Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 138500
per

Your estimated
City
free-cash

Valencia , Spain
-₽16719
-₽57693
-₽32207
-₽40059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
other
-
-
-
137
unemployment
-
-
-
970
pensions
-
-
-
39 198
income
-
-
-
18 519
accident
-
-
-
1 245
total
-
-
-
60 069
Employee
148 767
-
95 667
-
unemployment
2 306
-
2 084
-
income
28 681
-
16 553
-
pensions
6 994
-
6 314
-
other
145
-
137
-
total
38 126
-
25 088
-
Employer
148 767
-
95 667
-
accident
2 947
-
2 657
-
pensions
35 106
-
31 708
-
other
1 191
-
1 077
-
unemployment
8 185
-
7 391
-
total
47 429
-
42 833
-
Corporate
-
138 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 775
-
-
total
-
20 775
-
-
Dividends
-
117 725
-
-
withholding
-
23 806
-
-
total
-
23 806
-
-
Income
138 500
138 500
138 500
138 500
Total tax
85 555
44 581
67 921
60 069
After tax
52 945
93 919
70 579
78 431
Living cost
110 638
110 638
110 638
110 638
Free-cash
-57 693
-16 719
-40 059
-32 207

Estimated living cost  is ₽110638 per month

₽74679
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10636
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1939
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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