
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
29 294
-
total
12 228
8 427
46 847
-
Employer
41 463
33 064
110 918
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 327
-
chamber of commerce
165
132
444
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 148
-
total
12 096
9 680
29 079
-
Corporate
86 442
97 257
107 772
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 611
24 314
26 944
-
total
21 611
24 314
26 944
-
Dividends
64 831
72 942
-
-
withholding
17 829
20 059
-
-
total
17 829
20 059
-
-
Income
140 000
140 000
140 000
140 000
Total tax
63 764
62 480
102 870
68 163
After tax
76 236
77 520
37 130
71 837
Living cost
29 234
29 234
29 234
29 234
Free-cash
47 002
48 286
7 896
42 603

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽48058
₽19381
₽30405
₽35616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 159
national
-
-
-
51 500
total
-
-
-
79 344
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
108 434
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 097
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
8 132
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 655
-
national
18 246
-
38 974
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
943
-
total
29 096
-
58 801
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
108 434
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 411
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 584
-
surtax
6 729
-
12 297
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 668
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 607
-
total
17 275
-
31 567
-
Corporate
63 378
140 000
-
-
surtax
253
561
-
-
income
12 676
28 000
-
-
total
12 929
28 561
-
-
Dividends
50 449
111 439
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 833
33 130
-
-
total
14 833
33 130
-
-
Income
140 000
140 000
140 000
140 000
Total tax
74 133
61 691
90 368
79 344
After tax
65 867
78 309
49 632
60 656
Living cost
30 251
30 251
30 251
30 251
Free-cash
35 616
48 058
19 381
30 405

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽105437
₽102429
₽97004
₽100384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 000
total
-
-
-
28 733
Employee
18 887
-
134 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
13 431
-
total
4 624
-
17 625
-
Employer
18 887
-
134 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
117 407
140 000
-
-
income
11 741
14 000
-
-
total
11 741
14 000
-
-
Dividends
105 666
126 000
-
-
withholding
5 283
6 300
-
-
total
5 283
6 300
-
-
Income
140 000
140 000
140 000
140 000
Total tax
25 353
20 300
23 308
28 733
After tax
114 647
119 700
116 692
111 267
Living cost
14 263
14 263
14 263
14 263
Free-cash
100 384
105 437
102 429
97 004

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽108829
₽105821
₽100396
₽104978
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 000
total
-
-
-
28 733
Employee
14 395
-
134 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
13 431
-
total
3 523
-
17 625
-
Employer
14 395
-
134 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
122 780
140 000
-
-
income
12 278
14 000
-
-
total
12 278
14 000
-
-
Dividends
110 503
126 000
-
-
withholding
5 525
6 300
-
-
total
5 525
6 300
-
-
Income
140 000
140 000
140 000
140 000
Total tax
24 151
20 300
23 308
28 733
After tax
115 849
119 700
116 692
111 267
Living cost
10 871
10 871
10 871
10 871
Free-cash
104 978
108 829
105 821
100 396

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽82940
₽75540
₽76790
₽78427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
13 424
health
-
-
-
3 569
income
-
-
-
27 008
total
-
-
-
44 001
Employee
63 798
63 798
130 445
-
health
494
1 085
2 217
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
26 336
-
total
9 853
12 286
35 695
-
Employer
63 798
63 798
130 445
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 414
-
total
2 949
6 476
9 556
-
Corporate
107 989
69 727
-
-
income
13 499
8 716
-
-
total
13 499
8 716
-
-
Dividends
94 490
61 010
-
-
withholding
16 063
10 373
-
-
total
16 063
10 373
-
-
Income
140 000
140 000
140 000
140 000
Total tax
42 364
37 851
45 251
44 001
After tax
97 636
102 149
94 749
95 999
Living cost
19 209
19 209
19 209
19 209
Free-cash
78 427
82 940
75 540
76 790

