Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 139500
per

Your estimated
City
free-cash

Valencia , Spain
-₽32229
-₽16628
-₽57733
-₽40060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
accident
-
-
-
1 259
other
-
-
-
138
pensions
-
-
-
39 476
unemployment
-
-
-
975
income
-
-
-
18 656
total
-
-
-
60 504
Employee
149 557
-
96 440
-
pensions
7 031
-
6 348
-
unemployment
2 318
-
2 095
-
other
146
-
138
-
income
28 833
-
16 694
-
total
38 328
-
25 275
-
Employer
149 557
-
96 440
-
accident
2 963
-
2 671
-
pensions
35 292
-
31 877
-
other
1 197
-
1 082
-
unemployment
8 228
-
7 430
-
total
47 680
-
43 060
-
Corporate
-
139 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 924
-
-
total
-
20 924
-
-
Dividends
-
118 576
-
-
withholding
-
23 979
-
-
total
-
23 979
-
-
Income
139 500
139 500
139 500
139 500
Total tax
86 008
44 903
68 335
60 504
After tax
53 492
94 597
71 165
78 996
Living cost
111 225
111 225
111 225
111 225
Free-cash
-57 733
-16 628
-40 060
-32 229

Estimated living cost  is ₽111225 per month

₽75075
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10692
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1950
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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