Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 138000
per

Your estimated
City
free-cash

Helsinki , Finland
₽53402
₽51784
₽37747
₽56669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
138 000
municipal
-
-
-
24 529
national
-
-
-
18 547
health
-
-
-
1 728
total
-
-
-
44 804
Employee
50 055
-
116 094
-
national
827
-
11 928
-
unemployment
751
-
1 742
-
health
374
-
1 390
-
municipal
8 199
-
18 923
-
pensions
3 378
-
7 836
-
total
13 529
-
41 819
-
Employer
50 055
-
116 094
-
accident
51
-
116
-
pensions
8 684
-
20 142
-
unemployment
325
-
755
-
health
385
-
894
-
total
9 445
-
21 907
-
Corporate
78 501
138 000
-
-
income
15 700
27 600
-
-
total
15 700
27 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

47 100
82 800
-
-
municipal
8 478
14 904
-
-
national
919
7 185
-
-
total
9 397
22 089
-
-
Income
138 000
138 000
138 000
138 000
Total tax
48 071
49 689
63 726
44 804
After tax
89 929
88 311
74 274
93 196
Living cost
36 527
36 527
36 527
36 527
Free-cash
53 402
51 784
37 747
56 669

Estimated living cost  is ₽36527 per week

₽23859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8574
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close