Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 140000
per

Your estimated
City
free-cash

Andorra , Andorra
₽76694
₽95924
₽80414
₽98949
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
30 799
income
-
-
-
5 455
total
-
-
-
36 254
Employee
28 933
-
121 212
-
social contributions
1 880
-
7 878
-
income
-
-
5 868
-
total
1 880
-
13 746
-
Employer
28 933
-
121 212
-
social contributions
4 485
-
18 788
-
total
4 485
-
18 788
-
Corporate
106 582
140 000
-
-
income
10 659
13 999
-
-
total
10 659
13 999
-
-
Dividends
95 924
126 001
-
-
total
-
-
-
-
Income
140 000
140 000
140 000
140 000
Total tax
17 024
13 999
32 534
36 254
After tax
122 976
126 001
107 466
103 746
Living cost
27 052
27 052
27 052
27 052
Free-cash
95 924
98 949
80 414
76 694

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽43268
₽48578
₽7971
₽49024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
560
pensions
-
-
-
19 451
income
-
-
-
34 447
total
-
-
-
68 020
Employee
39 340
35 865
109 430
-
unemployment
1 180
1 076
3 154
-
other
393
359
1 052
-
income
3 504
2 645
27 204
-
pensions
4 029
3 672
10 766
-
health
1 522
1 388
4 068
-
total
10 628
9 140
46 244
-
Employer
39 340
35 865
109 430
-
pensions
4 937
4 502
13 195
-
surtax
-
-
-
-
payroll
1 180
1 076
3 282
-
other
1 868
1 703
5 161
-
health
1 488
1 356
3 974
-
accident
511
466
1 366
-
unemployment
1 180
1 076
3 154
-
chamber of commerce
157
143
437
-
total
11 321
10 322
30 569
-
Corporate
89 339
93 813
106 014
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 335
23 454
26 504
-
total
22 335
23 454
26 504
-
Dividends
67 004
70 359
-
-
withholding
18 426
19 348
-
-
total
18 426
19 348
-
-
Income
140 000
140 000
140 000
140 000
Total tax
62 710
62 264
103 317
68 020
After tax
77 290
77 736
36 683
71 980
Living cost
28 712
28 712
28 712
28 712
Free-cash
48 578
49 024
7 971
43 268

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽40091
₽44539
₽4919
₽45928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
560
pensions
-
-
-
19 451
income
-
-
-
34 447
total
-
-
-
68 198
Employee
44 976
35 865
109 264
-
unemployment
1 349
1 076
3 154
-
other
449
359
1 052
-
income
5 120
2 645
27 134
-
pensions
4 606
3 672
10 766
-
health
1 740
1 388
4 068
-
total
13 264
9 140
46 174
-
Employer
44 976
35 865
109 264
-
pensions
5 644
4 502
13 195
-
surtax
178
178
178
-
payroll
1 349
1 076
3 277
-
other
2 137
1 703
5 154
-
health
1 699
1 356
3 974
-
accident
584
466
1 366
-
unemployment
1 349
1 076
3 154
-
chamber of commerce
179
143
437
-
total
13 119
10 500
30 735
-
Corporate
81 904
93 636
105 848
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 475
23 409
26 461
-
total
20 475
23 409
26 461
-
Dividends
61 429
70 226
-
-
withholding
16 892
19 312
-
-
total
16 892
19 312
-
-
Income
140 000
140 000
140 000
140 000
Total tax
63 750
62 361
103 370
68 198
After tax
76 250
77 639
36 630
71 802
Living cost
31 711
31 711
31 711
31 711
Free-cash
44 539
45 928
4 919
40 091

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽28042
₽32025
₽17511
₽45521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
national
-
-
-
50 252
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 093
social contributions
-
-
-
21 799
total
-
-
-
79 144
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
108 436
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
943
-
national
19 791
-
38 283
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
5 656
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
8 133
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
5 096
-
total
31 562
-
58 111
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
108 436
-
surtax
7 299
-
12 296
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
9 607
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
6 669
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 409
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 583
-
total
18 738
-
31 564
-
Corporate
56 887
140 000
-
-
income
11 378
28 000
-
-
surtax
227
560
-
-
total
11 605
28 560
-
-
Dividends
45 282
111 440
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

