Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 139000
per

Your estimated
City
free-cash

Valencia , Spain
-₽11704
-₽33158
-₽48815
-₽27415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 000
accident
-
-
-
1 250
unemployment
-
-
-
972
pensions
-
-
-
39 337
other
-
-
-
139
income
-
-
-
18 803
total
-
-
-
60 501
Employee
142 415
-
97 996
-
pensions
6 695
-
6 045
-
income
27 457
-
17 067
-
unemployment
2 207
-
1 995
-
other
139
-
132
-
total
36 498
-
25 239
-
Employer
142 415
-
97 996
-
other
1 140
-
1 031
-
unemployment
7 835
-
7 075
-
accident
2 821
-
2 544
-
pensions
33 607
-
30 355
-
total
45 403
-
41 005
-
Corporate
-
139 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 853
-
-
total
-
20 853
-
-
Dividends
-
118 147
-
-
withholding
-
23 937
-
-
total
-
23 937
-
-
Income
139 000
139 000
139 000
139 000
Total tax
81 901
44 790
66 244
60 501
After tax
57 099
94 210
72 756
78 499
Living cost
105 914
105 914
105 914
105 914
Free-cash
-48 815
-11 704
-33 158
-27 415

Estimated living cost  is ₽105914 per month

₽71490
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1857
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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