Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 14000
per

Your estimated
City
free-cash

Andorra , Andorra
-₽16862
-₽20319
-₽16447
-₽15182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
social contributions
-
-
-
3 080
income
-
-
-
-
total
-
-
-
3 080
Employee
29 713
-
12 122
-
social contributions
1 931
-
787
-
income
-
-
-
-
total
1 931
-
787
-
Employer
29 713
-
12 122
-
social contributions
4 606
-
1 878
-
total
4 606
-
1 878
-
Corporate
-
14 000
-
-
income
-
1 400
-
-
total
-
1 400
-
-
Dividends
-
12 600
-
-
total
-
-
-
-
Income
14 000
14 000
14 000
14 000
Total tax
6 537
1 400
2 665
3 080
After tax
7 463
12 600
11 335
10 920
Living cost
27 782
27 782
27 782
27 782
Free-cash
-20 319
-15 182
-16 447
-16 862

Estimated living cost  is ₽27782 per week

₽17963
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
-₽24873
-₽38903
-₽27632
-₽36351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
surtax
-
-
-
-
unemployment
-
-
-
5 669
health
-
-
-
1 072
chamber of commerce
-
-
-
56
pensions
-
-
-
2 590
income
-
-
-
-
total
-
-
-
9 387
Employee
40 400
36 832
36 832
-
unemployment
1 212
1 105
279
-
other
403
368
93
-
income
3 599
2 717
4 322
-
pensions
4 137
3 771
954
-
health
1 563
1 426
360
-
total
10 914
9 387
6 008
-
Employer
40 400
36 832
36 832
-
pensions
5 070
4 623
1 168
-
surtax
-
-
-
-
payroll
1 212
1 105
1 105
-
other
1 919
1 749
1 515
-
health
1 528
1 393
353
-
accident
524
479
121
-
unemployment
1 212
1 105
279
-
chamber of commerce
161
147
147
-
total
11 626
10 601
4 688
-
Corporate
3 508
3 508
5 804
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

877
877
1 450
-
total
877
877
1 450
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
14 000
14 000
14 000
14 000
Total tax
23 417
20 865
12 146
9 387
After tax
-9 417
-6 865
1 854
4 613
Living cost
29 486
29 486
29 486
29 486
Free-cash
-38 903
-36 351
-27 632
-24 873

Estimated living cost  is ₽29486 per week

₽17688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3011
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
-₽28135
-₽46539
-₽30825
-₽39613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
surtax
-
-
-
182
unemployment
-
-
-
5 669
health
-
-
-
1 072
chamber of commerce
-
-
-
56
pensions
-
-
-
2 590
income
-
-
-
-
total
-
-
-
9 569
Employee
46 188
36 832
36 832
-
unemployment
1 386
1 105
277
-
other
461
368
93
-
income
5 258
2 717
4 327
-
pensions
4 730
3 771
944
-
health
1 787
1 426
356
-
total
13 622
9 387
5 997
-
Employer
46 188
36 832
36 832
-
pensions
5 797
4 623
1 158
-
surtax
182
182
182
-
payroll
1 386
1 105
1 105
-
other
2 194
1 749
1 515
-
health
1 745
1 393
349
-
accident
600
479
119
-
unemployment
1 386
1 105
277
-
chamber of commerce
184
147
147
-
total
13 474
10 783
4 852
-
Corporate
3 508
3 508
5 639
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

877
877
1 410
-
total
877
877
1 410
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
14 000
14 000
14 000
14 000
Total tax
27 973
21 047
12 259
9 569
After tax
-13 973
-7 047
1 741
4 431
Living cost
32 566
32 566
32 566
32 566
Free-cash
-46 539
-39 613
-30 825
-28 135

Estimated living cost  is ₽32566 per week

₽21720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7533
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽27399
-₽71354
-₽27191
-₽25559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
national
-
-
-
2 282
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
547
social contributions
-
-
-
4 872
total
-
-
-
7 701
Employee

The minimum management director salary is set at €45,000 per year.

66 110
-
10 841
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

575
-
95
-
national
20 325
-
2 355
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 448
-
565
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 958
-
814
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 106
-
509
-
total
32 412
-
4 338
-
Employer

The minimum management director salary is set at €45,000 per year.