13 256
33 105
-
-
total
13 256
33 105
-
-
Income
140 000
140 000
140 000
140 000
Total tax
75 161
61 665
89 675
79 144
After tax
64 839
78 335
50 325
60 856
Living cost
32 814
32 814
32 814
32 814
Free-cash
32 025
45 521
17 511
28 042

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽95174
₽98776
₽100467
₽104250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
21 000
total
-
-
-
29 376
Employee
20 458
-
133 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
13 385
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
17 928
-
Employer
20 458
-
133 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
115 528
140 000
-
-
income
11 553
14 000
-
-
total
11 553
14 000
-
-
Dividends
103 975
126 000
-
-
withholding
5 199
6 300
-
-
total
5 199
6 300
-
-
Income
140 000
140 000
140 000
140 000
Total tax
25 774
20 300
24 083
29 376
After tax
114 226
119 700
115 917
110 624
Living cost
15 450
15 450
15 450
15 450
Free-cash
98 776
104 250
100 467
95 174

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽98848
₽103753
₽104141
₽107924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
21 000
total
-
-
-
29 376
Employee
15 593
-
133 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
13 385
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
17 928
-
Employer
15 593
-
133 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
121 348
140 000
-
-
income
12 135
14 000
-
-
total
12 135
14 000
-
-
Dividends
109 213
126 000
-
-
withholding
5 460
6 300
-
-
total
5 460
6 300
-
-
Income
140 000
140 000
140 000
140 000
Total tax
24 471
20 300
24 083
29 376
After tax
115 529
119 700
115 917
110 624
Living cost
11 776
11 776
11 776
11 776
Free-cash
103 753
107 924
104 141
98 848

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽75781
₽76458
₽74498
₽81356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
health
-
-
-
3 569
social contributions
-
-
-
14 561
income
-
-
-
25 252
total
-
-
-
43 382
Employee
69 203
69 203
129 850
-
income
7 535
6 406
24 560
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 208
-
total
10 687
13 326
34 515
-
Employer
69 203
69 203
129 850
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 403
-
total
3 198
7 024
10 150
-
Corporate
105 277
63 773
-
-
income
13 159
7 972
-
-
total
13 159
7 972
-
-
Dividends
92 118
55 801
-
-
withholding
15 661
9 485
-
-
total
15 661
9 485
-
-
Income
140 000
140 000
140 000
140 000
Total tax
42 705
37 807
44 665
43 382
After tax
97 295
102 193
95 335
96 618
Living cost
20 837
20 837
20 837
20 837
Free-cash
76 458
81 356
74 498
75 781

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽67428
₽69270
₽66145
₽73003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
health
-
-
-
3 569
social contributions
-
-
-
14 561
income
-
-
-
25 252
total
-
-
-
43 382
Employee
69 203
69 203
129 850
-
income
7 267
6 406
24 560
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 208
-
total
11 318
13 326
34 515
-
Employer
69 203
69 203
129 850
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 403
-
total
4 113
7 024
10 150
-
Corporate
95 379
63 773
-
-
income
11 922
7 972
-
-
total
11 922
7 972
-
-
Dividends
83 457
55 801
-
-
withholding
14 187
9 485
-
-
total
14 187
9 485
-
-
Income
140 000
140 000
140 000
140 000
Total tax
41 540
37 807
44 665
43 382
After tax
98 460
102 193
95 335
96 618
Living cost
29 190
29 190
29 190
29 190
Free-cash
69 270
73 003
66 145
67 428

