Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 139500
per

Your estimated
City
free-cash

Valencia , Spain
₽67957
₽53432
₽56720
₽71419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
unemployment
-
-
-
509
income
-
-
-
39 439
other
-
-
-
73
accident
-
-
-
654
pensions
-
-
-
20 555
total
-
-
-
61 230
Employee
28 977
-
116 343
-
unemployment
449
-
1 126
-
pensions
1 362
-
3 415
-
income
5 587
-
36 748
-
other
28
-
73
-
total
7 426
-
41 362
-
Employer
28 977
-
116 343
-
pensions
6 838
-
17 142
-
accident
574
-
1 438
-
unemployment
1 594
-
3 995
-
other
232
-
581
-
total
9 238
-
23 156
-
Corporate
101 285
139 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

15 193
20 924
-
-
total
15 193
20 924
-
-
Dividends
86 092
118 576
-
-
withholding
18 136
25 607
-
-
total
18 136
25 607
-
-
Income
139 500
139 500
139 500
139 500
Total tax
49 993
46 531
64 518
61 230
After tax
89 507
92 969
74 982
78 270
Living cost
21 550
21 550
21 550
21 550
Free-cash
67 957
71 419
53 432
56 720

Estimated living cost  is ₽21550 per week

₽14546
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽76314
₽58145
₽57430
₽81609
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 601
income
-
-
-
21 683
other
-
-
-
5 660
health
-
-
-
5 244
total
-
-
-
61 188
Employee
28 454
-
111 422
-
health
399
-
1 560
-
unemployment
284
-
1 114
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 991
-
7 800
-
income
4 899
-
21 921
-
total
7 573
-
32 395
-
Employer
28 454
-
111 422
-
health
399
-
1 560
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 838
-
18 942
-
accident
228
-
891
-
unemployment
284
-
1 114
-
other
1 423
-
5 571
-
total
7 172
-
28 078
-
Corporate
103 875
139 500
-
-
income
21 814
29 295
-
-
total
21 814
29 295
-
-
Dividends
82 061
110 205
-
-
withholding
5 745
7 714
-
-
total
5 745
7 714
-
-
Income
139 500
139 500
139 500
139 500
Total tax
42 304
37 009
60 473
61 188
After tax
97 196
102 491
79 027
78 312
Living cost
20 882
20 882
20 882
20 882
Free-cash
76 314
81 609
58 145
57 430

Estimated living cost  is ₽20882 per week

₽14754
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽105361
₽106486
₽100999
₽109002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 050
unemployment
-
-
-
109
income
-
-
-
20 925
health
-
-
-
3 147
total
-
-
-
28 231
Employee
13 600
-
134 132
-
health
626
-
1 259
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 194
-
2 403
-
income
1 360
-
13 413
-
total
3 330
-
17 376
-
Employer
13 600
-
134 132
-
health
939
-
1 888
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 499
-
3 015
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
unemployment
81
-
164
-
total
2 669
-
5 368
-
Corporate
123 232
139 500
-
-
income
12 324
13 950
-
-
total
12 324
13 950
-
-
Dividends
110 908
125 550
-
-
withholding
5 545
6 277
-
-
total
5 545
6 277
-
-
Income
139 500
139 500
139 500
139 500
Total tax
23 868
20 227
22 744
28 231
After tax
115 632
119 273
116 756
111 269
Living cost
10 270
10 270
10 270
10 270
Free-cash
105 361
109 002
106 486
100 999