66 110
-
10 841
-
surtax
7 496
-
1 228
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 858
-
961
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 066
-
666
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

859
-
142
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

965
-
158
-
total
19 244
-
3 155
-
Corporate
-
14 000
-
-
income
-
2 799
-
-
surtax
-
56
-
-
total
-
2 855
-
-
Dividends
-
11 145
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
3 006
-
-
total
-
3 006
-
-
Income
14 000
14 000
14 000
14 000
Total tax
51 656
5 861
7 493
7 701
After tax
-37 656
8 139
6 507
6 299
Living cost
33 698
33 698
33 698
33 698
Free-cash
-71 354
-25 559
-27 191
-27 399

Estimated living cost  is ₽33698 per week

₽21706
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2947
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8519
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
-₽7739
-₽11185
-₽7063
-₽3931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
unemployment
-
-
-
56
health
-
-
-
1 610
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 072
income
-
-
-
2 100
total
-
-
-
5 838
Employee
21 055
-
11 704
-
accident

We are using the highest rate at 1.1%.

231
-
129
-
income
2 106
-
1 170
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 848
-
1 028
-
health
969
-
539
-
total
5 154
-
2 866
-
Employer
21 055
-
11 704
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 320
-
1 290
-
health
1 453
-
807
-
accident

We are using the highest rate at 1.1%.

231
-
129
-
unemployment
126
-
70
-
total
4 130
-
2 296
-
Corporate
-
14 000
-
-
income
-
1 400
-
-
total
-
1 400
-
-
Dividends
-
12 600
-
-
withholding
-
630
-
-
total
-
630
-
-
Income
14 000
14 000
14 000
14 000
Total tax
9 284
2 030
5 162
5 838
After tax
4 716
11 970
8 838
8 162
Living cost
15 901
15 901
15 901
15 901
Free-cash
-11 185
-3 931
-7 063
-7 739

Estimated living cost  is ₽15901 per week

₽10517
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽910
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽379
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
-₽3957
-₽5197
-₽3281
-₽149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
unemployment
-
-
-
56
health
-
-
-
1 610
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 072
income
-
-
-
2 100
total
-
-
-
5 838
Employee
16 047
-
11 704
-
accident

We are using the highest rate at 1.1%.

177
-
129
-
income
1 604
-
1 170
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 409
-
1 028
-
health
738
-
539
-
total
3 928
-
2 866
-
Employer
16 047
-
11 704
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 769
-
1 290
-
health
1 108
-
807
-
accident

We are using the highest rate at 1.1%.

177
-
129
-
unemployment
96
-
70
-
total
3 150
-
2 296
-
Corporate
-
14 000
-
-
income
-
1 400
-
-
total
-
1 400
-
-
Dividends
-
12 600
-
-
withholding
-
630
-
-
total
-
630
-
-
Income
14 000
14 000
14 000
14 000
Total tax
7 078
2 030
5 162
5 838
After tax
6 922
11 970
8 838
8 162
Living cost
12 119
12 119
12 119
12 119
Free-cash
-5 197
-149
-3 281
-3 957

Estimated living cost  is ₽12119 per week

₽7075
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽865
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3857
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
-₽13775
-₽21659
-₽20218
-₽28296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 135
health
-
-
-
896
social contributions
-
-
-
5 481
income
-
-
-
-
total
-
-
-
6 377
Employee
71 068
71 068
71 068
-
income
7 738
6 579
7 991
-
social contributions
2 687
5 898
1 989
-
health
551
1 208
407
-
total
10 976
13 685
10 387
-
Employer
71 068
71 068
71 068
-
social contributions
2 687
5 898
1 989
-
health
598
1 315
444
-
total
3 285
7 213
2 433
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
14 000
14 000
14 000
14 000
Total tax
14 261
20 898
12 820
6 377
After tax
-261
-6 898
1 180
7 623
Living cost
21 398
21 398
21 398
21 398
Free-cash
-21 659
-28 296
-20 218
-13 775

Estimated living cost  is ₽21398 per week

₽12824
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
-₽22354
-₽31823
-₽28797
-₽36875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 135
health
-
-
-
896
social contributions
-
-
-
5 481
income
-
-
-
-
total
-
-
-
6 377
Employee
71 068
71 068
71 068
-
income
7 463
6 579
7 991
-
social contributions
3 453
5 898
1 989
-
health
707
1 208
407
-
total
11 623
13 685
10 387
-
Employer
71 068
71 068
71 068
-
social contributions
3 453
5 898
1 989
-
health
770
1 315
444
-
total
4 223
7 213
2 433
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
14 000
14 000
14 000
14 000
Total tax
15 846
20 898
12 820
6 377
After tax
-1 846
-6 898
1 180
7 623
Living cost
29 977
29 977
29 977
29 977
Free-cash
-31 823
-36 875
-28 797
-22 354

