Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 138500
per

Your estimated
City
free-cash

Valencia , Spain
-₽56270
-₽15928
-₽38954
-₽31431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
other
-
-
-
136
unemployment
-
-
-
970
income
-
-
-
18 551
pensions
-
-
-
39 195
accident
-
-
-
1 243
total
-
-
-
60 095
Employee
147 689
-
95 978
-
unemployment
2 289
-
2 069
-
other
144
-
136
-
pensions
6 943
-
6 268
-
income
28 473
-
16 622
-
total
37 849
-
25 095
-
Employer
147 689
-
95 978
-
other
1 182
-
1 069
-
accident
2 926
-
2 638
-
pensions
34 852
-
31 479
-
unemployment
8 125
-
7 337
-
total
47 085
-
42 523
-
Corporate
-
138 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 776
-
-
total
-
20 776
-
-
Dividends
-
117 724
-
-
withholding
-
23 816
-
-
total
-
23 816
-
-
Income
138 500
138 500
138 500
138 500
Total tax
84 934
44 592
67 618
60 095
After tax
53 566
93 908
70 882
78 405
Living cost
109 836
109 836
109 836
109 836
Free-cash
-56 270
-15 928
-38 954
-31 431

Estimated living cost  is ₽109836 per month

₽74137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10559
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1925
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Additional information

Source

[[ row[2] ]] [[ row[0] ]]

Additional information

Source