Estimated living cost  is ₽10270 per week

₽5996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽48127
₽49669
₽51777
₽43496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
income
-
-
-
21 932
other
-
-
-
4 325
health
-
-
-
5 944
social contributions
-
-
-
3 975
pensions
-
-
-
24 735
surtax
-
-
-
-
total
-
-
-
60 911
Employee
33 540
-
108 014
-
pensions
3 792
-
7 491
-
income
1 979
-
20 964
-
social contributions
956
-
3 078
-
surtax
-
-
-
-
total
6 727
-
31 533
-
Employer
33 540
-
108 014
-
health
2 348
-
9 969
-
social contributions
101
-
324
-
pensions
5 510
-
12 613
-
unemployment
1 358
-
4 375
-
other
1 157
-
4 205
-
total
10 474
-
31 486
-
Corporate
95 486
139 500
-
-
income
26 736
39 060
-
-
surtax
-
-
-
-
total
26 736
39 060
-
-
Dividends
68 750
100 440
-
-
social contributions
11 824
17 276
-
-
surtax
-
-
-
-
withholding
8 800
12 856
-
-
total
20 624
30 132
-
-
Income
139 500
139 500
139 500
139 500
Total tax
64 561
69 192
63 019
60 911
After tax
74 939
70 308
76 481
78 589
Living cost
26 812
26 812
26 812
26 812
Free-cash
48 127
43 496
49 669
51 777

Estimated living cost  is ₽26812 per week

₽16906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽31456
₽54483
₽44084
₽36258
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
pensions
-
-
-
9 182
income
-
-
-
43 741
health
-
-
-
9 664
total
-
-
-
62 587
Employee
66 922
66 922
124 936
-
health
10 272
8 737
9 664
-
pensions
12 046
9 182
9 182
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 954
10 954
18 777
-
total
33 272
28 873
37 623
-
Employer
66 922
66 922
124 936
-
health
4 652
4 652
5 781
-
pensions
4 658
4 658
5 790
-
unemployment
2 409
2 409
2 994
-
total
11 719
11 719
14 565
-
Corporate
61 680
60 859
-
-
income
12 336
12 172
-
-
total
12 336
12 172
-
-
Dividends
49 344
48 687
-
-
income
10 486
10 346
-
-
withholding
7 402
7 303
-
-
total
17 888
17 649
-
-
Income
139 500
139 500
139 500
139 500
Total tax
75 215
70 413
52 188
62 587
After tax
64 285
69 087
87 312
76 913
Living cost
32 829
32 829
32 829
32 829
Free-cash
31 456
36 258
54 483
44 084

Estimated living cost  is ₽32829 per week

₽23265
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6082
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽55286
₽64746
₽48514
₽46620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
139 500
trade
-
-
-
16 232
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 282
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 381
total
-
-
-
67 249
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 974
-
139 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

837
-
43 282
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
2 381
-
total
6 237
-
51 017
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
109 526
139 500
-
-
income
16 429
20 924
-
-
trade
17 251
21 971
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

904
1 151
-
-
chamber of commerce
277
320
-
-
total
34 861
44 366
-
-
Dividends
74 666
95 134
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 010
1 292
-
-
withholding
18 369
23 485
-
-
total
19 379
24 777
-
-
Income
139 500
139 500
139 500
139 500
Total tax
60 477
69 143
51 017
67 249
After tax
79 023
70 357
88 483
72 251
Living cost
23 737
23 737
23 737
23 737
Free-cash
55 286
46 620
64 746
48 514

Estimated living cost  is ₽23737 per week

₽14931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽79354
₽75908
₽77132
₽83619
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
income
-
-
-
27 988
health
-
-
-
3 557
social contributions
-
-
-
12 679
total
-
-
-
44 224
Employee
60 260
60 260
130 344
-
health
467
1 025
2 216
-
income
6 561
5 578
27 329
-
social contributions
2 278
5 001
6 746
-
total
9 306
11 604
36 291
-
Employer
60 260
60 260
130 344
-
health
507
1 115
2 411
-
social contributions
2 278
5 001
6 746
-
total
2 785
6 116
9 157
-
Corporate
109 264
73 123
-
-
income
13 658
9 140
-
-
total
13 658
9 140
-
-
Dividends
95 606
63 983
-
-
withholding
16 253
10 877
-
-
total
16 253
10 877
-
-
Income
139 500
139 500
139 500
139 500
Total tax
42 002
37 737
45 448
44 224
After tax
97 498
101 763
94 052
95 276
Living cost
18 144
18 144
18 144
18 144
Free-cash
79 354
83 619
75 908
77 132