Estimated living cost  is ₽29977 per week

₽20492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6640
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
-₽14620
-₽28247
-₽14334
-₽11800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
health
-
-
-
1 890
social contributions
-
-
-
4 088
income
-
-
-
1 203
solidarity contribution
-
-
-
-
total
-
-
-
7 181
Employee
31 529
-
10 448
-
income
3 783
-
1 254
-
social contributions
2 049
-
679
-
health
4 256
-
1 410
-
solidarity contribution
-
-
-
-
total
10 088
-
3 343
-
Employer
31 529
-
10 448
-
social contributions
7 882
-
2 612
-
health
2 838
-
940
-
total
10 720
-
3 552
-
Corporate
-
14 000
-
-
income
-
2 660
-
-
total
-
2 660
-
-
Dividends
-
11 340
-
-
withholding
-
1 701
-
-
total
-
1 701
-
-
Income
14 000
14 000
14 000
14 000
Total tax
20 808
4 361
6 895
7 181
After tax
-6 808
9 639
7 105
6 819
Living cost
21 439
21 439
21 439
21 439
Free-cash
-28 247
-11 800
-14 334
-14 620

Estimated living cost  is ₽21439 per week

₽14892
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1525
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
-₽19600
-₽38061
-₽19314
-₽16780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
health
-
-
-
1 890
social contributions
-
-
-
4 088
income
-
-
-
1 203
solidarity contribution
-
-
-
-
total
-
-
-
7 181
Employee
38 851
-
10 448
-
income
4 662
-
1 254
-
social contributions
2 525
-
679
-
health
5 245
-
1 410
-
solidarity contribution
-
-
-
-
total
12 432
-
3 343
-
Employer
38 851
-
10 448
-
social contributions
9 713
-
2 612
-
health
3 497
-
940
-
total
13 210
-
3 552
-
Corporate
-
14 000
-
-
income
-
2 660
-
-
total
-
2 660
-
-
Dividends
-
11 340
-
-
withholding
-
1 701
-
-
total
-
1 701
-
-
Income
14 000
14 000
14 000
14 000
Total tax
25 642
4 361
6 895
7 181
After tax
-11 642
9 639
7 105
6 819
Living cost
26 419
26 419
26 419
26 419
Free-cash
-38 061
-16 780
-19 314
-19 600

Estimated living cost  is ₽26419 per week

₽19647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1464
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4852
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
-₽33028
-₽187964
-₽187964
-₽187964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
national
-
-
-
285
pensions
-
-
-
803
municipal
-
-
-
242
labour market
-
-
-
1 056
total
-
-
-
2 386
Employee
188 425
188 425
188 425
-
municipal
40 124
40 124
40 124
-
national
23 019
23 019
23 019
-
pensions
268
268
268
-
labour market
15 053
15 053
15 053
-
total
78 464
78 464
78 464
-
Employer
188 425
188 425
188 425
-
pensions
536
536
536
-
labour market
15 074
15 074
15 074
-
municipal
40 188
40 188
40 188
-
national
23 060
23 060
23 060
-
total
78 858
78 858
78 858
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
14 000
14 000
14 000
14 000
Total tax
157 322
157 322
157 322
2 386
After tax
-143 322
-143 322
-143 322
11 614
Living cost
44 642
44 642
44 642
44 642
Free-cash
-187 964
-187 964
-187 964
-33 028

Estimated living cost  is ₽44642 per week

₽30554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽687
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
-₽12943
-₽21080
-₽12258
-₽11122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
health
-
-
-
1 821
pensions
-
-
-
2 799
income
-
-
-
-
total
-
-
-
4 620
Employee
26 219
-
10 443
-
unemployment
419
-
168
-
income
2 952
-
-
-
pensions
524
-
210
-
total
3 895
-
378
-
Employer
26 219
-
10 443
-
pensions
5 244
-
2 105
-
health
3 408
-
1 368
-
unemployment
210
-
84
-
total
8 862
-
3 557
-
Corporate
-
14 000
-
-
income
-
2 799
-
-
total
-
2 799
-
-
Dividends
-
11 201
-
-
total
-
-
-
-
Income
14 000
14 000
14 000
14 000
Total tax
12 757
2 799
3 935
4 620
After tax
1 243
11 201
10 065
9 380
Living cost
22 323
22 323
22 323
22 323
Free-cash
-21 080
-11 122
-12 258
-12 943