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽75239
₽67839
₽69089
₽71802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
13 424
health
-
-
-
3 569
income
-
-
-
27 008
total
-
-
-
44 001
Employee
63 798
63 798
130 445
-
health
635
1 085
2 217
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
26 336
-
total
10 434
12 286
35 695
-
Employer
63 798
63 798
130 445
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 414
-
total
3 791
6 476
9 556
-
Corporate
98 864
69 727
-
-
income
12 358
8 716
-
-
total
12 358
8 716
-
-
Dividends
86 507
61 010
-
-
withholding
14 705
10 373
-
-
total
14 705
10 373
-
-
Income
140 000
140 000
140 000
140 000
Total tax
41 288
37 851
45 251
44 001
After tax
98 712
102 149
94 749
95 999
Living cost
26 910
26 910
26 910
26 910
Free-cash
71 802
75 239
67 839
69 089

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽76867
₽53372
₽59533
₽69902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
28 093
health
-
-
-
18 900
solidarity contribution
-
-
-
-
income
-
-
-
13 951
total
-
-
-
60 944
Employee
28 710
-
106 374
-
health
3 876
-
14 361
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
12 864
-
total
9 187
-
33 479
-
Employer
28 710
-
106 374
-
social contributions
7 178
-
24 052
-
health
2 584
-
9 574
-
total
9 762
-
33 626
-
Corporate
101 528
140 000
-
-
income
19 290
26 600
-
-
total
19 290
26 600
-
-
Dividends
82 238
113 400
-
-
withholding
12 336
17 010
-
-
total
12 336
17 010
-
-
Income
140 000
140 000
140 000
140 000
Total tax
50 575
43 610
67 105
60 944
After tax
89 425
96 390
72 895
79 056
Living cost
19 523
19 523
19 523
19 523
Free-cash
69 902
76 867
53 372
59 533

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽72333
₽48838
₽54999
₽63750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
28 093
health
-
-
-
18 900
solidarity contribution
-
-
-
-
income
-
-
-
13 951
total
-
-
-
60 944
Employee
35 378
-
106 374
-
health
4 776
-
14 361
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
12 864
-
total
11 321
-
33 479
-
Employer
35 378
-
106 374
-
social contributions
8 845
-
24 052
-
health
3 184
-
9 574
-
total
12 029
-
33 626
-
Corporate
92 593
140 000
-
-
income
17 593
26 600
-
-
total
17 593
26 600
-
-
Dividends
75 000
113 400
-
-
withholding
11 250
17 010
-
-
total
11 250
17 010
-
-
Income
140 000
140 000
140 000
140 000
Total tax
52 193
43 610
67 105
60 944
After tax
87 807
96 390
72 895
79 056
Living cost
24 057
24 057
24 057
24 057
Free-cash
63 750
72 333
48 838
54 999

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽41254
-₽41254
₽42882
-₽41254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
labour market
-
-
-
11 142
municipal
-
-
-
28 969
pensions
-
-
-
721
national
-
-
-
16 221
total
-
-
-
57 053
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
140 000
140 000
140 000
140 000
Total tax
141 189
141 189
141 189
57 053
After tax
-1 189
-1 189
-1 189
82 947
Living cost
40 065
40 065
40 065
40 065
Free-cash
-41 254
-41 254
-41 254
42 882

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽91960
₽60654
₽54999
₽86805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
health
-
-
-
18 201
pensions
-
-
-
28 000
income
-
-
-
18 760
total
-
-
-
64 961
Employee
23 536
-
104 635
-
pensions
471
-
2 092
-
unemployment
376
-
1 674
-
income
2 650
-
20 174
-
total
3 497
-
23 940
-
Employer
23 536
-
104 635
-
pensions
4 708
-
20 926
-
unemployment
189
-
838
-
health
3 059
-
13 602
-
total
7 956
-
35 366
-
Corporate
108 508
140 000
-
-
income
21 702
28 000
-
-
total
21 702
28 000
-
-
Dividends
86 806
112 000
-
-
total
-
-
-
-
Income
140 000
140 000
140 000
140 000
Total tax
33 155
28 000
59 306
64 961
After tax
106 845
112 000
80 694
75 039
Living cost
20 040
20 040
20 040
20 040
Free-cash
86 805
91 960
60 654
54 999