Estimated living cost  is ₽18144 per week

₽10874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽53978
₽39457
₽50033
₽54767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
139 500
income
-
-
-
16 409
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
48 477
surtax
-
-
-
-
total
-
-
-
64 886
Employee
36 043
-
112 727
-
income
7 497
-
36 289
-
social contributions
3 965
-
12 400
-
surtax
-
-
-
-
total
11 462
-
48 689
-
Employer
36 043
-
112 727
-
social contributions
8 560
-
26 773
-
total
8 560
-
26 773
-
Corporate
94 897
139 500
-
-
income
19 928
29 295
-
-
surtax
-
-
-
-
total
19 928
29 295
-
-
Dividends
74 969
110 205
-
-
withholding
20 991
30 857
-
-
total
20 991
30 857
-
-
Income
139 500
139 500
139 500
139 500
Total tax
60 941
60 152
75 462
64 886
After tax
78 559
79 348
64 038
74 614
Living cost
24 581
24 581
24 581
24 581
Free-cash
53 978
54 767
39 457
50 033

Estimated living cost  is ₽24581 per week

₽18392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽125313
₽105526
₽132031
₽126451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
139 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 395
total
-
-
-
1 395
Employee
7 592
-
139 500
-
income
1 518
-
27 900
-
total
1 518
-
27 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

131 908
139 500
-
-
total
-
-
-
-
Dividends
131 908
139 500
-
-
withholding
6 595
6 975
-
-
total
6 595
6 975
-
-
Income
139 500
139 500
139 500
139 500
Total tax
8 113
6 975
27 900
1 395
After tax
131 387
132 525
111 600
138 105
Living cost
6 074
6 074
6 074
6 074
Free-cash
125 313
126 451
105 526
132 031

Estimated living cost  is ₽6074 per week

₽3764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽68470
₽43343
₽47038
₽75025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
139 500
pensions
-
-
-
25 476
unemployment
-
-
-
210
income
-
-
-
32 028
health
-
-
-
13 728
total
-
-
-
71 442
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 654
-
120 705
-
health
2 238
-
7 797
-
unemployment
49
-
170
-
pensions
5 372
-
18 710
-
income
5 976
-
29 667
-
total
13 635
-
56 344
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 654
-
120 705
-
health
2 308
-
8 038
-
pensions
3 067
-
10 682
-
unemployment
21
-
73
-
total
5 396
-
18 793
-
Corporate
99 451
139 500
-
-
income
18 896
26 506
-
-
total
18 896
26 506
-
-
Dividends
80 555
112 994
-
-
withholding
12 083
16 949
-
-
total
12 083
16 949
-
-
Income
139 500
139 500
139 500
139 500
Total tax
50 010
43 455
75 137
71 442
After tax
89 490
96 045
64 363
68 058
Living cost
21 020
21 020
21 020
21 020
Free-cash
68 470
75 025
43 343
47 038

Estimated living cost  is ₽21020 per week

₽14425
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽60826
₽70651
₽83791
₽58088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
139 500
income
-
-
-
22 307
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 955
total
-
-
-
27 262
Employee
35 950
-
135 895
-
social contributions
3 602
-
3 605
-
income
3 901
-
33 192
-
total
7 503
-
36 797
-
Employer
35 950
-
135 895
-
social contributions
3 602
-
3 605
-
total
3 602
-
3 605
-
Corporate
99 948
139 500
-
-
income
34 982
48 825
-
-
total
34 982
48 825
-
-
Dividends
64 966
90 675
-
-
social contributions
4 140
4 140
-
-
total
4 140
4 140
-
-
Income
139 500
139 500
139 500
139 500
Total tax
50 227
52 965
40 402
27 262
After tax
89 273
86 535
99 098
112 238
Living cost
28 447
28 447
28 447
28 447
Free-cash
60 826
58 088
70 651
83 791