Estimated living cost  is ₽22323 per week

₽15311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
-₽24003
-₽43800
-₽26623
-₽25794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
14 000
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
2 520
total
-
-
-
2 520
Employee
48 625
-
11 776
-
unemployment
730
-
177
-
municipal
7 964
-
1 945
-
national
803
-
-
-
pensions
3 282
-
795
-
health
363
-
-
-
total
13 142
-
2 917
-
Employer
48 625
-
11 776
-
pensions
8 436
-
2 043
-
health
374
-
91
-
accident
49
-
12
-
unemployment
316
-
77
-
total
9 175
-
2 223
-
Corporate
-
14 000
-
-
income
-
2 799
-
-
total
-
2 799
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
8 401
-
-
municipal
-
1 512
-
-
national
-
-
-
-
total
-
1 512
-
-
Income
14 000
14 000
14 000
14 000
Total tax
22 317
4 311
5 140
2 520
After tax
-8 317
9 689
8 860
11 480
Living cost
35 483
35 483
35 483
35 483
Free-cash
-43 800
-25 794
-26 623
-24 003

Estimated living cost  is ₽35483 per week

₽23178
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3413
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
-₽20664
-₽32336
-₽19330
-₽21434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
surtax
-
-
-
-
health
-
-
-
246
pensions
-
-
-
5 099
social contributions
-
-
-
398
income
-
-
-
-
other
-
-
-
433
total
-
-
-
6 176
Employee
35 309
-
10 668
-
income
1 821
-
-
-
surtax
-
-
-
-
social contributions
1 007
-
303
-
pensions
3 994
-
1 207
-
total
6 822
-
1 510
-
Employer
35 309
-
10 668
-
pensions
5 802
-
1 754
-
social contributions
105
-
32
-
other
1 219
-
368
-
health
2 471
-
747
-
unemployment
1 429
-
431
-
total
11 026
-
3 332
-
Corporate
-
14 000
-
-
income
-
3 920
-
-
surtax
-
-
-
-
total
-
3 920
-
-
Dividends
-
10 080
-
-
withholding
-
1 291
-
-
social contributions
-
1 735
-
-
surtax
-
-
-
-
total
-
3 026
-
-
Income
14 000
14 000
14 000
14 000
Total tax
17 848
6 946
4 842
6 176
After tax
-3 848
7 054
9 158
7 824
Living cost
28 488
28 488
28 488
28 488
Free-cash
-32 336
-21 434
-19 330
-20 664

Estimated living cost  is ₽28488 per week

₽16522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8533
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
-₽23797
-₽37907
-₽22463
-₽24567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
surtax
-
-
-
-
health
-
-
-
246
pensions
-
-
-
5 099
social contributions
-
-
-
398
income
-
-
-
-
other
-
-
-
433
total
-
-
-
6 176
Employee
39 555
-
10 668
-
income
2 334
-
-
-
surtax
-
-
-
-
social contributions
1 128
-
303
-
pensions
4 472
-
1 207
-
total
7 934
-
1 510
-
Employer
39 555
-
10 668
-
pensions
6 498
-
1 754
-
social contributions
119
-
32
-
other
1 365
-
368
-
health
2 769
-
747
-
unemployment
1 601
-
431
-
total
12 352
-
3 332
-
Corporate
-
14 000
-
-
income
-
3 920
-
-
surtax
-
-
-
-
total
-
3 920
-
-
Dividends
-
10 080
-
-
withholding
-
1 291
-
-
social contributions
-
1 735
-
-
surtax
-
-
-
-
total
-
3 026
-
-
Income
14 000
14 000
14 000
14 000
Total tax
20 286
6 946
4 842
6 176
After tax
-6 286
7 054
9 158
7 824
Living cost
31 621
31 621
31 621
31 621
Free-cash
-37 907
-24 567
-22 463
-23 797