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽56756
₽68206
₽50745
₽75618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
health
-
-
-
18 900
social contributions
-
-
-
29 891
income
-
-
-
13 681
solidarity contribution
-
-
-
-
total
-
-
-
62 472
Employee
30 548
-
104 962
-
income
3 666
-
12 621
-
social contributions
1 986
-
6 654
-
health
4 124
-
14 170
-
solidarity contribution
-
-
-
-
total
9 776
-
33 445
-
Employer
30 548
-
104 962
-
social contributions
7 637
-
25 591
-
health
2 749
-
9 447
-
total
10 386
-
35 038
-
Corporate
99 066
140 000
-
-
income
18 823
26 600
-
-
total
18 823
26 600
-
-
Dividends
80 244
113 400
-
-
withholding
12 037
17 010
-
-
total
12 037
17 010
-
-
Income
140 000
140 000
140 000
140 000
Total tax
51 022
43 610
68 483
62 472
After tax
88 978
96 390
71 517
77 528
Living cost
20 772
20 772
20 772
20 772
Free-cash
68 206
75 618
50 745
56 756

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽51931
₽61661
₽45920
₽70793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
health
-
-
-
18 900
social contributions
-
-
-
29 891
income
-
-
-
13 681
solidarity contribution
-
-
-
-
total
-
-
-
62 472
Employee
37 643
-
104 962
-
income
4 517
-
12 621
-
social contributions
2 447
-
6 654
-
health
5 082
-
14 170
-
solidarity contribution
-
-
-
-
total
12 046
-
33 445
-
Employer
37 643
-
104 962
-
social contributions
9 411
-
25 591
-
health
3 388
-
9 447
-
total
12 799
-
35 038
-
Corporate
89 559
140 000
-
-
income
17 016
26 600
-
-
total
17 016
26 600
-
-
Dividends
72 543
113 400
-
-
withholding
10 881
17 010
-
-
total
10 881
17 010
-
-
Income
140 000
140 000
140 000
140 000
Total tax
52 742
43 610
68 483
62 472
After tax
87 258
96 390
71 517
77 528
Living cost
25 597
25 597
25 597
25 597
Free-cash
61 661
70 793
45 920
51 931

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽40192
-₽56684
-₽56684
-₽56684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
national
-
-
-
15 815
pensions
-
-
-
782
municipal
-
-
-
28 598
labour market
-
-
-
11 137
total
-
-
-
56 332
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
140 000
140 000
140 000
140 000
Total tax
153 209
153 209
153 209
56 332
After tax
-13 209
-13 209
-13 209
83 668
Living cost
43 476
43 476
43 476
43 476
Free-cash
-56 684
-56 684
-56 684
40 192

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽53302
₽84672
₽58956
₽90263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
health
-
-
-
18 200
pensions
-
-
-
28 000
income
-
-
-
18 761
total
-
-
-
64 961
Employee
25 530
-
104 632
-
unemployment
408
-
1 674
-
income
2 874
-
20 173
-
pensions
511
-
2 092
-
total
3 793
-
23 939
-
Employer
25 530
-
104 632
-
pensions
5 106
-
20 928
-
health
3 318
-
13 603
-
unemployment
205
-
837
-
total
8 629
-
35 368
-
Corporate
105 840
140 000
-
-
income
21 169
28 000
-
-
total
21 169
28 000
-
-
Dividends
84 671
112 000
-
-
total
-
-
-
-
Income
140 000
140 000
140 000
140 000
Total tax
33 591
28 000
59 307
64 961
After tax
106 409
112 000
80 693
75 039
Living cost
21 737
21 737
21 737
21 737
Free-cash
84 672
90 263
58 956
53 302

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽58439
₽56143
₽40067
₽54325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
140 000
national
-
-
-
20 349
health
-
-
-
1 780
municipal
-
-
-
24 880
total
-
-
-
47 009
Employee
47 349
-
117 776
-
unemployment
710
-
1 766
-
municipal
7 755
-
19 193
-
national
782
-
12 810
-
pensions
3 195
-
7 950
-
health
354
-
1 438
-
total
12 796
-
43 157
-
Employer
47 349
-
117 776
-
pensions
8 215
-
20 434
-
health
364
-
907
-
accident
48
-
118
-
unemployment
307
-
765
-
total
8 934
-
22 224
-
Corporate
83 718
140 000
-
-
income
16 744
28 000
-
-
total
16 744
28 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

