Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 140000
per

Your estimated
City
free-cash

Valencia , Spain
-₽53872
-₽14409
-₽37044
-₽30150
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
other
-
-
-
143
unemployment
-
-
-
981
income
-
-
-
18 820
pensions
-
-
-
39 617
accident
-
-
-
1 260
total
-
-
-
60 821
Employee
147 007
-
97 674
-
unemployment
2 279
-
2 060
-
other
143
-
136
-
pensions
6 911
-
6 240
-
income
28 342
-
16 953
-
total
37 675
-
25 389
-
Employer
147 007
-
97 674
-
other
1 177
-
1 064
-
accident
2 912
-
2 626
-
pensions
34 691
-
31 333
-
unemployment
8 088
-
7 303
-
total
46 868
-
42 326
-
Corporate
-
140 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 997
-
-
total
-
20 997
-
-
Dividends
-
119 003
-
-
withholding
-
24 083
-
-
total
-
24 083
-
-
Income
140 000
140 000
140 000
140 000
Total tax
84 543
45 080
67 715
60 821
After tax
55 457
94 920
72 285
79 179
Living cost
109 329
109 329
109 329
109 329
Free-cash
-53 872
-14 409
-37 044
-30 150

Estimated living cost  is ₽109329 per month

₽73795
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1916
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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