Estimated living cost  is ₽28447 per week

₽18738
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽68897
₽70051
₽72972
₽68490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
income
-
-
-
20 924
health
-
-
-
9 736
social contributions
-
-
-
19 251
total
-
-
-
49 911
Employee
26 571
-
139 500
-
health
1 854
-
9 736
-
income
4 432
-
23 845
-
social contributions
3 667
-
19 251
-
total
9 953
-
52 832
-
Employer
26 571
-
139 500
-
total
-
-
-
-
Corporate
112 929
139 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

5 647
6 975
-
-
total
5 647
6 975
-
-
Dividends
107 282
132 525
-
-
social contributions
14 805
18 289
-
-
withholding
16 093
19 879
-
-
health
7 488
9 250
-
-
total
38 386
47 418
-
-
Income
139 500
139 500
139 500
139 500
Total tax
53 986
54 393
52 832
49 911
After tax
85 514
85 107
86 668
89 589
Living cost
16 617
16 617
16 617
16 617
Free-cash
68 897
68 490
70 051
72 972

Estimated living cost  is ₽16617 per week

₽11121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1025
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽66284
₽52522
₽58344
₽74109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
income
-
-
-
14 258
health
-
-
-
18 832
social contributions
-
-
-
25 617
solidarity contribution
-
-
-
512
total
-
-
-
59 219
Employee
32 261
-
107 860
-
health
4 355
-
14 561
-
solidarity contribution
-
-
-
-
income
3 871
-
13 139
-
social contributions
2 097
-
5 702
-
total
10 323
-
33 402
-
Employer
32 261
-
107 860
-
health
2 903
-
9 707
-
social contributions
8 065
-
21 932
-
total
10 968
-
31 639
-
Corporate
96 271
139 500
-
-
income
18 291
26 505
-
-
total
18 291
26 505
-
-
Dividends
77 979
112 995
-
-
withholding
11 697
16 949
-
-
total
11 697
16 949
-
-
Income
139 500
139 500
139 500
139 500
Total tax
51 279
43 454
65 041
59 219
After tax
88 221
96 046
74 459
80 281
Living cost
21 937
21 937
21 937
21 937
Free-cash
66 284
74 109
52 522
58 344

Estimated living cost  is ₽21937 per week

₽16314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽121286
₽102135
₽128640
₽123060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
139 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 395
total
-
-
-
1 395
Employee
11 832
-
139 500
-
income
2 366
-
27 900
-
total
2 366
-
27 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

127 668
139 500
-
-
total
-
-
-
-
Dividends
127 668
139 500
-
-
withholding
6 383
6 975
-
-
total
6 383
6 975
-
-
Income
139 500
139 500
139 500
139 500
Total tax
8 749
6 975
27 900
1 395
After tax
130 751
132 525
111 600
138 105
Living cost
9 465
9 465
9 465
9 465
Free-cash
121 286
123 060
102 135
128 640

Estimated living cost  is ₽9465 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽37843
₽38631
₽40739
₽32458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
income
-
-
-
21 932
other
-
-
-
4 325
health
-
-
-
5 944
social contributions
-
-
-
3 975
pensions
-
-
-
24 735
surtax
-
-
-
-
total
-
-
-
60 911
Employee
49 083
-
108 014
-
pensions
5 552
-
7 491
-
income
4 283
-
20 964
-
social contributions
1 398
-
3 078
-
surtax
-
-
-
-
total
11 233
-
31 533
-
Employer
49 083
-
108 014
-
health
3 435
-
9 969
-
social contributions
147
-
324
-
pensions
8 065
-
12 613
-
unemployment
1 988
-
4 375
-
other
1 694
-
4 205
-
total
15 329
-
31 486
-
Corporate
75 088
139 500
-
-
income
21 024
39 060
-
-
surtax
-
-
-
-
total
21 024
39 060
-
-
Dividends
54 064
100 440
-
-
social contributions
9 301
17 276
-
-
surtax
-
-
-
-
withholding
6 920
12 856
-
-
total
16 221
30 132
-
-
Income
139 500
139 500
139 500
139 500
Total tax
63 807
69 192
63 019
60 911
After tax
75 693
70 308
76 481
78 589
Living cost
37 850
37 850
37 850
37 850
Free-cash
37 843
32 458
38 631
40 739