50 230
84 000
-
-
municipal
9 041
15 120
-
-
national
1 790
8 003
-
-
total
10 831
23 123
-
-
Income
140 000
140 000
140 000
140 000
Total tax
49 305
51 123
65 381
47 009
After tax
90 695
88 877
74 619
92 991
Living cost
34 552
34 552
34 552
34 552
Free-cash
56 143
54 325
40 067
58 439

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽51452
₽47820
₽51269
₽42819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
surtax
-
-
-
-
health
-
-
-
5 342
pensions
-
-
-
26 730
social contributions
-
-
-
3 990
income
-
-
-
20 406
other
-
-
-
4 340
total
-
-
-
60 808
Employee
34 382
-
109 517
-
income
1 773
-
20 261
-
surtax
-
-
-
-
social contributions
980
-
3 120
-
pensions
3 889
-
7 132
-
total
6 642
-
30 513
-
Employer
34 382
-
109 517
-
pensions
5 650
-
12 090
-
social contributions
102
-
328
-
other
1 187
-
4 065
-
health
2 406
-
9 560
-
unemployment
1 392
-
4 435
-
total
10 737
-
30 478
-
Corporate
94 881
140 000
-
-
income
26 567
39 200
-
-
surtax
-
-
-
-
total
26 567
39 200
-
-
Dividends
68 314
100 800
-
-
withholding
8 744
12 903
-
-
social contributions
11 750
17 338
-
-
surtax
-
-
-
-
total
20 494
30 241
-
-
Income
140 000
140 000
140 000
140 000
Total tax
64 440
69 441
60 991
60 808
After tax
75 560
70 559
79 009
79 192
Living cost
27 740
27 740
27 740
27 740
Free-cash
47 820
42 819
51 269
51 452

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽48401
₽45084
₽48218
₽39768
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
surtax
-
-
-
-
health
-
-
-
5 342
pensions
-
-
-
26 730
social contributions
-
-
-
3 990
income
-
-
-
20 406
other
-
-
-
4 340
total
-
-
-
60 808
Employee
38 517
-
109 517
-
income
2 273
-
20 261
-
surtax
-
-
-
-
social contributions
1 098
-
3 120
-
pensions
4 355
-
7 132
-
total
7 726
-
30 513
-
Employer
38 517
-
109 517
-
pensions
6 328
-
12 090
-
social contributions
116
-
328
-
other
1 329
-
4 065
-
health
2 697
-
9 560
-
unemployment
1 559
-
4 435
-
total
12 029
-
30 478
-
Corporate
89 455
140 000
-
-
income
25 047
39 200
-
-
surtax
-
-
-
-
total
25 047
39 200
-
-
Dividends
64 408
100 800
-
-
withholding
8 244
12 903
-
-
social contributions
11 079
17 338
-
-
surtax
-
-
-
-
total
19 323
30 241
-
-
Income
140 000
140 000
140 000
140 000
Total tax
64 125
69 441
60 991
60 808
After tax
75 875
70 559
79 009
79 192
Living cost
30 791
30 791
30 791
30 791
Free-cash
45 084
39 768
48 218
48 401

