Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 139000
per

Your estimated
City
free-cash

Valencia , Spain
₽15879
₽265
-₽808
₽337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 000
unemployment
-
-
-
976
pensions
-
-
-
39 338
accident
-
-
-
1 251
other
-
-
-
140
income
-
-
-
19 995
total
-
-
-
61 700
Employee
105 027
-
105 403
-
pensions
4 937
-
4 954
-
other
102
-
108
-
unemployment
1 628
-
1 633
-
income
20 248
-
20 335
-
total
26 915
-
27 030
-
Employer
105 027
-
105 403
-
pensions
24 784
-
24 876
-
accident
2 081
-
2 086
-
unemployment
5 778
-
5 794
-
other
841
-
841
-
total
33 484
-
33 597
-
Corporate
489
139 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

75
20 849
-
-
total
75
20 849
-
-
Dividends
414
118 151
-
-
withholding
81
24 164
-
-
total
81
24 164
-
-
Income
139 000
139 000
139 000
139 000
Total tax
60 555
45 013
60 627
61 700
After tax
78 445
93 987
78 373
77 300
Living cost
78 108
78 108
78 108
78 108
Free-cash
337
15 879
265
-808

Estimated living cost  is ₽78108 per month

₽52722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7509
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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