Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 138000
per

Your estimated
City
free-cash

Helsinki , Finland
₽57425
₽54932
₽39114
₽53163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
138 000
national
-
-
-
19 703
health
-
-
-
1 749
municipal
-
-
-
24 525
total
-
-
-
45 977
Employee
47 412
-
116 093
-
unemployment
711
-
1 741
-
municipal
7 766
-
18 919
-
national
783
-
12 475
-
pensions
3 200
-
7 836
-
health
354
-
1 411
-
total
12 814
-
42 382
-
Employer
47 412
-
116 093
-
pensions
8 226
-
20 142
-
health
364
-
894
-
accident
48
-
116
-
unemployment
308
-
754
-
total
8 946
-
21 906
-
Corporate
81 642
138 000
-
-
income
16 328
27 600
-
-
total
16 328
27 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

48 985
82 800
-
-
municipal
8 817
14 904
-
-
national
1 565
7 735
-
-
total
10 382
22 639
-
-
Income
138 000
138 000
138 000
138 000
Total tax
48 470
50 239
64 288
45 977
After tax
89 530
87 761
73 712
92 023
Living cost
34 598
34 598
34 598
34 598
Free-cash
54 932
53 163
39 114
57 425

Estimated living cost  is ₽34598 per week

₽22599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8121
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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