Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 139500
per

Your estimated
City
free-cash

Valencia , Spain
-₽30517
-₽14864
-₽54571
-₽37606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
accident
-
-
-
1 254
other
-
-
-
136
pensions
-
-
-
39 477
unemployment
-
-
-
974
income
-
-
-
18 734
total
-
-
-
60 575
Employee
147 159
-
97 130
-
pensions
6 918
-
6 246
-
unemployment
2 281
-
2 062
-
other
143
-
136
-
income
28 371
-
16 850
-
total
37 713
-
25 294
-
Employer
147 159
-
97 130
-
accident
2 915
-
2 628
-
pensions
34 727
-
31 366
-
other
1 178
-
1 065
-
unemployment
8 096
-
7 311
-
total
46 916
-
42 370
-
Corporate
-
139 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 928
-
-
total
-
20 928
-
-
Dividends
-
118 572
-
-
withholding
-
23 994
-
-
total
-
23 994
-
-
Income
139 500
139 500
139 500
139 500
Total tax
84 629
44 922
67 664
60 575
After tax
54 871
94 578
71 836
78 925
Living cost
109 442
109 442
109 442
109 442
Free-cash
-54 571
-14 864
-37 606
-30 517

Estimated living cost  is ₽109442 per month

₽73871
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1918
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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