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽56256
₽41982
₽59338
₽58195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
140 000
health
-
-
-
1 809
municipal
-
-
-
24 875
national
-
-
-
22 125
total
-
-
-
48 809
Employee
43 651
-
117 775
-
health
326
-
1 467
-
municipal
7 150
-
19 186
-
pensions
2 946
-
7 949
-
national
721
-
13 573
-
unemployment
655
-
1 767
-
total
11 798
-
43 942
-
Employer
43 651
-
117 775
-
accident
44
-
118
-
unemployment
283
-
765
-
health
335
-
907
-
pensions
7 573
-
20 433
-
total
8 235
-
22 223
-
Corporate
88 113
140 000
-
-
income
17 623
28 000
-
-
total
17 623
28 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

52 868
84 000
-
-
municipal
9 516
15 120
-
-
national
2 780
8 771
-
-
total
12 296
23 891
-
-
Income
140 000
140 000
140 000
140 000
Total tax
49 952
51 891
66 165
48 809
After tax
90 048
88 109
73 835
91 191
Living cost
31 853
31 853
31 853
31 853
Free-cash
58 195
56 256
41 982
59 338

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽44987
₽52038
₽53419
₽49599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
3 990
health
-
-
-
5 728
pensions
-
-
-
25 549
other
-
-
-
4 341
income
-
-
-
21 400
surtax
-
-
-
-
total
-
-
-
61 008
Employee
31 696
-
108 827
-
income
1 634
-
20 743
-
social contributions
904
-
3 102
-
pensions
3 585
-
7 370
-
surtax
-
-
-
-
total
6 123
-
31 215
-
Employer
31 696
-
108 827
-
pensions
5 208
-
12 442
-
social contributions
94
-
326
-
unemployment
1 283
-
4 407
-
health
2 218
-
9 837
-
other
1 094
-
4 162
-
total
9 897
-
31 174
-
Corporate
98 405
140 000
-
-
surtax
-
-
-
-
income
27 553
39 199
-
-
total
27 553
39 199
-
-
Dividends
70 852
100 801
-
-
surtax
-
-
-
-
withholding
9 069
12 903
-
-
social contributions
12 186
17 338
-
-
total
21 255
30 241
-
-
Income
140 000
140 000
140 000
140 000
Total tax
64 828
69 440
62 389
61 008
After tax
75 172
70 560
77 611
78 992
Living cost
25 573
25 573
25 573
25 573
Free-cash
49 599
44 987
52 038
53 419

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽42174
₽49225
₽50606
₽47074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
3 990
health
-
-
-
5 728
pensions
-
-
-
25 549
other
-
-
-
4 341
income
-
-
-
21 400
surtax
-
-
-
-
total
-
-
-
61 008
Employee
35 509
-
108 827
-
income
2 096
-
20 743
-
social contributions
1 012
-
3 102
-
pensions
4 015
-
7 370
-
surtax
-
-
-
-
total
7 123
-
31 215
-
Employer
35 509
-
108 827
-
pensions
5 833
-
12 442
-
social contributions
107
-
326
-
unemployment
1 437
-
4 407
-
health
2 486
-
9 837
-
other
1 225
-
4 162
-
total
11 088
-
31 174
-
Corporate
93 402
140 000
-
-
surtax
-
-
-
-
income
26 153
39 199
-
-
total
26 153
39 199
-
-
Dividends
67 249
100 801
-
-
surtax
-
-
-
-
withholding
8 608
12 903
-
-
social contributions
11 568
17 338
-
-
total
20 176
30 241
-
-
Income
140 000
140 000
140 000
140 000
Total tax
64 540
69 440
62 389
61 008
After tax
75 460
70 560
77 611
78 992
Living cost
28 386
28 386
28 386
28 386
Free-cash
47 074
42 174
49 225
50 606

