Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 138000
per

Your estimated
City
free-cash

Helsinki , Finland
₽54234
₽38459
₽52504
₽57117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
138 000
health
-
-
-
1 740
municipal
-
-
-
24 527
national
-
-
-
19 097
total
-
-
-
45 364
Employee
48 675
-
116 093
-
unemployment
730
-
1 742
-
pensions
3 285
-
7 836
-
municipal
7 972
-
18 921
-
national
804
-
12 214
-
health
363
-
1 401
-
total
13 154
-
42 114
-
Employer
48 675
-
116 093
-
pensions
8 445
-
20 143
-
health
374
-
894
-
unemployment
316
-
755
-
accident
49
-
116
-
total
9 184
-
21 908
-
Corporate
80 142
138 000
-
-
income
16 027
27 601
-
-
total
16 027
27 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

48 086
82 799
-
-
national
1 227
7 472
-
-
municipal
8 655
14 904
-
-
total
9 882
22 376
-
-
Income
138 000
138 000
138 000
138 000
Total tax
48 247
49 977
64 022
45 364
After tax
89 753
88 023
73 978
92 636
Living cost
35 519
35 519
35 519
35 519
Free-cash
54 234
52 504
38 459
57 117

Estimated living cost  is ₽35519 per week

₽23201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3417
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8338
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close