Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 140000
per

Your estimated
City
free-cash

Valencia , Spain
-₽26061
-₽74702
-₽41695
-₽53208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 000
accident
-
-
-
1 262
income
-
-
-
18 616
pensions
-
-
-
39 621
other
-
-
-
142
unemployment
-
-
-
978
total
-
-
-
60 619
Employee
162 803
-
93 126
-
other
159
-
150
-
income
31 387
-
15 917
-
pensions
7 654
-
6 910
-
unemployment
2 523
-
2 281
-
total
41 723
-
25 258
-
Employer
162 803
-
93 126
-
accident
3 225
-
2 908
-
other
1 303
-
1 178
-
unemployment
8 957
-
8 088
-
pensions
38 418
-
34 700
-
total
51 903
-
46 874
-
Corporate
-
140 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 997
-
-
total
-
20 997
-
-
Dividends
-
119 003
-
-
withholding
-
23 988
-
-
total
-
23 988
-
-
Income
140 000
140 000
140 000
140 000
Total tax
93 626
44 985
72 132
60 619
After tax
46 374
95 015
67 868
79 381
Living cost
121 076
121 076
121 076
121 076
Free-cash
-74 702
-26 061
-53 208
-41 695

Estimated living cost  is ₽121076 per month

₽81724
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11639
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2122
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25593
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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