Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 138500

per

Your estimated

Best value All models

City

free-cash

Gdansk , Poland

-₽9427

₽8051

₽74129

₽53642

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

138 500

income

37 188

other

348

health

2 047

accident

237

pensions

3 905

total

43 725

Employee

32 477

123 089

health

3 719

14 094

income

4 456

27 547

pensions

3 657

7 160

total

11 832

48 801

Employer

32 477

123 089

accident

542

2 056

pensions

5 281

10 339

unemployment

796

3 016

total

6 619

15 411

Corporate

99 404

138 500

income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

89 463

124 650

total

89 463

124 650

Dividends

9 940

13 850

withholding

1 889

2 631

total

1 889

2 631

Income

138 500

Total tax

109 803

127 281

64 212

43 725

After tax

28 697

11 219

74 288

94 775

Living cost

20 646

Free-cash

8 051

-9 427

53 642

74 129

Estimated living cost is ₽20646 per week

₽15132

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽1144

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽431

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽3940

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.