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽35725
₽33282
₽35542
₽27092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
surtax
-
-
-
-
health
-
-
-
5 342
pensions
-
-
-
26 730
social contributions
-
-
-
3 990
income
-
-
-
20 406
other
-
-
-
4 340
total
-
-
-
60 808
Employee
56 366
-
109 517
-
income
4 918
-
20 261
-
surtax
-
-
-
-
social contributions
1 605
-
3 120
-
pensions
6 375
-
7 132
-
total
12 898
-
30 513
-
Employer
56 366
-
109 517
-
pensions
9 262
-
12 090
-
social contributions
169
-
328
-
other
1 945
-
4 065
-
health
3 945
-
9 560
-
unemployment
2 283
-
4 435
-
total
17 604
-
30 478
-
Corporate
66 029
140 000
-
-
income
18 487
39 200
-
-
surtax
-
-
-
-
total
18 487
39 200
-
-
Dividends
47 542
100 800
-
-
withholding
6 085
12 903
-
-
social contributions
8 177
17 338
-
-
surtax
-
-
-
-
total
14 262
30 241
-
-
Income
140 000
140 000
140 000
140 000
Total tax
63 251
69 441
60 991
60 808
After tax
76 749
70 559
79 009
79 192
Living cost
43 467
43 467
43 467
43 467
Free-cash
33 282
27 092
35 542
35 725

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽132777
₽126086
₽106177
₽127177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
140 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 400
total
-
-
-
1 400
Employee
7 278
-
140 000
-
income
1 455
-
28 000
-
total
1 455
-
28 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

132 722
140 000
-
-
total
-
-
-
-
Dividends
132 722
140 000
-
-
withholding
6 636
7 000
-
-
total
6 636
7 000
-
-
Income
140 000
140 000
140 000
140 000
Total tax
8 091
7 000
28 000
1 400
After tax
131 909
133 000
112 000
138 600
Living cost
5 823
5 823
5 823
5 823
Free-cash
126 086
127 177
106 177
132 777

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽129527
₽122226
₽102927
₽123927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
140 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 400
total
-
-
-
1 400
Employee
11 342
-
140 000
-
income
2 268
-
28 000
-
total
2 268
-
28 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

128 658
140 000
-
-
total
-
-
-
-
Dividends
128 658
140 000
-
-
withholding
6 433
7 000
-
-
total
6 433
7 000
-
-
Income
140 000
140 000
140 000
140 000
Total tax
8 701
7 000
28 000
1 400
After tax
131 299
133 000
112 000
138 600
Living cost
9 073
9 073
9 073
9 073
Free-cash
122 226
123 927
102 927
129 527

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽41531
₽49110
₽55617
₽37337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 268
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 222
trade
-
-
-
14 086
total
-
-
-
63 724
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
140 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
41 222
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 268
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
49 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
95 221
140 000
-
-
trade
13 664
20 089
-
-
income
14 283
21 000
-
-
chamber of commerce
277
342
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

786
1 155
-
-
total
29 010
42 586
-
-
Dividends
66 212
97 415
-
-
withholding
16 211
24 012
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

891
1 320
-
-
total
17 102
25 332
-
-
Income
140 000
140 000
140 000
140 000
Total tax
56 145
67 918
49 638
63 724
After tax
83 855
72 082
90 362
76 276
Living cost
34 745
34 745
34 745
34 745
Free-cash
49 110
37 337
55 617
41 531

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽47644
₽53337
₽63103
₽43381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 268
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 222
trade
-
-
-
15 459
total
-
-
-
65 097
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
140 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
41 222
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 268
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
49 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
105 578
140 000
-
-
trade
16 629
22 050
-
-
income
15 837
21 000
-
-
chamber of commerce
289
338
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

871
1 155
-
-
total
33 626
44 543
-
-
Dividends
71 953
95 458
-
-
withholding
17 645
23 522
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

970
1 295
-
-
total
18 615
24 817
-
-
Income
140 000
140 000
140 000
140 000
Total tax
59 404
69 360
49 638
65 097
After tax
80 596
70 640
90 362
74 903
Living cost
27 259
27 259
27 259
27 259
Free-cash
53 337
43 381
63 103
47 644

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽38860
₽47210
₽55008
₽34566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 268
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 222
trade
-
-
-
16 148
total
-
-
-
65 786
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
140 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
41 222
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 268
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
49 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
94 361
140 000
-
-
trade
15 523
23 030
-
-
income
14 155
21 000
-
-
chamber of commerce
272
336
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

779
1 155
-
-
total
30 729
45 521
-
-
Dividends
63 634
94 479
-
-
withholding
15 567
23 278
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

