Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 138500
per

Your estimated
City
free-cash

Valencia , Spain
-₽65703
-₽46278
-₽36623
-₽21197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
unemployment
-
-
-
970
accident
-
-
-
1 248
pensions
-
-
-
39 194
income
-
-
-
18 421
other
-
-
-
135
total
-
-
-
59 968
Employee
154 842
-
93 918
-
other
151
-
143
-
income
29 852
-
16 156
-
pensions
7 279
-
6 572
-
unemployment
2 400
-
2 169
-
total
39 682
-
25 040
-
Employer
154 842
-
93 918
-
accident
3 067
-
2 766
-
unemployment
8 519
-
7 693
-
pensions
36 540
-
33 003
-
other
1 240
-
1 121
-
total
49 366
-
44 583
-
Corporate
-
138 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
20 773
-
-
total
-
20 773
-
-
Dividends
-
117 727
-
-
withholding
-
23 769
-
-
total
-
23 769
-
-
Income
138 500
138 500
138 500
138 500
Total tax
89 048
44 542
69 623
59 968
After tax
49 452
93 958
68 877
78 532
Living cost
115 155
115 155
115 155
115 155
Free-cash
-65 703
-21 197
-46 278
-36 623

Estimated living cost  is ₽115155 per month

₽77728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11070
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2018
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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