Estimated living cost  is ₽31621 per week

₽19938
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
-₽36815
-₽61965
-₽35481
-₽37585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
surtax
-
-
-
-
health
-
-
-
246
pensions
-
-
-
5 099
social contributions
-
-
-
398
income
-
-
-
-
other
-
-
-
433
total
-
-
-
6 176
Employee
57 886
-
10 668
-
income
5 051
-
-
-
surtax
-
-
-
-
social contributions
1 649
-
303
-
pensions
6 547
-
1 207
-
total
13 247
-
1 510
-
Employer
57 886
-
10 668
-
pensions
9 511
-
1 754
-
social contributions
174
-
32
-
other
1 998
-
368
-
health
4 051
-
747
-
unemployment
2 345
-
431
-
total
18 079
-
3 332
-
Corporate
-
14 000
-
-
income
-
3 920
-
-
surtax
-
-
-
-
total
-
3 920
-
-
Dividends
-
10 080
-
-
withholding
-
1 291
-
-
social contributions
-
1 735
-
-
surtax
-
-
-
-
total
-
3 026
-
-
Income
14 000
14 000
14 000
14 000
Total tax
31 326
6 946
4 842
6 176
After tax
-17 326
7 054
9 158
7 824
Living cost
44 639
44 639
44 639
44 639
Free-cash
-61 965
-37 585
-35 481
-36 815

Estimated living cost  is ₽44639 per week

₽30211
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3652
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽612
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₽7938
₽6268
₽5278
₽7378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
14 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
140
total
-
-
-
140
Employee
7 402
-
14 000
-
income
1 480
-
2 800
-
total
1 480
-
2 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

6 598
14 000
-
-
total
-
-
-
-
Dividends
6 598
14 000
-
-
withholding
330
700
-
-
total
330
700
-
-
Income
14 000
14 000
14 000
14 000
Total tax
1 810
700
2 800
140
After tax
12 190
13 300
11 200
13 860
Living cost
5 922
5 922
5 922
5 922
Free-cash
6 268
7 378
5 278
7 938

Estimated living cost  is ₽5922 per week

₽3670
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
₽4632
₽2342
₽1972
₽4072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
14 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
140
total
-
-
-
140
Employee
11 535
-
14 000
-
income
2 307
-
2 800
-
total
2 307
-
2 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

2 465
14 000
-
-
total
-
-
-
-
Dividends
2 465
14 000
-
-
withholding
123
700
-
-
total
123
700
-
-
Income
14 000
14 000
14 000
14 000
Total tax
2 430
700
2 800
140
After tax
11 570
13 300
11 200
13 860
Living cost
9 228
9 228
9 228
9 228
Free-cash
2 342
4 072
1 972
4 632

Estimated living cost  is ₽9228 per week

₽6244
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽387
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2286
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
-₽27996
-₽31986
-₽27996
-₽28230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
14 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 314
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 314
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 986
-
14 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 781
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 314
-
6 314
-
total
10 304
-
6 314
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
14 000
-
-
trade
-
2 008
-
-
income
-
2 099
-
-
chamber of commerce
-
161
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
116
-
-
total
-
4 384
-
-
Dividends
-
9 615
-
-
withholding
-
2 052
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
112
-
-
total
-
2 164
-
-
Income
14 000
14 000
14 000
14 000
Total tax
10 304
6 548
6 314
6 314
After tax
3 696
7 452
7 686
7 686
Living cost
35 682
35 682
35 682
35 682
Free-cash
-31 986
-28 230
-27 996
-27 996

Estimated living cost  is ₽35682 per week

₽24614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
-₽20308
-₽21349
-₽20308
-₽20689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
14 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 314
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 314
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 350
-
14 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

987
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 314
-
6 314
-
total
7 355
-
6 314
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
14 000
-
-
trade
-
2 205
-
-
income
-
2 099
-
-
chamber of commerce
-
160
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
116
-
-
total
-
4 580
-
-
Dividends
-
9 421
-
-
withholding
-
2 005
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
110
-
-
total
-
2 115
-
-
Income
14 000
14 000
14 000
14 000
Total tax
7 355
6 695
6 314
6 314
After tax
6 645
7 305
7 686
7 686
Living cost
27 994
27 994
27 994
27 994
Free-cash
-21 349
-20 689
-20 308
-20 308

Estimated living cost  is ₽27994 per week

₽17609
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
-₽28621
-₽32869
-₽28621
-₽29074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
14 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 314
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 314
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 869
-
14 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 027
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

