Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 139500
per

Your estimated
City
free-cash

Valencia , Spain
-₽30574
-₽9736
-₽25578
-₽45411
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
income
-
-
-
18 958
pensions
-
-
-
39 477
other
-
-
-
137
unemployment
-
-
-
979
accident
-
-
-
1 252
total
-
-
-
60 803
Employee
140 212
-
99 130
-
unemployment
2 173
-
1 965
-
pensions
6 592
-
5 951
-
other
137
-
130
-
income
27 032
-
17 382
-
total
35 934
-
25 428
-
Employer
140 212
-
99 130
-
accident
2 778
-
2 504
-
other
1 123
-
1 015
-
unemployment
7 714
-
6 966
-
pensions
33 087
-
29 885
-
total
44 702
-
40 370
-
Corporate
-
139 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 926
-
-
total
-
20 926
-
-
Dividends
-
118 574
-
-
withholding
-
24 035
-
-
total
-
24 035
-
-
Income
139 500
139 500
139 500
139 500
Total tax
80 636
44 961
65 798
60 803
After tax
58 864
94 539
73 702
78 697
Living cost
104 276
104 276
104 276
104 276
Free-cash
-45 411
-9 736
-30 574
-25 578

Estimated living cost  is ₽104276 per month

₽70384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10024
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1828
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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