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽30488
₽37539
₽38920
₽36192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
3 990
health
-
-
-
5 728
pensions
-
-
-
25 549
other
-
-
-
4 341
income
-
-
-
21 400
surtax
-
-
-
-
total
-
-
-
61 008
Employee
51 964
-
108 827
-
income
4 534
-
20 743
-
social contributions
1 480
-
3 102
-
pensions
5 877
-
7 370
-
surtax
-
-
-
-
total
11 891
-
31 215
-
Employer
51 964
-
108 827
-
pensions
8 538
-
12 442
-
social contributions
156
-
326
-
unemployment
2 105
-
4 407
-
health
3 637
-
9 837
-
other
1 793
-
4 162
-
total
16 229
-
31 174
-
Corporate
71 807
140 000
-
-
surtax
-
-
-
-
income
20 106
39 199
-
-
total
20 106
39 199
-
-
Dividends
51 701
100 801
-
-
surtax
-
-
-
-
withholding
6 617
12 903
-
-
social contributions
8 893
17 338
-
-
total
15 510
30 241
-
-
Income
140 000
140 000
140 000
140 000
Total tax
63 736
69 440
62 389
61 008
After tax
76 264
70 560
77 611
78 992
Living cost
40 072
40 072
40 072
40 072
Free-cash
36 192
30 488
37 539
38 920

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽127143
₽106143
₽132743
₽126045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
140 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 400
total
-
-
-
1 400
Employee
7 321
-
140 000
-
income
1 464
-
28 000
-
total
1 464
-
28 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

132 679
140 000
-
-
total
-
-
-
-
Dividends
132 679
140 000
-
-
withholding
6 634
7 000
-
-
total
6 634
7 000
-
-
Income
140 000
140 000
140 000
140 000
Total tax
8 098
7 000
28 000
1 400
After tax
131 902
133 000
112 000
138 600
Living cost
5 857
5 857
5 857
5 857
Free-cash
126 045
127 143
106 143
132 743

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽123873
₽102873
₽129473
₽122162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
140 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 400
total
-
-
-
1 400
Employee
11 409
-
140 000
-
income
2 282
-
28 000
-
total
2 282
-
28 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

128 591
140 000
-
-
total
-
-
-
-
Dividends
128 591
140 000
-
-
withholding
6 429
7 000
-
-
total
6 429
7 000
-
-
Income
140 000
140 000
140 000
140 000
Total tax
8 711
7 000
28 000
1 400
After tax
131 289
133 000
112 000
138 600
Living cost
9 127
9 127
9 127
9 127
Free-cash
122 162
123 873
102 873
129 473

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽40029
₽57364
₽42810
₽50884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 554
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 594
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 343
total
-
-
-
65 159
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
140 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 343
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
42 594
-
total
9 250
-
50 605
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
98 719
140 000
-
-
trade
14 165
20 090
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

814
1 156
-
-
chamber of commerce
271
331
-
-
income
14 808
21 000
-
-
total
30 058
42 577
-
-
Dividends
68 661
97 424
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

927
1 323
-
-
withholding
16 850
24 040
-
-
total
17 777
25 363
-
-
Income
140 000
140 000
140 000
140 000
Total tax
57 085
67 940
50 605
65 159
After tax
82 915
72 060
89 395
74 841
Living cost
32 031
32 031
32 031
32 031
Free-cash
50 884
40 029
57 364
42 810

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽45490
₽64265
₽48291
₽54668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 974
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 594
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 343
total
-
-
-
66 579
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
140 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 343
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
42 594
-
total
6 603
-
50 605
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
108 267
140 000
-
-
trade
17 051
22 050
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

893
1 156
-
-
chamber of commerce
282
327
-
-
income
16 241
21 000
-
-
total
34 467
44 533
-
-
Dividends
73 800
95 467
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

