Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 140000
per

Your estimated
City
free-cash

Valencia , Spain
-₽52349
-₽41077
-₽25443
-₽73591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
accident
-
-
-
1 263
income
-
-
-
18 619
unemployment
-
-
-
981
other
-
-
-
141
pensions
-
-
-
39 624
total
-
-
-
60 628
Employee
161 960
-
93 369
-
income
31 225
-
15 976
-
pensions
7 614
-
6 874
-
unemployment
2 510
-
2 269
-
other
158
-
150
-
total
41 507
-
25 269
-
Employer
161 960
-
93 369
-
other
1 297
-
1 172
-
unemployment
8 911
-
8 046
-
pensions
38 219
-
34 520
-
accident
3 208
-
2 893
-
total
51 635
-
46 631
-
Corporate
-
140 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 997
-
-
total
-
20 997
-
-
Dividends
-
119 003
-
-
withholding
-
23 997
-
-
total
-
23 997
-
-
Income
140 000
140 000
140 000
140 000
Total tax
93 142
44 994
71 900
60 628
After tax
46 858
95 006
68 100
79 372
Living cost
120 449
120 449
120 449
120 449
Free-cash
-73 591
-25 443
-52 349
-41 077

Estimated living cost  is ₽120449 per month

₽81301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11579
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2111
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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