221
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 314
-
6 314
-
total
10 562
-
6 314
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
14 000
-
-
trade
-
2 303
-
-
income
-
2 099
-
-
chamber of commerce
-
160
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
116
-
-
total
-
4 678
-
-
Dividends
-
9 322
-
-
withholding
-
1 980
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
109
-
-
total
-
2 089
-
-
Income
14 000
14 000
14 000
14 000
Total tax
10 562
6 767
6 314
6 314
After tax
3 438
7 233
7 686
7 686
Living cost
36 307
36 307
36 307
36 307
Free-cash
-32 869
-29 074
-28 621
-28 621

Estimated living cost  is ₽36307 per week

₽24283
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7654
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
-₽34653
-₽41544
-₽34653
-₽35178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
14 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 314
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 314
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 544
-
14 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 531
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 314
-
6 314
-
total
13 205
-
6 314
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
14 000
-
-
trade
-
2 401
-
-
income
-
2 099
-
-
chamber of commerce
-
160
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
116
-
-
total
-
4 776
-
-
Dividends
-
9 224
-
-
withholding
-
1 956
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
107
-
-
total
-
2 063
-
-
Income
14 000
14 000
14 000
14 000
Total tax
13 205
6 839
6 314
6 314
After tax
795
7 161
7 686
7 686
Living cost
42 339
42 339
42 339
42 339
Free-cash
-41 544
-35 178
-34 653
-34 653

Estimated living cost  is ₽42339 per week

₽30923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3387
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
-₽12761
-₽23677
-₽13231
-₽11952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
surtax
-
-
-
-
unemployment
-
-
-
210
health
-
-
-
994
pensions
-
-
-
2 799
income
-
-
-
1 999
other
-
-
-
-
total
-
-
-
6 002
Employee
31 125
-
11 404
-
unemployment
2 166
-
858
-
other
-
-
-
-
income
5 218
-
1 882
-
surtax
110
-
-
-
pensions
2 077
-
823
-
health
795
-
314
-
total
10 366
-
3 877
-
Employer
31 125
-
11 404
-
pensions
4 150
-
1 643
-
other
-
-
-
-
health
1 415
-
561
-
unemployment
987
-
391
-
total
6 552
-
2 595
-
Corporate
-
14 000
-
-
income
-
3 639
-
-
total
-
3 639
-
-
Dividends
-
10 361
-
-
withholding
-
1 554
-
-
total
-
1 554
-
-
Income
14 000
14 000
14 000
14 000
Total tax
16 918
5 193
6 472
6 002
After tax
-2 918
8 807
7 528
7 998
Living cost
20 759
20 759
20 759
20 759
Free-cash
-23 677
-11 952
-13 231
-12 761

Estimated living cost  is ₽20759 per week

₽12533
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1805
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
-₽12396
-₽22995
-₽12866
-₽11587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
surtax
-
-
-
-
unemployment
-
-
-
210
health
-
-
-
994
pensions
-
-
-
2 799
income
-
-
-
1 999
other
-
-
-
-
total
-
-
-
6 002
Employee
30 563
-
11 404
-
unemployment
2 127
-
858
-
other
-
-
-
-
income
5 123
-
1 882
-
surtax
100
-
-
-
pensions
2 038
-
823
-
health
780
-
314
-
total
10 168
-
3 877
-
Employer
30 563
-
11 404
-
pensions
4 074
-
1 643
-
other
-
-
-
-
health
1 391
-
561
-
unemployment
968
-
391
-
total
6 433
-
2 595
-
Corporate
-
14 000
-
-
income
-
3 639
-
-
total
-
3 639
-
-
Dividends
-
10 361
-
-
withholding
-
1 554
-
-
total
-
1 554
-
-
Income
14 000
14 000
14 000
14 000
Total tax
16 601
5 193
6 472
6 002
After tax
-2 601
8 807
7 528
7 998
Living cost
20 394
20 394
20 394
20 394
Free-cash
-22 995
-11 587
-12 866
-12 396