997
1 296
-
-
withholding
18 135
23 551
-
-
total
19 132
24 847
-
-
Income
140 000
140 000
140 000
140 000
Total tax
60 202
69 380
50 605
66 579
After tax
79 798
70 620
89 395
73 421
Living cost
25 130
25 130
25 130
25 130
Free-cash
54 668
45 490
64 265
48 291

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽37308
₽56802
₽40117
₽48966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 685
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 594
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 343
total
-
-
-
67 290
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
140 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 343
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
42 594
-
total
9 481
-
50 605
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
97 926
140 000
-
-
trade
16 108
23 030
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

808
1 156
-
-
chamber of commerce
265
324
-
-
income
14 688
21 000
-
-
total
31 869
45 510
-
-
Dividends
66 057
94 490
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

891
1 282
-
-
withholding
16 200
23 307
-
-
total
17 091
24 589
-
-
Income
140 000
140 000
140 000
140 000
Total tax
58 441
70 099
50 605
67 290
After tax
81 559
69 901
89 395
72 710
Living cost
32 593
32 593
32 593
32 593
Free-cash
48 966
37 308
56 802
40 117

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽31171
₽51387
₽33992
₽44628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 395
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 594
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 343
total
-
-
-
68 000
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
140 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 343
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
42 594
-
total
11 854
-
50 605
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
90 138
140 000
-
-
trade
15 458
24 010
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

743
1 156
-
-
chamber of commerce
253
323
-
-
income
13 521
21 000
-
-
total
29 975
46 489
-
-
Dividends
60 162
93 511
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

809
1 269
-
-
withholding
14 726
23 063
-
-
total
15 535
24 332
-
-
Income
140 000
140 000
140 000
140 000
Total tax
57 364
70 821
50 605
68 000
After tax
82 636
69 179
89 395
72 000
Living cost
38 008
38 008
38 008
38 008
Free-cash
44 628
31 171
51 387
33 992

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽69425
₽42571
₽47697
₽66786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
37 760
surtax
-
-
-
5 712
total
-
-
-
73 668
Employee
27 940
-
116 692
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
4 772
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
32 798
-
total
9 304
-
55 486
-
Employer
27 940
-
116 692
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
106 177
140 000
-
-
income
27 607
36 400
-
-
total
27 607
36 400
-
-
Dividends
78 571
103 600
-
-
withholding
11 786
15 540
-
-
total
11 786
15 540
-
-
Income
140 000
140 000
140 000
140 000
Total tax
54 579
51 940
78 794
73 668
After tax
85 421
88 060
61 206
66 332
Living cost
18 635
18 635
18 635
18 635
Free-cash
66 786
69 425
42 571
47 697

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽69752
₽42898
₽48024
₽67167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
37 760
surtax
-
-
-
5 712
total
-
-
-
73 668
Employee
27 437
-
116 692
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
4 772
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
32 798
-
total
9 130
-
55 486
-
Employer
27 437
-
116 692
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
106 788
140 000
-
-
income
27 766
36 400
-
-
total
27 766
36 400
-
-
Dividends
79 023
103 600
-
-
withholding
11 854
15 540
-
-
total
11 854
15 540
-
-
Income
140 000
140 000
140 000
140 000
Total tax
54 525
51 940
78 794
73 668
After tax
85 475
88 060
61 206
66 332
Living cost
18 308
18 308
18 308
18 308
Free-cash
67 167
69 752
42 898
48 024

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽62409
₽64887
₽80712
₽62748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
unemployment
-
-
-
2 100
health
-
-
-
9 800
pensions
-
-
-
14 000
income
-
-
-
17 115
total
-
-
-
43 015
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
117 155
-
health
1 644
654
8 201
-
pensions
2 349
935
11 715
-
unemployment
352
140
1 757
-
income
2 872
1 143
14 322
-
total
7 217
2 872
35 995
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
117 155
-
pensions
4 581
1 823
22 845
-
total
4 581
1 823
22 845
-
Corporate
111 929
128 828
-
-
income
10 074
11 595
-
-
total
10 074
11 595
-
-
Dividends
101 855
117 233
-
-
withholding
19 352
22 274
-
-
social contributions
19 755
22 754
-
-
total
39 107
45 028
-
-
Income
140 000
140 000
140 000
140 000
Total tax
60 979
61 318
58 840
43 015
After tax
79 021
78 682
81 160
96 985
Living cost
16 273
16 273
16 273
16 273
Free-cash
62 748
62 409
64 887
80 712