Estimated living cost  is ₽37850 per week

₽25616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽83432
₽72550
₽72550
₽87277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
139 500
pensions
-
-
-
15 013
unemployment
-
-
-
866
income
-
-
-
31 611
health
-
-
-
5 948
total
-
-
-
53 438
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
129 164
-
health
1 049
-
2 974
-
unemployment
153
-
433
-
pensions
2 853
-
8 084
-
income
2 809
-
31 611
-
total
6 864
-
43 102
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
129 164
-
health
1 049
-
2 974
-
pensions
2 445
-
6 929
-
unemployment
153
-
433
-
total
3 647
-
10 336
-
Corporate
115 477
139 500
-
-
income
17 322
20 925
-
-
total
17 322
20 925
-
-
Dividends
98 156
118 575
-
-
withholding
14 723
17 786
-
-
total
14 723
17 786
-
-
Income
139 500
139 500
139 500
139 500
Total tax
42 556
38 711
53 438
53 438
After tax
96 944
100 789
86 062
86 062
Living cost
13 512
13 512
13 512
13 512
Free-cash
83 432
87 277
72 550
72 550

Estimated living cost  is ₽13512 per week

₽9098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽33301
₽52549
₽58328
₽10501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
pensions
-
-
-
12 834
city
-
-
-
1 470
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 791
health
-
-
-
313
regional
-
-
-
7 419
national
-
-
-
3 056
total
-
-
-
27 883
Employee
62 361
-
125 152
-
health
141
-
282
-
unemployment
-
-
-
-
city
669
-
1 348
-
pensions
5 239
-
10 186
-
regional
2 042
-
6 497
-
national
295
-
2 378
-
total
8 386
-
20 691
-
Employer
62 361
-
125 152
-
health
141
-
282
-
pensions
5 239
-
10 186
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 247
-
2 503
-
total
6 627
-
12 971
-
Corporate
69 826
139 500
-
-
regional
14 768
29 504
-
-
national
5 936
11 858
-
-
total
20 704
41 362
-
-
Dividends
49 122
98 138
-
-
withholding
17 193
34 348
-
-
total
17 193
34 348
-
-
Income
139 500
139 500
139 500
139 500
Total tax
52 910
75 710
33 662
27 883
After tax
86 590
63 790
105 838
111 617
Living cost
53 289
53 289
53 289
53 289
Free-cash
33 301
10 501
52 549
58 328

Estimated living cost  is ₽53289 per week

₽34653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽59238
₽43000
₽59677
₽57235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
139 500
municipal
-
-
-
24 782
health
-
-
-
1 822
national
-
-
-
23 132
total
-
-
-
49 736
Employee
41 230
-
117 355
-
health
308
-
1 480
-
unemployment
619
-
1 761
-
pensions
2 782
-
7 922
-
national
681
-
13 991
-
municipal
6 753
-
19 114
-
total
11 143
-
44 268
-
Employer
41 230
-
117 355
-
health
317
-
904
-
pensions
7 153
-
20 361
-
accident
42
-
117
-
unemployment
268
-
763
-
total
7 780
-
22 145
-
Corporate
90 490
139 500
-
-
income
18 099
27 901
-
-
total
18 099
27 901
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

54 294
83 700
-
-
municipal
9 774
15 066
-
-
national
3 379
9 211
-
-
total
13 153
24 277
-
-
Income
139 500
139 500
139 500
139 500
Total tax
50 175
52 178
66 413
49 736
After tax
89 325
87 322
73 087
89 764
Living cost
30 087
30 087
30 087
30 087
Free-cash
59 238
57 235
43 000
59 677

Estimated living cost  is ₽30087 per week

₽19653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽37685
₽20458
₽31913
₽49440
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 198
social contributions
-
-
-
19 538
national
-
-
-
52 277
total
-
-
-
79 013
Employee

The minimum management director salary is set at €45,000 per year.