856
1 281
-
-
total
16 423
24 559
-
-
Income
140 000
140 000
140 000
140 000
Total tax
57 436
70 080
49 638
65 786
After tax
82 564
69 920
90 362
74 214
Living cost
35 354
35 354
35 354
35 354
Free-cash
47 210
34 566
55 008
38 860

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽32300
₽42567
₽49134
₽27972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 268
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 222
trade
-
-
-
16 834
total
-
-
-
66 472
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
140 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
41 222
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 268
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
49 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
85 914
140 000
-
-
trade
14 734
24 011
-
-
income
12 887
21 000
-
-
chamber of commerce
258
333
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

709
1 155
-
-
total
28 588
46 499
-
-
Dividends
57 327
93 502
-
-
withholding
13 989
23 034
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

770
1 267
-
-
total
14 759
24 301
-
-
Income
140 000
140 000
140 000
140 000
Total tax
56 205
70 800
49 638
66 472
After tax
83 795
69 200
90 362
73 528
Living cost
41 228
41 228
41 228
41 228
Free-cash
42 567
27 972
49 134
32 300

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽46225
₽64982
₽41332
₽67847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
surtax
-
-
-
5 185
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
35 622
other
-
-
-
-
total
-
-
-
73 561
Employee
30 307
-
115 655
-
unemployment
2 109
-
8 049
-
other
-
-
-
-
income
5 081
-
30 985
-
surtax
108
-
4 411
-
pensions
2 022
-
7 714
-
health
774
-
2 949
-
total
10 094
-
54 108
-
Employer
30 307
-
115 655
-
pensions
4 041
-
15 417
-
other
-
-
-
-
health
1 378
-
5 262
-
unemployment
962
-
3 667
-
total
6 381
-
24 346
-
Corporate
103 312
140 000
-
-
income
26 861
36 399
-
-
total
26 861
36 399
-
-
Dividends
76 451
103 601
-
-
withholding
11 468
15 540
-
-
total
11 468
15 540
-
-
Income
140 000
140 000
140 000
140 000
Total tax
54 804
51 939
78 454
73 561
After tax
85 196
88 061
61 546
66 439
Living cost
20 214
20 214
20 214
20 214
Free-cash
64 982
67 847
41 332
46 225

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽46580
₽65399
₽41687
₽68202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
surtax
-
-
-
5 185
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
35 622
other
-
-
-
-
total
-
-
-
73 561
Employee
29 761
-
115 655
-
unemployment
2 072
-
8 049
-
other
-
-
-
-
income
4 989
-
30 985
-
surtax
97
-
4 411
-
pensions
1 985
-
7 714
-
health
760
-
2 949
-
total
9 903
-
54 108
-
Employer
29 761
-
115 655
-
pensions
3 967
-
15 417
-
other
-
-
-
-
health
1 354
-
5 262
-
unemployment
943
-
3 667
-
total
6 264
-
24 346
-
Corporate
103 975
140 000
-
-
income
27 033
36 399
-
-
total
27 033
36 399
-
-
Dividends
76 941
103 601
-
-
withholding
11 542
15 540
-
-
total
11 542
15 540
-
-
Income
140 000
140 000
140 000
140 000
Total tax
54 742
51 939
78 454
73 561
After tax
85 258
88 061
61 546
66 439
Living cost
19 859
19 859
19 859
19 859
Free-cash
65 399
68 202
41 687
46 580

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽79119
₽61221
₽63294
₽60850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
unemployment
-
-
-
2 100
health
-
-
-
9 800
pensions
-
-
-
14 000
income
-
-
-
17 115
total
-
-
-
43 015
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
117 155
-
unemployment
387
154
1 757
-
income
3 153
1 255
14 322
-
pensions
2 579
1 026
11 715
-
health
1 805
718
8 201
-
total
7 924
3 153
35 995
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
117 155
-
pensions
5 029
2 001
22 845
-
total
5 029
2 001
22 845
-
Corporate
109 182
127 735
-
-
income
9 826
11 496
-
-
total
9 826
11 496
-
-
Dividends
99 355
116 239
-
-
withholding
18 877
22 085
-
-
social contributions
19 257
22 549
-
-
total
38 134
44 634
-
-
Income
140 000
140 000
140 000
140 000
Total tax
60 913
61 284
58 840
43 015
After tax
79 087
78 716
81 160
96 985
Living cost
17 866
17 866
17 866
17 866
Free-cash
61 221
60 850
63 294
79 119