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽45477
₽41908
₽40809
₽44780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
1 505
municipal
-
-
-
15 298
pensions
-
-
-
16 800
national
-
-
-
23 705
total
-
-
-
57 308
Employee
64 927
-
121 029
-
municipal
8 020
-
15 840
-
pensions
2 597
-
4 841
-
national
12 427
-
24 545
-
total
23 044
-
45 226
-
Employer
64 927
-
121 029
-
social contributions
698
-
1 301
-
pensions
5 194
-
9 682
-
total
5 892
-
10 983
-
Corporate
64 896
140 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

12 979
28 000
-
-
total
12 979
28 000
-
-
Dividends
51 917
112 000
-
-
withholding
11 422
24 640
-
-
total
11 422
24 640
-
-
Income
140 000
140 000
140 000
140 000
Total tax
53 337
52 640
56 209
57 308
After tax
86 663
87 360
83 791
82 692
Living cost
41 883
41 883
41 883
41 883
Free-cash
44 780
45 477
41 908
40 809

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽50738
₽27235
₽27235
₽52569
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
23 216
income
-
-
-
42 287
total
-
-
-
65 503
Employee
64 899
-
140 000
-
social contributions
5 392
-
23 216
-
income
12 246
-
42 287
-
total
17 638
-
65 503
-
Employer
64 899
-
140 000
-
total
-
-
-
-
Corporate
75 101
140 000
-
-
income
9 387
17 500
-
-
total
9 387
17 500
-
-
Dividends
65 714
122 500
-
-
withholding
13 144
24 500
-
-
total
13 144
24 500
-
-
Income
140 000
140 000
140 000
140 000
Total tax
40 169
42 000
65 503
65 503
After tax
99 831
98 000
74 497
74 497
Living cost
47 262
47 262
47 262
47 262
Free-cash
52 569
50 738
27 235
27 235

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽39686
₽25936
₽32262
₽35354
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
regional
-
-
-
1 646
social contributions
-
-
-
36 008
municipal
-
-
-
831
national
-
-
-
34 244
total
-
-
-
72 729
Employee
73 736
-
140 000
-
regional
696
-
1 452
-
municipal
390
-
742
-
social contributions
24 864
-
47 208
-
national
12 777
-
29 653
-
total
38 727
-
79 055
-
Employer
73 736
-
140 000
-
total
-
-
-
-
Corporate
66 264
140 000
-
-
nationa
15 904
33 600
-
-
municipal
2 584
5 460
-
-
total
18 488
39 060
-
-
Dividends
47 777
100 939
-
-
withholding
12 422
26 245
-
-
total
12 422
26 245
-
-
Income
140 000
140 000
140 000
140 000
Total tax
69 637
65 305
79 055
72 729
After tax
70 363
74 695
60 945
67 271
Living cost
35 009
35 009
35 009
35 009
Free-cash
35 354
39 686
25 936
32 262

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽51238
₽38163
₽44456
₽49396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
regional
-
-
-
2 111
social contributions
-
-
-
36 008
municipal
-
-
-
831
national
-
-
-
34 244
total
-
-
-
73 194
Employee
46 023
-
140 000
-
regional
620
-
1 884
-
municipal
244
-
742
-
social contributions
15 519
-
47 208
-
national
7 291
-
29 653
-
total
23 674
-
79 487
-
Employer
46 023
-
140 000
-
total
-
-
-
-
Corporate
93 977
140 000
-
-
nationa