Estimated living cost  is ₽20394 per week

₽12470
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
-₽8821
-₽17945
-₽10404
-₽10366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
unemployment
-
-
-
210
health
-
-
-
980
pensions
-
-
-
1 400
income
-
-
-
1 712
total
-
-
-
4 302
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 733
10 639
11 715
-
unemployment
401
160
176
-
income
3 268
1 301
1 432
-
pensions
2 673
1 064
1 172
-
health
1 871
745
820
-
total
8 213
3 270
3 600
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 733
10 639
11 715
-
pensions
5 213
2 075
2 285
-
total
5 213
2 075
2 285
-
Corporate
-
1 286
-
-
income
-
116
-
-
total
-
116
-
-
Dividends
-
1 170
-
-
withholding
-
222
-
-
social contributions
-
164
-
-
total
-
386
-
-
Income
14 000
14 000
14 000
14 000
Total tax
13 426
5 847
5 885
4 302
After tax
574
8 153
8 115
9 698
Living cost
18 519
18 519
18 519
18 519
Free-cash
-17 945
-10 366
-10 404
-8 821

Estimated living cost  is ₽18519 per week

₽12638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3996
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
-₽33835
-₽61482
-₽33724
-₽35906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
national
-
-
-
828
pensions
-
-
-
1 680
social contributions
-
-
-
151
municipal
-
-
-
534
total
-
-
-
3 193
Employee
69 203
-
12 103
-
municipal
8 548
-
588
-
national
13 245
-
912
-
pensions
2 768
-
484
-
total
24 561
-
1 984
-
Employer
69 203
-
12 103
-
pensions
5 536
-
968
-
social contributions
744
-
130
-
total
6 280
-
1 098
-
Corporate
-
14 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
2 800
-
-
total
-
2 800
-
-
Dividends
-
11 200
-
-
withholding
-
2 464
-
-
total
-
2 464
-
-
Income
14 000
14 000
14 000
14 000
Total tax
30 841
5 264
3 082
3 193
After tax
-16 841
8 736
10 918
10 807
Living cost
44 642
44 642
44 642
44 642
Free-cash
-61 482
-35 906
-33 724
-33 835

Estimated living cost  is ₽44642 per week

₽30342
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
-₽38762
-₽58296
-₽38762
-₽42848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
social contributions
-
-
-
209
income
-
-
-
-95
total
-
-
-
114
Employee
72 295
-
14 000
-
social contributions
6 006
-
209
-
income
13 642
-
-95
-
total
19 648
-
114
-
Employer
72 295
-
14 000
-
total
-
-
-
-
Corporate
-
14 000
-
-
income
-
1 750
-
-
total
-
1 750
-
-
Dividends
-
12 250
-
-
withholding
-
2 450
-
-
total
-
2 450
-
-
Income
14 000
14 000
14 000
14 000
Total tax
19 648
4 200
114
114
After tax
-5 648
9 800
13 886
13 886
Living cost
52 648
52 648
52 648
52 648
Free-cash
-58 296
-42 848
-38 762
-38 762

Estimated living cost  is ₽52648 per week

₽40053
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7801
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
-₽33873
-₽68139
-₽35543
-₽31528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
national
-
-
-
1 573
regional
-
-
-
84
social contributions
-
-
-
7 163
municipal
-
-
-
54
total
-
-
-
8 874
Employee
82 139
-
14 000
-
municipal
435
-
37
-
national
14 233
-
1 061
-
social contributions
27 697
-
9 390
-
regional
775
-
56
-
total
43 140
-
10 544
-
Employer
82 139
-
14 000
-
total
-
-
-
-
Corporate
-
14 000
-
-
nationa
-
3 360
-
-
municipal
-
545
-
-
total
-
3 905
-
-
Dividends
-
10 094
-
-
withholding
-
2 624
-
-
total
-
2 624
-
-
Income
14 000
14 000
14 000
14 000
Total tax
43 140
6 529
10 544
8 874
After tax
-29 140
7 471
3 456
5 126
Living cost
38 999
38 999
38 999
38 999
Free-cash
-68 139
-31 528
-35 543
-33 873

Estimated living cost  is ₽38999 per week

₽27185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8657
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
-₽19825
-₽37268
-₽21477
-₽17537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
14 000
national
-
-
-
1 573
regional
-
-
-
139
social contributions
-
-
-
7 163
municipal
-
-
-
54
total
-
-
-
8 929
Employee
51 268
-
14 000
-
municipal
272
-
37
-
national
8 122
-
1 061
-
social contributions
17 288
-
9 390
-
regional
690
-
93
-
total
26 372
-
10 581
-
Employer
51 268
-
14 000
-
total
-
-
-
-
Corporate
-
14 000
-
-
nationa
-
3 360
-
-
municipal