56 056
-
108 048
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 634
-
5 079
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 924
-
5 635
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

488
-
940
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 204
-
8 104
-
national
17 234
-
39 258
-
total
27 484
-
59 016
-
Employer

The minimum management director salary is set at €45,000 per year.

56 056
-
108 048
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 447
-
6 645
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 967
-
9 573
-
surtax
6 356
-
12 251
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

729
-
1 405
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

818
-
1 578
-
total
16 317
-
31 452
-
Corporate
67 127
139 500
-
-
income
13 426
27 901
-
-
surtax
269
558
-
-
total
13 695
28 459
-
-
Dividends
53 431
111 042
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

15 745
33 027
-
-
total
15 745
33 027
-
-
Income
139 500
139 500
139 500
139 500
Total tax
73 241
61 486
90 468
79 013
After tax
66 259
78 014
49 032
60 487
Living cost
28 574
28 574
28 574
28 574
Free-cash
37 685
49 440
20 458
31 913

Estimated living cost  is ₽28574 per week

₽18405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽41390
₽37452
₽38278
₽42154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
unemployment
-
-
-
75
municipal
-
-
-
35 159
other
-
-
-
8 662
health
-
-
-
4 651
national
-
-
-
10 456
accident
-
-
-
149
pensions
-
-
-
8 058
total
-
-
-
67 210
Employee
48 465
-
116 078
-
national
-
-
10 000
-
municipal
14 452
-
34 615
-
total
14 452
-
44 615
-
Employer
48 465
-
116 078
-
health
2 981
-
4 584
-
pensions
5 239
-
8 058
-
accident
97
-
149
-
unemployment
1 279
-
1 968
-
other
5 632
-
8 662
-
total
15 228
-
23 421
-
Corporate
75 808
139 500
-
-
income
16 678
30 690
-
-
total
16 678
30 690
-
-
Dividends
59 130
108 810
-
-
withholding
17 739
32 643
-
-
total
17 739
32 643
-
-
Income
139 500
139 500
139 500
139 500
Total tax
64 097
63 333
68 036
67 210
After tax
75 403
76 167
71 464
72 290
Living cost
34 013
34 013
34 013
34 013
Free-cash
41 390
42 154
37 452
38 278

Estimated living cost  is ₽34013 per week

₽22542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽5239
₽90074
₽58529
₽46995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
income
-
-
-
27 191
social contributions
-
-
-
15 903
total
-
-
-
43 094
Employee
54 310
-
-
-
income
11 980
-
-
-
social contributions
4 453
-
635
-
total
16 433
-
635
-
Employer
54 310
-
-
-
social contributions
76 578
-
10 914
-
total
76 578
-
10 914
-
Corporate
8 612
139 500
-
-
income
1 895
30 690
-
-
total
1 895
30 690
-
-
Dividends
6 718
108 810
-
-
income
1 478
23 938
-
-
total
1 478
23 938
-
-
Income
139 500
139 500
139 500
139 500
Total tax
96 384
54 628
11 549
43 094
After tax
43 116
84 872
127 951
96 406
Living cost
37 877
37 877
37 877
37 877
Free-cash
5 239
46 995
90 074
58 529

Estimated living cost  is ₽37877 per week

₽24576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽73094
₽68634
₽69858
₽76345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
income
-
-
-
27 988
health
-
-
-
3 557
social contributions
-
-
-
12 679
total
-
-
-
44 224
Employee
60 260
60 260
130 344
-
health
599
1 025
2 216
-
income
6 328
5 578
27 329
-
social contributions
2 928
5 001
6 746
-
total
9 855
11 604
36 291
-
Employer
60 260
60 260
130 344
-
health
653
1 115
2 411
-
social contributions
2 928
5 001
6 746
-
total
3 581
6 116
9 157
-
Corporate
100 645
73 123
-
-
income
12 581
9 140
-
-
total
12 581
9 140
-
-
Dividends
88 064
63 983
-
-
withholding
14 971
10 877
-
-
total
14 971
10 877
-
-
Income
139 500
139 500
139 500
139 500
Total tax
40 988
37 737
45 448
44 224
After tax
98 512
101 763
94 052
95 276
Living cost
25 418
25 418
25 418
25 418
Free-cash
73 094
76 345
68 634
69 858