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽39227
₽43064
₽40326
₽43789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
national
-
-
-
23 641
pensions
-
-
-
16 800
social contributions
-
-
-
1 505
municipal
-
-
-
15 256
total
-
-
-
57 202
Employee
67 543
-
121 029
-
municipal
8 343
-
15 798
-
national
12 928
-
24 481
-
pensions
2 702
-
4 841
-
total
23 973
-
45 120
-
Employer
67 543
-
121 029
-
pensions
5 403
-
9 682
-
social contributions
726
-
1 301
-
total
6 129
-
10 983
-
Corporate
61 869
140 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

12 374
28 000
-
-
total
12 374
28 000
-
-
Dividends
49 495
112 000
-
-
withholding
10 889
24 640
-
-
total
10 889
24 640
-
-
Income
140 000
140 000
140 000
140 000
Total tax
53 365
52 640
56 103
57 202
After tax
86 635
87 360
83 897
82 798
Living cost
43 571
43 571
43 571
43 571
Free-cash
43 064
43 789
40 326
39 227

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽24681
₽48722
₽24681
₽46733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
social contributions
-
-
-
22 928
income
-
-
-
41 125
total
-
-
-
64 053
Employee
70 397
-
140 000
-
social contributions
5 848
-
22 928
-
income
13 284
-
41 125
-
total
19 132
-
64 053
-
Employer
70 397
-
140 000
-
total
-
-
-
-
Corporate
69 603
140 000
-
-
income
8 700
17 500
-
-
total
8 700
17 500
-
-
Dividends
60 903
122 500
-
-
withholding
12 180
24 501
-
-
total
12 180
24 501
-
-
Income
140 000
140 000
140 000
140 000
Total tax
40 012
42 001
64 053
64 053
After tax
99 988
97 999
75 947
75 947
Living cost
51 266
51 266
51 266
51 266
Free-cash
48 722
46 733
24 681
24 681

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽30019
₽32021
₽23659
₽36721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
national
-
-
-
33 533
regional
-
-
-
1 633
social contributions
-
-
-
36 008
municipal
-
-
-
832
total
-
-
-
72 006
Employee
79 983
-
140 000
-
municipal
424
-
743
-
national
13 859
-
28 975
-
social contributions
26 970
-
47 208
-
regional
755
-
1 440
-
total
42 008
-
78 366
-
Employer
79 983
-
140 000
-
total
-
-
-
-
Corporate
60 017
140 000
-
-
nationa
14 404
33 600
-
-
municipal
2 341
5 460
-
-
total
16 745
39 060
-
-
Dividends
43 272
100 940
-
-
withholding
11 251
26 244
-
-
total
11 251
26 244
-
-
Income
140 000
140 000
140 000
140 000
Total tax
70 004
65 304
78 366
72 006
After tax
69 996
74 696
61 634
67 994
Living cost
37 975
37 975
37 975
37 975
Free-cash
32 021
36 721
23 659
30 019

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽43272
₽47345
₽36947
₽49344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
national
-
-
-
33 533
regional
-
-
-
2 112
social contributions
-
-
-
36 008
municipal
-
-
-
832
total
-
-
-
72 485
Employee
49 922
-
140 000
-
municipal
265
-
743
-
national
7 909
-
28 975
-
social contributions
16 834
-
47 208
-
regional
672
-
1 884
-
total
25 680
-
78 810
-
Employer
49 922
-
140 000
-
total
-
-
-
-
Corporate
90 078
140 000
-
-