Estimated living cost  is ₽25418 per week

₽17376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5630
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽67008
₽51321
₽63913
₽62525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
income
-
-
-
40 514
pensions
-
-
-
6 937
total
-
-
-
47 451
Employee
38 621
-
121 805
-
health
504
-
1 742
-
pensions
2 948
-
8 488
-
income
7 033
-
32 118
-
total
10 485
-
42 348
-
Employer
38 621
-
121 805
-
health
734
-
2 314
-
pensions
3 902
-
15 381
-
total
4 636
-
17 695
-
Corporate
96 243
139 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

18 287
26 504
-
-
total
18 287
26 504
-
-
Dividends
77 957
112 996
-
-
withholding
10 948
22 335
-
-
total
10 948
22 335
-
-
Income
139 500
139 500
139 500
139 500
Total tax
44 356
48 839
60 043
47 451
After tax
95 144
90 661
79 457
92 049
Living cost
28 136
28 136
28 136
28 136
Free-cash
67 008
62 525
51 321
63 913

Estimated living cost  is ₽28136 per week

₽19301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽38694
₽27589
₽33714
₽42261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
municipal
-
-
-
932
regional
-
-
-
3 197
social contributions
-
-
-
35 879
national
-
-
-
34 559
total
-
-
-
74 567
Employee
66 037
-
139 500
-
social contributions
22 267
-
47 039
-
regional
997
-
2 837
-
national
11 160
-
29 983
-
municipal
394
-
833
-
total
34 818
-
80 692
-
Employer
66 037
-
139 500
-
total
-
-
-
-
Corporate
73 463
139 500
-
-
nationa
17 632
33 480
-
-
municipal
3 541
6 723
-
-
total
21 173
40 203
-
-
Dividends
52 291
99 296
-
-
withholding
13 596
25 817
-
-
total
13 596
25 817
-
-
Income
139 500
139 500
139 500
139 500
Total tax
69 587
66 020
80 692
74 567
After tax
69 913
73 480
58 808
64 933
Living cost
31 219
31 219
31 219
31 219
Free-cash
38 694
42 261
27 589
33 714

Estimated living cost  is ₽31219 per week

₽21930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2147
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽8731
₽59230
₽78606
-₽5437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
pensions
-
-
-
3 165
income
-
-
-
38 859
other
-
-
-
282
health
-
-
-
1 659
accident
-
-
-
192
total
-
-
-
44 157
Employee
26 328
-
125 930
-
health
3 015
-
14 419
-
pensions
2 965
-
5 804
-
income
3 612
-
29 741
-
total
9 592
-
49 964
-
Employer
26 328
-
125 930
-
pensions
4 281
-
8 381
-
accident
440
-
2 103
-
unemployment
645
-
3 085
-
total
5 366
-
13 569
-
Corporate
107 807
139 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

97 026
125 550
-
-
total
97 026
125 550
-
-
Dividends
10 781
13 950
-
-
withholding
2 048
2 650
-
-
total
2 048
2 650
-
-
Income
139 500
139 500
139 500
139 500
Total tax
114 032
128 200
63 533
44 157
After tax
25 468
11 300
75 967
95 343
Living cost
16 737
16 737
16 737
16 737
Free-cash
8 731
-5 437
59 230
78 606

Estimated living cost  is ₽16737 per week

₽12267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽51789
₽58228
₽43438
₽41535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
139 500
trade
-
-
-
14 790
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 282
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 381
total
-
-
-
65 807
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 992
-
139 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 206
-
43 282
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

177
-
2 381
-
total
8 737
-
51 017
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
100 508
139 500
-
-
income
15 077
20 924
-
-
trade
14 422
20 019
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

830
1 151
-
-
chamber of commerce
266
324
-
-
total
30 595
42 418
-
-
Dividends
69 912
97 082
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

944
1 319
-
-
withholding
17 180
23 973
-
-
total
18 124
25 292
-
-
Income
139 500
139 500
139 500
139 500
Total tax
57 456
67 710
51 017
65 807
After tax
82 044
71 790
88 483
73 693
Living cost
30 255
30 255
30 255
30 255
Free-cash
51 789
41 535
58 228
43 438

Estimated living cost  is ₽30255 per week

₽20871
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3255
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽88868
₽42412
₽31960
₽95295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
139 500
income
-
-
-
25 637
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 026
surtax
-
-
-
35 573
total
-
-
-
91 236
Employee
22 899
-
105 405
-
income
4 076
-
21 134
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 519
-
10 273
-
surtax
-
-
15 284
-
total
6 595
-
46 691
-
Employer
22 899
-
105 405
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 516
-
22 499
-
surtax
-
-
11 594
-
total
5 516
-
34 093
-
Corporate
111 085
139 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

22 217
27 901
-
-
total
22 217
27 901
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

88 868
111 599
-
-
total
-
-
-
-
Income
139 500
139 500
139 500
139 500
Total tax
34 328
27 901
80 784
91 236
After tax
105 172
111 599
58 716
48 264
Living cost
16 304
16 304
16 304
16 304
Free-cash
88 868
95 295
42 412
31 960

Estimated living cost  is ₽16304 per week

₽10401
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽75704
₽74517
₽75211
₽77305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
income
-
-
-
42 287
health
-
-
-
5 152
pensions
-
-
-
7 107
total
-
-
-
54 546
Employee
14 840
-
131 505
-
health
742
-
1 777
-
unemployment
148
-
355
-
pensions
1 336
-
3 198
-
income
2 871
-
41 914
-
total
5 097
-
47 244
-
Employer
14 840
-
131 505
-
health
1 410
-
3 376
-
pensions
1 632
-
3 909
-
unemployment
297
-
711
-
total
3 339
-
7 996
-
Corporate
121 321
139 500
-
-
income
26 691
30 690
-
-
total
26 691
30 690
-
-
Dividends
94 631
108 810
-
-
withholding
18 926
21 762
-
-
total
18 926
21 762
-
-
Income
139 500
139 500
139 500
139 500
Total tax
54 053
52 452
55 240
54 546
After tax
85 447
87 048
84 260
84 954
Living cost
9 743
9 743
9 743
9 743
Free-cash
75 704
77 305
74 517
75 211

Estimated living cost  is ₽9743 per week

₽5790
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽67650
₽43601
₽48394
₽70144
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
pensions
-
-
-
20 918
unemployment
-
-
-
178
income
-
-
-
38 935
other
-
-
-
-
health
-
-
-
7 425
surtax
-
-
-
6 048
total
-
-
-
73 504
Employee
26 391
-
117 484
-
health
674
-
2 666
-
unemployment
1 837
-
7 280
-
pensions
1 761
-
6 976
-
income
4 424
-
34 248
-
other
-
-
-
-
surtax
94
-
5 111
-
total
8 790
-
56 281
-
Employer
26 391
-
117 484
-
health
1 200
-
4 759
-
pensions
3 519
-
13 942
-
unemployment
837
-
3 315
-
other
-
-
-
-
total
5 556
-
22 016
-
Corporate
107 553
139 500
-
-
income
27 963
36 270
-
-
total
27 963
36 270
-
-
Dividends
79 590
103 230
-
-
withholding
11 939
15 484
-
-
total
11 939
15 484
-
-
Income
139 500
139 500
139 500
139 500
Total tax
54 248
51 754
78 297
73 504
After tax
85 252
87 746
61 203
65 996
Living cost
17 602
17 602
17 602
17 602
Free-cash
67 650
70 144
43 601
48 394

Estimated living cost  is ₽17602 per week

₽10627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽51863
₽11994
₽46755
₽52252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
pensions
-
-
-
16 937
chamber of commerce
-
-